Category: Credit Cards

How the Tomo Credit Card Pre Approval Works?

by Nation10

If you’re looking for a cashback reward credit card with no annual fees, Tomo Credit Card might be just the right product for you. Despite its low interest rates, no annual fees, and cashback rewards, this card offers a great value for your money. 

Moreover, you’ll only need an ITIN and a valid source of income to apply for the card.  And with no annual fee, you’ll be able to enjoy the benefits of this credit card regardless of your financial situation.

Getting Started With Tomo Credit Card Apply

If you are interested in applying for a Tomo World Elite Mastercard you can follow these steps to getting started:

  • Visit Tomo credit card pre approval
  • Enter your email address
  • Click the Apply Now button

Tomo Credit Card Pre Approval

The next step is you will be creating your Tomo account – enter the following info:

  • First name
  • Last name
  • Email
  • Password
  • Click the Get Started button

Continue on with the rest of the Tomo credit card pre approval registration process and answer every question until you reach the end of the application process then wait for a decision.

What is Required to Apply for a Tomo Card?

If you have no credit history, you might be interested in applying for a Tomo credit card. The company uses several different data points to determine whether or not you will qualify for a credit card. 

  • Negative credit history will require more further screening
  • Minimum credit limit is $1,000
  • No interest on purchases
  • 18 years and older
  • Accepts social security, ITIN numbers, and travel passports
  • No credit history requirement
  • Must have a bank account

Who is the Tomo Card Designed for?

If you’re looking for a new credit card but don’t have a perfect credit history, you may be interested in a Tomo credit card review. This unsecured credit card is designed for people with less than perfect credit. 

Tomo uses alternative underwriting methods, so it doesn’t check your FICO score or VantageScore. Instead, they look at your bank and investment accounts to determine whether you’re a good risk for a new card. 

Tomo underwriters claim to evaluate your financial situation holistically, including how much money you have on hand, how you spend on your card, and how you manage your investments.

Other Wearethenationnews.com Credit Card Posts:

rei.capitalone.com

getmydisneyvisa.com

chase.com/getinkpreferred invitation code

Is Tomo Credit Card Legit?

If you have bad credit and are looking for a new credit card, you may want to consider the Tomo Credit Card pre approval offer. This credit card doesn’t require a security deposit and is a great option if you don’t have a good credit history. 

Having a checking and savings account and having a lot of money in savings is a good sign. You’ll also be more likely to qualify if you get paid on time.

There are many perks to the Tomo credit card. One of the biggest benefits is that it’s a no credit check, unsecured card that can help you build your credit. Even people with bad credit or no credit history can apply for it, and it doesn’t matter where you live. 

Tomo World Elite Mastercard Benefits

Up to $10,000 spending power

No credit history required

$0 fees

0% APR

Take 3 rides with Lyft and earn $5 credit

Free 3 months of DashPass and $5 off each month

Discounts on your first 5 boxes plus free shipping

Free membership 2 day shipping and returns at Shoprunner

Spend $20 on movie tickets or streaming via Fandango and get $5 off your next purchase

Access to travel rewards in over 40 cities 

Exclusive PGA Tour experiences and access to 1000+ private clubs

24/7 concierge service

$1000 cellphone protection

Mastercard ID Theft Specialists available 24/7/365

Zero Liability

Global Emergency

Reference

tomo credit card pre approval

www.vanillagift.com gift card balance – Review Your Balance

by Nation10

Visit the Vanilla Gift website to check your Vanilla gift card balance online.  Online account access and balance checks are available at any time to cardholders.

How to Check VanillaGift Balance Online

Accessing your card information online is simple to do, here are a few steps to get you started:

  • Visit www.vanillagift.com gift card balance
  • Under” Check your balance and access your account” enter your 16 digit card number
  • Enter your card expiration date by MM/YY
  • Enter your card 3 digit CVV
  • Click the gray Sign In button

www.vanillagift.com gift card balance

You should now be able to log in to your Vanilla gift card account if you followed the steps correctly.  The vanilla gift balance check and recent transactions should be displayed in your account information.

