www totalcardvisa com – Total Visa Apply Online

For customers with less than stellar credit one credit card option that customers can use to rebuild their credit score is the Total Visa Credit Card.  Customers may have heard about this card via a letter they received in the mail or possibly via email but it’s a decent card for those serious about turning their credit around.  

The online application process is simple and quick allowing you to receive a decision on your acceptance within a few minutes.  

How to Apply for Total Visa Credit Card

Enter the following info:

  • First name
  • Last name
  • Email address
  • Street address
  • Home phone number
  • Mobile phone number
  • Indicate if you have an active checking account
  • Choose your card design
  • Click the black Apply Now button


If you received an offer in the mail you can follow these instructions:

  • Visit totalcardvisa.com
  • Click the Accept Mail Offer link at the top of the screen
  • Enter your totalcardvisa reservation number
  • Click the black Continue button

Continue on with the rest of the application process which will require you to enter more personal financial information including:

  • Income
  • Mortgage or rent amount
  • Employer
  • Social security number

When you complete the totalcardvisa application process and click Submit the next step is to wait for a decision.  You should receive a decision online which only takes a minute or so.  After clicking Submit just wait for a response.

If additional information is required for acceptance you should receive email correspondence with instructions.  Once you are approved your new card will be sent to your mailing address within 3 to 7 business days.

How to Activate TotalCardVisa Online

After you are approved for a TotalCard Visa before you can begin using it the next step is to activate the card.  You can activate the card online or by phone:

  • Visit totalcardvisa.com
  • Click the Activate Your Card link at the top of the page

Enter the following details:

  • Date of birth
  • Application ID
  • Email address
  • Click the black Submit button

How to Activate TotalCardVisa By Phone

  • Call 1-877-526-5799

TotalCardVisa Features and Highlights

  • One time $89 program fee
  • $75 annual fee for the first year then $48 annually
  • Monthly Servicing Fee first year $0 then afterwards $75 annually
  • Manage Monthly Payments
  • Accepted by Merchants nationwide
  • Reports to credit bureau monthly
  • Checking account required
  • Free credit monitoring 

If approved for a card the card will have an initial credit limit of $300 depending on your credit history.  After you take out the $75 annual fee your balance will be $225.

Download the Total Card Visa App

If you want to manage your account while on the go via your smartphone or mobile devices you can download the Total Card Visa app.  The app offers users many of the same features of your online account:

  • Easily Manage your Total Visa account right from the mobile app!
  • Make payments
  • View transactions & statements
  • Check available credit
  • Check your score with free Credit Monitoring powered by TransUnion