Have These Cash Talks Earlier than Sending Your Teen to School

PHOENIX–() – For many teenagers, college is their first time making money decisions without parental help. But if they don’t fully understand how finances work, they leave themselves prone to costly and long-lasting mistakes.

“Many teenagers don’t intuitively know how to handle money. Therefore, it is critical for parents to sit down with their children and have an open and honest conversation about financial fundamentals, ”said Michael Sullivan, personal financial advisor at Take Charge America, a non-profit credit counseling and debt management agency. “Providing this foundation gives children the confidence to better understand their financial decisions and manage their money properly long after college.”

Sullivan shares four money conversations parents should have with their college teens:

  • Budgeting: Regardless of your income, a budget is the foundation of good money management throughout your life. It helps keep track of income and expenses while providing a plan of action for achieving financial goals and preventing you from spending too much. Parents should explain the concept of needs vs. wants and help students start budgeting with a spreadsheet or apps like Mint or EveryDollar.

  • Be careful with credit cards: Many college students have problems with credit cards. Talk to your teen about the potential implications of opening multiple cards and the importance of paying on time each time. To help your teen build funds, you should help them open a secured credit card or add them as an authorized user on one of your spending limit cards. For additional resources on loans, parents can visit Take Charge America’s Financial education center.

  • Identity theft: Explain the importance of protecting financial information, including bank accounts, credit cards, social security numbers, and other personal information, from fraudsters and identity thieves. Remind your children never to give such information to anyone they do not trust, especially if they are contacted by unsolicited phone calls, emails, or text messages. If you fall victim to identity theft, it can negatively affect your child’s financial life for years.

  • Student Loans Interesting Facts: If your teen has taken out student loans, talk to them about expenses such as tuition, books, and housing. Emphasize that student loans are not free money to be spent on travel or shopping outside of school. Explain how, unlike scholarships or grants, they are responsible for paying back student loans with interest when they leave school.

About Take Charge America, Inc.

Founded in 1987, Take Charge America, Inc. is a not-for-profit agency providing financial education and advisory services, including credit counseling, debt management, student loan advice, housing advice, and bankruptcy advice. It has helped more than 2 million consumers across the country manage their personal finances and debts. To learn more, visit takechargeamerica.org or call (888) 822-9193.

Mission Achieved: East TN teen raises cash to purchase wheelchair-accessible van for brother | WJHL

MORRISTOWN, Tennessee (WJHL) – A 17-year-old girl from Morristown committed to raising enough money to buy a wheelchair accessible van for her younger brother has declared her efforts a victory.

Rylee Linkous posted an update on her fundraising page on Thursday. It says: “WE DID IT!”

Linkous started the fundraiser with the aim of raising $ 35,000 to buy a wheelchair accessible van for her 9-year-old brother, Xander Linkous. Xander was born prematurely. At just 5 weeks old, Rylee said her drug addict mother suffocated him and damaged his brain.

Xander cannot walk, speak, eat, or swallow. But his sister says he is happy and likes to play. (Source: Linkous family)

The teenager from East TN starts a fundraiser to buy a wheelchair-accessible van for her little brother

In their update Thursday, Rylee thanked the more than 300 donors, including an anonymous donor who raised $ 10,000.

“I want to thank each and every one of you for your overwhelming support and generosity. Thank you everyone, ”she wrote.

A Hawaii teen is recycling cans to lift cash for school, nevertheless it’s not for his personal tuition

HONOLULU (HawaiiNewsNow) – Thirteen-year-old Genshu Price is a recycling wizard. The Punaluu teenager started doing this three years ago at the insistence of his father.

“It was my father’s idea to collect cans and bottles to help finance my tuition,” he said.

But that idea became something much bigger – a campaign by Genshu called Bottles4College.

“After a while we thought we could branch it off and do it for other students. That way it can be bigger, ”he said. “It could help so many people.”

He wants to use the money from his recycling work to get other kids through school and his efforts are picking up speed.

With the help of his parents, most days of the week are devoted to collecting bottles and cans and dropping them off at Reynolds recycling centers.

“At the beginning of this year, I think we were excited that a pick-up truck was full. And now we’re filling the van ”, says his mother Maria.

He gets recyclables from donors all over Oahu.

The largest shipments come from Sustainable Coastlines Hawaii’s clean-up operations and its drop-off depots in King Intermediate, Mililani Uka Elementary, Kualoa Ranch, and other locations.

“We recycled at least 5,000 pounds in those six months,” said Genshu.

The money goes to his Bottles4College account.

He’s also an aspiring filmmaker. He made a short story about his endeavors that aired on Olelo. It presented its master plan.

