5 Cash-Saving Hacks Our Readers Swear By

If your saving account feels a little trapped lately, you’re hardly the only one. As things open up again, the pandemic is still raging and the economy is still in the early stages of recovery.

While unemployment rates are falling, many of us are still looking for ways to save money. We turned to ours Readers on Instagram to get their preferred ways to save. Here are five reader-tested ways to save money.

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1. Stay home

According to one user, the pandemic was the ultimate money saver:

“Going through a pandemic … Minimizes trips ?” – zoeyschvan

While user zoeyschvan’s answer was a bit tongue-in-cheek, they aren’t necessarily wrong about the money-saving potential of staying at home. An evening of movies and popcorn at home can easily cost 10% of a movie night, even if you opt for the branded branded microwave popcorn.

Of course, just because you’re not driving into town doesn’t mean you need to have a quiet evening of introspection. A cooking evening with some close friends can be a great way to spend a Saturday – especially if you’re still getting used to being around the crowds again.

2. Cook your own meals

Several users praised the financial benefits of home-cooked food:

“I care about simple meals at home! We are allowed to save literally THOUSANDS by skipping the doorstep!” – lauren.vorreiter

“Eating at home is one of the easiest ways for us to save money! But we love to eat out! ?” – racheljoy4

It’s no secret that home cooking is a fraction of the cost of a restaurant meal – and often better for you, too. Visit your favorite recipe website or watch an how-to video online to perfect your gourmet skills, or just try something new.

If you feel like eating something you haven’t cooked, save money by ordering right from the restaurant and picking up your order. This helps you and the restaurant save expensive delivery charges. Oh, and don’t forget to use your cell phone Restaurant rewards credit card for a little extra savings.

3. Be your own bartender and barista

It’s not just homemade meals that make your savings account happy, as one reader pointed out:

“Drink at Home! ☕️?Pennies per ounce.???” ​​- be_in_sane

As most of us find out at some point in our twenties, it’s expensive to drink in bars and get our caffeine fix from coffee shops. Even the best happy hour special will likely cost you more an ounce than your favorite bottle from the local liquor store. And with the vast array of resources available online, you can learn how to expertly make any cocktail or specialty coffee.

If you miss the social aspect, invite some friends over for cocktails and snacks. With everyone bringing a bottle, you can get a selection of bar-quality spirits for less than you would spend on a bar tab at the end of the night.

4. Skip the expensive gym membership

To stick with the stay at home theme, a user suggests avoiding the gym as well:

“Use the gym in my apartment instead of paying for a gym membership” – skmaegdlin

Many modern apartment complexes nowadays have their own gym, even if it’s just a treadmill and a few free weights. Combine these basics with a free online yoga routine or exercises from your favorite workout app and you get a full body fitness program that doesn’t cost you an extra penny.

Even if you don’t have access to an apartment gym, you can work out at home inexpensively with minimal equipment. Resistance bands, for example, are space-saving (and pocket-friendly) alternatives to heavy dumbbells. And don’t underestimate the value of basic bodyweight exercise.

5. Recognize your needs versus your desires

It’s all too easy to make money if you haven’t thought through your purchases, as one reader pointed out:

“Rethink purchases. Don’t order an item when I think of it, put it on a list and check whether it’s really needed or useful. – mais_ouiii

Emotional buying is just as real as emotional eating, and the former can be just as bad for you Bank account since the latter is for your waistline. Before purchasing, give yourself a cooling off period to make sure you don’t have any Impulse buying You may regret it later.

It’s also a good time to make comparison purchases to make sure you’re getting the best deal. And don’t forget to double check that you have space for shopping in your budget before going to the checkout screen. A healthy budget is a happy budget.

Cash-Saving Ideas for Again-to-Faculty Purchasing

By Kelly Youngblood

It’s only the beginning of July and it feels like summer has just started, but school supplies are already lining the shelves of local retail stores. (Note: all children moan at the same time.)

