We Spent A Lot Of Cash On Vices Throughout The Pandemic! | Majic 95.9

Many people have gone through financial hardship due to the pandemic, but according to a new survey, it doesn’t necessarily stop people from spending money on things they enjoy.

A new Magnify Money survey found:

  • 70% of consumers spent money on at least one truck during the pandemic.
  • 38% of users have dived into their savings to cover their vices.
  • On average, people spent $ 946 on trucks in 2020.
  • Common vices that people have spent money on are:
    • Alcohol (45%)
    • Cigarettes and Vape Pens (27%)
    • Entertainment for adults (9%)
    • Other vices are: drugs, gambling and lottery tickets.
  • But not everyone spent money on traditional vices. When asked if people were spending money on other things they consider to be vices, they replied:
    • Snacks
    • Shopping online
    • Streaming Subscriptions
    • Video games
  • Register vices contain:
    • “One liter of peanut butter ice cream”
    • “Frivolous stuff”
    • “Kickstarter campaigns and online shopping sprees”
  • 26% of men had adult entertainment, and 28% of laid-off or vacationers spent more than before the pandemic.
  • 45% of respondents admitted that they felt guilty about spending their money on vice.
  • 33% of those who were laid off or on leave actually went into debt for their vice.
  • And all of these expenses created some major family problems. A third of those who spent money on their vices said it led to an argument with their loved one.

Source:Increase money

CHIEF CHAT: New web site exhibits the place the cash goes for Cherokee Nation’s pandemic response | Information

The global COVID-19 pandemic has hit us all hard, but Cherokee Nation hasn’t sat back while the pandemic threatened our health and economy. With these efforts, the past year has been challenging, transformative, and ultimately hopeful.

In March 2020, the U.S. federal government passed CARES to help individuals, businesses, state and local governments, and tribes, including the Cherokee Nation, respond to the pandemic emergency. Cherokee Nation has responsibly spent more than $ 410 million of our CARES Act funds as part of our Response, Recover, and Recover spending plan.

Cherokee Nation used our funds to meet community needs such as housing, food security, and utility bill assistance. We have helped tribal people meet basic needs such as food, shelter, health care and clothing while the pandemic remains a threat. We have invested in protecting our employees from layoffs, helped Cherokee elders stay safe at home, and helped Cherokee students safely continue their education through distance learning.

We had to act quickly to get this investment into our communities, but we also want to ensure maximum transparency and accountability to the Cherokee people. It is for this reason that the Cherokee Nation Treasurer recently released the COVID-19 Report on Responding, Recovering, and Recovering Issues. It can be found at www.respondrecoverrebuild.com.

The new website is a centralized resource for Cherokees to help ensure their tribal government transparently and effectively manages coronavirus recovery funds. It shows a breakdown of spending and the number of ways tribal citizens have received assistance. We are proud to have provided direct assistants to more than 130,000 citizens and to have helped thousands through critical programs created or expanded through the CARES Act.

As we vaccinate more Cherokees and leave this pandemic behind, we will continue to provide financial transparency and open communication with our citizens. Cherokees have the right to know how aid funds are being used.

I applaud the Cherokee Nation finance team for their resilience, adaptability, and professionalism. Despite the turmoil in northeast Oklahoma and around the world last year, Cherokee Nation has remained in good financial shape.

Further highlights of the past year are:

• $ 177 million for jobs so employees never missed a paycheck or seen layoffs in the past year.

• $ 54 million to individual citizens for emergency relief, clothing assistance, supplies, and other needs.

• $ 38 million for PPE and safety supplies, including development of Cherokee Nation’s N95 and N99 mask production facilities. Once the Cherokee Nation is operational, it will be the only N99 mask manufacturer in the US.

• $ 22 million for public health infrastructures such as new health clinics for employees, expanded shelters against domestic violence, and improvements to community water pipes and water treatment.

• US $ 19 million technology grants to help students purchase the equipment they need for distance learning.

• $ 27 million to improve broadband connectivity, including shipping over 9,000 wireless wireless hotspots with one year of free service to Cherokee Nation citizens without an internet connection.