“It takes 1 to 2 million cans and bottles to send one or two children on a fully funded trip to college,” he said.

The Price family makes Bottles4College a non-profit organization. And they are just beginning to plan the process for awarding a Bottles4College scholarship to a happy student.

“He wants it to be a fair trial,” said Maria. “He wants it to be for students who, regardless of their background, want to make an effort and want this opportunity.”

Given the amount of recyclable materials he receives, he may be able to award his first scholarship next year.

“I’m really looking forward to that. I really want that to happen, ”he said.

He’s also trying to raise money for a van that will be stationed in Windward Mall so people can bring their cans and bottles to him.

To learn more about Genshu’s Bottles4College recycling campaign, Click here.

You can also find him on Instagram, Facebook, Tik Tok, and Twitter.

Copyright 2021 Hawaii News Now. All rights reserved.

Trainer accused of assaulting at-risk teen at New London military-style faculty – Salisbury Publish

ALBEMARLE (AP) – An assistant teacher at a military school for youth at risk has been accused of sexually assaulting a student in her dorm room, the Stanly County Sheriff’s Office said.

Cody Lee Eudy, 28, was arrested on May 30 and charged with second degree violent sex offenses and sexual acts with a student, The Charlotte Observer reported.

Stanly County Sheriff Jeff Crisco said the charges stemmed from an incident at the Tarheel Challenge Academy in New London on May 29. Crisco said this happened on a night when there were no female staff on duty. He said proxies were called to the academy on May 30 and spoke to the victim and then called a detective. The detective spoke to Eudy, who cooperated and was charged, said the sheriff.

The story was first reported by Stanly News & Press.

The Tarheel Challenge Academy is a quasi-military program for youth at risk ages 16 to 18 and is sponsored by the North Carolina National Guard as part of the National Guard Youth Challenge Program, the academy’s website states.

Eudy is in jail on a $ 100,000 bond. Christopher Purkey, who represents Eudy, declined to comment on Friday.

Powerhouse Names from the Leisure Business to the White Home Honor the Nationwide Teen Medalists of the Scholastic Artwork & Writing Awards

The first lady, Dr. Jill Biden will attend the event to pay special tribute to our country’s educators who inspire creativity in their classrooms and serve as guides and mentors to their students during their creative journey. Other highlights of the evening include a poetry reading by this year’s National Student Poets, a selection of the award-winning works of art and writings, and a performance by this year’s Alumni Achievement Award winner, the painter Tschabalala Self.

The 60-minute virtual celebration – open to the public and free for everyone – starts at – 7:00 p.m. ET on June 9, 2021, and can be viewed here: https://www.artandwriting.org/celebrate/

“In a school year unparalleled in the Awards’ 98-year history, the original work honored at the Scholastic Art & Writing Awards 2021 addresses complex problems, world-changing events and deeply personal issues these students know and have the opportunity to to see the world through their eyes, “said Christopher Wisniewski, Managing Director of the Alliance for Young Artists and Writers. “This year’s national medalists are passionate, dedicated, competent, and strikingly original communicators, and it is clear that their voices will resonate for years to come. I look forward to celebrating their accomplishments and their urgent work with this high-profile national platform to give event and even more looking forward to seeing everything they achieve in the future. “

The Scholastic Art & Writing Awards are now in their 98th year, the longest running and most prestigious scholarship and recognition program in the country for young artists and writers in grades 7-12. Nearly 1,700 students received national medals at the 2021 Awards, selected from approximately 230,000 submissions from students from every state in the nation. The awards serve as a launch pad for students’ future success by giving them access to scholarship programs and workshops, as well as the opportunity to publish their work and present it in regional and national exhibitions. Previous winners include Amanda Gorman, Stephen King, John Updike, Kay Walking Stick, Charles White, Joyce Carol Oates, Sylvia Plath and Andy Warhol. The alliance produces more than $ 300,000 in scholarships to top award winners and continually works with prestigious colleges and universities to provide millions more in scholarships for college-affiliated national medalists.

About the Scholastic Art & Writing Awards
Founded in 1923, the Scholastic Art & Writing Awards are presented by the 501 (c) 3 nonprofit Alliance for Young Artists & Writers and are made possible by the generosity of Scholastic Inc., The Maurice R. Robinson Fund, New York Life Foundation, Command Companies, The New York Times, The Herb Block Foundation, Blick Art Materials & Utrecht Art Supplies, Quad, Bloomberg Philanthropies, Ray Bradbury Foundation, Salesforce, Garcia Family Foundation, Lindenmeyr, the Salamander Fund of the Triangle Community Foundation, Golden Artist Colors, National Endowment for the Arts, New York City Department of Cultural Affairs, and numerous other private, foundation, and corporate sponsors; and for the National Student Poets Program, the Institute of Museum and Library Services, the Andrew W. Mellon Foundation, the Hearthland Foundation, the Poetry Foundation, and the Academy of American Poets.