How to Do VanillaGift Balance Check by Phone

It is also possible to check the balance of a vanilla gift card by phone.  Check the back of your card for the customer card number or consider these numbers:

  • 1-800-680-5941
  • 1-800-571-1376 – to reach a Customer Care Representative
  • Call 1-866-585-8338 if your card was purchased in Puerto Rico

The vanillagift.com gift card balance site is designed to be used for 3 Vanilla gift cards that are available:

  • Vanilla Mastercard Gift Card
  • Vanilla Visa Gift Card
  • Vanilla Discover Gift Card

Check out our other Wearethenationnews gift card Help posts:

Amexgiftcard.com/balance activate

How to Use Vanilla Gift Card For Purchases

Making purchases after you’ve received your Vanillagift card and accessed your account information online is the next step.  Any prepaid debit card with a Visa or Mastercard logo works the same way.

To buy something at the card terminal, you can either use credit or debit at the cashier.  You can either slide the credit card through the machine or hand it to the cashier if you choose credit.

If you elect to use the debit transaction feature you will need to know your PIN.  You will select debit then enter your PIN.

VanillaGift Card Highlights

Here are some important points to remember when using your gift card:

  • Funds never expire
  • Use for spending in-store or online
  • No personal information or credit check required
  • No fees after purchase
  • No activation period – use card immediately after purchasing
  • Card declined if you try to purchase something over your limit so know your balance
  • Cannot be used at ATM and no opportunity for cash back at the point of sale
  • Can be used anywhere in the US where Visa, Mastercard, or Discover cards are accepted
  • Purchased at popular retailers such as CVS, Wal-mart, Walgreens, Rite Aid, Dollar General, 7-11, Sam’s Club, Speedway, and HEB
  • Can be purchased for amounts ranging between $20-$500
  • Cannot be used for automatic billing
  • Replacement fee assessed if card is lost or stolen

How to Contact Vanilla Visa Gift

Depending on your reason for needing to get into contact with VanillaGift you may need to use different phone numbers.

For gift cards that have already been purchased:
Call 1-833-322-6760

For purchasing gift cards:
1-844-433-7898

For lost or stolen cards:
Call 1-833-322-6760

Reference

www.vanillagift.com

https://www.vanillagift.com/home?country=US

www.aspire.com/activate – Aspire Credit Card Activation Steps

by Nation10

The Aspire activation site lets Aspire credit card holders activate their new cards online.  Customers can activate cards, access accounts, contact customer service, or respond to offers on the site.  

How Do I Activate My Aspire Credit Card?

For you to use your Aspire credit card, you will need to activate it. Here’s how:

www.aspire.com/activate

  • Click the Enroll In Aspire Account Center button
  • Click the Create Account link

Enter the following details:

  • Last name
  • Last 4 digits of your social security number
  • Date of birth
  • Click the Submit button

After entering the above information at aspire.com/activate, the system will try to locate your account information.  Your next step will be to create your username, password, and security questions.

Your account will be created once you have completed the online registration process.  In your account, click the Aspire Activation button to activate your credit card.

How to Troubleshoot Your Aspire Card Password

To get immediate assistance if you forget your password, use the self-help links.  From the aspire.com/activate website you will need to do the following:

  • Click the Sign In Aspire Account Center button
  • Click the Forgot Password link
  • Enter your User name

You will receive an email message to reset your password from the system.

