Mega Hundreds of thousands’ jackpot is $421 million. What to do in case you win

MARK RALSTON | AFP | Getty Images

Sure, the chance of your ticket hitting the Mega Millions jackpot is tiny — roughly one in 302 million.

Nevertheless, it’s worth considering what you’d do if you manage to beat the odds. For Friday night’s drawing, matching all six numbers pulled would mean landing $421 million.

The amount has been rolling higher since late October, when $108 million was won. That marked the last of six jackpots awarded in 2021, which ranged from $55 million to $1.05 billion.

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If you end up joining the short list of top prize winners, there are some things to consider before doing much of anything.

For starters, lottery tickets are considered “bearer instruments,” which means whoever holds it is considered the owner. This means you need to earnestly protect it.

Take a picture of yourself with the winning ticket, said certified financial planner Joe Buhrmann, senior financial planning consultant at eMoney Advisor. Also put the ticket somewhere secure — such as in a safety deposit box — until it’s time to claim your windfall.

Additionally, you may want to sign the back of the ticket. Just be aware that in some states, doing so could interfere with your ability to claim the prize via a trust or other legal entity that would shield your identity from the public.

It’s also worth sharing the exciting news with as few people as possible. If you won’t be able to remain anonymous — it depends on state laws — you need to consider how to avoid becoming a target for scammers as well as long-lost family and friends.

“You may have been friendless and unknown to passers-by on the streets,” Buhrmann said. “That will all change when you’re announced as the winner.”

You also should turn to experienced professionals to help guide you through the claiming process and the many facets of protecting your windfall. Your team should include an attorney, financial advisor, tax advisor and insurance professional.

This group can help you determine whether to take your winnings as a lump sum or as 30 payments spread over 29 years. Most lottery winners choose the immediate, reduced cash amount. For Mega Millions’ $421 million jackpot, the cash option is $290.9 million.

Either way, the money would face a 24% federal tax withholding before it reaches you. For this jackpot, taking the cash would mean about $69.8 million getting shaved off the top, leaving you with a cool $221.1 million. Depending on where you won the jackpot, there may also be state taxes withheld.

Consider how this newfound wealth will change your marriage, family and dynamics with friends and neighbors.

Joe Buhrman

Senior financial planning consultant at eMoney Advisor

Additional federal income taxes would likely also be due at tax time, given the top rate of 37%. There also may be more due in state taxes, depending on the jurisdiction’s rate of withholding.

It’s also worth giving some thought to how your life is going to change — not just from a financial aspect.

“Consider how this newfound wealth will change your marriage, family and dynamics with friends and neighbors,” Buhrmann said.

You may even want to seek guidance from a financial therapist or mental health professional to help you deal with the stress that comes with winning, he said.

Meanwhile, Powerball’s jackpot is $104 million for Saturday night’s drawing. The cash option is $72.5 million. As with Mega Millions, the chance of a single ticket winning the top prize is tiny: one in 292 million.

Gordon Ramsay’s new ‘Apprentice model FFS cooking present’ to make star ‘hundreds of thousands’

The celebrity chef will soon have a new show – which was commissioned for a second series before the first even aired and a US broadcaster acquired the rights to broadcast the show across the pond

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Gordon Ramsay shows off a breathtaking sunset at home in Cornwall

Gordon Ramsay may have shared his fear recently that he expected to fail in life – but a new deal means he will make a nice small fortune while also airing his latest TV show in the UK and US.

The 55-year-old celebrity chef will make its TV comeback this year with a new cooking show called Future Food Stars – which goes by the cheeky and very Gordon-apt nickname FFS.

The show is meant to imitate The Apprentice and follows 12 food business owners battling for investment from the F-word star.

The show hasn’t even started broadcasting yet, but has already got the go-ahead for a second season on the BBC, while the rights to broadcast the show in the US have already been purchased from the Fox network in a reported “multimillion pound deal”.

Gordon Ramsay has landed a “multimillion pound” deal on his new TV show



A show source has opened up about the exciting new project, tells The Sun on Sunday: “Gordon is very excited because this is the first time he’s had a show like this on TV in the UK and the US at the same time as Fox and the BBC – it’s a big deal for him.

“He’s excited to be shooting a home in Stateside in the New Year and investing in the show’s winning US entrepreneur to add to his American portfolio.

“The Beeb producers are all very excited – the challenges of the series are pretty epic and the personalities of all the participants are huge.

Future Food Stars – or FFS – airs on the BBC in the UK and on Fox in the US



“Mix that with American cinematography and it feels a lot bigger and fresher than most TV shows right now.”

