Wish to Make Cash Whereas in College? Look Out for Scholar Employment Scams!

from: Better business office

Posted: 09/18/2021 / 8:25 AM CDT
Updated: 09/18/2021 / 8:25 AM CDT

During this back-to-school period, many college students are looking for flexible part-time employment to cover their school expenses. If this describes you or a student in your life, watch out for scams. BBB Scam Tracker (BBB.org/ScamTracker) has received reports of employment difficulties posing as professors and university departments.

How the scam works

You will receive an email on your school email address asking you to apply for a job. The message seems to have come from your school’s employment service, the student union, or even a specific professor. The position – it could be anything from pet sitting to secret shopping – sounds perfect for a college student. The work is easy, flexible and offers excellent pay.

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When you reply to the message, things get strange. The “employer” will hire you without an interview. Then they’ll send you a check with instructions to cash it before you’ve ever done any work. You will be instructed to use this money to purchase gift cards, money orders, prepaid debit cards, or other supplies that you might need for your new job. Part of the purchase should be sent to your new employer. The rest of the money is your payment.

However, the check is a fake – information your bank will give you a day or two after the deposit was made. Any money you send to your “employer” is gone forever.

How to Avoid Employment Fraud

  • Do your research. Before you say yes to a job, do some research about the company you’re looking to hire. Does the company have a professional website and legitimate contact information? Look for what others are saying about their experience with this company.
  • Beware of red flags. Scammers often send emails with lots of typing and grammar errors. They offer to hire you without an interview and even pay you before you even get any job done. None of these are reputable company conduct.
  • Pay attention to these sentences and descriptions: Scam reports often include the phrases “Telecommuting OK”, “Get Started Now” and “No Experience Required”. Words such as “forwarding parcels”, “returns”, “money transfers”, “money transfers” and “agreements with foreign agents” should also be seen as warning signs.
  • Always be careful with home work, package returns, and secret buyer locations. A company that sends you items on someone else’s behalf and then asks you to resend them ask yourself – why don’t they just do it themselves? As a re-shipper, you could also forward stolen goods and become an accomplice in a crime.
  • Ask questions. If you want to work from home, you need to do your research. The FTCs Business opportunity rule has safeguards in place to ensure you have the information you need to know if a home work opportunity is a risky business. As a rule, sellers must give you a unilateral disclosure document that provides important information about the opportunity. Use the information in the disclosure document to verify the seller’s information. Find out as much information as possible about the position before accepting the offer.
  • Never send money to strangers. Never send funds in the form of cash, checks, gift cards, or wire transfers to someone you don’t know or don’t know. No legitimate company will ask you to pay them to get a job.
  • Do not enter or confirm a PII. In this situation, never give or confirm your personal information such as your social security number, bank or credit card number by email or telephone.

Source: BBB.org & FTC.gov: United States Federal Trade Commission, www.ftc.gov – not protected by copyright. 17 USC 403.

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For more informations

For more information on preventing employment fraud, see BBB.org/EmploymentScam. You can also find valuable information at BBB.org/AvoidScams. If you have been the victim of employment fraud, report it on the BBB.org/ScamTracker. Your experience can help others spot suspicious behavior and stop scammers. To find a company you can trust, visit BBB.org.


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Central Texas scholar raises cash for particular wants dance

A young girl’s hard work at Copperas Cove pays off in the form of a homecoming dance for students with special needs.

House Creek Elementary fourth grader De’Ziyah Gilbert, also this year’s Junior Miss Five Hills, wanted to do something special for students with special needs.

Your idea to give them a very special homecoming dance.

“I know you’ve been through hard things and I want you to know that you are loved too,” Gilbert said.

The dance was free for all participants in the dance and that’s because De’Ziyah was able to raise over $ 900 to fund the dance.

“She used that from her soda daily allowance and bought all of her stuff she needed to dance,” said Shannoda Gilbert, De’Ziyah’s mother. “So that the children can come here for free and they don’t have to pay anything and they can show appreciation here.”

Not only did she raise money to finance the dance, but she also had to use her manual skills.

“She had to father mothers,” said Gilbert’s mother. “Go mothers and buy things and it took hours to make them mothers the way they should be.”