How to Troubleshoot Your Aspire Username

You can recover your username by following these steps from the Aspire Activate homepage:

  • Click the Sign In Aspire Account Center button
  • Click the Forgot User name link

Enter the following info for account retrieval:

  • Last name
  • Last 4 digits of your social security number
  • Date of birth
  • Click the Submit button

Aspire Card Account Features

  • Activate card
  • Manage your account 24/7 from any device
  • Make payments
  • Set up account alerts
  • Check account balance

Aspire Credit Cards Offered

Aspire offers the following credit cards at the aspire.com activate website:

  • Aspire Credit Card
  • Aspire Cash Back Reward Card

Contact Aspire Customer Service

  • Call 1-855-802-5572

Customer Service Hours

Monday to Sunday

8am to 12am EST

Mailing Address

Account Services

PO Box 105555

Atlanta, GA  30348-5555

At the bottom of the Aspire Activate website, you will find a link that says “Contact Us.”  If you would like to use the Contact Us form be include the following info:

  • Full name
  • Email address
  • Subject
  • Message
  • Click the Submit message button

Reference

www.aspire.com/activate

www.getmydisneyvisa.com invitation – Apply for Chase Disney

by Nation10

On the getmydisneyvisa website, consumers can apply for a Disney Rewards Visa Card by Chase if they received a mailer about it.  Disney fans who are interested in earning rewards and receiving discounts can receive the invitation.

Consumers have the option of applying for two Disney credit cards, the Disney Premier Visa Card and the Disney Visa Card.  During the application process, you can choose which card you want to apply for.

How to Apply for GetmyDisneyVisa Card

www.getmydisneyvisa.com invitation

Access to your personalized offer requires the invitation number.

You must then complete the online getmydisneyvisa application to be approved for the card.  You will need to enter the following info:

  • Social security number
  • Address
  • Salary
  • Employer
  • Length of time employed
  • Monthly mortgage/rent amount

A credit card acceptance decision will be given to you instantly at the end of the application process.  After you’ve applied for the Chase Disney Visa, you’ll receive an email that tells you whether you’ve been approved and what your credit limit is.

Benefits of the Chase Disney Rewards Visa 

At www.getmydisneyvisa.com, consumers can apply for the Disney Visa Card and Disney Premier Visa Card.  Here is a breakdown of the card benefits:

Disney Premier Visa Card Highlights

  • Earn a $200 statement credit for new members after spending $500 on purchases within the first 3 months of account opening.  
  • Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants, and most Disney locations.
  • Earn 1% on all your other card purchases
  • $49 annual fee
  • Redeem Rewards Dollars for a statement credit towards airline travel
  • Redeem Rewards Dollars toward Disney experiences such as Disney Theme Park tickets, Resorts stays, Disney Store, and Disney Cruise Line
  • Special vacation financing
  • Save 10% on select merchandise purchases of $50 or more at select locations and 10% off select dining locations most days at the Disneyland and Walt Disney World Resorts.

Disney Visa Card Highlights

  • No annual fee
  • Get a $50 statement credit after first purchase with a new Disney Visa card
  • Earn 1% in Disney Rewards Dollars on all card purchases
  • Redeem Rewards Dollars toward Disney Parks & Resorts, Disney Movies, Disney Store, Disney Cruise Line
  • Special vacation financing
  • Save 10% on shopping & dining
  • Get access to exclusive Disney Visa Cardmember events at Disney store

In order to apply for a credit card, applicants will have the choice of 10 different designs.  Some of the choices available are Sorcerer Mickey, Yoda, Tink, Pixie Dust, Darth Vader, BB-8, and more.

References

www.getmydisneyvisa.com invitation

www.gomercury.com reservation code – Apply for Mercury Mastercard

by Nation10

Mercury Mastercard pre-approved consumers can apply online using their online website.  The website is available 24 hours a day for customers to submit their application and receive an instant decision.  Approval only takes a minute or two.

How to Apply for a GoMercury Card 

You can find your Mercury Mastercard reservation code on the offer letter to get started with the online application.  After you’ve found the code follow these instructions:

www.gomercury.com reservation code

If you do not have a reservation code click the “Click here” link beside “Don’t have a reservation code.”

Enter the following details:

  • Last name
  • Last 4 digits of your social security number
  • Zip code
  • Click the Apply Today button

 

Having entered your preliminary information to get started, the next step is to complete the rest of the gomercury.com reservation code application process by entering some personal information.

  • Name
  • Address
  • Salary
  • Employer
  • Mortgage/rent amount
  • Social security number

If your application has been accepted, click the Submit button once you have completed this process.  As soon as you are approved, you will receive your credit limit as well as a new credit card.

