Cleveland looking for to award $2M to financially troubled NEON Well being Providers utilizing pandemic aid cash: Stimulus Watch

CLEVELAND, Ohio – Cleveland City Council could pass bill Monday to allocate $ 2 million from the city’s pandemic funds to a nonprofit agency that is providing its CEO with more than $ 500,000 despite pre-pandemic financial difficulties pays.

Northeast Ohio Neighborhood Health Services (NEON) are seeking funding from the American Rescue Plan to strengthen their health services in some of Cleveland’s poorest minority neighborhoods.

Proponents argue that the money could go far in supporting major health programs. but Tax returns from NEON reveal a precarious financial situation – and a CEO who received a $ 100,000 raise in a year the agency was caring for fewer patients and was in the red.

NEON’s plan to spend the $ 2 million American Rescue Plan Act will use the lion’s share – $ 1.4 million – on several new and existing programs, including mental health services, lead prevention and intervention, food distribution, Education about healthy eating, chronic disease control and health literacy. However, this funding pool also includes items such as “NEON Administration” and “NEON Direct Costs – Transportation”, with no US dollar amounts specified for any program.

Another $ 360,000 would work with LegalWorks, Inc. to fund a detox clinic, and $ 200,000 would be used to repair damage to the NEON Hough Health Center, which caught fire in May.

The Hough Center is temporarily closed, and NEON’s other centers are bringing health services to other areas where Clevelander suffer disproportionately from negative health outcomes, including Miles-Broadway, Norwood, St. Clair-Superior, and the Southeast Side.

NEON is a state-qualified health center and, according to IRS filings, brings in primarily cash from contributions – about $ 13 million in 2019 – and program services like Medicaid reimbursements totaling about $ 11 million in 2019. Funding is received through the administration for health resources and services. This agency said cleveland.com that NEON receives funding until the end of the year and has been approved for a 3-year funding from 01/01/2022 to 12/31/2024. The agency spokesman was not yet able to announce the total amount of the funding at the time of going to press.

According to the Health Resources and Services Administration, NEON Caring for fewer patients each year, down about a third over the past five years – from 31,804 in 2016 to 21,605 in 2020. From 2017 to 2018 – the year that board member granted CEO Willie Austin a $ 100,000 raise – NEON served 2,740 fewer employees.

Although NEON serves fewer Clevelanders, NEON’s tax returns are in deficit in 2014, 2016, 2017, 2018 and 2019 – the last available year when net income was nearly $ 1 million in the red.

In 2020, NEON received more than $ 5 million in pandemic-related funding – a $ 3.6 million forgivable loan from the CARES Paycheck Protection Program and $ 1.6 million in additional Health Center Grants and $ 216,000 in Relief Funds.

Cleveland.com contacted NEON and Austin for this story.

Some of NEON’s financial difficulties are related to a payout of more than $ 1.3 million due to a Unlawful termination lawsuit. In this case, employee James O’Donnell was fired after raising concerns about a financial audit involving the questionable activities of Arthur Fayne, a NEON board member and head of the consulting firm hired to lead the New Eastside Market project, showed that the developer was responsible for the NEON.

In December 2020, Fayne has been charged with embezzling $ 855,000 from the Eastside Market project. The case is pending.

NEON was selected to develop the New Eastside Market in 2015 and rented the property on St. Clair Avenue from the city for $ 1 a year. The city has also deposited over $ 350,000 as well a 75 percent tax reduction for 15 years on improvements to the property, including new plumbing, electrical and roofing. When the project went over budget in 2018, the city approved an additional $ 500,000 grant. Cuyahoga County and the State of Ohio also awarded grants of $ 750,000 each.

New Eastside Market opened in 2019 with a vision to operate a full-service grocery store in what is otherwise considered a “food wasteland,” as well as providing health and wellness services. But NEON has yet to deliver on some of his promises for the location, like opening a health clinic or a demonstration kitchen for nutritious cooking classes.

