Gael Berry seems to exit in fashion | Information, Sports activities, Jobs

Messenger photo by Britt Kudla: St. Edmond’s Elly Berry competing in the Girls State Tournament in Coralville last year.

CORALVILLE — As a wrestler at St. Edmond, Elly Berry has one final goal: reach the medal tally.

Berry (130 pounds) will compete in her third and final state tournament this week and is attempting to become the first Gael wrestler to win a medal.

The competition begins Friday at the Xtream Arena in Coralville. The action starts at 10 a.m

“This will be my third state tournament and I’m excited to see how it goes,” said Berry. “I’m ready to compete and be back down there (with the atmosphere).

“My goal for this final lap is to be on the podium on Saturday.”

Berry has a 5-1 record this season.

“This season has felt super fast,” said Berry. “I didn’t fight much but I feel pretty good about my chances.

“Since it’s my last time there, I really want to do well and prove to myself and others that good things can happen with practice.”

St Edmond’s trainer Eugene Carlson knows what Berry is capable of and what she’s shooting at.

“She should aim high,” Carlson said. “Elly knows what she’s capable of and she needs to step up.

“We spent some time talking about it and I told her she had to leave it all out there. She’ll never get high school wrestling back.”

St Edmond’s Andee Barwin (105) will also compete for the Gaels.

Humboldt

Maria Elizondo made a statement for Humboldt at the state meeting last season.

She’s clearly looking for more this year.

Elizondo reached the semifinals before coming up short. She recovered with two falls in a row, giving her five falls in competition and a bronze medal.

Elizondo is 12-1 this season.

Elizondo (170) is joined by 10 Wildcat teammates who will try to make some noise in Coralville.

“Maria stepped up at that point,” said first-year head coach Andy Newell. “She has filled the position of (the graduate) Kendal Clark (a former state champion and runner-up).

“She’s fourth and wants to compete in a loaded weight class with two champions and one runner-up ahead of her.”

Seniors Brett Harklau (5-3 at 120) and Adalynn Lawman (4-7 at 130) and juniors Baylie Beers (10-3 at 125) and Ashlynn Sutterfield (3-9 at 135) will be in action for Humboldt.

Sophomores Lexi Roberts (2-12 at 125), Claire Weydert (6-10 at 130), Kenzie McMahon (3-11 at 130) and Rylee Coyle (3-3 heavyweight).

In their first state meeting, freshmen Sophia Harris (6-3 at 105) and Ava McIntire (2-7 at 120) will compete.

“We’ve had our ups and downs this year,” Newell said. “We lost eight seniors, that’s hard to replace.”

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Cash Issues: Saving for a big expense? Elevate cash like an entrepreneur | Information, Sports activities, Jobs

Shutterstock

Young couple happy customers choosing refrigerators in equipment store.

If you’re starting a business or just want to get on with your life, here’s some advice for you: “Don’t wait to turn your business idea into a reality.”

That advice comes from Pete Ord, founder of the customer onboarding software company InstructionsCX. His most recent article in the Daily Herald, How Bootstrapping Can Help Get Your Business Idea Off the Ground, explains how to basically start a business from scratch. As I read it, I realized that his advice could apply to anyone!

So, if you have large expenses – like a vacation, a down payment on a car, or even a new device – read on for some gold standard advice on how to raise money as an entrepreneur of your own life. If you start early, do your research and prioritize, find out how much you can afford and do what you can with what you have, you are well on your way to making that big purchase with confidence.

Start early

For startups, “it takes a lot longer to secure funding than you think,” says Jamie Johnson at https://uschamber.com. “On average, 14 to 19 months can elapse between funding rounds. Because of this, you need to network with investors and look for funding before you feel ready. “

Suppose you are the parent of a young family of five with a four-month-old who is about to start eating solid foods. Your little fridge is slowly getting overfilled, but for the moment it is fine. If you look ahead, you will find that jars of baby food will definitely clutter your shelves, so you will need a bigger refrigerator in a few months.

Before making purchases (like a larger refrigerator) that are outside of your regular monthly budget, you should wait at least three months, recommends family finance guru Jordan Page at https://funcheaporfree.com. This gives you time to put money aside, allows you to take advantage of holiday sales, avoids impulse buying, and gives you time to research. If you only wait three months, you will have the best refrigerator at the best price as soon as the little one comes to you at the dining table!

Research and prioritize

To prepare to receive corporate finance, entrepreneurs need to “research” [their] Define industry, competitors and market [their] Products, make financial projections and determine how much money to raise, and decide whether to raise debt or equity, ”said Thomas Smale, small business finance expert at https://entreprenur.com.

As an individual who makes a big purchase, it is important that you do your research as well. Research the refrigerators on the market, determine how much money you will need for the type of refrigerator you want, and decide whether you can pay for it in cash or if you need help such as:

Also, determine where this purchase is on your priority list. Here is a recommended order of priority for spending and saving Bank of America:

  1. Emergency fund
  2. High Yield Debt
  3. retirement
  4. Short term goals
  5. education

Find out how much you need and how much you can afford

Entrepreneurs figuring out how much money they need should answer these three questions like this https://capitalism.com:

  • In which phase is your company now: startup or growth?
  • What is the required funding for?
  • How much equity do you already have?