Gordon’s good news comes just days after the star himself said it his fear of failure is what drives him to reach for the stars every day.

He said, “It’s always about being better than what we’ve already done and constantly pushing the envelope.

“I don’t sit there and think, ‘We made it’ or ‘We are financially secure. Why work so hard? ‘”

While Gordon has had huge hits on a few shows – including Hell’s Kitchen, Kitchen Nightmares, and Ramsay’s Best Restaurant – he’s not always hitting the right place.

Gordon Ramsay says he’ll be “the old man on TV” as “fear of failure” keeps him going

Last year, he hosted a new game show called Bank Balance, which released with a lot of fanfare last February.

However, the show flopped and was canceled after just one season due to low audience ratings.

Meanwhile, recent reports point to Gordon’s success could soon be dwarfed by the success and careers of his five children.

Gordon recently opened up about his fear of failure


NBCU Photo Bank via Getty Images)

It has been suggested that 23-year-old daughter Megan, 22-year-old twins Jack and Holly, 20-year-old strict star Tilly, and two-year-old son Oscar “could be worth millions in the next few years.” if they take advantage of certain branding opportunities, according to a PR manager.

Nick Ede, founder of the East of Eden PR agency, said: “[They] are certainly going in the same direction as the Beckhams and the Kardashians. You are in the perfect position to arm yourself for fame and fortune. “

The siblings could be “worth millions” if they take advantage of business opportunities, he added, and following in their parents’ footsteps, “they will be the ones to watch by 2022.”

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Gordon Ramsay jokes that he will “kill” his daughter’s boyfriend after calling him “pathetic”

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Gordon Ramsay shares a breathtaking sunrise from Cornish Pad after sizzling vacation return

Hydrolix Cloud Knowledge Platform Helps Arkose Labs Save Cash and Ship Actual-Time Insights on Hundreds of thousands of Fraud Assaults Day by day

PORTLAND, Ore .– () – Hydrolix today announced the immediate availability of a case study describing Arkose Labs’ migration to the Hydrolix cloud data platform. Arkose Labs’ fast-growing data challenges: The only thing that scaled faster than the company’s triple-digit customer revenue growth was the cost of collecting and analyzing terabytes of raw data per day. They needed an alternative to their existing platform that would improve their margins and future-proof their business.

“The data challenges at Arkose Labs fit our mission perfectly,” said Marty Kagan, CEO of Hydrolix. “They record billions of events every day, each with hundreds of fields of sparse and complex, semi-structured, high cardinality data. They take care of real-time recording, they take care of long-term storage, and they take care of the kind of sub-second interactive query performance that you can’t get with brute force scans of unindexed data. ”

Today, after migrating to Hydrolix and Superset, Arkose Labs’ Security Operations Center (SOC) identifies, investigates and remediates threats at a lower cost than their previous data platform, which is based on market-leading NoSQL and document databases. Additionally, the move to Hydrolix has enabled Arkose Labs to consolidate their data infrastructure by eliminating the need for separate hot, warm and cold tiers.

“Dealing with fraud in real time requires tremendous speed and flexibility. Hydrolix enables our team to process over 100 million events per second / per core, exceeding our performance and scale requirements, ”said Ashish Jain, chief product officer of Arkose Labs.

From a product perspective, a unified data platform with unlimited retention builds on the success of Arkose Labs and enables the product team to expand the company’s capabilities and deliver value to customers on a much broader scale with real-time dashboards, unlimited filters, and visibility offer range of time periods. Complex forensic queries are now completed in milliseconds.

“Running our own copy of Hydrolix in our VPC has allowed us to truly leverage the potential of Amazon’s elastic infrastructure by independently scaling our compute and storage tiers in our data management stack,” said Joe Hsy, CTO of Arkose Labs.

For companies that value data, the answer to skyrocketing costs should never be to store less data. To learn more about how Hydrolix can help your business, check out the Arkose Labs case study at today

About Hydrolix

Hydrolix is ​​transforming the economics of big data so that organizations can ingest, store, and query petabytes of data without impacting performance, discarding data, or struggling with costs. Hydrolix’s patented technology is delivered cloud-on-prem, with no maintenance or egress, so customers stay in control of their data, reduce security and compliance risks, and no longer have to spend money on other people’s cloud infrastructure. Hydrolix is ​​supported by Wing Ventures, AV8 Ventures, Silicon Valley Data Capital, and the Oregon Venture Fund.

For more information, see, Email, or follow us on Twitter @GetHydrolix.

