5 Gorgeous Modern Chains To Redefine Your Private Fashion

Why keep it simple when you can make it stunning? Minimal fashion has been our concern for some time and what could be better than slim chains to master this fashion aesthetic? They are the best way to make a fashionable impression. The sleek design is a chic case for minimalist fashion and adds a stylish touch to your look. Whether you want to layer your jewelry on top of one another or simply hold it up with a sleek chain, these picks are perfect for meeting your fashion needs. If you’re still not sure how to get it right, don’t worry, we have the best smooth necklaces for you to add to your jewelry stack right now.

We have handpicked slim necklaces for you

Kill minimalist style like a pro with these slim necklaces for women.

1. YouBella Jewelry for Women Lock Pendant Necklace

This necklace comes with a three chain layered pattern of various sizes with a high gloss finish with a lock pendant on the end.

(208 ratings & 1,475 reviews)

Layered necklace

The layered style of this necklace is perfect for adding a touch of style to your clothes.

2. Giva Classic Leaf necklace for women

This gorgeous necklace has a gorgeous slim style and comes with a leaf pendant which makes it super stylish. It also comes with a hook closure.

(34 Ratings & 144 Reviews)

Hook closure

The hook closure of this slim chain makes it easy for you to wear and adjust the fit.

3. Clara 92.5 sterling silver classic pearl pendant with chain

This necklace comes with a super slim design and has a small pearl pendant that enhances the style quotient.

(40 Ratings & 123 Reviews)

Light chain

The sleek design of this necklace makes it super easy to wear, which makes it a great choice.

4. Yellow carillon chain

This beautiful slim chain comes with a butterfly pendant and is made of stainless steel. The sleek design is perfect for adding a style quotient to each of your clothes.

Stainless steel chain

The stainless steel material of this chain makes it not only light but also durable.

5. Shining Diva Fashion Pearl Pendant Necklace for Women and Girls

This stunning pearl necklace comes with a round pendant and has a simple clasp on the front.

(18 Ratings & 108 Reviews)

Pearl necklace

The pearl details make it an elegant yet versatile choice and the round pendant makes it a stylish piece.

How you can discover your private model

From Emma Ingenohl – Contributor from 1851

Graphic by Emma Ingenohl

In a world full of social media, micro-trends, influencers and shein, fashion and style as we used to know them are changing drastically. Trends are coming and going faster than ever, leading to excessive consumption and waste. We’re conditioned to think we need a different outfit for every occasion or new Instagram post. An easy way to break this cycle is to find your very own style that suits you. Personal style is about wearing what makes you feel good and is most like you. It’s a form of self-expression, just like all other art forms. Here are some simple ways you can dig deeper into yourself and the world of style to find your own personal style:

Pay attention to your interests, values, personality traits – We can get a lot of inspiration from the things we already enjoy. For example, are you a reader? Do you like a certain genre of music? Do some of your favorite movies or characters reflect how you see yourself or how you want to be? What do you mean a lot? How would you describe yourself? Getting to know yourself through conscious effort can help you figure out which styles you enjoy wearing. Perhaps you’re a minimalist with a penchant for modern chic. Or maybe you’re a Gilmore Girls stan and take inspiration from the early Aughts.

Finding inspiration beyond Instagram and Pinterest- If you want to break away from the core, your best bet is to stop looking for inspiration on social media channels, especially Instagram and Pinterest. These pages are hubs for microtrends and unrealistic expectations. Instead, try to look for designers who capture a style or essence that speaks to you. Watch catwalk shows, trial videos, and interviews. Learn more about fashion from the last century. Like everything else, fashion is cyclical. So if anything inspires you about 1970s fashion, there is probably a way to portray that fashion in a modern way. Think outside the box, maybe dive deep into your grandparents’ closet.

Explore different styles- Just because you want to develop a new style doesn’t mean you immediately know what that style is. And that’s fine! It’s okay to try different styles while you’re in the process of finding your own personal style. In fact, personal style is sometimes a mix of many different styles. The more you can experiment with fashion, the more comfortable you will feel with it. How does that best work sustainably? That leads us to our next tip:

Source used- Buying clothing from used sources like Ebay, Depop, Poshmark, Goodwill, Saver’s, etc. is an eco-friendly way to find original pieces that suit your personal style. Here, too, fashion is cyclical, and thrift stores and marketplaces are a great way to find vintage clothing that is just as stylish right now. In fact, second hand clothing is a great way to develop your personal style as each item is different and probably something that you have never seen on anyone else before. When you see something you like, you know it’s of interest because you are solely relying on your own opinions, tastes, and style!