Further information on the Alliance for Young Artists & Writers can be found at artandwriting.org. Further details about the awards can be found in the Scholastic media room: https://mediaroom.scholastic.com/artandwriting.

SOURCE Alliance for Young Artists & Writers

Topeka teen hugged mother’s assassin earlier than turning him in, now elevating cash

TOPEKA (KSNT) – Topeka siblings Dillon and Sidney Jay look like twins despite their age difference of three years. They also bear a notable resemblance to their mother, Hester Workman, who was murdered on April 25 at her Topeka home.

Dillon Jay, who had been at work during the incident, came home to find his mother dead in the garage. 13-year-old Sidney was at his home with her father.

As a distraction from losing his mother, Dillon did what any 16-year-old would and invited his best friend over to his home.

“I hung out with Amadeus the day after,” said Dillon. “He hugged me and told me he couldn’t imagine what it’s like to lose a parent.”

The next day, Dillon looked at footage from a neighbor’s surveillance camera and identified the person running away from home with a baseball bat as Amadeus Ballou-Meyer, his 16-year-old best friend.

“This man has been at my house three days a week for months,” said Dillon.

Ballou-Meyer will appear in court on June 28th. He is billed as an adult.

Topeka police say teenagers, murder victims knew each other

As the investigation continues, the two siblings are now working to remember their mother’s life.

“My mom worked hard for me and my sister every day and I think I didn’t really appreciate that until I couldn’t do it,” said Dillon.

The kids remembered their Mother Sunday, from their selflessness to their generosity to all of their funny quirks. For example, she left her Christmas tree – ornaments and everything – there for years so they wouldn’t have to take it to the basement. Her son said that there can be floods there at times.

“If she had a gift card, she’d almost never spend it on herself, she’d insist on spending it on other people,” Sidney said.

The teenagers remembered a family vacation with their mother and all the fun places she would take them to. Workman was hoping to take her to the sea for the first time this summer.

A month later, when they further sorted their belongings, they remembered her style and how she would wear a different necklace, bracelet, and earrings. Dressing up was one of the ways she celebrated life.

To help Sidney, Dillon and the other beloved Workman you can use this link Donate.

Lake Metropolis Bake Sale Raises Cash for Teen Injured in Automobile Crash

A 15-year-old boy from Lake City was in a life-changing car accident last November.

Friends and family are now raising money to get him the equipment he needs.

Ricky Atherton-Dudek is currently at Mary Free Bed Rehabilitation in Grand Rapids.

Doctors thought he was insane at the time of the crash, but after several surgeries, Ricky got through.

His friends and family were selling baked goods outside the Something Personal store in Cadillac over the weekend to raise money for a wheelchair ramp and vehicle.

Ricky is expected to come home from rehab on June 10th.

Grownup Teen and Problem of the four States elevating cash for mowers

The four states’ Adult and Teen Challenge (ATC) in Neosho is working to repay a $ 15,000 loan for two new mowers for their occupational therapy program.

ATC programs are a faith-based care program for young people and adults struggling with life control issues. They range from six to 12 to 18 months and consist of Bible studies, work programs, education and much more Neosho has been around for around 25 years.

As a 501 (c) 3 nonprofit organization, they are funded through their work programs, which mainly include cutting wood in winter and mowing the lawn in summer, as well as spring and donations.

The occupational therapy program not only funds the program participants’ room and board, but also provides them with skills that they can use after leaving the program.

“You are going to have some people who have never worked for a day,” said Jason Davis, who directs the occupational therapy program at ATC. “I’ll let them work on the property for the first week or two to get an idea of ​​what they can do. When I know they have a certain area to excel in after having mowed lawns or felled trees, then I’ll place them there. “

Last summer, most of the profits went into repairing older mowers.

“Throughout the last mowing season, much of the profit went into repairs,” said Zach Norris, ATC director of Central and Southwest Missouri. “This year we borrowed two new mowers and we could buy them for $ 15,000.”

The ATC has seen a number of setbacks in recent months, including fewer donations received during the pandemic and stripped of their wood cutting equipment last winter.

“It’s like we’re working so hard and we can’t get anywhere because of various things,” Norris said in an email to the Neosho Daily News.

“It was someone who knew where things were, someone who worked here,” added Norris last week. “It was very disheartening.”

After their wood cutting equipment was stolen, the ATC was redesigned where they kept it more secure, including better locks and bars on the window. But it happened again.