About Arkose Labs

Arkose Labs is ruining the fraud business model. Recognized as Cyber ​​Defense Magazine’s 2021 “Hot Company in Fraud Prevention”, its innovative approach determines true user intent and resolves attacks in real time. Risk assessments combined with interactive authentication challenges undermine the ROI of attacks, provide long-term protection while improving good customer throughput. Arkose Labs is headquartered in San Francisco, California with offices in Brisbane, Australia and London, United Kingdom. For more information, visit or on Twitter @ArkoseLabs.

The place’s The Cash? Hundreds of thousands of Illinois Rental Help {Dollars} Nonetheless Ready To Be Disbursed – NBC Chicago

It’s said to be a lifeline: more than $ 1 billion in federal rental and relief funds that Congress has earmarked for Americans hardest hit by the pandemic.

Illinois received a decent chunk of that funding: more than $ 800 million.

But NBC 5 Responds records show that much of the government’s funds are still in an account – not yet paid off – while the cloud of uncertainty about how long eviction moratoriums will last looms over fearful tenants.

Housing lawyers and civil servants are preparing for a potential flurry of housing problems.

In a recent US Census Household Pulse Survey, more than 109,000 Illinois residents responded that they were likely to face eviction, and just over 19,000 said the same thing about foreclosing their homes.

It is for this reason that the emergent CARES Act of Congressional Emergency Rent Assistance Program stands ready to save many from homelessness.

The problem, however, is the process of getting the money into the hands of those who need it most.

NBC 5 Responds examined the latest numbers for two Illinois government agencies that currently hold the bulk of the rental subsidy funds: the Illinois Housing Development Authority (IHDA) and the Department of Human Services (IDHS).

IHDA’s numbers show that it distributed about 46 percent of the $ 504 million it was supposed to deliver to renters and landlords. To date, the Office has received more than 96,000 requests for assistance through its online portal.

IDHS has taken a different approach to delivering the funds allocated to it.

The IDHS records show that through a network of community providers across the state, it has paid out approximately 11 percent of the $ 117 million to more than 4,000 applicants since April.

State officials and attorneys said many people in Illinois find themselves in a scenario they have never experienced before: facing the maze of procedures and trials in eviction courts as they seek both financial and legal assistance in order to to keep them afloat. NBC 5 replies.

Housing officials told NBC 5 that these findings highlighted the need for a recent extension of the state’s eviction moratorium (to learn more Click here). They stated that more time is needed to get rental assistance into the hands of those who need it most.

In a virtual interview, IDHS Secretary Grace Hou agreed to extend the state moratorium, stressing that the programs are working as quickly as possible while ensuring that funds are distributed responsibly.

“We have a very compassionate yet cautious science-based approach,” Hou said. “We don’t want our program to be questioned negatively in the further course.”

Hou said IHDA’s Rental Assistance Program is designed to take thousands of applications across the state virtually through an online portal and deliver funds directly to tenants and landlords.

But the IDHS plan is different.

“We know this one-size-fits-all isn’t for all renters and landlords looking for help,” said Hou.

The IDHS rent subsidy distribution plan, Hou explained, is a “personal floor game”; played by a team of grassroots, immigration and faith organizations who work with the agency to help communities who are most in need and who are afraid to turn to the government for help.

To view a list of IDHS rental assistance providers in your area, Click here.

“People may be familiar with the programs, but in some communities there may be a fear of actually accessing some of these programs,” Hou said, adding that some families need more than just rental assistance.

“We work with families who may have a number of other challenges,” said Hou. “The programs are designed to work hand in hand to address different households in different situations.”

The call for more rental assistance, delivered faster, isn’t unique to Illinois. This week, the Treasury Department confirmed that the bulk of the country’s earmarked funds – 89% – is still in the pipeline.

If state and local authorities do not distribute rental support funds by September 30, the Treasury Department has the right to redistribute these funds to areas of continuing need.

But a local silver lining: federal agencies said Illinois was one of the best-improved programs, with its spike from spending in May to more than $ 96 million the following month.

Hou said she understood the sense of urgency, but state officials also need to balance it with thoughtful and strategic and deliberate processes.

While the IHDA application portal is temporarily closed for renters or landlords seeking help with renting out, Hou said it will reopen in the coming weeks.

In the meantime, tenants and landlords can apply for assistance through the IDHS provider network.

For more information on rentals and legal resources, NBC has 5 Responds a complete guide here.