• $ 27 million for food security, including the construction of five new food distribution centers, a meat processing facility and additional refrigerated trucks.

Federal CARES law and the Cherokee Nation’s Response, Restoration and Reconstruction Plan have allowed us to invest quickly in what will help most Cherokees. We have and will continue to act urgently and consciously in how we use tribal resources and the spending report reflects this. We will continue to provide detailed information on the www.respondrecoverrebuild.com Website about our efforts to protect elders, families, jobs, education, and the health of our people until this crisis is over.

IFC meets Monday to approve $636 million in federal pandemic cash

View of brown folders with focus on grant label, funding concept, 3D illustration

From Sunday, February 7th, 2021

The Legislative Interim Finance Committee meets Monday to approve spending a little more than $ 636 million on CARES federal law and other pandemic-related grants.
Most of the money is $ 477.3 million for Coronavirus Response and Relief funding for elementary and secondary emergency funds. These funds will go to school districts and charter schools to help combat the effects of the pandemic.
This comes with a $ 31.38 million grant from the same program that provides emergency relief to non-public schools in Nevada.
However, the second largest grant on the agenda is a transfer of $ 124.85 million from the Consolidated Funds Act passed by Congress this year to support the Emergency Rental Assistance Program. This money will be used to support Nevadans who have a proven financial need for home rental support due to the effects of the pandemic.
Finally, qualifying equity funds from the 2020 reserves of $ 2.5 million will be transferred into the 2021 budget to be used for reimbursements to applicants in these programs.
The meeting starts at 9:30 a.m. or after the joint meeting of the monetary committees is adjourned. It is controlled remotely through the legislature’s website.

Leisure district to host live shows as pandemic permits

Visit Hot Springs will spin the new downtown entertainment district with four live music block party events every Thursday in June, if the pandemic allows.

Bridge Street LIVE! will have a different live band every Thursday.

The entertainment program includes:

• June 3rd – Memphis Soul Review plays Memphis Rock and Soul.

• June 10th – Arkansauce, a bluegrass band.

• June 17th – The Irie Lions play reggae.

• June 24th – Funkytown plays Memphis Funk.

The events are free and open to the public. Because they are within the confines of the entertainment district, beer and alcohol purchased at restaurants in the district can be carried openly.

“What we can do in the entertainment district is to allow bars and restaurants to sell beer and alcohol in a specific cup,” said event coordinator Bill Solleder. “So we have a branded Bridge Street LIVE! Mug, and they can actually buy the beer in (restaurants) or their outer tents and then walk around the entertainment district freely. Then they can go back in and go in and out of the bar while they enjoy this.” have a specific cup and which stamps or bracelets the bar needs. “

Solleder said the state department for the control of alcoholic beverages is making it easier to hold such events “every now and then”.

“Visit Hot Springs. We need to get a permit from the City of Hot Springs for a specific day (the event is scheduled to take place),” he said. “Then we get permission from the city to do this. So it’s not every day of the week or every weekend. It’s only when the city gives permission.”

Bridge Street LIVE! will be a great way to “test” the district, he said, and learn from and adapt to what they are learning.

“I’m not saying all of a sudden that we can’t open the district every weekend or all the time, but we just have to see how it goes this time and how people react to it and when it benefits everyone,” said Solleder. “We’ll see how it goes.”

Regarding the conduct of events during the COVID-19 pandemic, Solleder said, “We are all holding our breath hoping things will ease up and I think everyone understands that regardless of how we must do things safely But the reason we do when things are open in the early spring and summer, we have the opportunity to be ready to do something instead of waiting and then trying to plan something.

“We plan events and if we can’t have them because of the pandemic, we can’t.”

Although the current restrictions on large gatherings won’t change until June, he said Bridge Street LIVE! can still be held, with limited attendance and masking required.

“So I think there is a way to do this. It may mean fewer people can enjoy what we are doing at the same time, but I think it will be possible,” said Solleder.

Currently, the Arkansas Department of Health requires a submitted safety plan for major events.

“We contacted the Ministry of Health six weeks ago and they asked us to wait until March to submit the application,” said Solleder.