Even in our scenario with the refrigerator, these questions can help you find out how much you need and can afford. You are in the “growing phase” with higher incomes than when you last bought a refrigerator, and you need a refrigerator that will last a few years as your young children grow up. You saved enough money to pay for about half the average large refrigerator on the market. So you know how much to save to buy a more expensive or cheaper brand.

Do what you can with what you have

In the world of entrepreneurship, bootstrapping is the term used to describe starting a business with only the money you already have – no outside financing. It may sound impossible to get a business up and running this way, but in some cases it can actually be more effective.

Ord, the founder of InstructionsCXHe gave a vivid example in his article on bootstrapping: “I was once at a networking event for startups: instead of supporting me, some people started to write me off for bootstrapping. But when I asked how many customers they had, the answer was often ‘none’. Some people there had raised up to $ 6 million but still had upfront income. “

Ord, on the other hand, was quick to attract clients, and soon he was generating income and raising money from venture capitalists.

As you look back on your new refrigerator, it’s important to apply the principles of financial prudence. Your food doesn’t have to chill in the fanciest refrigerator money can buy – any refrigerator big enough will likely do it. That doesn’t mean you have to go cheap. It just means that once you have saved enough money on the refrigerator that you need and want, you will be able to buy it!

Whether you’re saving for a double oven, orthodontic treatment, or a trip to Australia, corporate finance principles are great tools to add to your tool belt. If you start doing research early, find out how much you can afford, and do what you can with what you have, you will be ready to make that big buy in no time!

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Say something for cash | Information, Sports activities, Jobs

About the editor:

The American dream. Will Mother Earth Survive?

Let’s face it – who wants to be ruled by a Fox News monstrosity like the holier ruler of the world, Sean Hannity as president, Tucker Carlson as vice president, and Laura Anne Ingram as secretary of state.

On every street corner in America there would be a guillotine decapitating their favorite of the week.

What are they missing? There has been trouble on the Texas border since 1850 – remember the Alamo?

America’s Dunkirk – everyone is thinking of a way to get off planet Earth and waiting for the next spaceship to go nowhere.

Racism begins in the womb. If you are born in color, it will be almost impossible to compete with a child born in a house that hates people of color.

Pollution: Flatulence – Isn’t it ironic that we are killing the planet with human and animal farts. By 2023 there will be 8 billion people.

The human ego: why are all extraterrestrials portrayed as ugly ducklings? Why not a planet where everyone looks like Tom Cruise and Jennifer Lopez.

Call them what you will, those who like to provoke or show resistance in their defense of freedom of expression. First rule: you cannot scream “Fire” in a crowded theater. Second rule: you can’t use them “n” Word in every place.

There are a few other choice words that will get kicked a person’s butt when used inappropriately.

Sorry guys, it’s too much “I got you” on cable – Hannity on Fox, Anderson Cooper on CNN and Lawrence O’Donnell on MSNBC. Cable news proves one thing – you can get a guest to say anything for money.

Steve Kopa

Weirton

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Native children elevate cash for Afghan refugees | Information, Sports activities, Jobs

From left, Silas Colarusso, 8, Sophie Colarusso, 13, and Amelia Colarusso, 10, hold the bookmarks, drawings and earrings they put up for sale at their booth on Park Avenue, where they raise money for Afghan refugees living on a military base in New Jersey. (Company Photo – Aaron Cerbone)

SARANAC LAKE – From a small roadside stand on Park Avenue, Silas, Sophie, and Amelia Colarusso make a big difference.

The siblings – 8, 13 and 10, respectively – are selling handicrafts from their front yard to raise money to help refugees from Taliban-controlled Afghanistan who live on a military base in New Jersey.

Her mother Kristi said she and her husband explained to their children the news about Afghanistan, the withdrawal of the US military and the takeover of the Taliban.

“We heard what happened and just wanted to help somehow.” said Amelie.

They carried a fake kitchen stand from their basement, a relic from their preschool days, and sold bookmarks, jewelry, and paintings at 425 Park Avenue. They weren’t expecting to raise a lot of money.

“Literally I said, ‘Oh man, I think we’re only going to get cents'” said Silas.

They raised $ 230 in the first three days and this money has already been sent to a church that supports the Afghan evacuees.

“The people of Saranac Lake are really generous” said Sophie.

Your customers are walkers from the neighborhood, friends of the family who stop by to see what they have set up, and drivers who step on the brakes as they drive past.

They have brightly colored origami bookmarks that fit snugly over the corners of a page. Animals are drawn on some. They have bracelets, earrings, and key chains, all made from Lego bricks and beads. Sophi has a painting of a fluffy Shiba Inu dog.

Sophie said her parents have friends in New Jersey who go to a church with a direct link to volunteers on the U.S. military’s McGuire-Dix-Lakehurst Joint Base, where about 8,500 evacuees are currently living in tented camps.

