www.aspire.com/activate – Aspire Credit Card Activation Steps

The Aspire activation site lets Aspire credit card holders activate their new cards online.  Customers can activate cards, access accounts, contact customer service, or respond to offers on the site.  

How Do I Activate My Aspire Credit Card?

For you to use your Aspire credit card, you will need to activate it. Here’s how:

www.aspire.com/activate

  • Click the Enroll In Aspire Account Center button
  • Click the Create Account link

Enter the following details:

  • Last name
  • Last 4 digits of your social security number
  • Date of birth
  • Click the Submit button

After entering the above information at aspire.com/activate, the system will try to locate your account information.  Your next step will be to create your username, password, and security questions.

Your account will be created once you have completed the online registration process.  In your account, click the Aspire Activation button to activate your credit card.

How to Troubleshoot Your Aspire Card Password

To get immediate assistance if you forget your password, use the self-help links.  From the aspire.com/activate website you will need to do the following:

  • Click the Sign In Aspire Account Center button
  • Click the Forgot Password link
  • Enter your User name

You will receive an email message to reset your password from the system.

How to Troubleshoot Your Aspire Username

You can recover your username by following these steps from the Aspire Activate homepage:

  • Click the Sign In Aspire Account Center button
  • Click the Forgot User name link

Enter the following info for account retrieval:

  • Last name
  • Last 4 digits of your social security number
  • Date of birth
  • Click the Submit button

Aspire Card Account Features

  • Activate card
  • Manage your account 24/7 from any device
  • Make payments
  • Set up account alerts
  • Check account balance

Aspire Credit Cards Offered

Aspire offers the following credit cards at the aspire.com activate website:

  • Aspire Credit Card
  • Aspire Cash Back Reward Card

Contact Aspire Customer Service

  • Call 1-855-802-5572

Customer Service Hours

Monday to Sunday

8am to 12am EST

Mailing Address

Account Services

PO Box 105555

Atlanta, GA  30348-5555

At the bottom of the Aspire Activate website, you will find a link that says “Contact Us.”  If you would like to use the Contact Us form be include the following info:

  • Full name
  • Email address
  • Subject
  • Message
  • Click the Submit message button

Reference

www.aspire.com/activate

www.getmydisneyvisa.com invitation – Apply for Chase Disney

On the getmydisneyvisa website, consumers can apply for a Disney Rewards Visa Card by Chase if they received a mailer about it.  Disney fans who are interested in earning rewards and receiving discounts can receive the invitation.

Consumers have the option of applying for two Disney credit cards, the Disney Premier Visa Card and the Disney Visa Card.  During the application process, you can choose which card you want to apply for.

How to Apply for GetmyDisneyVisa Card

www.getmydisneyvisa.com invitation

Access to your personalized offer requires the invitation number.

You must then complete the online getmydisneyvisa application to be approved for the card.  You will need to enter the following info:

  • Social security number
  • Address
  • Salary
  • Employer
  • Length of time employed
  • Monthly mortgage/rent amount

A credit card acceptance decision will be given to you instantly at the end of the application process.  After you’ve applied for the Chase Disney Visa, you’ll receive an email that tells you whether you’ve been approved and what your credit limit is.

Benefits of the Chase Disney Rewards Visa 

At www.getmydisneyvisa.com, consumers can apply for the Disney Visa Card and Disney Premier Visa Card.  Here is a breakdown of the card benefits:

Disney Premier Visa Card Highlights

  • Earn a $200 statement credit for new members after spending $500 on purchases within the first 3 months of account opening.  
  • Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants, and most Disney locations.
  • Earn 1% on all your other card purchases
  • $49 annual fee
  • Redeem Rewards Dollars for a statement credit towards airline travel
  • Redeem Rewards Dollars toward Disney experiences such as Disney Theme Park tickets, Resorts stays, Disney Store, and Disney Cruise Line
  • Special vacation financing
  • Save 10% on select merchandise purchases of $50 or more at select locations and 10% off select dining locations most days at the Disneyland and Walt Disney World Resorts.