“The reason is because they’re so busy and secondly, we don’t know what the regs will look like this far out. Things seem to be changing pretty quickly right now, so they told us to just wait until March … I have a feeling that they will be very busy and very (carefully) moving forward and giving their approval. “

With high hopes, Solleder asks the community from now until June: “You are all doing your best to protect your guests, customers and customers so that we can get through this and get back to normal.”

Sports activities Followers To Watch Tremendous Bowl Pandemic Fashion Throughout Southern California – CBS Los Angeles

SANTA ANA (CBSLA) – The local bars and restaurants in Orange County have outdoor seating and plenty of TVs for Super Bowl fans celebrating in a way that is allowed and safe.

I think companies have suffered enough over the past year and the fact that hopefully we’ll get back on track to something like the Super Bowl, assuming I don’t think there should be big indoor activities, be it at house parties or in restaurants. But if it’s outside in a place like this, so be it, ”said soccer fan Kevin Bury.

Foam, sunshine and football are on the Sunday program at the Tustin Brewing Company.

On the beach, Baja Sharkeez Mexican restaurant has the Chiefs and Buccaneers on all 49 screens on the front and back of the patio. LA County has banned television in outdoor facilities, but the rest of the South can enjoy outdoor dining and drinks while watching the game.

“Usually Every Super Bowl we are full and there will likely be a wait at the beginning of the game that will last for the entire game, ”said Eric Levit, General Manager of Baja Sharkeez.

What isn’t allowed during the pandemic is a ton of standing room. There is no telling how many sports fanatics will settle home instead of hitting the city.

An Orange County businessman who owns several bars and restaurants told CBS2 / KCAL9 that there is a common misconception that the Super Bowl is a busy day. He says house parties are more popular, but the question this year with the pandemic is can private gatherings be canceled.

“It’s nice. It’s a nice day. We feel good when we’re out here with the TVs. It feels normal,” said Ontario-resident Sabrina Robledo.

Baja Sharkeez will continue the Super Bowl Party until 1:30 a.m.

American public servants with pupil loans are getting ‘free cash’ amid the pandemic

After years of dealing with a broken lending system, Officials with student loan debt have a silver lining: Until the The interest-free payment break for federal student loans expiresOne sixth of their PSLF (Public Service Loan Forgiveness) payments would have been in the house.

Borrowers holding federal student loans working in certain nonprofit jobs can make qualifying payments for at least 10 years with the remainder going to the Department of Education (ED) If a borrower had been with PSLF since March 2020, the federal government would have made 19 months on-time payments on their behalf from September 2021.

“In other words, non-payments are basically ‘free money’ for borrowers who are on track for PSLF, and so this federal grace period is actually partial forgiveness,” Savi, a student loan startup, said in an E -Mail.

Public employees include employees of a qualified non-profit organization, government agency, public university or school, fire department, and a full-time member of the military. In 2007, Congress created the PSLF program.

If the payment hiatus ends in September 2021 and is not extended, “many public sector student loan borrowers will be essentially 19 months closer to full forgiveness without making additional payments,” Savi co-founder Aaron Smith told Yahoo! Finances. “This is a life changing relief for millions of borrowers, especially our frontline workers.”

Chicago Fire Department candidate Gwen Stevenson smiles as she waits for her graduation ceremony to begin in Chicago, Illinois, the United States, on May 31, 2016. REUTERS / Jim Young

Terms and Conditions

When the student loan payment hiatus first went into effect in March 2020, the Federal Office of Student Aid was from ED said that borrowers with the correct plans will “receive credit to PSLF or TEPSLF for the period of suspension as if they made timely monthly payments of the correct amount during a qualifying repayment plan”.

However, the “free money” process does not work if you are unemployed.

According to ED, if workers on a PSLF plan had lost their jobs – either laid off or on leave – during the payment break, if they had updated the certificate of employment form, they would have found that their student loans were paid monthly, according to ED, their unemployment means that Payments made during this period do not count towards your number of 120.

