And Simply Like That … type issues and subtlety isn’t a precedence

This article contains spoilers for the first two episodes of And Just Like That …

Waiting for the sequel to Sex and the City and just like that … (Binge, Foxtel on Demand) felt a bit like approaching a school reunion. There was a strange mixture of curiosity, anticipation and fear of making contact with once more familiar faces. How would the passing of more than a decade affect Carrie and Co, the friends who are so closely connected to their time at the turn of the century? And since this is SATC area, what would you wear? (In Carrie’s case, it turned out to be strange hats.)

For six seasons, between 1998 and 2004, the fashion-conscious writer Carrie Bradshaw (Sarah Jessica Parker) and her friends – the publicist Samantha (Kim Cattrall), the lawyer Miranda (Cynthia Nixon) and the art dealer Charlotte (Kristin Davis) – scurried through Glitzy, up-and-coming Manhattan with chic restaurants, chic bars, cool clubs and enviable apartments. They wore flashy clothes and very high heels while gossiping about their love life, sex life and job over cocktails and cupcakes. Whatever it was, Sex and the City was a show about female friendship. (And yes, I would prefer to erase any memories of the deplorable films that followed the TV series.)

For fans of the show, the occasional drop-ins, and even those who hate it to complain about its superficiality and narrow-minded worldview, the hyped 10-part sequel raised questions. How would it deal with the significant absence of vicious libertarian Samantha after Cattrall’s refusal to participate in the production? How would women whose social and sexual life formed the content of the series in their thirties work as subjects in their fifties when they have settled into married life and two of them have children? And how would a show built on a quartet of white, cis-gender heterosexuals play out at a time when such a show wouldn’t even be commissioned without significant changes?

Chris Noth as Big and Sarah Jessica Parker as Carrie in the first episode of the <i>Sex and the City</i> revival <i>And just like that …</i>. “src =”$zoom_0.451%2C$multiply_0.4431%2C$ratio_1.5%2C$width_756%2C$x_421%2C$y_75/t_crop_custom/q_86% 2Cf_auto / 83bb966229dc5e1b11a2c8f993e314ef3187d4af “height =” 224 “width =” 335 “srcset =”$zoom_0.451%2C$multiply_%.5431%_2752$ratio_1. 2C $ x_421% 2C $ y_75 / t_crop_custom / q_86% 2Cf_auto / 83bb966229dc5e1b11a2c8f993e314ef3187d4af,$zoom_0.451%. 56% 2C $ x_421% 2C $ y_75 / t_crop_custom / q_62% 2Cf_auto / 83bb966229dc5e1b11a2c8f993e314ef3187d4af 2x “/></p>
<p><span class=Chris Noth as Big and Sarah Jessica Parker as Carrie in the first episode of the Sex and the City revival And Just Like That ….Credit:HBO max

A few answers came to light in the double episode opener. A driving force behind the original series, creator, writer, and director Michael Patrick King provided a mixed bag, some things well handled and some awkwardly, despite the fact that he managed to cause a series shock. Samantha’s absence was dealt with sensibly early on and reflected the much-noticed gap in real life: There had been an argument with Carrie, first professionally and then personally, whereupon Samantha left for London and avoided contact. Interestingly, like the days when actors left Neighbors and their characters allegedly moved to Queensland, Samantha was not killed and left the door open to return. Given that she was a cancer survivor, a more resolute explanation could have been, and not even have required a lame line about her being tragically hit by a bus as she crossed Fifth Avenue.

There was also a lovely afterword with Samantha’s formally disregarding the request for no flowers at Big’s funeral (Chris Noth, and yes, his character’s death was the shock). Touched by the gesture, Carrie allowed the coffin to be draped by the exaggerated floral decorations in the minimalist white funeral home. It seemed completely appropriate since this is a Sex and the City sibling, so style is important and subtlety is not a priority.