Disney Visa Card Highlights

  • No annual fee
  • Get a $50 statement credit after first purchase with a new Disney Visa card
  • Earn 1% in Disney Rewards Dollars on all card purchases
  • Redeem Rewards Dollars toward Disney Parks & Resorts, Disney Movies, Disney Store, Disney Cruise Line
  • Special vacation financing
  • Save 10% on shopping & dining
  • Get access to exclusive Disney Visa Cardmember events at Disney store

In order to apply for a credit card, applicants will have the choice of 10 different designs.  Some of the choices available are Sorcerer Mickey, Yoda, Tink, Pixie Dust, Darth Vader, BB-8, and more.

References

www.getmydisneyvisa.com invitation

www.gomercury.com reservation code – Apply for Mercury Mastercard

Mercury Mastercard pre-approved consumers can apply online using their online website.  The website is available 24 hours a day for customers to submit their application and receive an instant decision.  Approval only takes a minute or two.

How to Apply for a GoMercury Card 

You can find your Mercury Mastercard reservation code on the offer letter to get started with the online application.  After you’ve found the code follow these instructions:

www.gomercury.com reservation code

If you do not have a reservation code click the “Click here” link beside “Don’t have a reservation code.”

Enter the following details:

  • Last name
  • Last 4 digits of your social security number
  • Zip code
  • Click the Apply Today button

 

Having entered your preliminary information to get started, the next step is to complete the rest of the gomercury.com reservation code application process by entering some personal information.

  • Name
  • Address
  • Salary
  • Employer
  • Mortgage/rent amount
  • Social security number

If your application has been accepted, click the Submit button once you have completed this process.  As soon as you are approved, you will receive your credit limit as well as a new credit card.

Gomercury Apply Mastercard Details

  • Mastercard Accepted worldwide
  • $0 fraud liability
  • Free FICO score
  • Card issued by First Bank & Trust 
  • $0 annual fees
  • Cannot apply unless you’ve been invited via mailer
  • Late fee charges up to $38

Mercury MasterCard information

  • Card is ideal for consumers with poor to bad credit with credit scores ranging between 550 and 650
  • Annual Percentage rate (APR) from 25.90-27.90% that varies based on the Prime Rate
  • Cash advance APR ranges from 27.90-29.90% and also fluctuates with respect to the Prime Rate
  • 5% or 10% cash advance fee based on the amount of the cash advance
  • Credit limit of at least $1,500. 

Download GoMercury Mobile App

For mobile credit card management on the go, you can download the following app:

  • Download the Mercury Mastercard Mobile app via the App Store or Google Play

How to Contact GoMercury Customer Service

  • To speak with customer service call 1-866-686-2158
  • Website trouble call 1-833-766-4844
  • New application assistance call 1-833-766-4844

Send Correspondence to:

Card Services

PO Box 84064

Columbus, GA  31908

Mail Mercury Mastercard Payment

Card Services

PO Box 70168

Philadelphia, PA  19176-0168

Pay by Phone

Call 1-866-686-2158

Reference

www.gomercury.com

www.chase.com/getinkpreferred invitation code – Apply For Chase Ink Business

Customers who received a mail-in offer from Chase Bank can apply for the Chase Get Ink Preferred Business Card online, by mail, or by phone.  Some Chase Bank account holders who meet the credit requirements have been pre-approved for the card.

Application for the card is quick and simple, and applicants receive a decision immediately.  This guide may be of assistance if you are interested in applying and need more information.

How to Apply For Chase Get Ink Preferred Card  

www.chase.com/getinkpreferred invitation code

Continue on with the rest of the application process where you will need to input more personal financial info such as:

  • Income
  • Address
  • Employer
  • mortgage/rent amount
  • Email address

When you finish the online application you will receive an instant decision and if approved extended a credit limit.

How to Apply for Chase Ink By Mail

With your mail in offer you should have received a hard copy application and self addressed stamped envelope.  Simply complete the application and mail it back in the self addressed envelope.

The entire process will take up to 10 days or less before you will hear back on whether or not you’ve been approved for the card.  This is why most applicants prefer to apply online at chase.com/getinkpreferred invitation code.  It only takes a few minutes to complete the application and get approved.