Hundreds of thousands of Aid Cash Obtainable for Texas Utility Clients; Act Now, Says Atmos – NBC 5 Dallas-Fort Price

Texans struggling with overdue or high electricity and gas bills can qualify for up to thousands of dollars in aid if they act now.

Atmos Energy urges customers in need to contact their energy supplier and apply for the “Comprehensive Energy Assistance Program”.

The program has been around for decades, but millions of additional federal dollars are now available through COVID relief funding.

“We know there is a need out there,” said Faye Kinner, customer service manager at Atmos Energy. “We know families struggle to pay their current and overdue fees, so we really encourage them to get in touch if they struggle. Contact your energy supplier so that we can point you to the resources you need. “

Time is also of the essence, said Kinner.

The financing in the millions expires at the end of September.

“These funds will expire at the end of September, so we really want to encourage customers to act now,” she said.

All utility customers can apply.

Traditional income qualifications have also eased due to the COVID-19 pandemic.

“Even if they weren’t eligible before, they can be eligible now, and it’s supposed to help you with all of your utility bills,” Kinner said.

Eligible customers could get thousands of dollars in relief money on utility bills.

“It can really make a difference, both for recurring fees and for your overdue fees,” said Kinner. “With the start of the cooler months and winter, we want to ensure that our customers are up to date with their natural gas bills.”

Kinner says customers should call customer service, tell them they’re having trouble, and point them in the right direction for the program.

That includes Atmos and electricity providers like TXU and Reliant, she said.

The customer service number for ATMOS is 888-286-6700.

For information on income limits for the Comprehensive Energy Assistance Program (CEAP), see the Texas Department of Housing and Community Affairs website.

How a lot Mega Thousands and thousands, Powerball winners have paid in 2021 taxes

mphillips007 | iStock unpublished | Getty Images

As for the lottery, it’s been a good year for Uncle Sam so far.

The winners of the Powerball and Mega Millions jackpots – valued at a total of $ 2.9 billion – together paid approximately $ 515 million to the IRS in 2021. And that won’t be the end.

Whether jackpot winners choose the instant, discounted cash option (most do) or a three-decade pension, 24% is withheld for federal taxes. However, since the 37% maximum rate applies to income over $ 523,600 (sole taxpayer) and $ 628,300 (married couples filing together), you end up owing more.

There have been five Powerball jackpot winners so far in 2021 – and the pace of those wins could pick up, because a third weekly drawing will be added on Mondays from August 23.

Mega Millions has four winners this year (but the jackpot of $ 55 million won on June 8 remains unclaimed). For all prizes collected, the winners chose the cash option instead of the pension.

For the three Mega Millions jackpots claimed – which ranged from $ 96 million to $ 1 billion – the winners’ cash options totaled $ 1.2 billion. The federal 24% withholding tax totaled $ 288 million, bringing total revenue down to $ 912 million.

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Powerball winners have a total of $ 945.7 million in cash options, with jackpot amounts ranging from $ 23.2 million to $ 731.1 million. After the 24% federal withholding of $ 227 million, the winners were left with $ 718.7 million.

To illustrate, if the winners were unable to reduce their taxable income at all, another 13% – the difference between the 24% withheld and the top tax rate of 37% – would be due to Uncle Sam. Taken together, that would be another $ 278.9 million going into the federal treasury (a total of $ 793.9 million).

Of course, these lottery winnings generally only add a drop in the federal tax bucket. Income taxes paid by individuals are expected to represent approximately $ 1.9 trillion (50%) of the estimated $ 3.8 trillion in government revenue for fiscal 2021.

Local cash registers also benefit from big lottery winnings. State taxes ranging from zero to more than 8% would also be levied depending on where the ticket was purchased.

Like the state withholding tax rate on jackpot winnings, the amount withheld for state taxes can be less than you owe.

There are ways to reduce taxation on your profits, though not many. For 2021, due to a temporary change in federal regulations, charities can reduce their taxable income by making a qualified monetary donation of up to 100% of their adjusted gross income (this limit is expected to fall back to 60% in 2022).

Some lottery winners set up their own charitable foundation or a similar facility, such as a fund advised by donors, and donate part of their profits to it.

The Mega Millions jackpot is $ 179 million ($ 129.5 million cash option) for the Tuesday night drawing. Powerball’s jackpot is $ 211 million (cash option of $ 153.9 million) with the next drawing scheduled for Wednesday night.

Your chance of winning Powerball is 1 in 292 million. For Mega Millions, it’s 1 in 302 million.

For subscribers: Proposal goals to spend tens of millions in San Diego arts cash extra broadly, extra pretty

San Diego officials are proposing big changes to the way the city spends millions in art funding after a recent equity assessment showed low-income neighborhoods earn far less than Balboa Park, downtown, and La Jolla.