With the cost of registration, school supplies, new clothes, etc., back to school purchases can really add up – especially if you have multiple children.

We’ve compiled a list of our top back to school shopping tips to help you stay on a budget and make your summer to school transition a little smoother.

Many thanks to Christie Clinic for presenting our 2021 Champaign-Urbana Area Back to School series.

Christie The clinic encourages parents to schedule a school exam soon.

Physical appointments at the start of school will now make it possible Christie Clinic, Department of Pediatrics and Department of Family Medicine to help all patients in the best possible way while ensuring a safe visiting environment. Reinforced precautionary measures are in place to ensure the safety of patients and team members, including additional opening hours, visitor restrictions, and social distancing to reduce the number of people in our facilities.

Parents can currently make back-to-school appointments for their children via their MyChristie patient portal or online at christieclinic.com.

Take inventory of your home

Don’t be afraid to reuse school supplies from previous years. Reuse and recycling are not only environmentally friendly, they are also easier on the wallet. Gather as much school-approved materials around the house as you can find and cross items off the list before you even get to the store. As one reader emphasizes: “The new colored pencils are only new until they are used for the first time!”

Discover new shopping opportunities

Many of us go to the traditional large retail stores like Walmart, Target or Meijer to do our school supplies, but don’t overlook some of the other options in town. Staples, Dollar Tree, CVS Pharmacy, Menards (earn discounts!), And even garage sales can be great places to find great deals. We are told by multiple sources that the IDEA Store also has a large inventory of very affordable school supplies.

shopping online

Shopping online is another great option as it is easier to compare prices in different locations. One reader says she looks at her lists and starts multiple online shopping carts to calculate the cheapest cost. Many of the stores also offer free in-store pickup so there are no additional fees for delivery. Others swear by buying school supplies from Amazon.

Shop and distribute early

Shopping early and buying little by little will help spread the cost. Some recommend buying very early, like last year buy-in bulk when items go on sale and then store them for the next year.

But even if you wait until the last minute, don’t worry. Many parents prefer to wait until school starts to see what their students actually need.

“Children don’t need everything (on) the first day. Ask the teacher what is needed in the first few weeks and focus on that and then add things as the year goes on. “

A kindergarten teacher recommends sending in individual materials for the students and then inquiring with the teachers about sending in “common” items such as handkerchiefs and handkerchiefs later in the year. (It also helps with storage in the classroom!)

Keep an eye out for sales

Most stores will be bragging about their doorbuster sales, so watch out for these deals! If you are ready to go to multiple stores, you can get the cheapest deal in each one. Don’t forget to take advantage of in-store coupons like Mperks at Meijer or use the Target Circle app for additional discounts.

Stick to the list

It can be tricky, especially when you see those nostalgic trapper keepers or fragrant markers, but try to stick to the school list. Those cute extras can add up quickly and simply aren’t necessary in the end.

Back to school shopping is also a great way to teach your kids how to budget. First, set a dollar amount and let them select the items on the list without going over budget.

Shop with a friend and share the cost

If your child needs four glue sticks but can only find them in packs of 10, shopping with a friend and sharing the cost can be very convenient.

Listen to the advice

We asked our Facebook readers for their advice on back-to-school shopping. Here are some of their answers:

“Keep an eye on prices, share larger packages with someone or save up for next year, don’t buy the cute things (only what’s on the list), Ticonderoga and Crayola crayons, markers / crayons are well worth the money, expensive folders tear just as high as the 20 cents. “

“My children use what they can from year to year! It feels wasteful to get new markers, colored pencils, etc. when the ones from last year are still usable. We’re also trying to find folders sturdy enough to get a couple of years of this and even notebooks. Also, buy in bulk if you can. I have 4 kids so I bought bulk packs from Amazon of things they all need like glue sticks, erasers, and Ticonderoga pencils, then we split them up. So much cheaper! “