Rewards and Benefits of Chase Ink Business

100,000 bonus points after spending $15,000 on purchases in the first 3 months after account opening.  This equals $1,000 cash back or $1,250 toward travel rewards when you redeem through Chase Ultimate Rewards.

  • Earn 3x points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year
  • Shipping purchases
  • Advertising purchases made with social media sites and search engines
  • Internet, cable, and phone services
  • Travel

Redeem for Flexible Rewards

  • Redeem for cash back, gift cards, travel experiences, and more through Chase Ultimate Rewards
  • 25% more in travel redemption
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Fraud Protection
  • Purchase Protection
  • Personalize account alerts
  • Employee cards free

How to Contact Chase GetInkpreferred Customer Service

Call 1-800-242-7383

Reference

www.chase.com/getinkpreferred invitation code

www.myintegraoffer.com invitation code – Apply For Loan Online

Consumers that received an offer in the mail to apply for a personal or installment loan from Integra Credit can visit their application website.  The offer is for customers that have been pre approved and who have their own invitation code – here is a list of loan types offered:

Type of Loans Offered

  • Bad Credit
  • Installment 
  • Personal
  • Online
  • Line of Credit   

How to Apply for Integra Credit Loan

***locate your 12 digit personal invitation code on your offer letter

  • Click the orange Apply Now button

www.myintegraoffer.com invitation code

When applying you will need to enter some personal details including:

  • First name
  • Last name
  • Personal email address
  • Create your password
  • Home phone number
  • Cell phone number
  • Indicate how much you’re looking to borrow
  • State of residence
  • Employer
  • Salary
  • mortgage/rent amount

Minimum Requirements to Apply for Loan

  • Minimum legal in your state
  • Valid bank account
  • Valid email address
  • Resident of the US

Borrow Amount

  • Maximum amount of $3,000

What are Benefits of Myintegraoffer

There are many benefits consumers will elect to apply for a loan through the myintegraoffer.com pre approval program – here are a few reasons:

  • Fast and secure application
  • Instant approval
  • Cash the next day

What Integra Credit Installment Loans Can Be Used For

There are a host of reasons consumers seek out installment loans and with a myintegraoffer loan you can use your loan as you see fit – here is a short list of uses:

  • Cover unexpected expenses
  • Car repairs
  • Hospital bills
  • Consolidate debt
  • Pay off credit card debt
  • Downpayment for a car
  • Home improvement project

When will I receive my funds?

Loan agreements completed by 8pm CST on business days and by 3:30pm CST on Sundays are typically sent the next business day

Contact Integra Credit Customer Service

Call 1-855-345-5550

Fax 1-312-229-8877

8am to 8pm CST Monday – Friday

9am to 6pm CST Saturday

Email:  support@integracredit.com

Integra Credit

120 S LaSalle St

Suite 1600

Chicago, IL  60603

Reference

www.myintegraoffer.com invitation code

Varo Activate Card – Getting Started with Your Card

Customers that applied for a Varo Bank Account and have received their new Varo Bank Visa Debit card will need to activate the card before using it for purchases.  There are 3 simple ways you can activate your card – by phone, online, or via the mobile app.

How to Activate my Varo Bank Visa Debit Card Online?

varo activate card

  • Enter your email address and password
  • Click the blue Log In button
  • Login to your online bank account
  • Click the Activate Your Card link

How to Activate my Varo Bank Debit Card By App

  • Download the app from Google Play or the App Store
  • Open the app
  • Tap “Activate your card”
  • Set your PIN

How to Activate my Varo Visa Debit By Phone

  • Call 1-877-377-8276
  • Choose prompt 3
  • Set your PIN

After your card has been activated you can use it anywhere that accepts Visa.  