Block the noise and wear what is good for you- Though it can be difficult, try your best to keep the crowd noise off and don’t be afraid to go your own way. It’s also not bad to like and wear a particular trend! Certain trends are likely to be part of your personal style. But don’t feel influenced to wear something just because everyone else is. On my high school volleyball team, we had this saying: Look good, feel good, play good. I think that applies to all areas of life. If you think you look good (whatever that means to you), you will feel good (confident) and you will play good (give a good presentation, crush an interview, etc.)

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Groups chill out their gown codes, and gamers’ private types escape – The Athletic

Pigs fly, hell is frozen over and it’s the end of the world as we know it: NHL Clubs are starting to relax their dress code on game day.

So far it is Coyotes and now the leaves have officially abolished the formal suit-and-tie mandates and moved into various levels of business casual (the Leafs) and completely relaxed (the Coyotes).

“Being the first team without a dress code was great” Jakob Chychrun from Arizona said about ESPN’s Emily Kaplan. “The boys loved it. I think it’s great to be able to show a bit of your personality and your wardrobe in addition to the suits. “

“It’s nice to mix it up a bit”, Toronto’s Auston Matthews, who is always well dressed, said Kevin McGran of the Toronto Star. “Just do your own thing. Whatever makes you happy. I do not care.”

It will be interesting to see how much these players choose to take advantage of the new rules, and I’m sure some of the looks will get more creative as they’re more comfortable. But even if most of the league still enforces the dress code, the first week of the 2021-22 season was a revelation for the fashion and general fun lovers among us.

College students showcase their private type via trend

University of Miami students express themselves creatively, especially with their clothes. They show their uniqueness through their own everyday fashion sense.

Everyday street fashion may not be shown on the catwalk like last week at New York Fashion Week, or with extravagant ball gowns like the Met Gala. But everyday clothing develops a life of its own as a unique opportunity for expression and creativity. Through their clothes, shoes, accessories and hairstyles, the University of Miami students show their creativity and uniqueness by showing their own fashion sense on campus.

Grace Altidor, a junior from Cape Coral, Florida, is studying health sciences

“Today my outfit is just a white U-Polo that I actually saved from UThrift! My goal is usually to look cute. Unless it’s for my 8 o’clock class. Then it’s never cute. I think my fashion is usually a mix of streetwear and a bit of preppy. In the Miami area it’s usually dresses or shorts. “

Cassadee Wellings, a sophomore media management student from Key West, Florida

“For school, I’ll probably try to dress it up with a fun shirt and color. I have shoes of every single color; So I match the shirt and shoes with them and wear them with jeans. I would say my style is modern-urban. And when it comes to jewelry, I always have to wear something gold. “

Cassadee Wellings

Jack Newman, a junior from Bradenton, Florida, is studying ecosystem science and policy

“I’m inspired by myself and everything I think looks cool. My hair has been green for about a month now and before that it was blonde. I love my mullet. Not many people rock you these days. All I have is frugal. My pants, my bag, everything is goodwill. “

Jack Newman

Nonii Randall, a junior from Harlem, New York, with a dual degree in finance and law

“These little denim shorts are from American Apparel and I bought them at a thrift store for about $ 10. This shirt was my mom’s, and I’m just wearing some old, old trainers. And this bucket hat is my uncle’s bucket hat. “

Randall added an oversized bag to her sporty outfit – but not just any bag. She managed to get hold of one of the most popular fashion pieces of the year – a large cream Telfar tote bag. After being worn by Beyoncé, the bag sells out in minutes.