“Different shops usually have different“ door openers ”to attract customers with the idea that you can come into the door with 50 ¢ colored pencils and do all your shopping with them. I create my lists and have 4 online shopping baskets in operation and compare the prices. I only buy the cheapest in any store. Between Staples, Target and Office Depot, you can get a free in-store pickup and cover almost your entire list of sales items from the comfort of your couch. “

“My kids started (on their own) keeping things from school that were unused or that could be reused from the previous year: rulers, scissors, notebooks, binders, etc. They went through them at the end of the year and kept them in a bag next to their desks in their room. Then at the start of school they went through the start-up list and found what they really needed. Then I would say Walmart, IDEA Store, etc. Even Walgreens sometimes has insane pencil sales. “

Check out our entire Back to School series presented by Christie Clinic:

17 Cash-Saving Ideas for Your Highway Journey to Las Vegas

If you’ve chosen Las Vegas as your road trip destination, your future will definitely be fun. Try some of these money saving ideas to get the most of your trip.

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How to save money on a trip to Las Vegas

Follow some or all of these tips to save money on your Las Vegas adventure.

1. Get a new credit card

If you’re eligible, you might be able to get a nice welcome offer by opening a new one Credit card Account. Look for one that offers a Sign up bonus Cash or points that can be used directly on your trip. This strategy requires a bit of foresight, as most rewards credit card Bonus offers depend on the fact that you debit the card with a certain amount within the first few months of opening the account.

2. Use your points

Did you Credit card points who have sat around with little to no travel over the past year? Break them out. Redeem any free hotel room certificates you have as they may have an expiration date.

3. Avoid holidays

This is a golden rule of travel. More people have time to travel on and around holidays. Popular travel destinations will be more crowded and businesses will have little incentive to offer deals or savings.

4. Visit during the week

For the same reasons, Las Vegas is cheaper on weekdays. Some hotels charge more on Saturdays – sometimes double or more – compared to earlier in the week.

5. Set a gambling budget

You really don’t have to gamble to have fun in Las Vegas. But if you’re looking forward to taking a risk, take action budget. Decide how much you want to spend on gambling in advance and then stop when that amount runs out.

6. Get a gamer card

When you plan to play, every casino will give you a loyalty card. You may receive a freebie just for signing up. You can then collect points for rewards such as restaurant or room discounts.

7. Play from the strip

You will likely find lower minimum stakes and friendlier player rules once you step out of the general area of ​​Las Vegas Boulevard. Some people say that the slot machines also pay out more often off the strip.

8. Get a room away from the Strip

Hotels along the Las Vegas Strip are often the most expensive accommodations. The prices of course depend on the day of the week and the time of year you are traveling. But when doing your research, be sure to compare prices for off-strip and lesser-known hotels. Many are of the same caliber as the better-known hotels, offering great food and entertainment without the high room rates.

9. Rebooking and rebooking

Hotels and resorts in Las Vegas often offer free cancellation up to a few days before arrival. Find out about the cancellation policy for your reservation and keep booking better deals until there are no more options. Canceling a prepaid or third-party reservation can be more difficult than canceling a reservation made directly with a hotel. So make sure you understand the policies before booking.

10. Book a last minute room

Are you enthusiastic about spontaneity? This strategy is for you, especially if you live near Las Vegas. Book your room the day you want to go. Rooms sometimes show up for as little as $ 20.

11. Watch free shows

All major casinos and many smaller venues offer free entertainment. That’s because they want you there so they can trick you into spending money. That is why they go to great lengths to attract and hold you. That means some of the free conversations are really pretty spectacular. Some shows take place outdoors, like the volcanic eruption in front of The Mirage. And some are inside, like the amazing painted ceilings at The Venetian.

12. Buy tickets at half price

Las Vegas is where you’ll find world-class entertainment. From Cirque du Soleil to Taylor Swift, Vegas shows can leave you breathless and amazed. Unfortunately, ticket prices can leave you gasping for breath. But if you’re flexible with your plans and are open to the show you end up seeing, you may be able to snag cheap tickets at the last minute. Discount resellers sell tickets for the same day at a steep discount. There are kiosks all over Las Vegas.