Alderman Basheer Jones, whose ward includes NEON’s Hough Clinic, was the council’s strongest supporter of raising $ 2 million in stimulus funds to NEON. Jones, who has given up his council seat because of an unsuccessful mayoral candidacy, has made the NEON proposal his final legislative proposal.

Speaking at a committee meeting on November 16, Jones said he saw NEON’s latest funding proposal as a step toward holistic health. Jones said when NEON was founded in 1967 it was one of the few health care providers that the city’s black community felt welcome.

“Well, I’m sure there have been a lot of mistakes along the way,” Jones continued. “Unfortunately we live in a country where some make mistakes and others can’t make mistakes… Why can some organizations as a city make mistakes and then get the resources and still be able to make mistakes? Do business and there are some who are excluded? “

The city council is expected to deliberate on the law at its final session of the year on Monday before a new council and mayor take office in January.

Stimulus Watch is a public service journalism project run by cleveland.com and The Plain Dealer to track federal funding reaching Northeast Ohio through the US rescue plan. Read more undercleveland.com/stimulus-watch.

Stimulus Cash Minimized Impression Retail Closures Had on Retailer Credit score Playing cards

Pheelings Media / Getty Images / iStockphoto

Despite limited access to physical stores at the start of the pandemic, retail credit card-backed securities have not and have not been affected by store closures lead to increased failures, according to data from Fitch Ratings.

Stimulus update: Child tax credit & Golden State money has been sent, find out where yours is
Continue reading: Petition for 4th Stimulus for Monthly Payments of $ 2,000 Reaches 2.9 million signatures

After three rounds of stimulus, more Americans were able to put cash into savings or on outstanding debt. A study by Northwestern Mutual found that personal debt has fallen by more than 20% since 2019.

“The fact that people are making significant strides in deleveraging is encouraging to see, especially at a time when many are still recovering from the financial impact and uncertainty caused by the COVID-19 pandemic,” Christian said Mitchell, Executive Vice President & Chief Customer Officer at Northwestern Mutual.

Fact check: Will there be a fourth stimulus check?

The performance of the retail credit card trust is largely influenced by consumer strength. While fees slowed at the beginning of the pandemic, they have since increased to higher levels than they were before the pandemic. Fitch Ratings cites consumer willingness to use federal unemployment benefits and individual stimulus checks to help settle credit card debt.

According to Fitch’s retail credit card index, the 12-month average of late payments of 60 days or more fell from 2.78% in March last year to 1.77% in August. Withdrawal rates are still low with a 12-month average of 4.92% (as of August 2021 from 7% in March 2020) The increase in credit card balances continues to show an upward trend.

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To learn: Millennials and Generation Z Financial Confidence Raised 60% During COVID-19

Fitch Ratings also noted that as the delta variant spreads, it is too early to say if the balance continues to rise and Consumer confidence is falling. Retail cards also have a lower consumer payment priority.

The story goes on

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Last updated: September 23, 2021

This article originally appeared on GOBankingRates.com: Stimulus Money minimized the impact of retail closures on store credit cards

These stimulus verify scams are stealing folks’s cash • BGR

There is one very unfortunate and annoying thing that has gone hand in hand with the federal government Distribution of incentive payments in the past few weeks and months. There is an abundance of stimulus-check scams that can seperate unsuspecting victims from their money if they are not careful.

The IRS sent a warning about certain scams to watch out for after this has basically exploded lately. “Although taxpayers received multiple rounds of Economic Impact Payments, we saw an increase in phishing fraud cases this summer,” said Jim Lee, director of the IRS Criminal Investigation. “The number of reported fraud attempts has reached a level we haven’t seen in more than a decade.”

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IRS warning of stimulus check fraud

Criminals are constantly changing their tactics, warns the IRS. Here are just a few of the schemes to watch out for:

  • Text messages stating that a taxpayer is entitled to an incentive payment. And that they have to click a link to complete the information needed to claim it.
  • Phishing emails claiming that the IRS calculated a taxpayer’s “tax activity” which shows they are entitled to a certain amount of economic effect payment.