The story goes on

While public sector workers who have lost their jobs can get back on the PSLF lane once they find employment with a skilled employer, government payments during this period of unemployment do not count towards the PSLF.

All U.S. borrowers currently owe approximately $ 1.5 trillion in federal student loans (during more than $ 100 billion is owed in private student loans).

(Graphic: David Foster)

‘Light at the end of the tunnel’

The PSLF benefit is a silver lining in an otherwise bleak environment, considering ED’s track record.

Lots of PSLF borrowers told stories how complicated the process was and expressed frustration when debt relief was refused. Some borrowers have even testified in Congress about how fruitless the trial had been. Recently a Student Borrower Protection Center report found that a number of members of the military were struggling to control the process, with over 200,000 and $ 3 billion in debt.

According to Federal Student Aid data As of November 2020, around 227,000 borrowers submitted a PSLF application, of which 6,493 were approved – around 2% of the applications submitted.

That’s roughly $ 290 million in student loans granted through PSLF. The main reasons for the rejection were insufficient number of qualified payments, lack of information or the fact that the borrowers did not have “eligible loans”.

TORRANCE, CA - SEPTEMBER 17, 2020 - - Denecia Boone, left, teacher at YMCA, helps Maya Haldeman with an exercise on the campus of Anza Elementary School in Torrance on September 17, 2020.  Anza Elementary School is one of many schools that are reformatting and renaming camps, enrichment programs, and daycare centers bringing students back to closed locations for a fee.  Torrance Unified School District is one of many that offers primary school students paid personal enrichment through the YMCA.  (Genaro Molina / Los Angeles Times via Getty Images)A teacher from the YMCA on September 17, 2020 on the campus of Anza Elementary School in Torrance. (Genaro Molina / Los Angeles Times via Getty Images)

But for Sandra Gonzalez, a San Diego school social worker and first-generation student, PSLF has “light at the end of the tunnel to pay off student loan debts.”

Gonzalez admitted that her job meant she wouldn’t be paid high wages. “I don’t do it for the money, but because I care about my community and the people I work with,” she said. Some borrowers even take jobs in public service, because of the promise of PSLF after 10 years.

The fact that 19 months off is part of her forgiveness “is incredible,” she added. “It gave me and countless other people I know some air to breathe.”

However, what comes after September will be difficult, especially if it’s unclear whether a federal debt will be canceled by congress or an executive order.

“We are still seeing a lot of fear, misinformation and fear of what will come in September from the borrowers we speak to on a daily basis,” said Savis Smith. “The message to policy makers is that we need to keep educating borrowers about what COVID-19 relief means for them and provide clearer guidance on the rules.”

– –

Aarthi is a reporter for Yahoo Finance. She can be reached at aarthi@yahoofinance.com. Follow her on Twitter @ aarthiswami.

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After the Covid Pandemic, a Surge in Demand for Meals, Leisure and Holidays

Here’s some advice for living after the pandemic: reserve the restaurant well in advance, prepare to pay for the flight, get used to watching your team from the cheap seats, and dive into the even earlier Film on.

The break-in caused by Covid-19 was different from everyone else because consumer spending on services, which usually hold up well in downturns, is crater-like and remains well below pre-pandemic levels. If the crisis eases – something that hopefully will happen later this year when more people are vaccinated – the recovery could be impressive.

It’s a matter of guessing how sharp that rebound will be. While the U.S.’s limited experience of declining spending on services suggests a recovery will be modest, Americans’ longing to make up for all the things they missed out on during the pandemic – and the copious savings many of them now have – suggests have – towards something else. The country may be on the verge of a recovery in demand for services that it will find difficult to meet.

Whatever the actual outcome, it will set the course for the economy. Spending on services accounts for about half of US gross domestic product, while more than four in five US jobs are in the service sector.

Typically, recessions are triggered by poor spending on goods – things that range from socks to SUVs. That’s because, while Americans spend much more on services than goods, big ticket items in particular are easier to forego when problems arise. This downturn was different not only because spending on services fell, but because, aside from a brief period of weakness last spring, Consumer spending on goods flourished as Americans bought items like cars and washing machines in response to the pandemic. In the fourth quarter, figures from the Department of Commerce show that inflation-adjusted spending on goods rose 7.2% year over year, while spending on services fell 6.8% over the same period.