13. Use public transport

Find free parking spaces and leave your car parked. Aside from the challenge of finding free parking in other locations, traffic in Las Vegas can be brutal. Las Vegas has a bus that takes you back and forth between downtown and the Strip for a few dollars a day. Some hotels have free tram service to other hotels. The Downtown Loop Shuttle is also free. If necessary, you can get into a rideshare vehicle at any time.

14. BYO drinks and snacks

Many hotel rooms are equipped with a small refrigerator. Do some grocery shopping to save money on restaurant meals.

15. Eat brunch

Rumor has it that Las Vegas hotel buffets will reopen sometime in June or July 2021. Fingers crossed! If a buffet is an option when visiting Las Vegas, schedule your visit for a late breakfast / early lunch to save an entire meal for the day. Another great option is to purchase the Buffet of Buffets Pass, which gives you access to a range of buffets for one price. Usually enough for a full day, but if you buy it just before dinner, it’s good for 24 hours, giving you the option of getting four meals for one price.

16. Avoid using a casino ATM

Casino ATMs often charge very high fees for cash withdrawals. Get your money in advance from an ATM outside the casino.

17. Protect your money

The best thieves in the world are in Las Vegas enjoying things right alongside unsuspecting visitors with money to spend. Do you think a thief couldn’t take your wallet out of your purse or pocket? Think again Aside from the old fashioned pickpocket, you can find all kinds of scammers. Be more defensive than usual and be wary of any heartfelt plea for help or golden opportunity.

One thing that you should NOT be doing to save money in Las Vegas

We’re all about saving money, and this list just scratches the surface when it comes to how to save money on a Las Vegas vacation. But you should also know a money-saving strategy that could bring you bad service, bad karma, bad luck, or a combination of the three:

Be stingy with tips. The folks in Las Vegas work around the clock to give you a good experience. The personal finance many of these workers rely on tips as it can be their main or sole source of income. So be kind and plan to tip the workers who are performing a service to your benefit.


5 Cash-Saving Ideas for 2021

THE ANGEL, June 10, 2021 / PRNewswire / – Every dollar saved is money someone can use toward a financial goal – whether it’s building a nest egg, saving for kids’ college, or buying a home. Anyone could use a few more tips to tuck away a few more dollars, so here are five tips on how to do that how to save money in 2021.

1. Track expenses

Tracking expenses is a similar tactic to creating a budget, but it can be easier to learn and get started. Users can use a simple spreadsheet to record expenses or keep track of them in budgeting apps by linking their banking information.

These tools can make it easy to monitor every penny spent for a couple of weeks or even months. From there, people could easily discover lower expenses. For example, they might see themselves eating at work four days a week. If you reduce that by making lunch at home, you can easily make savings.

2. Check subscription services

Subscription services are growing in popularity. Consumers can subscribe to anything from streaming sites to monthly skin care boxes and more.

The problem is, people sometimes lose track of all of their subscription services. They may not use them that often or they may stop using them, but they still pay for these services every month.

In this case, people should go through their bank statements, make a list of all the subscription services they are paying for, and think carefully about how much they use or need each service. Chances are many will be able to cut a subscription or two (or at least downgrade their plan) and save a good chunk of the change each month.

3. Refinance Debt

High interest borrowers must pay can add up. Fortunately, borrowers can often refinance their debts at a lower interest rate and save every month.

Many borrowers use personal loans for this. Some also rely on credit transfer credit cards, which enable the borrower to transfer credit to the card and pay out interest-free over a defined period of time (e.g. 12 months).

The story goes on

Regardless, borrowers should ensure that the new debt has a lower interest rate than the weighted average interest rate on their old debt. Homeowners can also refinance their homes at a lower interest rate and potentially save hundreds of monthly payments.

4. Benefit from cashback

Thanks to cashback rewards, credit cards, and websites, people rarely have to pay full price for much of their purchases these days. With cashback reward cards, cardholders can collect points for their daily card spending, then redeem these points or convert them into cash or a bank statement credit each month.