In a clunky case of overkill, new character “LTW” (Nicole Ari Parker) was introduced by Charlotte as “a documentarian and humanitarian ... and she’s on the International <i>Fashion</i> Best Dressed List ”.” Loading = “lazy” src = “$zoom_0.252%2C$multiply_0.4431%2C$ratio_1.5%2C$width_756%2C$x_0 % 2C $ y_0 / t_crop_custom / q_86% 2Cf_auto / 85e5049de737d6b3737d4973c87cc110fb717f70 “height =” 224 “width =” 335 “srcset =”$zoom_0.25231%2C $ ratio_1.5% 2C $ width_756% 2C $ x_0% 2C $ y_0 / t_crop_custom / q_86% 2Cf_auto / 85e5049de737d6b3737d4973c87cc110fb717f70, , 5% 2C $ width_756% 2C $ x_0% 2C $ y_0 / t_crop_custom / q_62% 2Cf_auto / 85e5049de737d6b3737d4973c87cc110fb717f70 2x “/></p>
<p><span class=In a chunky case of overkill, Charlotte’s new character “LTW” (Nicole Ari Parker) was featured as a “documentary and humanist … and she is on Vogue’s International Best Dressed List”.Credit:HBO / Binge

To fill in the void Samantha had left and address the show’s lack of variety, was a trio of new characters, all women of color. Charlotte’s school friend Lisa Todd Wexley, “LTW” (Nicole Ari Parker), stormed into a restaurant where the women dined like a couture-clad returning to SATC. A chunky case of overkill led Charlotte to prepare for her arrival by stating that she was “a documentary filmmaker and philanthropist, her husband Herbert is an investment banker open for mayor, and she is on the International Vogue Best Dressed List “. Whoa, fivefold punch.
And as if those credentials weren’t enough for her to join the elite clique, she swung at their table and expressed her fondness for fries while wearing a bracelet – by an obscure, aspiring indie designer from Mississippi – that caught Carrie’s admiring eagle eye. Later she gratefully accepted a plastic cup containing the wine Miranda had smuggled into a concert at a music school. Welcome to the gang, LTW.


Ask the Skilled: Cash Issues with Belger Monetary Group

NS. LOUIS, Mon. – In today’s Money Matters Monday, sponsored by Belger Financial Group, we asked the question: Are you ready to retire? We mean, are you really ready to retire? Greg Belger, the president of Belger Financial Group, a local firm focused on preparing people for a successful retirement, helped us understand how many of us can truly know, based on our experience, if we are really ready to move into to retire? We discussed the importance of tax planning, multiple sources of income, and why creating a plan is essential.

For the first five callers with a portfolio of $ 250,000 or more, Greg is offering a free retirement roadmap just for you. This allows Greg and his team to sit down with you in person and ensure that you are on the right path to a successful retirement.

Call 314-798-9955 or learn more at


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Cash Issues: Saving for a big expense? Elevate cash like an entrepreneur | Information, Sports activities, Jobs


Young couple happy customers choosing refrigerators in equipment store.

If you’re starting a business or just want to get on with your life, here’s some advice for you: “Don’t wait to turn your business idea into a reality.”

That advice comes from Pete Ord, founder of the customer onboarding software company InstructionsCX. His most recent article in the Daily Herald, How Bootstrapping Can Help Get Your Business Idea Off the Ground, explains how to basically start a business from scratch. As I read it, I realized that his advice could apply to anyone!

So, if you have large expenses – like a vacation, a down payment on a car, or even a new device – read on for some gold standard advice on how to raise money as an entrepreneur of your own life. If you start early, do your research and prioritize, find out how much you can afford and do what you can with what you have, you are well on your way to making that big purchase with confidence.

Start early

For startups, “it takes a lot longer to secure funding than you think,” says Jamie Johnson at “On average, 14 to 19 months can elapse between funding rounds. Because of this, you need to network with investors and look for funding before you feel ready. “

Suppose you are the parent of a young family of five with a four-month-old who is about to start eating solid foods. Your little fridge is slowly getting overfilled, but for the moment it is fine. If you look ahead, you will find that jars of baby food will definitely clutter your shelves, so you will need a bigger refrigerator in a few months.

Before making purchases (like a larger refrigerator) that are outside of your regular monthly budget, you should wait at least three months, recommends family finance guru Jordan Page at This gives you time to put money aside, allows you to take advantage of holiday sales, avoids impulse buying, and gives you time to research. If you only wait three months, you will have the best refrigerator at the best price as soon as the little one comes to you at the dining table!

Research and prioritize

To prepare to receive corporate finance, entrepreneurs need to “research” [their] Define industry, competitors and market [their] Products, make financial projections and determine how much money to raise, and decide whether to raise debt or equity, ”said Thomas Smale, small business finance expert at

As an individual who makes a big purchase, it is important that you do your research as well. Research the refrigerators on the market, determine how much money you will need for the type of refrigerator you want, and decide whether you can pay for it in cash or if you need help such as:

Also, determine where this purchase is on your priority list. Here is a recommended order of priority for spending and saving Bank of America:

  1. Emergency fund
  2. High Yield Debt
  3. retirement
  4. Short term goals
  5. education

Find out how much you need and how much you can afford

Entrepreneurs figuring out how much money they need should answer these three questions like this

  • In which phase is your company now: startup or growth?
  • What is the required funding for?
  • How much equity do you already have?