“A newspaper man came out and wrote a story about the community that helped us get new saws,” said Norris. “We had these new saws; The reporter took a picture of these new saws and that night (they were stolen again). “

Last year the program raised funds for a needed new van and this year they are raising funds to repay the loan for the new mower as soon as possible.

The mowers, which were 11 to 12 years old, required daily maintenance, and the services needed to repair them were only offered at certain locations.

“They’re only made to run an average of 3,000 hours on one engine,” said Davis. “When I took over the department, those older mowers, we exchanged spindles and other things that were running out on them. The next thing you know is an engine failure. They didn’t have the right systems to do the amount of work we do for the season. “

“Last year it seemed like we had to fix every dollar we raised,” said Norris. “Now we have a fresh start and we will do our best to look after (the mowers), wait and not let anyone work on it.”

Although it was a busy time for a program to help people get their lives back on track, ATC staff used it as an educational moment. Whether it was in their immediate reaction to their saws being stolen the next day, or how they reacted to the pandemic that prevented work opportunities and visitors.

“We teach them that you have to take care of (yourself) in life or when you have a family,” said Davis. “Our timber season last year was the highest it has ever been, even when we were knocked off. This setback was not just once but twice a slap in the face. “

“But we knew that we had to prevail. We couldn’t give up, ”added Davis. “If the students here saw us giving up, if the church saw us giving up, the support we had would run dry. We had to continue to assert ourselves and persevere in the situation. We could use that as a training exercise for the boys. If they leave this program after 12 months and go out there and have a setback with their job or life, we train them to endure (and move forward) the hard blows we have experienced. “

Visit bit.ly/DonateATC4S to donate to the ATC’s fundraiser to pay for the two new mowers

Teen donates portion of scholarship cash to household of classmate killed in crash


A small town in southwest Florida has experienced a lot of heartache and pain in the past few weeks. Despite everything, the people of Clewiston come together during these troubled times.

Over the weekend, a high school graduate decided to donate part of her profits to the family who had lost her son in an accident just the day before graduation.

The moment Annette Blanco found out she had won an Alan Jay Dealership car, she was thrilled. But what she did next might come as a shock to some people.

The dealership has a program that rewards graduates for getting an A. But instead of taking the car, she did something else.

“Annette decided to take the ten thousand dollars in cash.”

She took the money and donated part of it to Julian Avalo’s family. He was a classmate of hers who died in a car accident a few hours before his performance on stage.

“I said ‘you know I doubt I’ll win it but if I do I’ll be more than happy to give him something’ and you know I have it,” said Blanco.

Blanco says, even though she wasn’t close to Julian, that you don’t have to be close to feel the pain.

“I think I was hit hard because I lost my cousin just as he did or as we lost him. I think it hit me a lot more than I would think. You know, I couldn’t really do much for my cousin, but now that I’ve been able to help his family, you know I did, ”she said.

David Garcia is General Manager at the Alan Jay Dealer in Clewiston.

“It was just very heartwarming to know that she wanted to give something back to the family,” said Gacia. “I don’t think there was a dry eye in the place.”

Julian’s parents say that because of Annette’s donation and the donations of many others, they can give Julian the funeral he deserves.

Carlos Avalo is Julian’s father. “I mean, no parent should go through this ordeal. To bury their child, I keep hearing from everyone that time and time will pass and you will feel better. But this community was very special and they were behind Julian because of his nature, ”said Avalo.

Originally, Blanco offered to give half of the money, but the family couldn’t accept that. They knew she needed money to go to college too. So she decided to give them $ 1,000.

Blanco hopes that her selfless act shows others that a little kindness can go a long way.

And their selflessness will continue. Blanco wants to go to college and study medicine.

Suttons Bay Trainer Raises Cash for LIFT Teen Heart with Mullet

A teacher at Suttons Bay Public School is unique in raising money for a local nonprofit organization.

High school virtual teacher Adam Couturier nicknamed himself “The Mullet Man” because he continues to wear and raise money his mullet LIFT Teen Center.

Couturier grew his hair out during quarantine last year.

Right before he decided to cut it down, he wanted to see how much money he could raise for a cause he is passionate about.

Every $ 100 he collects means another day to keep his mullet.

The money raised will go towards programming, renovation and a new bus for the LIFT Teen Center.

“Adam has a big heart and is so willing to just go with the flow,” said Rebekah Tenbrink, founder and director of the LIFT Teen Center. “His family’s investment in our small family’s investment in the Teen Center has been invaluable to us. We are just incredibly grateful for him and his mullet wearing days! “

You can donate to Couturier’s fundraiser Here.