Wish to Make Cash Whereas in College? Look Out for Scholar Employment Scams!

from: Better business office

Posted: 09/18/2021 / 8:25 AM CDT
Updated: 09/18/2021 / 8:25 AM CDT

During this back-to-school period, many college students are looking for flexible part-time employment to cover their school expenses. If this describes you or a student in your life, watch out for scams. BBB Scam Tracker (BBB.org/ScamTracker) has received reports of employment difficulties posing as professors and university departments.

How the scam works

You will receive an email on your school email address asking you to apply for a job. The message seems to have come from your school’s employment service, the student union, or even a specific professor. The position – it could be anything from pet sitting to secret shopping – sounds perfect for a college student. The work is easy, flexible and offers excellent pay.

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When you reply to the message, things get strange. The “employer” will hire you without an interview. Then they’ll send you a check with instructions to cash it before you’ve ever done any work. You will be instructed to use this money to purchase gift cards, money orders, prepaid debit cards, or other supplies that you might need for your new job. Part of the purchase should be sent to your new employer. The rest of the money is your payment.

However, the check is a fake – information your bank will give you a day or two after the deposit was made. Any money you send to your “employer” is gone forever.

How to Avoid Employment Fraud

  • Do your research. Before you say yes to a job, do some research about the company you’re looking to hire. Does the company have a professional website and legitimate contact information? Look for what others are saying about their experience with this company.
  • Beware of red flags. Scammers often send emails with lots of typing and grammar errors. They offer to hire you without an interview and even pay you before you even get any job done. None of these are reputable company conduct.
  • Pay attention to these sentences and descriptions: Scam reports often include the phrases “Telecommuting OK”, “Get Started Now” and “No Experience Required”. Words such as “forwarding parcels”, “returns”, “money transfers”, “money transfers” and “agreements with foreign agents” should also be seen as warning signs.
  • Always be careful with home work, package returns, and secret buyer locations. A company that sends you items on someone else’s behalf and then asks you to resend them ask yourself – why don’t they just do it themselves? As a re-shipper, you could also forward stolen goods and become an accomplice in a crime.
  • Ask questions. If you want to work from home, you need to do your research. The FTCs Business opportunity rule has safeguards in place to ensure you have the information you need to know if a home work opportunity is a risky business. As a rule, sellers must give you a unilateral disclosure document that provides important information about the opportunity. Use the information in the disclosure document to verify the seller’s information. Find out as much information as possible about the position before accepting the offer.
  • Never send money to strangers. Never send funds in the form of cash, checks, gift cards, or wire transfers to someone you don’t know or don’t know. No legitimate company will ask you to pay them to get a job.
  • Do not enter or confirm a PII. In this situation, never give or confirm your personal information such as your social security number, bank or credit card number by email or telephone.

Source: BBB.org & FTC.gov: United States Federal Trade Commission, www.ftc.gov – not protected by copyright. 17 USC 403.

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For more informations

For more information on preventing employment fraud, see BBB.org/EmploymentScam. You can also find valuable information at BBB.org/AvoidScams. If you have been the victim of employment fraud, report it on the BBB.org/ScamTracker. Your experience can help others spot suspicious behavior and stop scammers. To find a company you can trust, visit BBB.org.


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These stimulus verify scams are stealing folks’s cash • BGR

There is one very unfortunate and annoying thing that has gone hand in hand with the federal government Distribution of incentive payments in the past few weeks and months. There is an abundance of stimulus-check scams that can seperate unsuspecting victims from their money if they are not careful.

The IRS sent a warning about certain scams to watch out for after this has basically exploded lately. “Although taxpayers received multiple rounds of Economic Impact Payments, we saw an increase in phishing fraud cases this summer,” said Jim Lee, director of the IRS Criminal Investigation. “The number of reported fraud attempts has reached a level we haven’t seen in more than a decade.”