The early stages of economic recovery are usually determined by spending on goods. That’s because a lot of pent-up demand that built up during the recession will be released when people finally replace their old washing machine, for example.

Spending on services has not increased much in recent recessions, partly because it has not usually been weakened much. Nor are there the same pent-up demand dynamics as there is for goods. For example, families can resume their trip to the restaurant on Friday nights, but they won’t add another evening every week to make up for any lost meals at the restaurant.

But things could be very different after a pandemic that left people largely homelike for almost a year. Compensating for lost haircuts won’t happen, but eating out more, going to the movies more often and playing more ball games seems likely when people feel like the coast is clear. It also seems doable to book longer vacations and take more flights to make up for lost time with a distant family.

In addition, many people have ample money to spend thanks to the combination of reduced spending during the crisis and incomes increased by government relief controls. Federal Reserve figures show households had $ 2.2 trillion more in cash at the end of the third quarter than they did at the end of 2019. Given the increased savings rate and another bailout package now going through Congress, that’s just it that number will likely grow.

“There’s a lot of extra money in people’s pockets and people will use it,” said Deutsche Bank economist Peter Hooper.

Much of that is in the hands of those higher up in the income stream – wealthier Americans who found it easier to keep their jobs during the pandemic. These are also the people who spend the most on discretionary services. In 2019 Ministry of Labor figures show that households in the top 10% of income spent more than twice as much on meals outside the home as middle-income households and more than three times as much on entertainment. So, as service spending recovers, the biggest leaps in demand will be in areas like this, as well as in travel-related categories like air travel and hotel rooms.

This could be good news for some of the many service workers who remain unemployed. More than two million fewer people work in restaurants than they did before the pandemic, and with luck, a large proportion of them will be back in work. Even so, “you will run into supply bottlenecks with some things,” says Ellen Zentner, an economist at Morgan Stanley.

For example, there are only so many rooms in a hotel and only so many people that can fit on an airplane. So expect some prices to go up.

Ultimately, however, it depends on how quickly and how quickly the services recover, how quickly the pandemic resolves, and how quickly people feel good again. There are hopeful signs, including a recent decline in Covid cases, but also causes for concern, such as the emergence of new coronavirus variations that vaccines are currently being used against may not be as effective.

The sooner the country gains control of Covid, the better the service sector and economy will look. Just get ready to spend some of the extra money you put away.

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ESPN, Echo Leisure Energy By Pandemic Challenges To Ship 20th Winter X Video games

Despite the reduced schedule and less presence, ESPN will produce 17.5 hours of content

What should have been a historic X Games 20th anniversary celebration in Aspen this weekend is a toned-down affair with no spectators. Due to the pandemic, local ESPN and Echo Entertainment production has been scaled back, and the normally harsh X Games atmosphere with live concerts and festivals will instead be a largely virtual experience for fans. The mere fact that the X Games are even taking place in Aspen this weekend is a testament to the will and perseverance of ESPN’s dedicated X Games team.

ESPN and Echo deployed 24 manned cameras that will be repositioned to 55 camera positions throughout the competition.

“I couldn’t be more proud and grateful that we are here [in Aspen]and that pays homage to all of the teamwork, ”says Tim Reed, Vice President, X Games, ESPN. “The amount of work the operations and events teams put into developing our plan is just incredible. You have almost two events at the same time: one is the actual competition that we have been running for many years, but then you also have that health and safety component that has created a significant amount of work on a completely different layer. I am so proud of the team and the work they have done and we are all excited to be here. “

Despite a reduced schedule of events and a reduced on-site presence, ESPN will produce a lot of content: 17.5 hours of live content over three days on ESPN, ABC and ESPN2 (ESPN’s Facebook and Twitter will host live-stream competitions on Friday). as well as exclusive streaming content via @XGames social and XGames.com. ESPN created one too virtual X Fest experience for fans and has teamed up with Psyonix on one Rocket League Championship Series (RLCS) X Regional Event.