Even in our scenario with the refrigerator, these questions can help you find out how much you need and can afford. You are in the “growing phase” with higher incomes than when you last bought a refrigerator, and you need a refrigerator that will last a few years as your young children grow up. You saved enough money to pay for about half the average large refrigerator on the market. So you know how much to save to buy a more expensive or cheaper brand.

Do what you can with what you have

In the world of entrepreneurship, bootstrapping is the term used to describe starting a business with only the money you already have – no outside financing. It may sound impossible to get a business up and running this way, but in some cases it can actually be more effective.

Ord, the founder of InstructionsCXHe gave a vivid example in his article on bootstrapping: “I was once at a networking event for startups: instead of supporting me, some people started to write me off for bootstrapping. But when I asked how many customers they had, the answer was often ‘none’. Some people there had raised up to $ 6 million but still had upfront income. “

Ord, on the other hand, was quick to attract clients, and soon he was generating income and raising money from venture capitalists.

As you look back on your new refrigerator, it’s important to apply the principles of financial prudence. Your food doesn’t have to chill in the fanciest refrigerator money can buy – any refrigerator big enough will likely do it. That doesn’t mean you have to go cheap. It just means that once you have saved enough money on the refrigerator that you need and want, you will be able to buy it!

Whether you’re saving for a double oven, orthodontic treatment, or a trip to Australia, corporate finance principles are great tools to add to your tool belt. If you start doing research early, find out how much you can afford, and do what you can with what you have, you will be ready to make that big buy in no time!


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Lions Membership eye assessments for youths, Cash Issues webinar, extra – Loveland Reporter-Herald

The Loveland Lions Club is offering free eye tests for preschoolers and kindergarten children on Saturday, August 21st. Libraries and credit unions are offering an online webinar on money management, and there will be a vegetable garden talk in Windsor and a hydropower program in Estes Park.

Eye tests for children

The Loveland Lions Club is offering free trials of the Kids Sight Program for preschoolers and kindergarteners on Saturday, August 21, from 11 a.m. to 3 p.m. at North Lake Park, Taft Avenue, and 29th Street, adjacent to the Buckhorn Northern Train Depot.

The non-contact tests use a device to analyze children’s eyes for nearsightedness, farsightedness and muscular inadequacies.

Parents must sign a declaration of consent.

If any irregularities are found, the Lions Eye Center will review the data and contact the parents.

The process only takes a few minutes.

The Lions Club will provide games for the children while they wait.

For details please visit

Money is important

A webinar on money matters will take place on Wednesday, August 18, from 6:00 p.m. to 7:30 p.m.

It provides a general educational overview, including basic concepts, strategies and asset allocations.

The seminar is part of the Money Matters series on personal financial literacy in collaboration with libraries and credit unions across the front range.

Register at

Tips for the vegetable garden

A Treasure Island Demonstration Garden course of vegetable gardening tips will be held in the garden at 31500 Laku Lake Road, Windsor on Wednesday, August 18 at 10-11am.

Learn what they grow in Colorado kitchen gardens, common pests and diseases, and how to properly harvest products.

Registration is required; visit

History of hydropower

The Estes Park Museum and engineer John Cowdrey will present a program on hydropower and the area’s power plants on Saturday, August 14th at 2pm at the Estes Park Museum, 200 Fourth Street, Estes Park.

Cowdrey shows historical pictures and describes how the hydropower plants were created and how they are doing today.

The program takes place in the boardroom of the Estes Park Museum. No reservations are required. Due to the size of the room and the expected number of participants, it is mandatory to wear a mask during the program.

For details please visit

Cash issues as Oklahoma, Texas look to leap ship to SEC

What better Missouri 10th anniversary gift to pull the trigger and join the Southeastern Conference than this: justification.

Texas and Oklahoma stole the show every media day this week as news leaked from the Longhorns and Sooners – closer than many initially thought Wednesday – to leave the Big 12 Conference for good.

Missouri and Texas A&M collapsed in 2011 after the uncomfortable 12-team alliance founded in 1996 collapsed under the weight of twin vices – ego and money. Texas and Oklahoma’s public pose to position themselves at the forefront while cashing the biggest checks drove away Colorado and Nebraska first and then the Aggies and the Tigers.