The IRS says that is one of the best ways to protect yourself from it shameful activity like this understand how the agency communicates with taxpayers. On the one hand, it does not send unsolicited SMS or e-mails. So if you get one of these, that’s a huge red flag.

The IRS also does not threaten people with jail or trial. It also doesn’t require tax payments on gift cards or via cryptocurrency.

Other things to look out for

Other warnings that may indicate fraud: See if you can spot any bugs. Such as grammatical, capitalization and spelling errors in emails and texts, which according to the IRS “serve as indicators of fraud”. Also, don’t click on shortened URLs that can lead to rogue websites.

The IRS says that “Taxpayers who receive unsolicited email or attempts on social media to gather information that appears to be from either the IRS or an organization closely related to the IRS should forward the message to phishing@irs.gov . Taxpayers are encouraged not to engage potential fraudsters online or over the phone. “

Meanwhile, taxpayers who think they are the victim of a stimulus check scam? You can report fraud or theft to the tax administration finance inspector. Reports can be made online at TIPS.TIGTA.GOV. “If you suspect that you may have been a victim of identity theft as a result of fraud, visit them Taxpayers’ Guide to Identity Theft Website to find out what steps to take. “

For more information on COVID-19 fraud and other financial programs, please visit IRS.gov. And for official IRS information on COVID-19 and Economic Impact Payments, visit the Coronavirus tax relief page.

Which Group of Individuals Will Get the Most Stimulus Cash?

In 2021, families in the United States will receive an average $ 3,450 in stimulus funds. That money comes from stimulus checks worth $ 1,400 each, plus an expanded child tax credit and an expanded income tax credit.

But not everyone will receive the same amount of stimulus funds. In fact, lower-income households – and lower-income parents in particular – will receive much more incentive money than other people. Here’s why.

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New admission rules helped lower-income Americans

According to an analysis by the Institute for Taxes and Economic Policy, the country’s lowest-income households have the largest inflow of funds of all families this year. In particular, households with incomes of $ 21,300 or less will receive an average of $ 3,590 in 2021 – just slightly more than the national average.

However, the average payment received by lower-income households is much higher than that of some of their higher-income counterparts. For example, households with incomes between $ 111,300 and $ 247,400 receive average payments totaling only $ 2,830, while households with incomes between $ 247,300 and $ 601,700 receive an average of $ 280.

The main reason low earners are well on their way to putting more government money into it Bank accounts are the income limits for eligibility for all coronavirus stimulus aids, including the extended stimulus checks Child tax credit Payments and the Extended Earned Income Tax Credit (EITC).

If people’s incomes rise, they will lose at least some of that aid money. For example, Americans with incomes up to $ 21,300 in 2021 will get an average of $ 320 due to the expanded EITC. Those with only marginally higher incomes ($ 21,300 to $ 39,800) get an average of just $ 60 from the EITC.

Low-income parents will also see the largest inflow of additional money from the child tax credit. That tax credit was previously worth $ 2,000 per child, but only $ 1,400 of that was refundable. Since households earning less than $ 21,300 rarely have large tax bills worth $ 2,000 or more, most of the time they wouldn’t get their full child tax credit.

However, under the new rules, which will go into effect in 2021, the credit will increase to $ 3,600 for children under six and to $ 3,000 for older children 17 and under. The credit is also fully refundable, meaning that even those with low or no tax bills can get the full amount of money.

According to the Congressional Research Service (CRS) average families could receive $ 5,086 in 2021 and 2022 thanks to the extended child loan alone. This is a huge increase as the CRS showed that households with incomes below 100% of the poverty line would have received an average of just $ 976 without the widening. This is, of course, higher than the average total amount of stimulus money that goes to all low earners, but that’s because there are many households in this group that have no children.

Ultimately, the stimulus money is doing what it is supposed to – it is helping low-income earners and especially low-income parents who may have had serious difficulties dealing with the financial impact of the pandemic and the resulting lockdowns.

Broadband advocates upset in Waldo County’s early plan for stimulus cash

Waldo County officials plan to invest approximately $ 3 million in federal stimulus funds to upgrade emergency services infrastructure.