Smaller footprint with the same big show mentality

This year ESPN has again signed mobile units from Dome Production for X Games

ESPN and Echo have rolled out an A-Unit and a B-Unit – Dome Productions Silver and Unite Trucks – for all three X Games venues at Buttermilk Mountain. A third dome truck has been brought in to transport equipment, and long-term partner BSI has a mobile unit to manage RF operations.

The X Games team also decided to forego a host set this year after switching to a mobile host set in 2020.

“We don’t have a set this year, partly because of the security protocol and partly because the benefit of having a host set was having hosts Jack [Mitrani] Sit down with the athletes and get to know them and spend time with them. We felt that it would be difficult to deal with social distance, ”he says Echo Entertainment President Hugh Arian. “From a production point of view, we’re just delighted that the event is taking place this year. This is the world’s leading action sports event. The fact that we actually do it is the most important thing. “

In the ESPN production office tent on Buttermilk Mountain

In total, the ESPN and Echo deployed 24 manned cameras – including 11 Sony HDC-4300 and nine HDC-2400 – which were repositioned under 55 camera positions throughout the competition. ESPN has also brought back the CondorCam point-to-point antenna system and will deploy it on both the SlopeStyle and Big Air venues. In addition, BSI has four RF POV cameras: three FollowCams and one camera attached to a snowmobile, which brings the athletes to the top of the course after each run. BSI also distributed 18 RF microphones to the three venues.

Echo and its partners have laid 450,000 feet of ST single mode fiber and 20,000 feet of SMPTE fiber over the Buttermilk Mountain.

“The biggest change this year is obviously the COVID logs, which while slowing us down a bit, keep everyone safe, which is most important,” he says Pierce Williams, Echo Entertainment’s technical director. “Everything else is pretty much on par, just with a smaller footprint. We still have big numbers when it comes to technology and equipment. “

As with all ESPN shows, Aspen crew members must wear masks at all times.

ESPN has a detailed health and safety plan in Aspen and has requested all employees to take a negative COVID test both before traveling to Aspen and upon arrival on site. Frequent tests are performed on-site on a variable basis depending on a person’s role and the segmented group to which they are assigned. All offices and production facilities in Buttermilk Mountain have been equipped with suitable filter systems, and the on-site staff must distance themselves socially at all times, wear masks and maintain hand hygiene.

“We have all the critical components for our health and safety protocols,” says Reed. “A lot of details went into this topic and we worked on it for a long time with the best health and safety experts. It got us to this point and I think we are all fine with the protocols we have here. “

Jam session format, active viewing strategy Keep the show moving

All of the ESPN crew were positioned at least two meters apart in the truck, and numerous fiberglass separators were also installed.

ESPN brought back the popular “jam session” format this year, which allows for more live competition with less downtime between runs. In this format, multiple riders compete for a period of time, and the judges officially rate each competitor based on their overall impression (rather than waiting for the judges’ scores to be given for each athlete individually).

“We’re doing a lot of things again that we implemented last year in terms of production approach and competitive format,” says Arian. “The jam format is back, and every athlete gets a timer. So we don’t wait for results between runs. We implemented that here last winter. We thought it would make the event faster. We were all pretty happy with it. “

Despite a smaller footprint in Aspen, X Games production from ESPN and Echo Entertainment is still sizeable this year

Also back is the “Active Viewing” strategy from ESPN / Echo, which aims to accelerate the cadence of the broadcast by increasing the camera movement and using mobile cameras such as FollowCams and CondorCam as much as possible. The front bench will also cut cameras faster within the show, and the production team has been working on shortening athlete profiles and sponsorship spots so that they can be more easily incorporated into the show instead of crowd shots.

“As part of the active viewing last year, we not only made a lot of camera movement. We also cut a little faster, ”says Arian. “We’re going to try to make more of it this year because we don’t have a crowd to adjust to. You will see that we are also reducing more to short form content. “

Though operations in Aspen look very different on site, viewers can expect the same style and quality from X Games – a boon for action sports fans starving for content during the pandemic.