The fourth grader said she had a lot of fun doing the mothers with her big sister, but it was a lot of hard work.

“I had to keep going to the store because I forgot some things and some of them broke, so I had to fix them and I had to be very careful not to get burned,” Gilbert said.

De’Ziyah said she was inspired by her big sister who organized a similar event for students with dyslexia in 2018 when she was a junior miss.

Pupil wonders about profession based mostly on ardour or cash | Existence

DR. WALLACE: I’m starting my senior year at Northern Illinois University. In less than a year I will be entering a very “confused” job market. Please tell me what you think about my very worrying situation. I understand that restaurant jobs are easy to find at the moment, but I’ve heard that good career “leadership” jobs are difficult to find because a lot of those people have been laid off and even more now through zoom conferencing and teleworking from to Can work from home.

This job market worries me at the moment, but I believe that things will return to normal over time. What do you think is most important: pursuing your passion or making lots of money while building a stable career? – NIU student, by email

NIU STUDENT: As a retired educator, I would be inclined to seek an enjoyable career in an area I was passionate about and avoid the stress of only making decisions that are 100% money driven.

My educational career began in the very small and beautiful town of Kirkland, Illinois, and ended in Orange County, California before I began writing this column for teenagers, their parents, and relatives.

Working with teenagers is and always has been my “passion”. The NIU did a huge part in giving me this opportunity by awarding me a Masters Degree in Education which helped me kick off my administrative career in education. I loved the early days as a basketball coach in college, and I also enjoyed being a high school principal. Both gave me the opportunity to work with young people, to guide and encourage them to achieve their goals.

DR. WALLACE: I’ve been reading your column since I was 12 years old. I’m 20 now. I agree with most of the opinions you’ve given on your columns, especially the “evils” of drugs, smoking and excessive alcohol use. But I disagree with encouraging obese teenagers to reduce themselves for health reasons.

Why do you think obese people are unhealthy? I happen to be what society may think of an obese person. But I can eat what I want, when I want and as much as I want. Eating is fun! I love to eat and guess what; I consider myself a healthy young woman. I am employed. Every week my employer tells me what a good employee I am and how lucky the company is to have me on the team.

I am healthy and have never had a day of sickness. Please refrain from scolding overweight teenagers in the future. I’m sure most of them enjoy being overweight and wonderful lives and food like me. – Happy as I am, by email

HAPPY AS I AM: I support your optimism in life and congratulate you on having an excellent, valuable employee in your job. But I have to honestly say that your letter is an exception. Most of the overweight teenagers who contact me are unhappy and are actually looking for advice on how to shed the excess pounds they are trying to get rid of.

I encourage them to come up with specific plans to reach their ideal weight and be healthier in general.

Approximately 1 million American teenagers have metabolic syndrome, which is defined as three or more of the following conditions: high triglycerides, low “good” cholesterol, high blood sugar, or high blood pressure. These factors increase your risk of heart disease, which is one of the most important conditions that shorten life.

When asked, I tell teenagers that the best way to lose weight is to eat nutritious foods – like fruits, vegetables, and lean meats -, get adequate rest (at least eight hours a night), and four times a day Exercise week. But of course, always ask your family doctor before embarking on any weight loss program.

6 Methods to Use Your Cash Now That Pupil Mortgage Forbearance Is Prolonged Till February

  • The federal government has extended the deferral of student loans until January 31, 2022.
  • Even if it isn’t required, you may want to keep paying back your student debt.
  • You might also consider putting money in your emergency fund or saving for retirement.
  • Read more about Insider Loans for Student Loans here.

The Biden Administration announced last week that the government’s coronavirus-induced leniency on federal student loans will continue through January 31, 2022. Administrative officials say this will be the last time the payment break will be extended.

For borrowers who were unwilling to resume payments in late September when payments were supposed to resume earlier, the news is a welcome relief. Now that you have four more months before you need to start paying off your student loan, you have several options to make the most of your extra time.

1. Keep paying back your student loans

Maybe you want to keep Make payments for student loans if your finances have not been adversely affected by the COVID-19 pandemic.

Usually, when you repay your loans, you will have to pay the loan amount and interest. Since you will not be charged any interest in the next few months, your payments flow in full towards the loan principle. This could be a unique opportunity to settle your balance faster and pay less total interest.