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IRS warning of stimulus check fraud

Criminals are constantly changing their tactics, warns the IRS. Here are just a few of the schemes to watch out for:

  • Text messages stating that a taxpayer is entitled to an incentive payment. And that they have to click a link to complete the information needed to claim it.
  • Phishing emails claiming that the IRS calculated a taxpayer’s “tax activity” which shows they are entitled to a certain amount of economic effect payment.

The IRS says that is one of the best ways to protect yourself from it shameful activity like this understand how the agency communicates with taxpayers. On the one hand, it does not send unsolicited SMS or e-mails. So if you get one of these, that’s a huge red flag.

The IRS also does not threaten people with jail or trial. It also doesn’t require tax payments on gift cards or via cryptocurrency.

Other things to look out for

Other warnings that may indicate fraud: See if you can spot any bugs. Such as grammatical, capitalization and spelling errors in emails and texts, which according to the IRS “serve as indicators of fraud”. Also, don’t click on shortened URLs that can lead to rogue websites.

The IRS says that “Taxpayers who receive unsolicited email or attempts on social media to gather information that appears to be from either the IRS or an organization closely related to the IRS should forward the message to phishing@irs.gov . Taxpayers are encouraged not to engage potential fraudsters online or over the phone. “

Meanwhile, taxpayers who think they are the victim of a stimulus check scam? You can report fraud or theft to the tax administration finance inspector. Reports can be made online at TIPS.TIGTA.GOV. “If you suspect that you may have been a victim of identity theft as a result of fraud, visit them Taxpayers’ Guide to Identity Theft Website to find out what steps to take. “

For more information on COVID-19 fraud and other financial programs, please visit IRS.gov. And for official IRS information on COVID-19 and Economic Impact Payments, visit the Coronavirus tax relief page.

BBB provides suggestions to save cash, keep away from scams whereas back-to-school buying

The Better business office helps students and parents prepare for high school by providing tips to save money and avoid fraud.

With an emphasis on in-person tuition that comes back in TexasSchool supplies shopping is expected to be very different this year than it was in the 2020-21 school year, says the BBB.

According to the national retail association, 49% of parents with school-age children said their children look forward to shopping for school clothes the most this year. Additionally, 61% of consumers plan to buy their school supplies around major sales events like Prime Day, July 4th or Labor Day.

School supplies needs expected when students return to the classroom

Communities in Schools say after a year of virtual learning they expect an unprecedented need for materials from students in central Texas. Suki Steinhauser has more on how you can help.

The BBB says consumers should exercise caution before shopping online, as most purchases will be made online this year.

Between May and July 2020, Texan consumers lost an average of $ 50,000 per month to online purchase fraud. according to BBB Scam Tracker data. Many of those who lost money to online clothing stores found the store through an ad on social media.

A Texas consumer reported a loss of more than $ 500 to an online seller who “takes your money if you order their goods but doesn’t send anything purchased. When I tried to message them about the missing order, he blocked me and told me I won’t let him do anything. “

The BBB offers the following tips to save money and avoid fraud:

Take a look around your home

Start school shopping right at home by making a list of everything you need, and then taking an inventory of anything you’ve kept in desks, drawers, closets, or storage space. Some supplies may be left over from last year so you don’t have to buy the same item twice.

Research expensive purchases

Before buying expensive items like computers, laptops, or a dorm refrigerator, find out about the brand, product reviews, warranty, and pricing at multiple locations.

When buying a dormitory, consumers should be aware that universities often have rules about the size and placement of refrigerators in dormitories. Consumers should check with the college or university housing department to determine whether or not an energy-efficient refrigerator is required.

Ask about student discounts

Shops and software companies often offer discounts to students who have either a student ID or a valid .edu email address. Even if a discount isn’t advertised, it never hurts to ask.

Buy in bulk

When buying standard items that are needed at the beginning of each school year, such as binders, exercise books, or writing utensils, buying in bulk is a great way to save money.

Officials concerned about the Delta variant ahead of the new school year

With school starting in a few weeks’ time, local health officials say they are concerned about how the transmission rate might carry over to a school setting. John Krinjak explains.