The proposal would increase eligibility in several ways, make the process more transparent and ease the audit requirements for small organizations. It would also remove the city’s “refund only” policy so that some art events could be funded upfront.

Eligibility would extend beyond nonprofits to individual artists and campaigns targeting goals such as promoting the inclusion of underrepresented groups.

City officials said the main goal of the revised guidelines is to expand the preservation of city arts funding and strengthen the city’s creative industries by better encouraging the growth of young artists and arts organizations.

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“There are so many young and new organizations out there eager to get funding to get started,” said Theresa Kosen, co-chair of the San Diego Regional Arts and Culture Coalition. “It will provide impact and justice.”

Many small organizations do not apply for city funding because they cannot afford to meet city requirements for extensive audits, or because they do not have enough capital to prepay an event and then spend months on city reimbursement wait .

The proposal would also cut the time a recipient must have been or worked in the arts to qualify for a grant from three to two years, which city officials say is more in line with other government agencies that support the arts.

Heads of local arts organizations praise the proposed changes, which the city council is expected to consider this fall.

Thus, by giving money to more groups and shifting some of the money to smaller groups, the proposal would reduce funding for many other arts organizations, most likely larger and long-standing groups that benefit from the existing system.

That’s because the proposal doesn’t include a general increase in city arts funding, which is typically anywhere from $ 8 million to $ 12 million annually.

However, there doesn’t seem to be an immediate backlash from the city’s most prominent arts organizations.

Peter Comiskey, Executive Director of the Balboa Park Cultural Partnership with 26 organizations, praised the changes as an important step in improving opportunities for those who currently do not have access to city funds.

One way the proposal would likely increase the size of the funding pool is to ban organizations outside of the city from receiving city grants for day-to-day operations.

That change would immediately affect half a dozen arts organizations in Chula Vista, Lemon Grove, and Poway that are receiving money from San Diego for showing more than half of the people attending their events live in San Diego.

These groups could still apply for grants to fund events, but those events would have to be within the city of San Diego. And they could no longer apply for money for ongoing operations.

The proposed revisions come in response to an equity assessment that showed Balboa Park and downtown received nearly 70 percent of the $ 11.4 million the city donated to arts organizations in both fiscal years 2019 and 2020.

The analysis showed that District 3, which includes Balboa Park, downtown, and the surrounding areas, received more than 200 times as much annual arts funding as District 8, which includes San Ysidro and Barrio Logan.

But the differences go beyond that.

Districts 1 and 2 – which are more affluent and ethnically less diverse than most other parts of the city – also received far more than any other place except District 3.

District 1, which includes La Jolla and its numerous theater and arts programs, received $ 1.42 million in fiscal year 2019 and $ 1.22 million in fiscal year 2020. District 2, which includes the Liberty Station arts district, received just over $ 1 million in fiscal 2019 and $ 904,000 in fiscal 2020.

If the art funding of districts 1, 2 and 3 for the 2020 financial year is added together, it makes up 87.3 percent of the total city art funding. In the 2019 financial year, this proportion was even higher at 91.4 percent.

Meanwhile, District 8 received $ 35,000 in fiscal 2020 and $ 25,000 in fiscal 2019. District 4, which includes much of southeastern San Diego, received $ 130,000 in fiscal 2020 and US $ 145,000 in fiscal 2019 -Dollar.

Almost all cities divert significant resources to large venues such as the San Diego Civic Theater and Balboa Park institutions as they are designed to serve an entire region. However, some critics question the possibility that San Diego is spending too much money on these types of venues.

City council member Vivian Moreno, who represents District 8, is one of those critics. Last spring, she called equity valuation a call to action.

Moreno this week praised the proposed revisions made by the city’s Arts and Culture Commission after many months of analyzing and collecting community feedback.

“This will make it easier for arts organizations of all sizes to benefit from city funding,” Moreno said Wednesday during a meeting of the council’s economic development committee. “We are taking the necessary steps to support inclusive growth and development.”

Councilor Sean Elo-Rivera said the proposal could be a model for how San Diego officials can change city policies to increase equity in other areas.

“A world-class city requires a world-class art community, and I think we have what it takes here,” said Elo-Rivera. “It’s about giving this talent the opportunity to breathe and realize its potential. That is definitely a step in that direction. “

Bea Zamora Aguilar, director of an Aztec dance group in Barrio Logan, said this week that she was particularly optimistic about the proposal to soften audit requirements and abolish the exclusive reimbursement policy.