Rewards sites and apps work similarly. Consumers visit their favorite stores via the link on the rewards page, make purchases and collect points that can be redeemed for money. Buyers who combine these methods can earn a significant amount of cashback without changing their buying habits.

5. Achieve a higher interest rate on savings

Traditional savings accounts pay interest, but not a lot. Thanks to high-yield savings accounts, consumers can make more from their savings.

These accounts are great for emergency funds. Consumers working to top up their emergency funds fully can get there a little faster with high-yield savings accounts. Then they can use the additional interest they earn from their fully equipped fund for other savings and investment goals.

Save more money this year

Saving money doesn’t have to be complicated. What matters is that people monitor their personal finances and be consistent. Applying the tips above may be small changes, but they add up to significant savings over months and years – and will help anyone who follows them create more wealth and increase their financial security.

Note: The information in this article is provided for informational purposes only. Ask your financial advisor about your financial situation.


Show original content:https://www.prnewswire.com/news-releases/advance-america-5-money-saving-tips-for-2021-301310580.html

SOURCE Advance America

7 Cash-Saving Ideas for Your Memorial Day Street Journey to Myrtle Seaside

These tips will help you enjoy your trip without worrying about money.

With 60 miles of beaches, over 90 golf courses, and hundreds of restaurants and activities, Myrtle Beach, South Carolina has something for everyone. So it’s no wonder it’s one of the hottest road trip destinations this Memorial Day weekend.

Given Myrtle Beach’s status as a major tourist destination and the current lack of gasoline, this may not be the cheapest trip. Try the following tips to keep your vacation adventure costs down.

1. Find accommodation

Decide how much you can afford, then compare the options in this price range. Don’t just look at hotels, either. Consider resorts, Airbnbs, and even campsites if you don’t mind roughing it up. Pay attention not only to the cost, but also to the amenities included. It might be worth paying a little more for a place that includes free breakfast instead of eating for every meal.

2. Pack your own food

Instead of stopping at restaurants along the way, you can get to Myrtle Beach faster and save money by packing some food before you leave. Focus on non-perishable snacks or bring a cooler if you bring frozen or chilled items. Don’t forget about the water either.

3. Look for cheap gasoline

The gas shortage on the east coast could make yours Excursion to Myrtle Beach a little more complicated this year. Not only are prices rising, many petrol stations also have poor fuel supplies. Some are even completely out.

You can avoid problems by using an app like GasBuddy. During normal times, it can help you find the gas stations near you that offer the cheapest prices. At the moment, however, you can also track which petrol stations are running out of fuel or not at all, so you don’t have to waste time driving from station to station.

4. Avoid toll roads

If you drive through toll areas, you could end up paying a ton of money to get to Myrtle Beach. However, if you are using Google Maps there is an easy way to get around this. Just go into your settings and make sure the app is picking routes that avoid toll roads.

This may not be practical in every situation, especially if you have to go far out of the way to avoid tolls. So plan your route with and without toll roads before you set off so you can tell the difference and decide if it’s worth it for you.

5. Get a Monster Coupon Booklet

Myrtle Beach is offering a monster coupon book across town for free. This includes coupons for a number of local businesses, including restaurants and attractions. You can find them in most Myrtle Beach hotels and stores, as well as in the town’s visitor center. Get one when you get there and see if there are any coupons that can save you on the things you would be doing anyway.

6. Check the local events calendar

Myrtle Beach, like most cities, has one Calendar of events List of special events in the region. Give it a try and see if one of the Memorial Day weekend events appeals to you. There are a few different parades that you can take part in for free. And you might discover some other activities that you wouldn’t have known about otherwise.

7. Stick to a budget

Before setting out on your trip, decide how much you can afford and keep track of where all of your money is going. You can use one Budgeting app to make it less boring. Then all you have to do is enter your expenses or take a photo of your receipts. From there, your app will do the rest. Some apps will even give you spend notifications as you program them so you can avoid spending more than planned.

