www.amex.us/getbusinessplat – Apply for Amex Business Platinum

by Nation10

If you’re a business owner and would like all of the exclusivity that comes with having an American Express Business Platinum card then take advantage of the offer to apply.  There are a number of benefits to being a member, here are some highlights:

Business Platinum Card Highlights

  • Earn 130,000 Membership Rewards points after spending $15,000 on qualifying purchases on the Business Platinum Card within your first 3 months of card membership
  • $695 annual fee
  • Earn 5 x points per dollar on travel

Visit www.amex.us/getbusinessplat

  • Earn 1x points per dollar on eligible purchases
  • Earn 1.5x points on various business uses, explained below

Ways to Apply

  • Online
  • By phone
  • Scan the QR Code with your smartphone camera

How to Apply for Amex Business Platinum Card Online

  • Visit www.amex.us/getbusinessplat
  • Enter your 14 digit Amex Get Business Platinum RSVP Code
  • Enter your zip code
  • Click the Apply Now button

www.amex.us/getbusinessplat

If you do not have your RSVP number you can get assistance via the Can’t Find RSVP number on the amex.us/getbusinessplat homepage OR click the “Don’t Have Your RSVP link and enter the following details:

  • Legal business name
  • Street address
  • City
  • Zip code
  • State
  • Click the Search button

Continue on with the beginning of the application process which will require you to enter personal and business financial information.  At the end you will receive an instant decision that can take approximately 30 seconds.

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How to Apply for Amex Business Platinum Card by Phone

  • Call 1-800-276-2152

How to Apply for Amex Business Platinum Card by Smartphone

On the offer letter you received in the mail look for the QR Code that indicates you can scan with your smartphone.  After scanning the QR Code you will be prompted with a web address link – amex.us/getbusinessplat on your phone to click and go directly to the application website to apply.

Amex Business Platinum Card Rewards

Here is a breakdown of many of the features and perks that are tied to the Amex Business Platinum Card.  There are other basic benefits available but you can read the points below to see the value:

  • Earn 5x membership rewards points on flights and prepaid hotels at amextravel.com
  • Earn 1.5x points for every dollar spent on eligible purchases at US construction material and hardware suppliers, electronic goods retailers, software providers, shipping providers, including on eligible purchases of $5,000 or more everywhere else on up to $2 million of these purchases per calendar year
  • Earn 1x points for each dollar spent on eligible purchases
  • 35% airline bonus after using membership rewards Pay with Points for all or part of an eligible fare
  • Get up to $400 in statement credits per year toward US purchases with Dell Technologies 
  • Get up to $360 in statement credits per year for purchases with Indeed
  • Get up to $150 in statement credits per year for purchases for purchases with Adobe 
  • Get up to $120 in statement credits per year for wireless telephone service purchases

Amex FAQ

Who is the Amex Business Platinum Card For?

With the Amex Business Platinum card, you can receive some of the best travel benefits the world has to offer.

With this card you can put big purchases on your card and travel in luxury.

How do I qualify for an Amex Business Platinum Card?

It’s easier than you think to qualify for a business card, even for a big-name card like the Amex Platinum Business card.

It’s not necessary to have a complicated business structure or tons of employees.

You can qualify for business cards even if you’re just starting out. You can obtain a business card as a sole proprietor, freelancer, or independent contractor.

Credit scores, bank-specific application rules, income, and payment history (if applicable) for your other Amex credit cards all contribute to your approval.

Why does the American Express Business Platinum Card have an annual fee?

The $695 annual fee is high compared to most credit cards but there are plenty of premium features you will enjoy with the card that outweigh the annual fee.

What credit score is necessary to get approved for an Amex Business Platinum Card?

To get approved for a Business Platinum Card a credit score over 700 is required.  There will be a hard inquiry into your personal credit history.

Reference

www.amex.us/getbusinessplat

www.tdbank.com/apply18 – Pre approval for TD Cash Card

by Nation10

Consumers that recently received an offer letter in the mail to apply for a TD Cash Credit Card can quickly apply for the card and get approved online.  If you received a letter you’re basically pre-approved for the card but just need to go through the online application process.  The other ways to apply are by phone or by mail but the online option is faster.