“Of course the sports world has been hit hard,” says Arian, “but I think action sports.” [have been hit] even harder than other sports because we don’t have the deep pockets that they do [major leagues] to have. It’s amazing to be here and get everyone back to work. “

X Games Aspen kicks off today at 2 p.m. ET with streaming on @XGames social and XGames.com, followed by coverage of ESPN2 starting tonight at 10:30 p.m. On Saturday and Sunday, reporting on ABC starts at 1 p.m.

How the Leisure Trade Adapts to the Pandemic

In In Focus: SoCal this week, host Tanya McRae examines how the Los Angeles entertainment industry continues to be affected by the COVID-19 pandemic.

Earlier this week, the director of the LA County Department of Public Health, Dr. Barbara Ferrer, Film and TV Productions, to stop production by the end of the month due to increasing numbers. Most productions have been suspended since the holidays, and movie-permit applications have continued to decline in LA since November.

LA City Councilor Joe Buscaino explains how FilmLA supports the industry and how most productions are working with the county’s COVID-19 guidelines to ensure protocols are followed.

David White, SAG-AFTRA’s national executive director, joins the conversation and shares how the union both supports its members who are currently unable to work and broadcasts journalists covering the pandemic.

McRae also meets the co-founder of PURE Sets, which was founded at the beginning of the pandemic and is helping to ensure that production sets become COVID-19 compliant. They offer four services including large scale decontamination, medically trained personnel to monitor the film crew, FDA approved PPE and testing.

As the theater industry turns and adapts to the pandemic, Spectrum News 1’s Tara Lynn Wagner examines what the industry is doing to survive and move forward.

Send us your thoughts at InFocusSocal@charter.com and watch on Sundays at 9 a.m. and noon.

Youngsters and Cash: Pandemic aid regulation simplifies FAFSA | Cash

The Coronavirus Stimulants Act passed by Congress in December also provides a huge incentive to help families fill out the often confusing and cumbersome federal grant form known as the Free State Student Aid Application (FAFSA).

The law simplifies the FAFSA by reducing the 108 questions on the form to about three dozen. In addition, some wording in the grant forms will be deleted, new criteria for the eligibility of Pell Grant for financially needy families will be set and the concept known as expected family contribution will be deleted and replaced with an index for study grants.

Conclusion: The changes not only simplify many aspects of the forms for financial aid, but can also increase the eligibility for students who are looking for needs-based help.

The FAFSA measures alone take up almost 170 pages of the 5,593 pages of pandemic legislation. The changes will take effect July 1, 2023 for the 2023-2024 academic year, and will give the Department of Education time to implement the new documents as per a legislative summary.

As Congress simplified grants forms and formulas, other aspects became more complicated, wrote Mark Kantrowitz, grant expert and author of How To Get More Financial Aid, in a recent Forbes article. For example, he said, the simplification did not address data sharing issues, mostly affecting private scholarship programs, nor issues related to some parental assets that could be protected from grant formulas.

According to Kantrowitz’s article, here are the most important things to know:

  • The legislation replaces the expected family contribution with the so-called student aid index. The index is a more accurate way of describing how much families might have to pay for college.

The expected family contribution “is a kind of misnomer that misleads families about the true cost of college,” wrote Kantrowitz. “Some families think the EFC is all they have to pay for college.”

In reality, most families pay more because most schools do not meet a student’s full financial needs.

  • The law sets new criteria for determining Pell Grant eligibility based on the federal poverty line. According to a government estimate, these changes would qualify an additional 1.7 million students for the maximum Pell Grant award, which is currently $ 6,345 through June 2021, and an additional 500,000 who will receive at least the minimum grant of $ 639.

On the other hand, according to Kantrowitz’s article, middle- and higher-income families with multiple children studying in college at the same time could see a significant decrease in financial aid. “This change appears to be intentional, not accidental,” he said.

  • The law contains several improvements to help students apply for more financial assistance. Above all, according to Kantrowitz, universities can no longer pursue the policy of not processing grant applications.

As with any type of legislation, the FAFSA changes don’t regulate everything, but over time, the reforms should give more students the opportunity to get financial aid.