Two founding members of the Big Eight and another long-standing member (the Buffaloes) leave injured: rivalries have been severed, past stories have been muted.

But money has helped everyone move forward, and money is the driving force here too. But 10 years ago when eyes were roaming Colorado, Nebraska, Texas, and Oklahoma, Missouri was almost caught, and Sporting Director Mike Alden, Chancellor Brady Deaton, and others had to make sure the Tigers had a chair to sit on when – not if – those Music stopped.

Now? Missouri is gleeful.

On November 6, 2011, the SEC expanded membership to Missouri and has since remained at 14 members. The Tigers found a safe landing spot and could look on in amusement rather than anger if the internal divisions of the Big 12 ever reappeared.

According to some reports, Texas and Oklahoma could give up their commitments and join in time for the 2022 football season to start, while others have suggested that it is more financially likely that both will officially go after 2024-25 when the Big 12’s TV rights deal is finalized as an immediate exit would cost each school up to $ 80 million.

According to Dennis Dodd, who also reported that the other members of the Big 12 are considering giving the Sooners and Longhorns a bigger share of the conference revenue, neither representatives had a conference call on Thursday, highlighting the particular inequality that both Texas A&M as also prompted Missouri to contact the SEC, where both were treated as full members from day one.

If you’re a Missouri fan, I understand you have a few reservations about, uh, Texas specifically joining the SEC.

Texas A&M has taken on its oldest and fiercest rival to join the league: The Aggies like the football recruiting spot of being able to play in the SEC while staying in Texas. The entry of the Longhorns would tarnish that shine. The Aggies have worked hard to escape the pull of the Longhorns’ financial and political might, and now they seem to be withdrawn.

Texas, as always, will do its best to run the show if it joins the SEC, as it did at the Southwest and Big 12 conferences.

Will they be able to do it? Only time can tell. But that’s why I think Missouri won’t be a no to renewing a membership offer if the SEC votes on it. Texas A&M would have to drum up three other “no’s” to override things, but it’s very hard to imagine the other 13 schools rejecting the increased revenue that would come with the addition of Texas and Oklahoma.

The Missouri sports division was safer and financially better off after leaving the Big 12 for the SEC, which made that decision right then and now. It also seems clear that Missouri – and everyone else attending the conference – will be better off financially with Texas and Oklahoma joining.

In this scenario, the SEC would become the nation’s most powerful conference in the greatest sport of college athletics, and be ready to take a leadership role if this talk of breaking with the NCAA materializes.

And isn’t this about money anyway?

Metropolis’s ‘Cash Issues’ video highlights lodgers’ tax

Copyright © 2021 Roswell Daily Record

According to a city press release, the city of Roswell is putting the spotlight on subtenant taxes in the second episode of its Money Matters video series.

The city is producing a special video series to educate citizens about different types of funds that manage the city’s finances. The Money Matters series began in March with a video that provides an overview of corporate funds and the city departments that work with these types of funds. The video, the subtenant’s tax video and future videos in the series can be found on the city’s website – at – and social media.

The subtenant tax is a 5 percent tax paid by customers of hotels, motels, and other lodging establishments. State law allows municipalities to levy this tax through accommodation providers.

The tax revenue is used for the tourism promotion of the city as well as for expenses related to tourism events and certain facilities. The second video “Money Matters” explains the details of how the city handles and uses the subtenant tax.

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With Cash, What You Do Issues Extra Than What You Know

As a financial planner and podcast host for retirement, I work regularly with many money experts. I’ve interviewed hedge fund managers, award-winning financial writers, and CEOs of huge investment firms, and I’ve learned incredible lessons from those conversations.

But a recent interview on the Stay Wealthy Retirement Show taught me that all of the world’s financial literacy doesn’t matter if your actions are not aligned. The conversation I am referring to is with Morgan Housel, partner in the Special fund and a winner of a New York Times Sidney Award.

Housel recently released a new book The Psychology of Money: Timeless Lessons on Wealth, Greed, and HappinessThis is to explain why our actions are more important than what we know. As I listened to his words, I realized that what he was saying about the psychology of money is absolutely true, but the same philosophy applies to other aspects of our lives too, such as our health and our habits.

The psychology of money

There are people in the world who have no financial education, no financial education and no experience with money, says Housel, but they do it pretty well. In fact, many manage to morph into the “millionaire next door” type that many of us aspire to be. They live under their means Save money and invest as if it were their job to build real wealth that will last a lifetime without much fanfare or ups and downs.

But Housel says the opposite is also true. There are Harvard MBAs and partners at Goldman Sachs who fail in the best financial markets and keep going bankrupt.