How to Apply for TD Cash Credit Card Online

Consumers interested in applying for the TD Cash Credit Card online can follow these steps from start to finish:

www.tdbank.com/apply18

Begin the online application which will require the following info:

  • First name
  • Last name
  • Email address
  • Primary phone number
  • Secondary phone number
  • Social security number

wearethenationnews.com

  • Birth date
  • Address
  • Enter your TD Cash credit card preferred customer number
  • Residential status
  • Monthly rent or mortgage amount
  • Gross annual income
  • Source of income
  • Click the Next button

Continue on with the rest of the online application at tdbank.com/apply18 until you can submit the form for approval.  You will receive an instant decision on your application and learn if you’re approved and if approved your credit limit.

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How to Apply for TD Cash by Mail

If you received your credit card offer letter in the mail you can complete the application form attached to your offer letter and mail it back with the self-addressed envelope.

How to Apply for the TD Cash by Phone

To apply for the card by phone consumers can dial the toll free phone number and speak with a customer service representative live.  

  • Call 1-855-605-2458

TD Cash Credit Card Highlights

  • 0% introductory APR on balance transfers for 18 billing cycles after account opening
  • Earn a $200 bonus after spending $500 on eligible purchases within the first 90 days of account opening
  • 3% cash back on dining
  • 2% cash back at grocery stores
  • 1% cash back on other purchases
  • No caps
  • No limits
  • No expiration dates
  • No annual fee

Available Services With Your TD Cash Card

  • Enjoy Using the Digital Wallet
  • Visa Zero Liability
  • Instant credit card replacement
  • Contactless payments

FAQ

When will I receive my new TD Cash Credit Card?

After getting approved online at www.tdbank.com/apply18 you should receive your card in the mail within 7-10 business days.

What are the credit limits for the TD Cash Card?

There is a starting minimum credit limit of $500 up to a max $25,000.

How do I request a credit limit increase?

You can call customer service via the toll free number on your offer letter.

Reference

www.tdbank.com/apply18

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www.tdbank.com/applynow10

How the Tomo Credit Card Pre Approval Works?

by Nation10

If you’re looking for a cashback reward credit card with no annual fees, Tomo Credit Card might be just the right product for you. Despite its low interest rates, no annual fees, and cashback rewards, this card offers a great value for your money. 

Moreover, you’ll only need an ITIN and a valid source of income to apply for the card.  And with no annual fee, you’ll be able to enjoy the benefits of this credit card regardless of your financial situation.

Getting Started With Tomo Credit Card Apply

If you are interested in applying for a Tomo World Elite Mastercard you can follow these steps to getting started:

  • Visit Tomo credit card pre approval
  • Enter your email address
  • Click the Apply Now button

Tomo Credit Card Pre Approval

The next step is you will be creating your Tomo account – enter the following info:

  • First name
  • Last name
  • Email
  • Password
  • Click the Get Started button

Continue on with the rest of the Tomo credit card pre approval registration process and answer every question until you reach the end of the application process then wait for a decision.

What is Required to Apply for a Tomo Card?

If you have no credit history, you might be interested in applying for a Tomo credit card. The company uses several different data points to determine whether or not you will qualify for a credit card. 

  • Negative credit history will require more further screening
  • Minimum credit limit is $1,000
  • No interest on purchases
  • 18 years and older
  • Accepts social security, ITIN numbers, and travel passports
  • No credit history requirement
  • Must have a bank account

Who is the Tomo Card Designed for?

If you’re looking for a new credit card but don’t have a perfect credit history, you may be interested in a Tomo credit card review. This unsecured credit card is designed for people with less than perfect credit. 

Tomo uses alternative underwriting methods, so it doesn’t check your FICO score or VantageScore. Instead, they look at your bank and investment accounts to determine whether you’re a good risk for a new card. 

Tomo underwriters claim to evaluate your financial situation holistically, including how much money you have on hand, how you spend on your card, and how you manage your investments.

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Is Tomo Credit Card Legit?

If you have bad credit and are looking for a new credit card, you may want to consider the Tomo Credit Card pre approval offer. This credit card doesn’t require a security deposit and is a great option if you don’t have a good credit history. 

Having a checking and savings account and having a lot of money in savings is a good sign. You’ll also be more likely to qualify if you get paid on time.