Shop safely online

When buying school supplies online, make sure that the URL begins with “https” and contains a lock symbol. The “s” in “https” stands for secure and includes additional encryption and security measures as an “http” website.

If you’re shopping on a lesser-known website, take the time to read reviews and feedback from previous customers. The lowest price may not always be the best route. If the company’s contact details are not clearly listed, or there is only one contact point email, this is a warning against possibly shopping elsewhere.

If the seller requests payment by wire transfer or gift card, it is a sign that it may not be a legitimate business. Using a credit card is almost always the best option when shopping online as it must provide additional protection to dispute and resolve fees when products purchased are not received.

More tips for starting school click here.

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Baby Tax Credit score scams: IRS warns of thieves making an attempt to steal cash and private data

Less than a week after child tax credit payments began charging American families’ bank accounts, the IRS is already warning of potential thieves trying to steal the money.

The agency said there are several tactics scammers use over the phone, email, text message and social media to gain access to recipients’ personal information.

Families should know that any communication offering help with filing for child tax deduction or expediting monthly payments is likely to be a scam.

If you receive unwanted calls or messages, do not provide any personal information, click links, or open attachments.

This could lead to loss of money, tax fraud, identity theft and, since you would have to deal with it, a major headache.

While scammers are trying to get more innovative (imagine putting that energy into something productive!) There are still easy ways to find out if the IRS is really trying to contact you.

  • The IRS does not contact taxpayers via email, text message, or social media channels to request personal or financial information, including information related to child tax credit.
  • The IRS does not leave any pre-recorded, urgent, or threatening messages. Aggressive calls warning taxpayers of lawsuit or arrest are fake.
  • The IRS will not call taxpayers and ask them to provide or verify financial information so they can receive monthly child tax credit payments.
  • The IRS does not request payment by gift card, wire transfer, or cryptocurrency.

RELATED: Child Tax Credit Update Portal | Internal Revenue Service

If you are eligible for child tax credit prepayment, the IRS will use information from your 2020 or 2019 tax return to automatically register you for prepayments. That means you don’t have to take any additional action.

However, taxpayers who are not required to file a tax return or have not provided their information to the IRS can contact this page on the agency’s website to provide basic information for child tax deduction.

You can also report suspicious phishing and online fraud to the IRS.

The first payment of the extended child tax credit was made on July 15. Payments are made on the 15th of each month, provided that this does not fall on a weekend or a public holiday.

The amount of money you receive depends on your household income and the size of your family.

Use the calculator below to find out how much you can get under the new child tax credit. Your data will not be saved in any way.

Calculator is not displayed correctly? Click here to view in a new window.

The video above is a previous review that explains what you need to know about tax credit.

Copyright © 2021 KTRK-TV. All rights reserved.

North Texas Girl Warns of Scams After Calls Requesting Cash on Present Playing cards – NBC 5 Dallas-Fort Price

A North Texas woman sends a warning to others after saying she was defrauded of $ 170,000.

The woman, who does not want to be identified, tells NBC 5 that she retired last year, and in April she says scammers called her and told her that someone opened 18 accounts on her behalf and was sending money to Colombia.

“There is no way I said I am not sending any money to Colombia and I have no 18 accounts, no bank accounts. If you have any more money from your accounts, you have to speak to someone,” said the woman.

She says they convinced her to send their money in the form of gift cards for safekeeping.

She says she finally found out about the scam when she tried to mail a box of $ 16,000, but the box was lost in the mail.

She called the police, hoping her story can serve as a warning to others.

“I hope it helps people. I really do.”

The woman says she got some money back, but not all of it.

Navy households and veterans extra prone to lose cash to scams

TUCSON (KVOA) – Service members, military spouses and veterans all reported a higher likelihood of losing money and higher average dollar losses to scammers, the company said 2020 BBB Scam Tracker Risk Report.

The report was made by the BBB Institute for Marketplace Trust (BBB Institute) the study analyzes cases of fraud reported to BBB Scam-TrackerSMhighlighting the latest consumer fraud risks. Veterans reported an average loss of $ 133, military spouses reported an average loss of $ 132, and active duty members reported an average loss of $ 269 – all higher than the average loss of $ 115 incurred for all consumers in 2020 was reported.