The county received the first half of the $ 7.7 million grant from the American Rescue Plan Act. Commissioners have stated that they are cautiously moving forward with their plans as they await further clarification from the federal government on how the money will be used and project estimates change due to construction costs.

“It’s like a Christmas wish list: you circle everything in the catalog and then, when it gets closer, you say, ‘Yeah, that’s not going to happen,'” said Amy Fowler, chairman of the Waldo County Board of Commissioners. “It’s a work in progress.”

Waldo is one of the first counties in Maine that Outline a plan for stimulus money. The counties here will receive $ 260 million in the stimulus package, plus another $ 233 million for cities and towns. It’s a massive godsend that is expected to lead to large-scale projects that could span any jurisdiction, with many debating broadband, but the money for it has been cut in the county’s plan.

The commissioners presented the spending plans they were considering in a letter to community officials in Waldo County in late July. At the top of the wish list is $ 1.6 million to move the Waldo County Emergency Management Agency from the sheriff’s office to its own building on the county garden lot. The project would also include a new warehouse to house supplies and create a space for food grown in County Garden to be processed and stored.

The county also plans to spend an additional $ 1.25 million in aid to “fully rebuild” the Waldo County’s regional communications center as much of the center’s equipment is no longer supported by the manufacturer.

“The positive part of this project is that it provides excellent law enforcement and emergency services coverage for the entire county,” the district officials said in the July 27 letter.

After receiving requests from several cities and the Southwestern Waldo County Broadband Coalition, the commission decided to allocate US $ 20,000 in broadband infrastructure investments to each of the county’s 26 cities. But then the requirement to spend the funds solely on broadband was lifted after some officials wanted to use the money for other purposes.

The decision to allocate only the $ 20,000 per community was a disappointment to broadband advocates in the county, who hoped that county officials would use the aid to make bigger investments in broadband nationwide.

“When you made your decision, you really underfunded the broadband coalition efforts and only our broadband efforts in general in Waldo County,” said Andre Blanchard, a Liberty voter and member of the Southwestern Waldo County Broadband Coalition.

With not all of the 26 cities having plans to spend the $ 20,000 broadband investment, Blanchard and other broadband proponents say it will take a lot more money to make progress in developing high-speed Internet infrastructure.

“I am grateful that the district officers recognize the importance of broadband, but I think it will take a lot more of our cities and our district to make sure everyone is covered for years to come,” said Breanna Pinkham-Bebb., Northport community commissioner said.

Fowler said the commissioners felt it was fairer to allocate an equal amount to each city than to give a large investment to a smaller number of cities. She hopes the majority of cities will use the $ 20,000 – which will air on August 31st – for broadband partnerships.

The county will continue to hold meetings and workshops to discuss how the funds will be used, Fowler said. She also hopes the county will have a clearer idea of ​​whether these projects can be carried out with the aid funds after submitting a report to the federal government late this month.

Changes in project estimates could also cause the county to change its spending plan.

“Not everything is very specific,” said Fowler.

Some Individuals Bought As much as $35,100 in Stimulus Cash. This is How

The U.S. government has been working to provide stimulus money to Americans during the coronavirus pandemic. In fact, some families received up to $ 35,100 while others may have received even more.

There is actually no set maximum amount for economic stimulus payments for families, as it depends on the family size. To understand how and why some people received so much government aid, let’s take a look at a family with five children and two parents.

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This is why some Americans got so much stimulus money

Washington, DC lawmakers passed several coronavirus relief bills that provided stimulus money. This was done in the form of stimulus checks, which were cash payments made by direct deposit into Bank accounts or sent by post. And parents also received grants in the form of an extended child tax credit.