“This is my second. I was on the website 10 minutes before dropping off and had to pre-fill all of my personal and card details so I only needed my fingerprint to secure the purchase. Fortunately, I live right next to the distribution center in New York, so it came the next day. “

Nonii Randall

Allison Guaty, a third year law student from Miami, Florida

“I like to look more professional, but I also wear casual and comfortable outfits. I want to look organized for my class, but I don’t want to wear anything that I don’t enjoy studying in for hours. “

Allison Guaty

Laura Benoit, a sophomore studying creative advertising from New Jersey

“I really like the combination of urban chic. I love to equip with rings. I always wear earrings and necklaces. I like to combine casual clothing with accents from dressed-up styles to make myself look a bit more formal, but still relaxed. I also like to make a big statement on my hair. And I think patterns or bright colors feel like my style. “

Laura Benoit

Private historical past helps form how one views cash | Enterprise

Each of us has a unique relationship with money. Like many of our personalities, our early experiences and the people who shaped them influenced our view of finance. And the happy financial experiences you had early on may have given you a solid foundation or made you less aware of money management.

“Mind Over Money” by the son-father team Brad Klontz and Ted Klontz examines how our personal history shapes our relationship with money. Using real life examples (with changed names), they explain how our life stories lay the groundwork for monetary disruptions and provide some tools to address financial dysfunction.

As a little girl, for example, Leslie diligently deposited part of her pocket money into a savings account. Taking great pride in her accomplishments, she took her passbook with her every time she made a deposit and enjoyed watching the balance grow every time she went to the bank. One day when she was making a deposit there was no money in her account and she was informed that her father had withdrawn the money. She asked her father why he had taken her money and his answer was to laugh and say it was his money. As an adult, Leslie tended to spend every bit of money that got in her way. She had no retirement plan and nothing in an emergency fund. Her story had taught her that once she got it, she had to spend money. Otherwise someone could come by and claim the money back.

You may find this finding illogical, but any type of dysfunction lacks logic. What about workaholism? As the Klontz authors point out, workaholics generally work inordinate hours to make money, believing that it will make them and their loved ones happier, better people, and status. Logically, we know that more money isn’t the source of happiness – and it certainly doesn’t make someone naturally better. Yet we often see people extolling the virtues of their work.

There are many money disorders that can appear subtle or even invisible. There is money avoidance, money worship, and relational money disorders. In relationships, there is sometimes infidelity about money – and hides financial problems and their consequences. People sometimes use money to control another person in a relationship. This happens with parents and adult children, spouses and business partners. Empowering people with money is also dysfunctional, and the financial consequences can be devastating for the enabler and the person being empowered. Ultimately, financial dysfunction is emotionally damaging and can be financially destructive.

This book was published right after the Great Recession, and many of the examples and feelings described for that period will sound familiar to us today. In addition to insights into money management, there are additional resources that can help all of us develop healthy relationships with something that is part of our daily lives.

Brad Pitt Interview on De’Longhi, Private Type, and Extra

Brad Pitt firmly believes he’s not a style guy. “If I have a style, it’s not a style,” he tells me on the phone. For my part, I disagree. There’s a damn good reason Esquire has covered his red carpet and casual looks with some regularity over the years, and it’s not just because he’s Brad Fuckin ‘Pitt, one of The Last True Movie stars. That’s because the man seems to have an innate idea of ​​what works for him in getting dressed, whether walking the red carpet in a classic black tie or teaching an impromptu masterclass on casual dressing while stopping by for coffee. (Being Brad Fuckin ‘Pitt helps, however.)

I’m just about to step in and tell him exactly that when he begins to expand on this “no-style” idea, and I realize we don’t disagree – we just have good old-fashioned language to do barrier. “I like monochrome without it being a uniform,” he explains. “I like simplicity. I like the details in the seams, how it feels. If anything, that’s the only dowsing rod I have. ”In other words, unlike so many people who are primarily concerned with the facade, Pitt is opening up something deeper. He focuses on how he lives in what he wears. How it works with its own peculiarities and preferences. It’s a personal style, distilled – he just doesn’t call it that.