She said most small arts organizations couldn’t afford a full audit. When making the refund, she found that she was still waiting for a $ 5,000 scholarship she had received for a photo exhibition that had already opened and closed.

Aguilar said she would have to carefully consider the proposal before she could declare her full support, but was optimistic.

“It sounds like it really is a step in the right direction,” she said. “As a small business, it is difficult to get visibility into your programming, so we all need the help.”

For audit organizations receiving grants, the proposal would create a medium level of disclosure. Large organizations receiving larger grants would still have to conduct audits. But groups with operating budgets less than $ 2 million and receiving grants of $ 75,000 or less could file a less stringent financial audit instead of an audit.

If the council approves the policy changes this fall, they will be used for arts grants in the new city budget, which will be approved next June.

Hundreds of thousands extra stimulus checks despatched out: Monitor your cash, plus-up fee and extra

Stimulus check money doesn’t grow on trees, but if you unexpectedly receive a plus-up payment, it might feel that way. 

Sarah Tew/CNET

Did you think stimulus check season was over? It’s not. The IRS recently sent another 2.3 million payments amounting to a total of $4.2 billion. That means that even if you already got your third stimulus check, it’s possible more money could be en route. As part of this year’s tax season, the IRS is sending out extra money, or “plus-up” payments, to people who didn’t get quite as much of the stimulus payment as they were meant to. 

Those extra payments could be due to a calculation error with the IRS, but not always. If the IRS takes a look at your tax forms and then determines you’re owed a larger share of stimulus money than you already received, the agency will give you the difference in a plus-up payment. Of course, if you’re still waiting for your $1,400 to show up, we’ll also explain how to track the status of your payment and report a problem

Some $395 billion in payments have been made overall since the American Rescue Plan in March. And there’s even more good news if you have kids. We can help you calculate your upcoming child tax credit payments, explain three ways to know if you qualify and why two letters from the IRS could land in your mailbox. And here’s the story with the IRS sending unemployment tax refunds to millions. This story was updated recently.

Who gets stimulus checks and plus-up payments now

The IRS Is making weekly batches of payments, and included in this latest wave are 900,000 checks for a total of $1.9 billion to those who recently filed a tax return, allowing the IRS to determine they were eligible for a payment. The IRS also sent in the batch of 1.1 million plus-up payments, for more than $2.5 billion.

What are plus-up stimulus payments? Depending on which year’s tax form the IRS used when it did the math on your third payment, the IRS may have calculated the amount of the payment using an older tax form instead of your 2020 filing. If this is your situation, once the IRS receives your 2020 tax return and calculates your third payment again, you could be due more money based on information from your current filing — or other factors if you don’t usually file.

The IRS said it’s automatically sending these plus-up payments if it needs to square up the amount it owes you, but to double-check the math, you may want to confirm how much money you should expect this stimulus round and then track your payment.

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Stimulus plus-up payments: What you need to know


Tracking your stimulus payment online

With the IRS Get My Payment tool, you can get a daily update on your payment status. The online app can also alert you with a message if there’s a problem with your payment that you may need to address. It can’t, however, give updates on your plus-up payment from the IRS.

If you expect your payment to come in the mail, you can use a free tool from the US Postal Service to track your mailed stimulus payment.

Reasons for possible delays in stimulus payments

Here’s more information on problems you might encounter with your stimulus check.

Reporting an issue with your stimulus check

The IRS doesn’t want you to call if you encounter a problem with the delivery or amount of your stimulus check. So what to do instead? Our guide walks you through how to report stimulus check problems, including checks that never arrived (try filing a payment trace), direct deposit payments that went to the wrong account and other issues.

Stimulus check delivery start and end dates

First direct deposits made March 17 (official)
First paper checks sent Week of March 15
First EIP cards sent Week of March 22
First Social Security, SSI, SSDI payment sent Weekend of April 3, most arriving April 7
First plus-up payments Weekend of April 3
VA benefits for veteran nonfilers Week of April 14
IRS deadline to finish sending checks Dec. 31, 2021 (mandated by the bill)
Last date to receive a check January 2022 (if mailed checks sent late December)
Final claims for missing stimulus money 2021 tax season likely (in 2022)

What to do if your stimulus check is smaller than expected

The IRS isn’t particularly big on communicating how much money it calculates for your stimulus check. You won’t find that figure in the agency’s online tracking tool, but you will see it in the confirmation letter you’ll receive in the mail. (And here’s why you got the payment size you did.) 