By doing these seven planning steps now, you should be able to sit back and relax once you get to Myrtle Beach without worrying too much about yours personal finance.

Uncovered: money-saving perks you might need with out figuring out it | Saving cash

T.Here are some things better than a discount or special offer, but while you are on the lookout for coupons and deals, there may be a number of valuable perks available to you that you do not know about or do not take advantage of.

Here we uncover five of the best benefits and explain how to get the most out of them.

Legal protection

Has there ever been a time in your life when you thought you might seek the advice of a lawyer but were put off by the expensive fees?

Legal protection insurance, also known as LEI or family legal protection, is designed to help you protect your rights if something goes wrong. It covers the cost of your attorney’s fees for issues such as unfair dismissal or discrimination at work, personal injury, or disputes over defective goods. Some guidelines also pay off for an accountant when faced with an investigation by HM Revenue & Customs. However, this only applies if you are an employee, not if you are a sole trader or have your own business.

LEI is often free with home insurance, especially if it is premium insurance, but few of us know about it. Review your insurance records to see if you are insured and for how much.

The policy applies to all persons who live at the insured address, with the exception of sub-tenants or guests. For any civil dispute, between £ 50,000 and £ 100,000 is typically paid directly to lawyers.

LEI does not cover crime, divorce or child support incidents, or issues that were a problem at the start of the policy. Your choice of lawyers may also be limited by the fees the insurer is willing to pay.

However, coverage often comes with access to free legal advice. This can be helpful when you need to verify your rights. If your claim is approved, your attorneys’ bills are prepaid so you can take a case otherwise you cannot afford it.

If you have to pay extra to add LEI to your policy it will likely cost you around £ 25 per year. When you sign up, look for the fine print so you know when it might come in handy.

Medical service

Many income protection policies offer benefits such as: B. Remote family doctor consultations.
Photo: Zoom / PA

Income protection guidelines are designed to cover you during difficult times and to make sure you have enough money to have groceries on your desk and a roof over your head if you suddenly find yourself unable to work. Critical Illness Insurance pays a tax-free lump sum if you are diagnosed with a serious illness.

But did you know that this type of policy is often accompanied by a range of free health and wellness services built in as standard? Benefits don’t cost a penny anymore and include access to services like mental health assistance, physical therapy, and 24-hour consultations from general practitioners.

In addition, your partner or spouse and children are also insured, and there is no limit to how often you can access the services or how long your counseling lasts.

“Physiotherapy, counseling, and virtual GP services can prove valuable in times of need, especially given the tremendous stress on the NHS from the pandemic,” said Katie Crook-Davies, spokeswoman for the Income Protection Task Force (IPTF).

Services like virtual general practitioners not only provide quick access to medical support, treatment, and prescriptions, but they may also be a preferred route for many who prefer not to visit the doctor’s office in person.

“For parents juggling homework and home-schooling, it would probably be a welcome convenience to have a quick video call with a physical therapist for advice on injury or muscle pain,” says Crook-Davies.

These services are typically available to all customers and their use will not affect your insurance coverage. If you get sick or have an accident that means you cannot work, you will continue to do so.

If you’ve already got income protection insurance but aren’t sure what additional services you have access to, ask your insurer, broker, or advisor who can help.

Work benefits

Some workplace discount programs include savings in energy costs. Photo: Simon Dack / Alamy

Many workplaces run a retail discount program to help employees save money on daily expenses. The pandemic may mean that we are currently unable to take advantage of restaurant deals, but there are some discounts that can make a real difference for employees struggling with reduced income.

“Some vendors offer discounts to utility companies,” says Pauline Iles, key service advisor at Quantum Advisory, an independent financial services consultancy. “Something like working from home in the middle of winter could be a little cheaper than it is now.”

Your employer may also offer access to other benefits and purchase agreements such as the cycle-to-work system, which is no longer capped at £ 1,000.