Varo Mobile Banking Features

  • Varo Bank Visa contactless debit card
  • Branchless 24/7 mobile banking
  • Free Varo to Varo money transfers
  • 250,000 FDIC insured deposits
  • Receive up to 6% cashback for using your Varo card
  • When $5 cashback earnings is accrued it is instantly transferred to your bank account
  • Direct deposit
  • With direct deposit get your paycheck up to 2 days earlier
  • Use Varo Advance to borrow up to $100

How to Get a Varo Bank Account

  • Visit varo activate card
  • Click the Open Account button at the top of the screen

Enter the following info:

  • Email address
  • US mobile number
  • Password
  • Click the Let’s Go button

Contact Varo Bank Customer Service

Call 1-877-377-8276

Monday – Friday 

8am to 9pm EST

Saturday

11am to 7pm EST

Email:  support@varomoney.com

Reference

Varo activate card

The Biggest BNPL Company is Who?

“Buy Now, Pay Later” is the new trending scheme that’s changing the landscape of payments to a whole other level. The BNPL system is especially taking Fintech by a storm, and the companies like Afterpay, Klarna, and Affirm are leading this field.

This field is being adopted by several other big tycoons like Amazon, Monzo, Walmart, and even PayPal. Even amazon business brokers are in the favour of BNPL. These companies are now offering the BNPL option at the checkout, and well, it really is working wonders for them.

As per statistics, the percentage of Gen Zers alone in the US using BNPL has grown from 6% to 36% in 2021. It goes without saying that the BNPL system is disrupting the credit card industry, and it’s helping those who aren’t able to get a credit card and access the benefits.

All You Need To Know About BNPL

BNPL arrangements are becoming more and more common with each passing day. It’s a payment system where the consumer can purchase a product and then decide on a future date where he or she will pay for that product with an interest fee. This system is more common in online shopping. BNPL companies like Affirm and Klarna are enabling such sales by integrating their apps on the checkout page.

What most people don’t know is that not all the BNPL companies follow the same process. Each company has its own terms and conditions, but when it comes to the general breakdown, here’s what you need to know;

  • You purchase an item from your retailer and then choose the “Buy Now, Pay Later” option.
  • When approved for BNPL, you then have to pay 25% of the total purchase.
  • You then have to pay the rest of the payment in series, with of course, an interest fee.
  • You have several options to make the payments. It can be anything, from bank transfers to using debit cards or using your bank accounts.

Benefits Of The BNPL System

The best part about the BNPL payment method is that it has benefits for both the consumer and the merchant. Especially for the merchants, it’s quite beneficial as they can attract more customers by providing them the convenience of paying in series. This is great for those who want to grow their consumer base. They can opt for a brand value accelerator and incorporate this payment method to increase their sales and revenue.

Now for the consumers, this payment system has its own benefits. Most importantly, if a consumer wants to buy a larger ticket item and can’t qualify for a credit card, then the BNPL system can work wonders for him/her. Moreover, the best thing about this payment method is that there are no hidden charges here, and everything is quite transparent. Consumers don’t have to worry about any hidden charges,  prepayments, or late advertisement fees.

The BNPL revolution is picking up steam with each passing day, and it’s not just limited to retail, but it’s also growing in the healthcare, travel, and automotive sector.

Any Downsides Of BNPL? 

It is a fact that no service relating to money comes without a fee, and the same is the case with BNPL. For consumers especially, this payment system can lead to credit hits that’ll, of course, impact their score and approval. Most importantly, adopting BNPL can lead to increased household debt, and this can have some bigger impacts down the road.

Another drawback for the consumers is that there are no set terms and conditions for BNPL. Each company has its own terms and conditions, and you have to be really careful and read those terms before committing to this payment method. Moreover, if you miss your BNPL payments, you won’t have access to this method in the future, and it can affect your credit too.

A lot of experts out there believe that the BNPL system will encourage consumers to buy products they can’t afford, and it can also encourage them to overbuy, that’ll ultimately lead to defaults with a poor credit. As far as the merchants are concerned, the one main drawback is that they’ll have to pay the BNPL companies a proper fee which is usually more than what credit cards charge.