So what happens if you use our stimulus check calculator and notice the numbers seem way off, or the IRS letter quotes an amount you didn’t receive? Start by triple-checking your qualifications to make sure you’re eligible for the total you expect. Remember the IRS is automatically sending plus-up payments and that happens after the agency receives your 2020 tax return. If you had a baby or otherwise added a dependent in 2020, you won’t need to file an amended tax form to claim the supplement.

The IRS could open up claims for missing stimulus money before its Dec. 31 deadline to stop sending checks. If not, you might have to wait a year to claim it — when you file your 2021 taxes in 2022 (even if you’re a nonfiler who isn’t typically required to file taxes).

Update on a fourth stimulus check 

Millions have been clamoring for recurring stimulus payments, and some lawmakers have expressed support for more relief aid through the pandemic. But President Joe Biden hasn’t pledged support to a fourth check, focusing instead on his proposed American Families Plan and American Jobs Plan. 

In a press conference on June 3, White House press secretary Jen Psaki played down the possibility of a fourth stimulus payment, asserting that the administration has already put forward an economic recovery plan. We’ll continue to follow the debate in Washington over additional economic impact payments.

What that IRS letter is for

We think you should hold on to that IRS letter that confirms your stimulus payment, including the amount and how the IRS sent your money. That letter from the IRS — Notice 1444-C — is your proof that the IRS sent a payment in case you don’t actually receive it or if you received less than you qualify for and need to claim the missing amount later. Here’s more on what to do with that IRS letter.

Stimulus checks and 2020 tax returns

Taxes were due May 17. So how will the IRS figure out how much it owes you? It will calculate your total (you can also do that here) based on the most recent tax filing it’s processed when tabulating the amount of your stimulus check.

If you know your tax return was already processed, your total will likely be based on your 2020 adjusted gross income, not on your 2019 AGI. That presents complications if the difference between the two years disqualifies you from getting a third stimulus check

On the flip side, if the IRS uses your 2019 taxes and you’re owed more money based on your 2020 AGI and dependents, you could get a plus-up payment. If you got more than you’re owed, you’ll only need to return it to the IRS in some cases. 

Stimulus payment schedule 2021

Most of the third stimulus check payments have gone out from the IRS and US Department of the Treasury, based on the information the IRS has on hand to determine payment amounts. The March stimulus law, however, gives these federal agencies until Dec. 31, 2021, to send out all the third checks. That gives the IRS room to process 2020 tax returns and square up payments for those who are owed plus-up amounts, folks who filed for a 2020 tax extension and other groups, like people who moved or don’t have a fixed address (such as people experiencing homelessness).

If all or part of your stimulus check doesn’t arrive by the end of the year, you’ll need to claim missing money via a 2021 tax return in April 2022, a year from now. This would be similar to the Recovery Rebate Credit for claiming missing money from the first two checks, which is currently in effect for 2020 taxes.

Stimulus check payments made to date

Direct deposit Paper checks EIP Card Direct Express Card Plus-up
No. of payments March 17 to May 12 137.3 million ($331 billion) 21.8 million ($48.4 billion) 5 million ($11 billion) 3.1 million 4.1 million ($7.5 billion)
No. of payments May 19 and 26 900,000 ($1.6 billion) 900,000 ($1.9 billion) 900,000 ($1.6 million)
No. of payments June 2 and 9 1.2 million ($2.2 billion) 1.1 million ($2 billion) 1.1 million ($2.5 billion)

If the IRS still owes you money for other stimulus checks

Plus-up payments are going out weekly along with the third round of checks, but they may not be the only money you’re due. For money missing from the first two checks, you need to claim that on your 2020 taxes. We suggest making sure you also know where to find your adjusted gross income. Tax nonfilers may need to be proactive about claiming a new dependent, too.


Millions could end up receiving a smaller stimulus check than they’re owed.

Sarah Tew/CNET

Information for SSI, SSDI recipients and veterans 

Veterans receiving VA benefits and people who get SSDI and SSI benefits are now receiving stimulus checks from the IRS and Treasury. Delivery details should now be available in the Get My Payment tool

You might get your stimulus money by direct deposit to existing Direct Express cards if this is how you normally receive benefits, and if you didn’t file taxes in 2019 or 2020. Otherwise, the money could come in the mail. (Here’s what to look for so you know it’s legit.) The SSA says that Social Security beneficiaries like SSI and SSDI groups will not receive an EIP debit card

If you’re a tax nonfiler and used the IRS’ Non-Filers tool by November 2020 to submit information, you may have already received your check. 