The three Stimulus checks contain the following:

  • CARES Payments: US $ 1,200 per adult and US $ 500 for dependent children under the age of 17
  • December 2020 Stimulus Payments: $ 600 per adult and $ 600 per dependent child under 17
  • American Rescue Plan Act Payments: $ 1,400 per adult and $ 1,400 per dependent, including adult family members

And the expanded child tax credit resulted in payments of:

  • $ 3,600 per Eligible Child under 6 years of age
  • $ 3,000 per Eligible Child 6-17 years of age

So the number of children you have directly determines the amount you will receive – so there is no set maximum limit. Parents with five children would receive more than parents with two children, who would receive more than childless.

As an example, let’s take a family with two parents and five children, including two children under six and three children over six:

  • Each adult would get a total of $ 3,200, so with two adults in the family they would get $ 6,400. This comes from the three stimulus checks
  • Each child receives $ 2,500. With five children, that’s $ 12,500 in stimulus checks
  • Each child under the age of six would receive $ 3,600 from the Extended Child Tax Credit, so with two children under the age of six they would receive $ 7,200
  • Each child over the age of six would receive $ 3,000 from the Extended Child Tax Credit, so if there were three children over the age of six they would receive $ 9,000

The total amount is $ 35,100. This assumes that the family has an income below the threshold at which payments expire. These thresholds are $ 75,000 for single taxpayers and $ 150,000 for married joint taxpayers.

Well, some of that money hasn’t been delivered yet, as parents are depositing $ 250 or $ 300 in their bank accounts every month from July through December 2021 for the expanded child tax credit. But that only makes up half of the credit. You have to claim the rest in your tax return.

As you can see, large families received a lot of help from Uncle Sam during the coronavirus crisis. You can also see how to calculate how much your family has received in total based on the size of your own family and the number of eligible adults and dependents you have.

This is Who Qualifies for Over $3,000 in Stimulus Cash in 2021

When the American bailout plan went into effect in mid-March 2021, many people were excited by the idea that a $ 1,400 stimulus payment would be theirs Bank accounts. But some Americans are on the verge of raising more than $ 1,400 in stimulus funds. Find out if you qualify for stimulus funds over $ 3,000 here.

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Who gets a higher payday?

While the final round of stimulus checks was $ 1,400 per person, those checks aren’t the only financial relief the American Rescue Plan provides. The Discharge Act improved that too Child tax credit so that parents are entitled to more money. The income tax credit, a credit for low-income households, has also been expanded.

Between those $ 1,400 checks and the two loans, stands the average household, which is among the bottom 60% of earners in the U.S., totaling $ 3,450 in economic funds this year, according to the Institute on Taxation and Economic Policy ready. That means households with incomes of $ 111,300 or less will receive an average business stimulus payment of more than $ 3,000 when we factor in tax credits.

But that doesn’t mean that high earners also do badly on the economic front. Households with incomes of $ 111,300 to $ 247,400 will receive an average of $ 2,830 this year.

You may not receive your full payment immediately

If your income is $ 111,300 or less, but you haven’t received nearly $ 3,000 in total in stimulus funds, there is a good reason for it. Part of this money comes in the form of the newly expanded child tax deduction.

Previously, the child tax credit was worth up to $ 2,000 per child under the age of 17. Today it’s up to $ 3,600 per child under 6, up to $ 3,000 for children 6-17 years old, and up to $ 500 for dependents age 18 and full-time students age 24 and under whose parents they are claim as dependent for tax purposes.

Usually the child tax credit is paid as a one-time, lump sum. This year half of the loan will be paid out in monthly installments, the first of which went out in July.

Let’s say you have two children under the age of 6 in your household. That means you are entitled to $ 1,800 per child or $ 300 per child per month between July and December. So far, only one such payment has been made. As a result, you may have only received your initial stimulus payment of $ 1,400 plus $ 600 from the child tax credit. But between August and December you should get an additional $ 1,500 per child, or $ 3,000 total.

All in all, there’s a lot of stimulus money out there, and not all of it comes in the form of those $ 1,400 payments. If you haven’t filed a 2020 tax return, it may be worth doing if you think you’re eligible for the Extended Income Tax Credit or Child Tax Credit. You can also use the IRS Non-files portal register for child tax deduction if you do not intend to file a tax return.