There are many perks to the Tomo credit card. One of the biggest benefits is that it’s a no credit check, unsecured card that can help you build your credit. Even people with bad credit or no credit history can apply for it, and it doesn’t matter where you live. 

Tomo World Elite Mastercard Benefits

Up to $10,000 spending power

No credit history required

$0 fees

0% APR

Take 3 rides with Lyft and earn $5 credit

Free 3 months of DashPass and $5 off each month

Discounts on your first 5 boxes plus free shipping

Free membership 2 day shipping and returns at Shoprunner

Spend $20 on movie tickets or streaming via Fandango and get $5 off your next purchase

Access to travel rewards in over 40 cities 

Exclusive PGA Tour experiences and access to 1000+ private clubs

24/7 concierge service

$1000 cellphone protection

Mastercard ID Theft Specialists available 24/7/365

Zero Liability

Global Emergency

Reference

tomo credit card pre approval

www.rocketadvantage.com – Rocket Mortgage Rate Lock

by Nation10

Consumers that are interested in house shopping but are pessimistic due to rising mortgage rates can look to Rocket Mortgage for assistance.  Rocket Mortgage is offering customers a program called Rocket Advantage or Rate Shield which lets you lock your interest rate for 90 days while you search for a loan with the option to refinance later for a lower rate.

Visit www.rocketadvantage.com

Benefits of Rate Shield

Lock your interest rate for up to 90 days so you can look for a house

If rates fall during your house shopping you can lower your rate one time during this period.

Through Payment Certainty meaning once your interest rate is locked your monthly payment won’t increase due to a higher interest rate

Verified Approval – your credit is pulled to see what mortgage programs you qualify for

Available on a 30 year conventional, FHA, and VA loans

Benefits of Rate Drop Advantage

Rate Drop Advantage allows Rocket Mortgage customers the option to refinance 4 months after you close and 3 years after your closing date with reduced closing costs.  Your Rocket Mortgage loan will cover the following:

  • First appraisal costs
  • Credit report
  • Tax certification
  • Mortgage recording fee

How to Get Started with Rocket Advantage

Before getting started with the online application process if you are interested in seeing how much you qualify for try the See What You Qualify For tool on the rocketadvantage.com homepage.

www.rocketadvantage.com

Answer all of the questions and at the end you will receive a rough estimate on how you qualify.

Select the type of loan you’re looking for from the 3 options:

  • Refinance a home
  • Buy a new home
  • Take cash out

Indicate the type of home you have from the following list:

  • Single family
  • Multifamily
  • Condominium
  • Townhouse

Click the red Next button

Continue on with the rest of the application process which will require you to enter more personal details such as:

  • Name
  • Address
  • Email address
  • Income
  • Employer
  • Job description
  • assets

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Contact Rocket Mortgage Customer Service

Help with the operating the RocketAdvantage.com site:

Call 1-800-603-1955

Monday – Friday 

8:30am to 9pm EST

Saturday 

9am to 4pm EST

Get Rocket Mortgage Loan Advice Help

Call 1-888-452-8179

Monday – Friday 

7am to 12am

Saturday

9am to 8pm EST

Sunday

9am to 7pm EST

Online Chat Help

Click the Talk to Us link at the top of the rocketadvantage.com homepage

Click the red Chat With Us button

Available Monday – Friday 7am to 12am EST

Saturday and Sunday 8am to 12am EST

Reference

www.rocketadvantage.com

www.vanillagift.com gift card balance – Review Your Balance

by Nation10

Visit the Vanilla Gift website to check your Vanilla gift card balance online.  Online account access and balance checks are available at any time to cardholders.

How to Check VanillaGift Balance Online

Accessing your card information online is simple to do, here are a few steps to get you started:

  • Visit www.vanillagift.com gift card balance
  • Under” Check your balance and access your account” enter your 16 digit card number
  • Enter your card expiration date by MM/YY
  • Enter your card 3 digit CVV
  • Click the gray Sign In button

www.vanillagift.com gift card balance

You should now be able to log in to your Vanilla gift card account if you followed the steps correctly.  The vanilla gift balance check and recent transactions should be displayed in your account information.