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Stimulus check 3: How much money you’ll get


Additional rules and exceptions 

Stimulus checks aren’t necessarily a one-size-fits-all situation. Here are guides for:

Mega Thousands and thousands jackpot is $430 million. Keep away from these blunders in case you win

Scott Olson | Getty Images

If you’re lucky – as in really, really lucky – the $ 2 million ticket you own could be worth $ 430 million by Saturday.

This is the face value of the jackpot that goes into the Friday night drawing. Whether you want the prize as a three-decade annuity or a reduced flat fee of $ 291.1 million, it wouldn’t be as easy to exchange your ticket for the loot and get on with life as before.

“That amount is absolutely life changing,” said Walt Blenner, attorney and founder of the Blenner Law Group in Palm Harbor, Florida. “Everything in your life will change and there is no going back.”

If someone wins Friday night, the jackpot marks the eleventh largest in the history of the game. Two Mega Millions jackpots were won earlier this year: a $ 1.05 billion win on January 22nd that went to a group of players in Michigan and a $ 96 million prize that went to a New York couple won on February 16.

Here are some mistakes to avoid in order to make a smooth transition to extreme wealth.


Blenner recommends sharing the news only with your core family.

“Tell as few people as possible,” he said. “If it gets known, it spreads quickly.”

The ultimate goal should be to protect your identity as much as possible. Some states allow you to claim your award anonymously, while others may allow you to set up a trust or body to claim the money, which will keep your name out of the public eye.

Failure to do so could result in a hurricane of public attention that is not guaranteed to all pass or be innocent.

When representing the winner of a $ 451 million Mega Millions jackpot in 2018, Blenner had to emphasize the importance of disappearing before the public found out who won (in Florida, lottery winners cannot remain anonymous).

They hesitated, so he informed them that ransom and kidnapping insurance was available. That got through to them and they rented a house 20 miles away under a pseudonym.

Hurry to win the prize

I try to do it alone

Before making a claim, you’ll want to assemble a team of seasoned professionals, including a lawyer, accountant, and financial advisor, Blenner said.

“You absolutely need a team around you,” he said.

For example, there may be ways to minimize your tax burden. While 24% of large lottery winnings are withheld for federal taxes, the highest marginal rate of 37% means you would owe a lot more.

For this Mega Millions jackpot, withholding the $ 291.1 million flat option would result in nearly $ 69.9 million being shaved off the top. There are also typically state taxes that may be withheld or due at tax time.

Someone on the team should also serve as the gatekeeper. That means they can answer queries from moochers or scammers, or from anyone else fishing for a piece of your luck.

It’s worth noting that most people never have to worry about these things. The chance that a single ticket will hit all six numbers drawn in Mega Millions is 1 in 302 million. For Powerball – whose jackpot for the Saturday night draw is $ 183 million – your chance of winning the grand prize is a little better: 1 in 292 million.

Feds accuse Atlanta man of stealing tens of millions in years-long cash laundering scheme

The FBI raids the DeKalb County home

The FBI and DeKalb County police raided a house Thursday.

The FBI said it had indicted and arrested an Atlanta man in connection with a money laundering system that went on for about three years.

Federal investigators accused 37-year-old Atlanta man Abraham Adeniyi of money laundering and bank fraud related to a system that investigators said began in 2019 and continued through 2020. Officials said Adeniyi was arrested this Thursday morning in Georgia and presented before a federal official to judges in the northern Georgia district.

The charges came from the southern borough of New York.

Federal investigators accused Adeniyi of exploiting several “millions of dollars” fraud victims using a network of bank accounts.

According to a federal indictment, Adeniyi opened multiple bank accounts that received revenue from various wire transfer fraud programs and transferred money between the bank accounts. Adeniyi allegedly directed others involved in the program “to hide and disguise the source, location, property and control of the funds,” officials said.

CONNECTED: The FBI raids the DeKalb County home

Adeniyi allegedly used fraudulent identification information to open accounts with FDIC-insured banks and to obtain funds in those accounts.

Adeniyi could serve a maximum sentence of 20 years in prison for his money laundering and 30 years for conspiring to commit a bank fraud penalty.

“Criminals will always believe there is a pot of gold at the end of the rainbow,” said William F. Sweeney Jr., FBI deputy director of the New York field office. “As we claim in this investigation, Mr. Adeniyi and his cohorts stole money and tried to hide his origins through a number of bank accounts – while he thought no one could track it. He found that his luck was ultimately exhausted,” he said at the end of its rainbow, the FBI and the federal criminal justice system. “


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