Cleveland might use a few of its federal stimulus cash on police, however ought to it?

CLEVELAND, Ohio – Clevelands recent increase in violent crime could lead the city to spend a sizable chunk of its $ 511 million federal grant on police – but is this the best way to keep the city safer?

President Joe Biden, who signed the American rescue plan in March, announced in June that state and local governments could use their share of the economic funding to combat violence in their communities. The guidelines allow cities to hire more police officers – beyond pre-pandemic levels – as well as to buy more equipment and provide additional social services.

Pro-police organizations also advocate a share in economic funds. Lexipol, a company that trains and advises police services, is call on the city officials to dedicate part of the federal money to public safety.

But the subject is complicated. About a year after police killed George Floyd, the American Rescue Plan money came into the city coffers, and a resurgent Black Lives Matter movement included calls in expose the police and consider alternatives to the police. Both Cleveland and Cuyahoga County have made racism a public health crisis.

While some at City Hall are considering spending American Rescue Plan money on hiring police officers or buying police equipment, some activists don’t believe stimulus money should help police, which it has done so far as part of a declaration of consent with the Ministry of Justice since 2015

Ward 6 alderman Blaine Griffin, chairman of the council’s security committee, said Cleveland is considering spending some of its stimulus money on police and public safety, but it’s too early to estimate how much since the city is still in the initial phase is located Local residents ask how the money will be spent.

“I had a forum with my residents and other people getting feedback, and one of the most important things people really ask about is that we are really spending money on different types of safety tools,” said Griffin.

Griffin said he wasn’t sure the city would choose to use the one-time funding to hire more civil servants as it may not be sustainable to keep their salaries up after the federal grant expires.

“But I think there is a great opportunity for us to improve the technology and do things like cameras and drones,” said Griffin. He suggested buying StarChase devices that attach to cars to track potential suspects instead of chasing them, and ShotSpotter, a system that uses audio sensors and algorithms to detect gunfire and alert the police.

The Cleveland Police Department began using ShotSpotter technology in November. The company then came under fire a July report from Motherboard by Vice News suggested that police authorities have pressured ShotSpotter on several cases to alter evidence to strengthen criminal proceedings against accused shooters.

A spokesman for the Cleveland Police Patrolmen’s Association did not respond to inquiries from cleveland.com and The Plain Dealer about the union’s advocacy for the police department to receive some of the city’s stimulus money. Sgt. Vincent Montague, president of the Black Shield Police Association, said he hoped some of the funds would be used for public safety.

“I don’t know if you’ve ever looked at the ambulances, but they’re a mess and they go from call to call every day,” Montague said. “There aren’t enough police cars for cops, and the cars need to be repaired. The officers are tired because there aren’t enough officers … And we need more training, not only for the police, but also for the fire and rescue services. “

In addition to training, hiring more civil servants, and repairing or buying vehicles, Montague wants part of the funds to support maternity leave for pregnant workers.

“Women who are pregnant are forced to use their own sick time. So when they return to work, their vacation time, their comp time, is burned up. I advocate the city that someone who is pregnant should be able to reserve a lot of time in their infirmary for their pregnancy so that they don’t have to burn all their sick time, “Montague said.

Griffin said one of the biggest challenges with spending stimulus money is making sure the investments are sustainable.

“That money needs to be made available by 2024 and spent by 2026,” Griffin said. “I know that in the past people had to be laid off when the funding ran out. Whatever we do, in using this to hire corpses and get more officials out on the streets, we have to be very careful to make sure we have a source of income to keep them in place after the money is away.”

Josiah Quarles, an organizer and executive at Black Spring CLE, said the money would be better used to tackle the root causes of crime.

“The police rarely get into a situation before it happens. The police generally don’t stop murders before they happen, ”Quarles said. “What we have to do is tackle the mess before it happens. And there are so many ways to do that, but we really refuse to dig and put the money into building healthy communities because healthy communities are safe. “

Quarles said he would like to see Cleveland’s stimulus money spent on tackling inequality in education, unemployment, access to affordable fresh food and supporting mental health.