“It is guided by comfort,” he continues. “I like the feel of a Lecia camera or the feel of a watch. I don’t want to be pretentious, but when you get closer you can tell. I like how the lining feels. It is these details that are important to me. It’s too exhausting to follow trends. And I despise billboards; I just don’t want to be a billboard. ”

However, he is ready to represent for the brands he really loves which is why we speak in the first place. Pitt just signed up to be the face of the latest campaign for De’Longhi’s Italian coffee experts. “I’m a serious, professional, and dedicated coffee drinker,” he says. “I usually drink three cappuccinos in the morning, and in the afternoon I can switch to an espresso depending on my work.” When my nerves start to rattle over a personable caffeine overload, he explains why he decided to work with De’Longhi. “I try to do very few of these things,” he says. “But it made sense for me to ride with De’Longhi. If you have confidence in your product, you don’t have to shove it down people’s throats. You can do that well. “


In practice, it means a video by Damien Chazelle in which Pitt drives his motorcycle along the coast to fetch fresh beans before returning home and enjoying a cappuccino. Although he is quick to admit that days like this don’t happen too often, Pitt calls it “a little slice of life”. And true to life, instead of wearing something from a costume department, he wears his own jacket – one that embodies Pitt’s sense of style pretty perfectly and that I’ve pretty much seen before.

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“Yes you have!” Pitt confirmed. “It’s Loro Piana, it’s cashmere, and if I make it to 86 I’ll wear it with moth holes. It’s expensive, but if I can wear it for 30 years it won’t be forever. It’s so simple, so elegant. For me it’s perfect. ”It sounds like someone has explored basic elements of personal style so deeply that they have basically bypassed the language necessary to explain them, non-style or not. Besides, the thing is convenient. And as 57-year-old Pitt explains to me: “You get older, you get more moody and comfort is more important. I think it’s that simple. “

Jonathan Evans is the Style Director of Esquire and covers everything to do with fashion, care, accessories and of course sneakers.

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Might You Save Cash With a Private Mortgage? Here is Find out how to Discover Out

There may be a point in your life where you need to borrow money. Maybe you’ve made a few medical bills; Lost your job; or your car decided to stop working and the cost of repairs was astronomical.

When it comes to borrowing money, the choice is yours. Lots of people can look for one quickly Credit card. But a personal loan could be a cheaper way to get credit. Read on to find out more about it personal loans and when to get one.

One email a day could save you thousands

Tips and tricks from the experts delivered direct to your inbox that can help you save thousands of dollars. Register now for free access to our Personal Finance Boot Camp.

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What is a personal loan?

With a personal loan, you can borrow money for any reason. It may be:

Personal loans are unsecured, which means that unlike mortgages and auto loans, they are not tied to any particular asset. To qualify for a personal loan, you usually need a decent credit score. There is Personal loans for fair loansbut these usually come with higher interest rates.

For more information, see our guide to learning This is how personal loans work.

Are You Saving Money By Borrowing With A Personal Loan?

A personal loan might be the most cost-effective way to borrow from an interest rate standpoint. But to find out if it does, you need to ask yourself these questions:

1. How much do I want to borrow?

Personal loans are usually associated with a minimum loan amount. In some cases, the lowest amount you can borrow can only be $ 1,000 or $ 2,000, but in other cases it can be higher – more like $ 5,000. If you only need to borrow a few hundred dollars, a personal loan may not be a good solution to saving money as you may find yourself taking out a larger loan balance than you actually need.

2. What interest rate am I entitled to?

As mentioned earlier, the higher your credit score, the more likely it is that you will qualify for one good interest rate on a personal loan. To make sure that you are getting the best interest rate, look for a loan and see what offers you can get.

3. Can I qualify for a 0% APR credit card instead?

Personal loans usually charge less interest than credit cards, but there is one exception. If you are able to a. to secure 0% APR credit card with a long introductory period, this could be your cheaper loan option.

Just make sure you can settle your balance by the end of your introductory phase. If you don’t, you will be hit with one right away Credit card interest rate that can be very high. However, if you qualify for one of these cards and believe that you can pay off your loan relatively quickly, a personal loan may not be your best option.

A personal loan could save you money the next time you take out a loan – but that’s not always the case. Before you apply, go through these questions to make sure you are taking the right step.

Federal election officers need solutions from Rep. Lauren Boebert after marketing campaign cash used for private bills

RIFLE, Colorado (KRDO) – Federal election officials urge Congressman Laurens Boebert for responses after using $ 6,000 in campaign funds for personal use.

A spokesman for the South Colorado legislature told 13 Investigations that the expenses had been mistakenly made and reimbursed.

On Tuesday, the federal electoral commission sent a seven-page letter to Boebert’s campaign treasurer demanding answers to these personal expenses and an excess of campaign funds totaling over $ 50,000.