“Historically, we have reported higher mean casualties from the military community,” said Melissa Trumpower, executive director of the BBB Institute. “However, 2020 was the first year we also saw higher rates of military consumers losing money to scammers.”

The probability of loss for all consumers in 2020 was 46.4%. Veterans stated a slightly higher probability of loss of 46.8%. Military families gave the highest probability of loss with 50.8% for military spouses and 59.7% for military members.

“The biggest factor that contributed to these higher loss probabilities across the board was the increase in Online purchase fraud and online scams in general, ”says Trumpower. “When you consider that in 2020 most people made more online purchases than normal, this was an expected change, but one that is alarming. In a BBB survey of over 5,000 people who reported scams to BBB Scam TrackerSM in 2020, 43.1% said they spent more time online because of the pandemic, and 57.1% said they were because of the pandemic Having made more online purchases.

Online purchase fraud has been the riskiest type of scam for service members and veterans, with the riskiest type of items purchased online Pets and pet supplies. Riskiest military spouse scam in 2020 was Employment fraud. This included flexible ways to work from home that were found online and that were often involved counterfeit check or Returns fraud.

“We continue to work with our partners to fight fraud targeting the military and share prevention messages through BBBs serving communities across North America,” Trumpower said.


To learn more about BBB’s Military and Veterans Initiative, visit BBB.org/military.

Complaints in opposition to cell cost apps like Zelle, Venmo surge 300% as customers fall sufferer to more cash scams

Complaints against some digital payment services and apps like Venmo, Cash App, or Cell are soaring, according to a disturbing new report.

Non-Profit Research Group of Public Interest in the United States [PIRG] Major issues include fraud, problems using accounts, and poor customer service. The group analyzed more than 9,200 complaints filed with the Consumer Financial Protection Bureau from 2017 to April 2021.

The report found that more than 2,700 complaints were filed from January to April this year – compared with just over 600 in the same period last year.

Around four out of five Americans use mobile payment apps.

One of them is Luke Krafka, a professional cellist from Long Island, new York. Krafka often plays in concerts with rotating musicians who are usually paid for in cash – and he says mobile pay apps made this task a lot easier.

“Paypal, Venmo, Cash-App, yes. There is no paper, no checks, no waiting,” he told the CBS News Consumer Investigative Correspondence Anna Werner. “You get paid instantly, go to your bank account.”

Trending news

In October 2019 a new customer got in touch to hire him for a wedding.

“It was a normal wedding. And I reached out to my friends who are good for the gig, ”he said.

The customer told him he would send a check for about $ 1,000 for Krafka and another $ 950 to pay for the customer’s “Sound Man” – which he then asked from Krafka via a mobile payment app.

“I said, ‘Look, if you send me the money, it’s not a problem, that’s fine,'” Krafka remembers.

Mobile payment apps allow users to pay others instantly, via Bank accounts or credit cards connected to the app.

Their simplicity is usually a good thing, but not always, as Krafka found out after depositing the wedding clients’ check for $ 1,960.

“I checked the next day and the full amount was in my bank account,” he said.

Then, as requested, he sent the customer’s “soundman” $ 950 via the cell payment app.

“I think it was the next day that the check broke,” he said. “And when that happened, I slowly started putting it all together.”

The people who supposedly hired him stopped answering his calls – and he’d lost the $ 950.

“I said I think I was betrayed,” said Krafka.

PIRG’s report addressed over 9,000 complaints to federal regulators about digital wallets and payment apps, including PayPal, Venmo, CashApp, and Cell.

They found that those filed between January and April this year were more than 300% higher than the same period last year – with many losing money to fraud or fraud.

“If it’s a scammer, he won’t come back,” said Ed Mierzwinski, who oversees the PIRG’s federal consumer program.

Unlike credit or even debit cards, app transactions are instant, Mierzwinski said.