Gomercury Apply Mastercard Details

  • Mastercard Accepted worldwide
  • $0 fraud liability
  • Free FICO score
  • Card issued by First Bank & Trust 
  • $0 annual fees
  • Cannot apply unless you’ve been invited via mailer
  • Late fee charges up to $38

Mercury MasterCard information

  • Card is ideal for consumers with poor to bad credit with credit scores ranging between 550 and 650
  • Annual Percentage rate (APR) from 25.90-27.90% that varies based on the Prime Rate
  • Cash advance APR ranges from 27.90-29.90% and also fluctuates with respect to the Prime Rate
  • 5% or 10% cash advance fee based on the amount of the cash advance
  • Credit limit of at least $1,500. 

Download GoMercury Mobile App

For mobile credit card management on the go, you can download the following app:

  • Download the Mercury Mastercard Mobile app via the App Store or Google Play

How to Contact GoMercury Customer Service

  • To speak with customer service call 1-866-686-2158
  • Website trouble call 1-833-766-4844
  • New application assistance call 1-833-766-4844

Send Correspondence to:

Card Services

PO Box 84064

Columbus, GA  31908

Mail Mercury Mastercard Payment

Card Services

PO Box 70168

Philadelphia, PA  19176-0168

Pay by Phone

Call 1-866-686-2158

Reference

www.gomercury.com

www.chase.com/getinkpreferred invitation code – Apply For Chase Ink Business

by Nation10

Customers who received a mail-in offer from Chase Bank can apply for the Chase Get Ink Preferred Business Card online, by mail, or by phone.  Some Chase Bank account holders who meet the credit requirements have been pre-approved for the card.

Application for the card is quick and simple, and applicants receive a decision immediately.  This guide may be of assistance if you are interested in applying and need more information.

How to Apply For Chase Get Ink Preferred Card  

www.chase.com/getinkpreferred invitation code

Continue on with the rest of the application process where you will need to input more personal financial info such as:

  • Income
  • Address
  • Employer
  • mortgage/rent amount
  • Email address

When you finish the online application you will receive an instant decision and if approved extended a credit limit.

How to Apply for Chase Ink By Mail

With your mail in offer you should have received a hard copy application and self addressed stamped envelope.  Simply complete the application and mail it back in the self addressed envelope.

The entire process will take up to 10 days or less before you will hear back on whether or not you’ve been approved for the card.  This is why most applicants prefer to apply online at chase.com/getinkpreferred invitation code.  It only takes a few minutes to complete the application and get approved.

Rewards and Benefits of Chase Ink Business

100,000 bonus points after spending $15,000 on purchases in the first 3 months after account opening.  This equals $1,000 cash back or $1,250 toward travel rewards when you redeem through Chase Ultimate Rewards.

  • Earn 3x points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year
  • Shipping purchases
  • Advertising purchases made with social media sites and search engines
  • Internet, cable, and phone services
  • Travel

Redeem for Flexible Rewards

  • Redeem for cash back, gift cards, travel experiences, and more through Chase Ultimate Rewards
  • 25% more in travel redemption
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Fraud Protection
  • Purchase Protection
  • Personalize account alerts
  • Employee cards free

How to Contact Chase GetInkpreferred Customer Service

Call 1-800-242-7383

Reference

www.chase.com/getinkpreferred invitation code

Varo Activate Card – Getting Started with Your Card

by Nation10

Customers that applied for a Varo Bank Account and have received their new Varo Bank Visa Debit card will need to activate the card before using it for purchases.  There are 3 simple ways you can activate your card – by phone, online, or via the mobile app.

How to Activate my Varo Bank Visa Debit Card Online?

varo activate card

  • Enter your email address and password
  • Click the blue Log In button
  • Login to your online bank account
  • Click the Activate Your Card link

How to Activate my Varo Bank Debit Card By App

  • Download the app from Google Play or the App Store
  • Open the app
  • Tap “Activate your card”
  • Set your PIN

How to Activate my Varo Visa Debit By Phone

  • Call 1-877-377-8276
  • Choose prompt 3
  • Set your PIN

After your card has been activated you can use it anywhere that accepts Visa.  