FEC officials are requesting more information on a total of $ 6,000 in personal Venmo payments made in May and June of this year.

The letter states that federal election campaign money from civil servants or a candidate cannot be used for anything “which would exist regardless of the campaign or the duties of the candidate as a federal official”.

According to her spokesman, the newly minted congresswoman fully refunded the money when her team discovered the mistake. It is not clear who received the Venmo payments or for what purpose they were used.

13 Investigates were advised that the refund would be included in their campaign funding reports for the third quarter.

The letter from election officials also indicates that Boebert’s campaign received more than $ 50,000 in excess donations. Federal law limits how much individuals and committees can donate to a candidate and requires that those funds be returned if the caps are exceeded.

Boerbert’s spokesman said any excess donations would be refunded in order to comply with the law.

The FEC informed Boebert’s campaign that it had to respond by September 21, otherwise this could lead to an audit and enforcement measure.

Your spokesperson tells 13 investigates that they will respond within the deadline.

Baby Tax Credit score scams: IRS warns of thieves making an attempt to steal cash and private data

Less than a week after child tax credit payments began charging American families’ bank accounts, the IRS is already warning of potential thieves trying to steal the money.

The agency said there are several tactics scammers use over the phone, email, text message and social media to gain access to recipients’ personal information.

Families should know that any communication offering help with filing for child tax deduction or expediting monthly payments is likely to be a scam.

If you receive unwanted calls or messages, do not provide any personal information, click links, or open attachments.

This could lead to loss of money, tax fraud, identity theft and, since you would have to deal with it, a major headache.

While scammers are trying to get more innovative (imagine putting that energy into something productive!) There are still easy ways to find out if the IRS is really trying to contact you.

  • The IRS does not contact taxpayers via email, text message, or social media channels to request personal or financial information, including information related to child tax credit.
  • The IRS does not leave any pre-recorded, urgent, or threatening messages. Aggressive calls warning taxpayers of lawsuit or arrest are fake.
  • The IRS will not call taxpayers and ask them to provide or verify financial information so they can receive monthly child tax credit payments.
  • The IRS does not request payment by gift card, wire transfer, or cryptocurrency.

RELATED: Child Tax Credit Update Portal | Internal Revenue Service

If you are eligible for child tax credit prepayment, the IRS will use information from your 2020 or 2019 tax return to automatically register you for prepayments. That means you don’t have to take any additional action.

However, taxpayers who are not required to file a tax return or have not provided their information to the IRS can contact this page on the agency’s website to provide basic information for child tax deduction.

You can also report suspicious phishing and online fraud to the IRS.

The first payment of the extended child tax credit was made on July 15. Payments are made on the 15th of each month, provided that this does not fall on a weekend or a public holiday.

The amount of money you receive depends on your household income and the size of your family.

Use the calculator below to find out how much you can get under the new child tax credit. Your data will not be saved in any way.

Calculator is not displayed correctly? Click here to view in a new window.

The video above is a previous review that explains what you need to know about tax credit.

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Skip Faculty? Not if You Need to Make Extra Cash | Sensible Change: Private Finance

Where you live after graduation also affects its value, according to a May 2020 study by the Thomas B. Fordham Institute, a conservative nonprofit think tank.

“In general, college degrees are a good investment, but the return on investment when it comes to cosmopolitan areas is phenomenal,” said John Winters, associate professor of economics at Iowa State University who conducted the study.

In cities, undergraduate graduates earn an average of $ 95,229, an 86.2% premium compared to an employee with a high school degree and a 55.7% premium compared to an associate degree.

According to Winters, this is mainly because cities have a higher concentration of jobs in areas that often require a four-year degree, such as engineering, finance and marketing. Workers in these areas earn higher wages, which translates into a higher return on investment for deals.

However, Winters’ results also mean that having a four-year degree is less important if you want to live in a smaller metropolis or rural area. Undergraduate graduates in non-urban areas have a median income of $ 67,893, which is a premium of 46.4% compared to high school diploma holders and a premium of 29.6% compared to associate degree holders.

Degree does not guarantee equal opportunities

In some ways, college degrees can exacerbate income and racial inequalities, such as student debt and the ability to repay that debt, says Marshall Anthony Jr., a senior policy analyst at the Center for American Progress, a public policy research organization.