“To combat mental crisis before they turn violent, we need to put people in touch with the resources they need – clerks who move people into homes – without the police,” Quarles said.

In November 2014, 37-year-old Tanisha Anderson’s family called the Cleveland police for help because she was experiencing a mental crisis. Anderson died in police custody on the driveway. No officers were charged with her death, but two officers were given a 10-day unpaid suspension and a written warning.

Griffin, of the council’s security committee, agreed that some emergency calls should be answered by intervention specialists rather than police officers.

“One of the things we have in this town is a mental health problem,” said Griffin. “We really need some non-uniform crisis intervention specialists – people who can step in and provide the social services and psychological care that some people need.”

A Analysis by the Brookings Institute says the US bailout plan could also allow cities to create or expand their own alternative police programs that focus on mental health, like the one in San Francisco Street Crisis Response Team, Seattle Bless you, Denvers STAR program (Support Team Assisted Response) and Portlands Street answer.

Policy Matters Ohio issued a July report on the public safety redesign in Cleveland, which included a list of existing programs to help people with mental health problems, substance abuse problems, or other traumatic events, including the emergency phone number and the mobile team of the nonprofit FrontLine Service; road work coordinated by the Northeast Ohio Coalition for the Homeless; Teams of crisis co-responders working with Cleveland police officers to respond to mental health calls; Training of crisis intervention teams for police officers; and intervention and trauma-informed training in recovery centers.

Kareem Henton, co-founder of Black Lives Matter Cleveland, said having an alternative to 911 police when callers seek help will save lives.

“That will save many people unnecessary trips to our criminal justice system or grappling with our criminal justice system, which further has a carcinogenic effect,” said Henton. “We believe we definitely need helpers with mental illness, but we do need helpers for someone who asks for money on the side of the road or at a motorway exit. The respondents can see what services they need, e.g. B. Assistance with the provision of accommodation. If there is a harassment complaint, e.g. B. Loud music, make code enforcement respond to give tickets to those people. Unnecessary interactions with law enforcement agencies create the potential for the next hashtag, and we absolutely want to avoid that. “

Antoine Tolbert is president of New Era Cleveland, a community security organization based in the Buckeye neighborhood. He said most calls to the police do not require the response of an armed officer and hopes the city will shift its public safety funds towards community-based alternatives instead.

“I think it’s time we tried something different,” said Tolbert. “The way things are now, it didn’t and didn’t work. Why keep putting money into a system that doesn’t benefit everyone?

“There needs to be more mental health funding and support to organizations that are already doing this work,” said Tolbert. “We don’t have to reinvent the wheel”

If Cleveland spends the majority of its public safety funds on traditional police forces, Quarles of Black Spring told CLE that it would send a hurtful message to many in the community.

“It sends the message that regardless of the talks last year, regardless of protests around the world, they made for good pictures and good nightly news when people were all quarantined in their homes, but at the end of the day It was a lot of lip service that day, ”said Quarles. “And when the rubber hits the street, the money goes to the same places where it always was … It would send the message that it was all for free.”

Does perishable e-money signify the way forward for fiscal stimulus?

“IIf you want to see how the free market really works, this is the place, ”said Milton Friedman on“ Free to Choose, ”his 1980s television series. He was sitting on a cross-port ferry in Hong Kong. The city, he said, is “an almost laboratory experiment in what happens when the government … gives people the freedom to pursue their own ends”.

This week the same city started another experiment: not only giving people the freedom to pursue their own goals, but also giving them money for their own purchases. On August 1, Hong Kong residents received the first installment of the government’s consumer voucher in an attempt to revive the city’s battered retail trade. The amounts are generous (HK $ 5,000 or $ 640) and the distribution is smooth. The money is added to a person’s Octopus card (widely used in shops and public transit) or deposited into e-payment apps like Alipay. Shops are now competing for their customers’ undeserved money. The Mira Hotel, where Edward Snowden revealed America’s secrets to the world, offers a 75% discount on a romantic “Staycay”. In contrast to normal cash spending, these e-vouchers have to be issued within a few months. Otherwise they “expire”.