Why is that?

Housel insists that this is where the psychology of money comes in.

“What is important in finance and investing is how you behave,” he says. “It’s not what you know.”

For example, can you control your relationship with greed and fear? If not, it doesn’t matter how many hours you studied finance at Yale.

Without getting your emotions under control, you could be the guy to sell all of your investments on March 16, 2020, when the Dow Jones Industrial Average fell a record 2,997 points.

Can you plan for the long term and stay on course? If not, you could have made a number of tragic mistakes in a year like 2020, and you may have no idea what steps to take next.

In the meantime, a long-term disciplined investor Who has a handle on their emotions (and a long-term investment plan) may not have done anything at the start of the stock market slump back in March this year. Some of the most disciplined may have invested even more in the darkest days of the market.

“These things cannot be taught in an academic setting,” says Housel. This is the “soft side of investing” that has little to do with numbers or math and much more to do with a person’s temperament and ability to simply stay on course.

You can be the best stick picker in the world, says Housel. “But if you lose your head, none of it matters.”

Why having a plan is more important than ever

That lesson could be even more important right now, given the uncertainty caused by the pandemic. When this topic is brought up, I find so many knowledgeable and informed investors rightly to be confused how the stock market behaved.

Housel admits that there has been no similar period in our history when the stock market has rallied so quickly in the midst of an economic disaster. After all, the Dow Jones fell 89% during some of the worst periods of the Great Depression, from 1929 to 1932.

But we don’t live in the 1920s and the world is dramatically different than it was 100 years ago. Housel points out that a handful of large tech companies have a disproportionate stake in the S&P 500, and many of them were unwittingly set to thrive in a pandemic.

And he’s right. The largest players in the S&P 500 currently include Microsoft (MSFT), Apple (AAPL), Amazon (AMZN), Alphabet Class C (toget), Facebook (FB) and Johnson & Johnson (JNJ)).

Here you have to recognize that “the stock market is not the economy,” says Housel. The growth of technology has made the divide between small businesses and large tech companies greater than ever. Yes, thousands of restaurants may have been closed for months or have limited capacity. And some industries like travel are more affected than most others.

“But last July sent 490 million packages to the US, ”he says.

In March, when it was all starting to fall apart, Housel said almost everyone was in an absolute state of shock. But now it’s almost like someone snapped their fingers and we’re almost back to all-time highs.

Because of this, you need to have a financial plan to stick to. What is going on now may have been impossible to predict, but those who had a plan are fine.

Housel says it’s impossible not to be emotional about your kids or money, and it’s okay to be in touch with your emotions. But your financial plan and your ability to follow it will keep you updated and help you avoid emotional investment decisions based on fear or greed.

The difference between wealth and wealth

Housel also points out that there is a difference between knowing how to get rich and how to stay that way.

The author loves to tell the story of Jesse Livermore who is known as the greatest short-term investor of all time. Livermore made a name for itself as one of the most successful stock traders the 1910s and 1920s and until shortly after the start of the Great Depression in 1929.

When the worst day of the Great Depression hit, Livermore announced that he had shorted the stock market and made the equivalent of $ 3 billion in a single day today.

Unfortunately, Livermore didn’t know how to set boundaries or plan for the worst of times. He kept investing and taking more risks, and eventually he went broke and committed suicide.

Livermore’s story is tragic, but Housel says it shows that getting rich and staying rich are two completely different skills. He knew how to pick stocks and anticipate big swings in the market, but Livermore had no idea how to stick to what he made.

According to Housel, people who want to create long-term wealth need to learn to nurture those skills separately. Getting rich takes optimism and skill, but staying rich takes pessimism.

And that’s why you have to “save like a pessimist and invest like an optimist,” says Housel.

Ultimately, that’s why Housel himself sometimes goes against the grain when it comes to traditional financial advice. The award-winning financial writer recently paid off his mortgage, though it didn’t make mathematical sense.

You can now get a 30 year home loan at a fixed rate of 2.9%, and Housel is confident that the stock market will bring back much more than that.

But he says he’s not just trying to get the best investment returns. “I try to sleep well at night too.”

In the crazy economy we’re in right now, most would agree that freedom and security are gold.

This article is written by our contributing advisor and presents the views of our contributing advisor, not the Kiplinger editorial team. You can check the consultant records with the SEC or with FINRA.