How to Do VanillaGift Balance Check by Phone

It is also possible to check the balance of a vanilla gift card by phone.  Check the back of your card for the customer card number or consider these numbers:

  • 1-800-680-5941
  • 1-800-571-1376 – to reach a Customer Care Representative
  • Call 1-866-585-8338 if your card was purchased in Puerto Rico

The vanillagift.com gift card balance site is designed to be used for 3 Vanilla gift cards that are available:

  • Vanilla Mastercard Gift Card
  • Vanilla Visa Gift Card
  • Vanilla Discover Gift Card

Check out our other Wearethenationnews gift card Help posts:

Amexgiftcard.com/balance activate

How to Use Vanilla Gift Card For Purchases

Making purchases after you’ve received your Vanillagift card and accessed your account information online is the next step.  Any prepaid debit card with a Visa or Mastercard logo works the same way.

To buy something at the card terminal, you can either use credit or debit at the cashier.  You can either slide the credit card through the machine or hand it to the cashier if you choose credit.

If you elect to use the debit transaction feature you will need to know your PIN.  You will select debit then enter your PIN.

VanillaGift Card Highlights

Here are some important points to remember when using your gift card:

  • Funds never expire
  • Use for spending in-store or online
  • No personal information or credit check required
  • No fees after purchase
  • No activation period – use card immediately after purchasing
  • Card declined if you try to purchase something over your limit so know your balance
  • Cannot be used at ATM and no opportunity for cash back at the point of sale
  • Can be used anywhere in the US where Visa, Mastercard, or Discover cards are accepted
  • Purchased at popular retailers such as CVS, Wal-mart, Walgreens, Rite Aid, Dollar General, 7-11, Sam’s Club, Speedway, and HEB
  • Can be purchased for amounts ranging between $20-$500
  • Cannot be used for automatic billing
  • Replacement fee assessed if card is lost or stolen

How to Contact Vanilla Visa Gift

Depending on your reason for needing to get into contact with VanillaGift you may need to use different phone numbers.

For gift cards that have already been purchased:
Call 1-833-322-6760

For purchasing gift cards:
1-844-433-7898

For lost or stolen cards:
Call 1-833-322-6760

Reference

www.vanillagift.com

https://www.vanillagift.com/home?country=US

www.aspire.com/activate – Aspire Credit Card Activation Steps

by Nation10

The Aspire activation site lets Aspire credit card holders activate their new cards online.  Customers can activate cards, access accounts, contact customer service, or respond to offers on the site.  

How Do I Activate My Aspire Credit Card?

For you to use your Aspire credit card, you will need to activate it. Here’s how:

www.aspire.com/activate

  • Click the Enroll In Aspire Account Center button
  • Click the Create Account link

Enter the following details:

  • Last name
  • Last 4 digits of your social security number
  • Date of birth
  • Click the Submit button

After entering the above information at aspire.com/activate, the system will try to locate your account information.  Your next step will be to create your username, password, and security questions.

Your account will be created once you have completed the online registration process.  In your account, click the Aspire Activation button to activate your credit card.

How to Troubleshoot Your Aspire Card Password

To get immediate assistance if you forget your password, use the self-help links.  From the aspire.com/activate website you will need to do the following:

  • Click the Sign In Aspire Account Center button
  • Click the Forgot Password link
  • Enter your User name

You will receive an email message to reset your password from the system.

How to Troubleshoot Your Aspire Username

You can recover your username by following these steps from the Aspire Activate homepage:

  • Click the Sign In Aspire Account Center button
  • Click the Forgot User name link

Enter the following info for account retrieval:

  • Last name
  • Last 4 digits of your social security number
  • Date of birth
  • Click the Submit button

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Aspire Card Account Features

  • Activate card
  • Manage your account 24/7 from any device
  • Make payments
  • Set up account alerts
  • Check account balance

Aspire Credit Cards Offered

Aspire offers the following credit cards at the aspire.com activate website:

  • Aspire Credit Card
  • Aspire Cash Back Reward Card

Contact Aspire Customer Service

  • Call 1-855-802-5572

Customer Service Hours

Monday to Sunday

8am to 12am EST

Mailing Address

Account Services

PO Box 105555

Atlanta, GA  30348-5555

At the bottom of the Aspire Activate website, you will find a link that says “Contact Us.”  If you would like to use the Contact Us form be include the following info:

  • Full name
  • Email address
  • Subject
  • Message
  • Click the Submit message button

Reference

www.aspire.com/activate