Varo Mobile Banking Features

  • Varo Bank Visa contactless debit card
  • Branchless 24/7 mobile banking
  • Free Varo to Varo money transfers
  • 250,000 FDIC insured deposits
  • Receive up to 6% cashback for using your Varo card
  • When $5 cashback earnings is accrued it is instantly transferred to your bank account
  • Direct deposit
  • With direct deposit get your paycheck up to 2 days earlier
  • Use Varo Advance to borrow up to $100

How to Get a Varo Bank Account

  • Visit varo activate card
  • Click the Open Account button at the top of the screen

Enter the following info:

  • Email address
  • US mobile number
  • Password
  • Click the Let’s Go button

Contact Varo Bank Customer Service

Call 1-877-377-8276

Monday – Friday 

8am to 9pm EST

Saturday

11am to 7pm EST

Email:  support@varomoney.com

Reference

Varo activate card

www chasesapphiremail com – Apply for Chase Sapphire Card

www chasesapphiremail com – Apply for Chase Sapphire Card

by Nation10

The Chase Sapphire Preferred card can be applied for online at www.chasesapphiremail.com.  Please complete the paper invitation and mail it back if you received an invitation in the mail to apply.

Chase Sapphire Features

Several perks and benefits are offered by the card that will entice many consumers.  After spending $4,000 on purchases within the first three months, you will receive 60,000 bonus points.  The following are other benefits you can expect:

  • Receive 2x points on travel and dining at restaurants
  • 1 to 1 point value transfer to leading frequent travel programs
  • No foreign transaction fees
  • 24/7 direct access to customer service specialists
  • points are worth 25% more when you redeem for travel through Chase Ultimate Rewards

www chasesapphiremail com – Apply for Chase Sapphire Card

How to Apply For Chase Sapphire Card Online

The fastest and most convenient way to apply for the Chase Sapphire card is through the online application site.  After completing the application you will receive an instant decision that will take about a minute or so.

  • Visit www.chasesapphiremail.com
  • Enter your 12 digit Chase Sapphire Preferred invitation number
  • Enter your 5 digit zip code
  • Last name
  • Click the blue Submit button
  • Verify your information
  • Click the blue Continue button
  • Complete the rest of the application

***Your name and address should already be pre-filled which helps to speed up the application process

Be prepared to enter the following details:

  • Date of birth
  • Mother’s maiden name
  • Email address
  • Type of address
  • Primary source of income
  • Primary phone number
  • Check you’ve read the terms
  • Click the blue Submit button

You will receive an instant decision after clicking the Submit button, should take roughly 60 seconds or so.  If you are approved you will be extended a credit limit that will display on the screen.  

How To Apply For Chase Sapphire By Mail

If you are more interested in applying by mail you can complete the paper invitation that you received in the mail.  Send it back and wait about 7 days to receive word if you’ve been approved.  This is the slower option when applying so do consider the online option at chasesapphiremail.com.

Chase Sapphire Preferred Fees

The Chase Sapphire Preferred has great perks but it also has some fees that you should be aware of.  The fees are pretty standard for most credit cards but here is a list anyway:

  • APR 21.49% on purchases
  • APR 21.49% on balance transfers
  • 26.49% on cash advances
  • $95 annual membership fee
  • $39 late payment
  • $39 return payment

Chase Sapphire Preferred Points Redemption

Cash or gift cards can be redeemed for Chase points at a value of 1 cent per point.  A 20% discount is offered to cardholders who want to redeem their points for travel.  Points are worth 1.25 cents each.  You can redeem all of your points at the 1.25 cent rate when you’re ready to redeem your points for travel with your Chase Sapphire Preferred Card.

A card like this is best for individuals who travel often and eat out often.  If you’re a frequent traveler consider applying for the Chase Sapphire Preferred card at www.chasesapphiremail.com.