So will Hong Kongers use it or lose it? Similar experiments had mixed results. After South Korea provided perishable coupons in May 2020, only 36% of households said they had increased their retail spending (and some of them cut other spending). After Taiwan distributed physical vouchers in 2009, most people spent them on things they would have bought anyway, according to Kamhon Kan of Taipei’s Academia Sinica and his co-authors. Only about a quarter used it on unplanned purchases, which doesn’t make it any more effective than America’s more conventional tax rebates in 2008.

These shortcomings would come as no surprise to proponents of the “sustainable income hypothesis,” who argue that households will attempt to smooth out their consumption over time and spend a fraction of their estimated lifetime wealth. In these models, unexpected gains are largely suppressed. Hong Kongers cannot put their voucher money aside without losing it. But luck still lets them save more of their normal money because they don’t have to spend it on the things they buy with their vouchers.

The founder of the permanent income hypothesis was none other than Milton Friedman. If Hong Kong’s new experiment is to work as the government hopes, one of its most cherished cities will have to overcome one of its most famous theories.

This article appeared in the Finance & Economics section of the print edition under the heading “Temporary Income Hypothesis”

That is probably the most stimulus cash you’ll be able to probably get in 2021 • BGR

Good news: Ten million Americans are getting a pretty sweet bonus year despite the tight economy and the ongoing coronavirus pandemic. It’s just that the bonus isn’t coming from your employer – at least not the bonus we’re referring to. No, that is the sum of all economic stimulus money that the federal government will distribute by the end of this year. Comprehensive things like Stimulus checks, and at least two tax credits (the Income Tax Credit and the Extended Federal Child Tax Credit).

It’s all part of a somewhat frantic effort by government leaders to keep too many Americans from overturning financial advantage. And it doesn’t even take into account everything the government is trying to do about it. Like the new, more targeted eviction moratorium announced the CDC this week. The idea is that too many Americans being evicted from their homes could adversely affect public health and make the pandemic worse.

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The economic stimulus money 2021

As expected, middle-class and lower-income Americans will benefit most from the distribution of stimulus funds this year.

Check out the graphic below, from The Motley Fool finance websiteto get a feel for things in their entirety. As you can see, there is a huge drop in stimulus money for people who are making more than $ 247,400. Most of the money is available to Americans in the lower income brackets. That total is $ 3,590 for people at the lowest point on the income scale.

Stimulus money

Stimulus checks

The federal government’s one economic check this year accounts for the largest part of this economic money. It’s usually for $ 1,400. And while millions of Americans have already received this money, some of those checks are still going through.

On July 21st, announced the IRS that more than 171 million of these payments have been distributed since March 12th. They represent a total value of more than $ 400 billion in stimulus money for Americans.

Tax credits

In terms of tax credits, the big advantage here is the temporarily expanded federal child tax credit. The credit is paid out depending on whether a family has one or more eligible children (and meets the income requirements).

Families will receive half of the full amount as a normal tax credit for the next year. The other half is upfront this year. And not all at once. This half consists of six stimulus checks, which are paid monthly through December 15th. The first check came on July 15th and the next one comes a week from Friday – August 13th to be precise. Read more from the IRS here, as in our previous reporting.

As already mentioned, this information again relates to benefits at the federal level. In addition to all the stimulus money, individual states are also doing their own thing. Millions of Californians, for example, receive a stimulus check for $ 600 next month. The $ 1.9 trillion stimulus bill of March also channeled billions of dollars into states to be used for rental support.

Rental assistance

The National Low Income Housing Coalition maintains a list of a few hundred rental assistance programs across the country that can help bring a portion of the federal grant to people in need. In general, you must be a tenant struggling to pay your rent and / or utility bills due to the pandemic.

See the list at this link above to find a rental assistance program near you. In Illinois, renters and landlords can apply for grants of up to $ 25,000 to cover up to 15 months of rental payments between June last year and this month.

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