Top BNPL Companies 

Here’s a list of some of the major BNPL companies operating right now;

Affirm (AFRM)

Affirm is the leader of the BNPL space. The company went public in 2021, and since then, it’s just growing and raising revenues. Some of the main merchants who have adopted their services are;

  • Amazon
  • Peloton
  • Walmart

The company founded in 2012 by Max Levchinhas financed more than 17 million transactions. The best part about Affirm is that it offers a credit limit of $17500, and consumers can pay it over time in series with an interest rate from 0% to 30%. Without charging any extra fee, Affirm offers loan terms of three, six, and 12 months.

Afterpay (Square)

Affirm is a US-based company, but when it comes to Afterpay, it operates globally. The company launched in 2015, and right now, it has more than 15 million customers all around the globe. The company works through its app, where people can buy products from more than 85000 different merchants. The best part about this BNPL company is that it charges no extra fee if you pay your dues on time, and it offers a credit limit worth $500 that increases if your credit improves.

These a1re some of the main BNPL companies right now. As far as the future of this payment method is concerned, well, it’s still too soon to say anything because BNPL is literally in its early innings. For these companies to survive, it’s important to create a different and unique shopping experience for the consumers. Moreover, there are quite a lot of downsides to this system right now, and these companies will have to address the issues to continue this payment system.

www chasesapphiremail com – Apply for Chase Sapphire Card

www chasesapphiremail com – Apply for Chase Sapphire Card

The Chase Sapphire Preferred card can be applied for online at www.chasesapphiremail.com.  Please complete the paper invitation and mail it back if you received an invitation in the mail to apply.

Chase Sapphire Features

Several perks and benefits are offered by the card that will entice many consumers.  After spending $4,000 on purchases within the first three months, you will receive 60,000 bonus points.  The following are other benefits you can expect:

  • Receive 2x points on travel and dining at restaurants
  • 1 to 1 point value transfer to leading frequent travel programs
  • No foreign transaction fees
  • 24/7 direct access to customer service specialists
  • points are worth 25% more when you redeem for travel through Chase Ultimate Rewards

www chasesapphiremail com – Apply for Chase Sapphire Card

How to Apply For Chase Sapphire Card Online

The fastest and most convenient way to apply for the Chase Sapphire card is through the online application site.  After completing the application you will receive an instant decision that will take about a minute or so.

  • Visit www.chasesapphiremail.com
  • Enter your 12 digit Chase Sapphire Preferred invitation number
  • Enter your 5 digit zip code
  • Last name
  • Click the blue Submit button
  • Verify your information
  • Click the blue Continue button
  • Complete the rest of the application

***Your name and address should already be pre-filled which helps to speed up the application process

Be prepared to enter the following details:

  • Date of birth
  • Mother’s maiden name
  • Email address
  • Type of address
  • Primary source of income
  • Primary phone number
  • Check you’ve read the terms
  • Click the blue Submit button

You will receive an instant decision after clicking the Submit button, should take roughly 60 seconds or so.  If you are approved you will be extended a credit limit that will display on the screen.  

How To Apply For Chase Sapphire By Mail

If you are more interested in applying by mail you can complete the paper invitation that you received in the mail.  Send it back and wait about 7 days to receive word if you’ve been approved.  This is the slower option when applying so do consider the online option at chasesapphiremail.com.

Chase Sapphire Preferred Fees

The Chase Sapphire Preferred has great perks but it also has some fees that you should be aware of.  The fees are pretty standard for most credit cards but here is a list anyway:

  • APR 21.49% on purchases
  • APR 21.49% on balance transfers
  • 26.49% on cash advances
  • $95 annual membership fee
  • $39 late payment
  • $39 return payment

Chase Sapphire Preferred Points Redemption

Cash or gift cards can be redeemed for Chase points at a value of 1 cent per point.  A 20% discount is offered to cardholders who want to redeem their points for travel.  Points are worth 1.25 cents each.  You can redeem all of your points at the 1.25 cent rate when you’re ready to redeem your points for travel with your Chase Sapphire Preferred Card.

A card like this is best for individuals who travel often and eat out often.  If you’re a frequent traveler consider applying for the Chase Sapphire Preferred card at www.chasesapphiremail.com.