Founder and CEO of Define Financial

Taylor Schulte, CFP®, is the founder and CEO of Define financially, a paid asset management company based in San Diego. In addition, host Schulte The Stay Wealthy Retirement PodcastTeaching people how to cut taxes, invest smarter, and make work optional. He was recognized as a Top 40 Under 40 Adviser by InvestmentNews and one of the 100 Most Influential Advisors by Investopedia.

Cash Issues – The Hawk Newspaper

Taxes: Part I.

What do i need to know about taxes? – Julia O. ’22, major in economics

Good question, Julia. Earlier columns on money issues discussed tax forms on entry and tax on stock gains. I encourage you to read these articles if you are interested in these tax topics. This column covers two tax questions that are relevant to a student like you: how to fill out a Form W-4 and the basics of filing your taxes. We will have additional columns on taxes in the future, as it is a broad category and cannot be fully covered in one article.

What I’m going to discuss is for educational purposes and not tax advice. Nobody should use the information in this article solely to file or not file their federal, state, or local taxes. Each person’s individual circumstances are different and will determine that person’s tax liability. Please consult a professional tax advisor prior to filing.

Before starting a new job, a person will be asked to fill out a Form W-4 telling the employer how much money to withhold from each paycheck for federal income taxes. The money that the employer “withholds” is sent to the IRS as a deposit for the taxes you are likely to owe when you file next year.

The upper part (step 1) of form W-4 contains your personal information. Single students are entered in the “Single or Married Separated” category. In step 2 of the form, the withheld amount is adjusted if the person has multiple jobs. Students who have no relatives enter 0 USD for step 3 and leave step 4 blank (no additional withholding tax).

Students who did not owe federal income tax in the past year and are expected to owe no tax this year (i.e., earn less than $ 12,500 this year) may be able to state that they are exempt from federal income tax on the Form W-4 letter “Excepted” on line 4 (c) of the form (see General Instructions for more details). If this is your situation, being exempt is beneficial as your employer doesn’t withhold taxes from your paycheck and you won’t have to file any paperwork next year to get back the money that would otherwise have been withheld.

There used to be a simplified form of the 1040 US Individual Income Tax Return Form. But unfortunately it no longer exists. Therefore, if you need to file in 2020, you must also file federal Form 1040 and a state tax form. The form is long and difficult to fill out yourself. The good news is that the IRS has a “Free File” offering for those making less than $ 72,000 a year.

Even with the free software option, it would be helpful if you were first filing your taxes with someone who has previously filed their taxes. I always try to get all the tax forms I need before I start. This includes Form W-2 from your employers (a breakdown of your earnings and tax withheld, usually available around February 1 of the following year) and Form 1099 from any institution with which you have earned interest, dividend, or income have had a gain or loss on the sale of an asset. Once you have this information, filing it is a lot easier.

Age Issues: The time to give up consuming is now | Leisure

Research is still in its infancy, but the data as I see it shows that alcohol can affect our bodies’ ability to fight off infection in three ways. First, it weakens the immunity that we have already developed over time and slows down the body’s ability to recognize a threat and respond to an infection early on. Second, alcohol itself can cause inflammation by creating a “leaky gut situation” in our intestines that allows microscopic organisms to flow out of the intestinal barrier into the bloodstream. Finally, alcohol can weaken immune cells’ response time, allowing certain organisms to grow into a more potent immune threat.

Clearly, in the current environment, these negative effects should be avoided. But wait, there’s more. Studies have repeatedly shown that a person’s quality of sleep improves dramatically after they stop drinking. You may think that having a drink at night relaxes you while you sleep, but it actually shortens your REM cycle, making you feel lightheaded in the morning.

When you quit drinking, you also have a more positive outlook. Alcohol is a depressant, and studies have shown convincingly that long-term use can lead to depression and anxiety. Alcohol also contains “empty calories” because of the number of sugars needed to make a drink. So if you stop you can lose weight, feel less bloated, and look better.

If there was any benefit to drinking I would share my opinion with you and back you up with data. I would even drink myself.

KOMO Cash Issues: Make Financial savings a Precedence

February 1, 2021

From an unexpected vet bill to a roof leak to thinking about the life you want to lead ten years from now, savings have never been more important. Learn how to save not only for the things you want, but in case the unplanned happens – because it will. Also, check out this month’s Money Matters to learn more about types of savings accounts and whether a Certificate of Deposit (CD) or Health Savings Account (HSA) is right for you. Because earning interest while you save money is one of the best things you can do financially.

To find out more, tune in to Money Matters on weekdays at 7:50 a.m. on KOMO Newsradio or visit

Federal insurance with NCUA.