Employee Assistance Programs (EAPs) can also provide valuable assistance to employees who may be struggling with mental health, loneliness, debt and financial problems, and even child and elderly care concerns.

Such systems are free, confidential, and available 24/7, and provide immediate access to employees and authorized family members.

As a rule, you will be given access to a counseling center. Online support may also be available for those who prefer not to speak to someone on the phone, and for those with specific counseling needs, an EAP may offer a number of structured sessions.

Some support services may include other practical matters, e.g. B. Access to legal advice, which can be of great help to those looking for professional legal advice at no cost.

To find out if your workplace offers this type of system, contact your HR department or check your company’s intranet.

Breakdown benefits

A person who has an eye testAll AA guidelines offer free eye tests on Vision Express. Photo: Martin Godwin / The Guardian

Nobody wants to linger on the side of the road if their car breaks down, and when you buy breakdown insurance for your trips, you might get other perks.

For example, all AA policies offer 25% off an English Heritage membership, 10% off at Halfords, and free eye tests at Vision Express. The latter includes discounts on prescription glasses and a free three-month supply of disposable contact lenses.

During the coronavirus pandemic, most car breakdown insurance providers also support customers who work for the NHS, even if their policy does not typically cover their incident.

A number of providers, such as Green Flag, have gone a step further and take care of an NHS employee’s car, even non-members, for free.

Shareholder benefits

Some companies offer advantages to investing in their stocks and, if used correctly, you can realize significant savings.

Mulberry, the luxury handbag brand, is offering investors with 500 or more stocks – with the exception of those held in a self-invested personal annuity (Sipp) – a discount card that gives them a 20% discount in certain stores.

Next, investors with 100 or more shares will receive a voucher that gives them a 25% discount on a purchase of goods at full price in one of their stores.

If you’re a big read, Harry Potter publisher Bloomsbury has a deal that gives anyone who holds one or more stocks a 35% discount off the suggested retail price for all books (print only) published by the Company published and purchased through its websites. You fill out a form and it will send you a discount code.

Quite a few pub, restaurant, and hotel companies offer similar shareholder schemes that give you a card or vouchers that give you a discount on meals, drinks, or accommodation.

Investment firm Hargreaves Lansdown has grouped many of the shareholder benefits, benefits and discounts available at hl.co.uk/shares/shareholder-perks.

Note that these perks in and of themselves are not a good reason to buy company shares. To secure a place in your portfolio, the stock should be a profitable investment and the benefit a bonus.

Also, keep in mind that stocks, and any income they pay, rise and fall over time, so you can get less in return than you invest.

College of Missouri to demolish eight buildings as a part of money-saving plan


The University of Missouri announced Thursday that it would demolish eight buildings and vacate Mizzou North as part of a plan that is expected to save tens of millions of dollars.

The heads of the MU presented the university’s plan for space reduction and strategic relocation on Thursday. The plan is expected to save MU more than $ 93.7 million in repair and maintenance costs and approximately $ 2.5 million in annual operating costs, according to a press release.

The plan calls for the demolition of Parker Hall, Noyes Hall, the Old Student Health Building, Columbia Professional Building, Loeb Hall, London Hall and the Neff Annex.

The plan also includes moving out of the Mizzou North location on Business Loop 70 and continuing to try to sell the property.

The Museum of Art and Archeology and the Museum of Anthropology in Mizzou North will be emptied and their collections will be moved to the central campus. The staff are working on a plan for the future of the Museum of Art and Archeology, the press release said.

“As technology advances, we don’t need as many buildings as we used to,” said Gary Ward, vice chancellor for operations, in the press release. “Additionally, our maintenance and repair backlog is now approximately $ 868 million. These measures will help us to reduce this number significantly. “

The plan provides that the Chancellor’s office will take over the central lesson planning. Some departments, schools, and colleges have sole control of certain classrooms while they are in operation.

Staff in some buildings may need to move, including the Clark, Lewis, McReynolds and Middlebush halls.

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