You will also build a good habit of making consistent payments and keeping track of your financial obligations. This habit can help you avoid late or missed payments that can affect your creditworthiness.

2. Deposit into a high-yield savings account for a one-time payment

With a high-yielding savings account, you can keep your money safe with guaranteed returns. Most of the above

high yield savings accounts
today pay an interest rate of around 0.50%, which is compounded daily and paid out monthly.

You can create an account aimed at saving for your student loan debt and set aside a certain amount of each paycheck. If you have a high-yield savings account with buckets, such as one with Ally, you can set a goal of how much you want to save by a certain deadline.

Using a high yield savings account can be more beneficial than just monthly payments because your money can grow and you can withdraw it if you need cash in an emergency. You can also add all interest to your debt.

Your money will grow slowly with each contribution and is easily accessible. When payments resume in February, you can use the money you deposited in the account with a lump sum for your student loan.

3. Pay off high-yield debt

Interrupting payments on student loans can give you the opportunity to pay off high-interest debt such as credit cards and personal loans, which can sometimes come with an APR in excess of 30%. These interest rates are often higher than the student loan interest rates, so you can focus on these instead to save money.

Take stock of your debts and consider whether or not you have that Avalanche of debt or snowball Strategies. The debt avalanche strategy focuses on paying off the balance of your highest interest debt first, while the debt snowball strategy focuses on paying off the smallest debts first.

4. Build an emergency fund

An emergency fund provides a safety net for unexpected expenses such as house and car repairs, medical bills, and defective electronics. It can also protect you if you lose your job. An emergency fund usually covers three to six months of expenses.

If you don’t have an emergency fund, or it’s smaller than you’d like, now may be a good time to top it up. Instead of making monthly contributions to your student loan, you can divert the money you wanted to pay – at least your minimum monthly loan payment – into your emergency fund.

When the student loan payments resume, you will have a nest egg to protect you from financial emergencies.

5. Invest money for retirement

Once you’ve built an emergency fund and are happy with how much you’re adding to your student loan debt, you may want to start investing money for retirement. The sooner you save for retirement, the more time your money has to grow.

You can put money into an employer-sponsored 401 (k) and often your contributions will be adjusted up to a certain percentage, which is essentially “free money”. You can turn your money into one too Roth IRA or a traditional IRA.

6. Invest in the market

Make sure that all of your other financial goals are in order before you prioritize investments. Investments are not guaranteed by the FDIC, so it is possible to lose money in the market.

This is the riskiest choice of all the options listed, but it also has the potential for the highest return on your money. If you are a beginner and want to learn how to invest in stocks outside of your retirement account, check out our guide.

Extending student loan deferrals by several months gives you time to advance your loan payments or build a safety net elsewhere. Prioritize your financial goals and invest money in the ones that matter most to you.

Junior credit reporter

8-year-old Bossier Parish scholar donates her personal cash to united manner for others to have college provides

BOSSIER CITY, La. (KTAL / KMSS) – Eight-year-old Milla S., who is en route to third grade from Suncity in Bossier City, has donated all of her money to United Way. She said she wanted to make sure that less fortunate students are able to get school supplies.

During the drive-thru vaccine at Airline High on Friday, Bossier Schools were on site to accept donations for school supplies as part of the United Way “Fill the Bus” campaign.

Milla said she raised all her money while doing chores. Those who came with her said she was taught to always have a giving heart.

“I’m really excited because I just want these kids out there to have good school supplies like other people because they shouldn’t be treated any differently,” she told KTAL / KMSS.

All donations go to the students of the Bossier parish. The combined route will be tomorrow between 10 a.m. and 2 p.m. in the vaccine clinic of the airline High.

You can also donate to Walmart on Airline Drive on Saturday.

Mercy Well being St. Rita’s donates cash to migrant scholar training program | Information

Mercy Health St. Rita's donates money to the immigrant student education program

Mercy Health St. Rita’s raises money to support an educational program in the region. St. Rita’s raised $ 2,000 for the Ohio Migrant Education Program as part of the Community Care Friday fundraiser, where employees could dress casually in exchange for a donation.