“There are no rules that protect you very well when your money goes from your account to someone else’s account,” he said.

It is especially difficult when the betrayed user initiated the transaction.

Krafka said he reached out to his bank to get the money back but was told they couldn’t help him.

“I was surprised that there was no legal recourse and that when it is finished it is finished and there is nothing more to be done,” said the professional musician.

Cell did not want to comment on Krafka’s case, but said his top priority was “protecting consumers from fraud and fraud”. The company offers a comprehensive list of recommendations on the website so that consumers can protect themselves.

Cash App has a consumer help center online and on their mobile app as well as a 7 day one Customer service phone number, and encourages people, “If you think you may have been a victim of fraud, contact Cash App Support immediately through the app or website.” They also offer articles about recognize and avoid Scam on their website.

Venmo and Paypal are challenging consumers who think they did fallen victim to fraud to “contact customer service directly”. They provide resources on what to look for and how to report it on your website.

“We also recommend that customers get in touch spoof@paypal.com to share information about suspected spam. Our dedicated security team will review the information and take action if necessary, “the company website says.

All of the app companies told CBS News that they are working to stop bad actors and have processes in place to spot scams. They also warn consumers to be vigilant and only send money to people they know – not strangers.

Good About Cash: Tricks to keep away from on-line scams


“Phone scams keep coming – here are tips on how to avoid them,” read the headline of a recent Boston Globe consumer protection column.

Nick Maffeo

Tips to Avoid Fraud? In theory good, but with so many scams coming from so many directions, it is best to be aware of the new twists and turns in general as you actively prepare for what you will do when one day you are on the receiving end of a threatening one Message that actually makes you anxious or even terribly anxious.

When I was talking to a local businessman the other day, the “Professional Photographer / Copyright Infringement” scam came up. An email comes with a threat of legal action and a link that the recipient should click to see the allegedly outrageous “copyright infringement” for themselves.

This gentleman had just received the “Professional Photographer / Copyright Infringement” email again that morning but was not concerned because he had seen it about three times before.

The first time he wanted to send the email to his web person in case a photo was innocently misused. But first he came up with the idea of ​​Googling “professional photographer email scams”. Millions of Google results confirmed that it was indeed a scam.

Calmed and relieved, he deleted the scam email and didn’t even bother reaching his web person. When a very similar email came in a few months later and then again the other day, he knew what it was and just hit delete.

Recently, a couple in Hingham lost $ 17,000 to a fraudster who claims to be the police chief. They believed the call was genuine because the main police department business number was on their caller ID. Fear overwhelmed them so quickly that they followed the deceiver’s instructions exactly.

The Hingham police were very sorry about what happened to this couple. They urged people not to rely on caller ID “as it can be changed to display any name or phone number”. That’s 100 percent true.

Perhaps you wouldn’t be afraid of this or that scam. People get better at spotting and ignoring the most common scams.

But scammers keep adapting and specialize in pushing emotional buttons with downright believable claims. One day a scam might “come to you”.

It will be a situation where you fear what you are being told may be true. The scammer will put tremendous pressure on you to act before you have time to think about or control the adrenaline rush, just like the couple in Hingham.

Take this opportunity now, like a fire drill, to plan how you, your family and friends will deal with an “alarming news” that could lead to a “terrible” potential outcome.

First, don’t trust the messenger no matter who he is or what is on the caller ID. Don’t act right away. Break the contact and take a 10-minute break. Get some water. Fraudsters often push for “secrecy”. So, talk to someone who you are sure will keep calm. Think about your options to independently review alarms. Google is a great fraud confirmation tool. Your local police force and bank are resources to you at such a moment as well. Call them on phone numbers given in person from their official websites.

Find out what you’re really dealing with and then your next steps will be clear – especially if it is a scam. If your “prior preparation” prevents you from falling for a scam, spread the word. Tell others what happened and learn how to prepare to save themselves.

Nick Maffeo is President and CEO of Canton Co-operative Bank in Canton. Have a question? Email to submissions@thecantoncitizen.com.

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