Mercy Health St. Rita's donates money to the immigrant student education program

At the local level, this program offers summer courses for immigrant students in Putnam County.

Mercy Health St. Rita's donates money to the immigrant student education program

Representatives from St. Rita’s presented the check to the Putnam County Education Service Center director, and some students who have completed the education program spoke about how their experiences helped make them what they are today.

Mercy Health St. Rita's donates money to the immigrant student education program

“Now I’ve been taking Algebra 2 over the summer here in high school, and I’m planning on doing pre-calculus for the school year,” said Gael Salinas. “I hope the program will continue to help other children who come, like my younger sister who is at it.”

Those with Mercy Health say they wanted to give back to a program that does so much for children in the area.

“We look out for one another in our community, and when it became necessary, our team said we would like to do it and support it,” said Government Director Beth Keehn and Community Affairs for Mercy Health St. Rita’s. “Personally, my family has been busy with it since I was very young, so it’s a chance for me to get back in touch, but it’s really a broader impact – our friends and our neighbors that we care about.”

This is the second year St. Rita’s is running a community care fundraiser.

Copyright 2021 by Lima Communications Corporation. All rights reserved.

Louisiana school makes use of pandemic cash to pay scholar debt

A junior college in Louisiana is using federal COVID-19 aid money to clear student debt for everyone who attended last year. Chancellor Rodney Ellis says Southern University in Shreveport’s offering should help students who got into financial trouble during the pandemic get back to school without worrying about debt. Ellis says the school is also offering $ 1,000 grants to all students who enroll by Aug. 6. The university estimates it will cost $ 3.5 million to pay off all student debts from spring 2020 to spring 2021.

A junior college in Louisiana is using federal COVID-19 aid money to clear student debt for everyone who attended last year.

Chancellor Rodney Ellis says Southern University in Shreveport’s offering should help students who got into financial trouble during the pandemic get back to school without worrying about debt.

Ellis says the school is also offering $ 1,000 grants to all students who enroll by Aug. 6.

The university estimates it will cost $ 3.5 million to pay off all student debts from spring 2020 to spring 2021.

Minnesota to spend $132 million in federal rescue cash to spice up scholar restoration from pandemic results

June 30, 2021 7:57 pm

Mike Tighe

Posted: Jun 30, 2021 7:57 PM

Updated June 30, 2021 8:06 PM

(Associated press photo)

ST. PAUL, Minnesota (WKBT) – Governor Tim Walz announced Wednesday that Minnesota will be spending $ 132 million in US federal rescue plan education funds to aid student recovery from the effects of COVID-19.
The announcement came after the Minnesota Department of Education presented the state plan to the U.S. Department of Education. The state received a total of $ 1.3 billion for E-12 education as part of the rescue plan, 90 percent of which was given direct to schools through a federal formula.
The $ 132 million makes up the remaining 10 percent.
Contributing to the decision was public feedback designed to bolster critical programs that weren’t on the E-12 education budget, as well as tailor support for students facing the greatest challenges due to the pandemic, Walz said.
“Minnesota’s students and families faced so many challenges during the pandemic, and helping each one of them remains a top priority, especially as we move into the next school year,” said Walz.
“This funding enables us to invest in things that couldn’t be agreed in the education budget, but which we know our students need to get back on track and stay on track in school.” , he said.
Lt. Gov. Peggy Flanagan added a parental opinion, saying, “As a mom to an upcoming third grader, I know how tough this school year has been for our students and families. We owe it to them to do everything possible to support not only their academic recovery, but also their socio-emotional and mental health. “
Federal law requires Minnesota to spend most of the $ 132 million on four areas: learning recreation, post-school programs, summer enrichment, and other government activities to support students and schools. A small portion can be used for grant administration.
The payouts include:

  • In the area of ​​learning recovery, the Department of Education will allocate $ 66 million directly to public schools to help students apply evidence-based strategies. Schools are also encouraged to work with community organizations to support students.
  • For after-school programs, $ 13.2 million is being made available to Ignite Afterschool, an organization and network leader experienced in evidence-based extra-curricular programming, for the distribution of grants. Fifty percent of the funds go to charitable organizations. The other half is directed to culture-specific community organizations.
  • Another $ 13.2 million will be provided through grants for summer education, with 50 percent going to community organizations. The remaining 50 percent is dedicated to culturally specific community organizations.
  • Approximately $ 26 million will be used in public school grants for full-service community schools to expand rigorous coursework and other endeavors. The remaining $ 13.6 million for other government activities and grant administration will be used to build and strengthen systems within the Department of Education.

New Illinois Regulation Permits Scholar Athletes To Lower Cash-Making Offers – CBS Chicago

CHICAGO (CBS) – Governor JB Pritzker signed an important bill Tuesday allowing student athletes in Illinois to receive compensation.

CBS 2’s Mugo Odigwe spoke to one of the state officials who urged to make this happen.

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“Being able to implement guidelines on something that is extremely personal to me and that I have had a lot of intimate experience with is a great day for all of us,” said State Rep. Kam Buckner (26th Ward).

Years ago, Buckner couldn’t make money off his own likeness as a University of Illinois football player.

“If you study chemistry, for example, you still have the option of receiving market-based compensation for using your name, your likeness and your image. However, you can’t do that if you’re a scholarship football or tennis or hockey player. “

Now, as an Illinois legislature, he has sponsored a bill that will allow current and future athletes to do just that. With Pritzker’s signature,
student athletes can be paid for their names, pictures, and even votes.

“The most obvious thing people talk about is the star quarterback or star point guard getting a deal with a merchandising company like Nike or Reebok, and those things are allowed. But there is also the possibility, for example the women’s softball player, to put her face on the poster of the local pizzeria, ”said Buckner.

Opponents of the legislation argued that this could lead to a situation where students looking for money deals would be deceived. Buckner says there are rules in place to make sure this doesn’t happen.

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“We gave them the opportunity to get legal advice,” said Buckner. “We gave them the option to hire an agent and we also banned certain types of endorsement. You can’t approve of things like alcohol. like cannabis. like video. like sports betting or casinos and games of chance. “

Buckner says the future will be much better for these athletes.

“It’s going to be a new day for many college athletes and we’re very excited about it.”

While the new law doesn’t boil down to paying college players, it should be a big deal for many student athletes.

“As a retired undergraduate athlete, I understand the meaning and importance of a day like this,” said Derrick Gragg, Northwestern University sports director. “Whenever we can be part of something so historic, it is important to get up.”

“Of course, you know, since I’m five years older – one of the fans’ favorites – I can now stream live, play video games with younger kids, surprise birthdays for younger people, you know, different things – so I’m going to get that opportunity.” take full advantage, ”said Illinois basketball guard Trent Frazier.

The law allowing payment for the use of the name, picture and picture of student athletes goes into effect this Thursday, which means that students can start accepting related offers that are offered to them.

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The NCAA will vote tomorrow on a proposal that will set rules nationwide for states that do not enact new laws.

Tri Star Sports activities and Leisure Group Launches Pupil Fund – The Hollywood Reporter

Lou Taylor, CEO of Tri Star Sports & Entertainment Group – known as The Hollywood Reporter’s Business manager icon in 2019 for representatives from stars like Steven Tyler, Mary J. Blige, Priyanka Chopra Jonas and Britney Spears – created the Finish Line Scholarship to support the black student community at Spelman College.

The scholarship starts with a $ 70,000 donation and is distributed among students who have excelled in their studies but need financial assistance to complete their studies. The idea for the Finish Line Scholarship came about during the Black Lives Matter protests last summer, when Taylor and her Tri Star leadership team were trying to come up with elements of action that could support the cause.

“When we shared with Tri Star staff which HBCU we would work with for our scholarships, many employees shared their personal success stories and how the financial support they received along the way made a big difference to them and their families. “Said Taylor. “Among them was an employee with her own Spelman story. We knew immediately that we had made the right choice by partnering with Spelman College for our finish line scholarship. ”

Tri-star worked with Spelman President Dr. Mary Schmidt Campbell and Vp for Institutional Funding Jessie Brooks to create the scholarship. Taylor confirmed that this is not a one-time gift, but rather a long-term plan to create future opportunities for Spelman students. Tri Star hopes to expand the scholarship program each year and provide more funding in the years to come.