Kristi said it was overwhelming and crippling to see people flee for their lives and end up in a safe country with just what they can carry.

“We want to show our neighbors God’s love” She said.

The Colarusso children were doing handicrafts before they started selling them, but they quickly ran out of supplies and made more. They started with fixed prices for their goods but then moved on to only accepting donations because people were giving so much more money, the prices were pointless.

Last week, US Senators announced that the base will host around 4,500 refugees, with the potential to host up to 13,000. They need supplies for all of the new residents – food, clothing, and essentials.

The US is screening all refugees and preparing to find them permanent homes in America.

Last month, Governor Kathy Hochul announced that New York was ready to accept refugees from Afghanistan.

Kristi said they have been stationed outside the booth in the evenings since they resumed school in Saranac Lake last week, but they plan to keep raising money and sending donations as the needs of Afghan refugees are not going away anytime soon.

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Standard waste of money and time | Information, Sports activities, Jobs

Bob Ziegler, Minot

Every time I come to the library the sights are the same. Whoever is “Work” road construction / pipeline construction on the road between the police station and the library is not making progress.

I see the same 6 or 7 “Manpower” Stand around a pickup and talk, or I won’t see anyone at all. No matter what time of day or day of the week, the sights are the same. I asked about them at the library and was told they would be ready in August and now I ask and get it in September. Maybe.

It seems this “Manpower” dragging the contract out for as long as possible, and town hall doesn’t seem to care. My tax dollars are being wasted (as always) and I want this project to be completed and the road reopened as soon as possible.

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The place will the cash come from? | Information, Sports activities, Jobs

Dan Reinhard

Minot

I didn’t read the huge $ 1.2 trillion infrastructure bill, spanning 2,700 pages. I have, however, read and listened to several news comments about this monstrosity with one salient observation; the Senate’s bill only provides that 23 percent of the total expenditure is used for the actual financing of the infrastructure repair / renewal.

The most common concern, however, is that the proposed bill also has a funding gap of around $ 500 billion. Where should the money come from?

In the event of a shortfall, the answer to the above question is always answered in the same way: increase taxes. At a time when the unemployment recovery is slow and inflation, gasoline prices, food, wood and almost all raw materials are rising significantly, tax hikes will lead to economic destruction … and put a significant financial burden on the lower and middle classes. We will all pay dearly. I’ve heard many times that there won’t be any hikes for lower and middle class taxpayers – but in the past there has been no hesitation in introducing federal IRS taxes on Social Security income. When it was passed, Senator Biden voted twice for this measure: first, SS income for those with gross incomes of $ 25,000- $ 34,000 will be taxed at 50%, and second, those over $ 34,000 will be taxed at 85%. Imagine…

I believe that most citizens have a reasonable understanding of what infrastructure means: roads, airports, waterways and ports, bridges, pipelines, power grids and tunnels. I want those who voted for this priceless bill to explain what the following points in the bill have to do with infrastructure:

– Funding for electric vehicle implementation programs – $ 175 billion

– Provide toll-free community colleges for the states – $ 12 billion

– Expand broadband internet with federal government control – $ 100 billion

– Government Controlled Childcare Programs – $ 25 billion

Just think about it, one trillion dollars equals one thousand billion and one billion equals one thousand million …

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GM cash helps fund workforce improvement | Information, Sports activities, Jobs

YOUNGSTOWN – A portion of the $ 1.5 million General Motors donated to the Mahoning Valley Manufacturers Coalition when the state reclaimed tax incentives from the automaker is being used for real grassroots effort to train people in manufacturing professions.

The workforce development organization has teamed up with the Youngstown subsidiary of the National Center for Urban Solutions and United Returning Citizens, based in Youngstown, to get the message across on the streets and in grocery stores – everywhere in Mahoning Valley really – there are plenty of jobs and on-call training available available.

“It’s just about having these conversations and asking people where you are and where you want to be.” said Jessica Borza, executive director of the manufacturing coalition.

Ongoing efforts in Trumbull, Mahoning and Columbiana counties result in the Manufacturing Coalition working with select employers through their WorkAdvance program, which helps identify and train applicants.

WorkAdvance, which is funded by a federal grant, teaches people without manufacturing knowledge the ABCs of manufacturing in order to prepare for entry and further development in this area.

It is the responsibility of the National Center for Urban Solutions and United Returning Citizens to recruit people to participate in the program that promises them a job upon successful completion.

“What we found prior to this project was the recruitment for a career in generic manufacturing that was ineffective.” said Borza. “Job seekers want to know what that means, where do I go, what do I get paid? So MVMC works with employers in advance to tell them what vacancies you have. Would you make a commitment to include a course in the WorkAdvance program? So that’s their commitment … and that’s NCUS and URC’s mission to recruit, and that’s how they recruit at WorkAdvance. “

Training takes place at career and tech centers in Trumbull and Mahoning counties, as well as at Youngstown State University’s new $ 12 million excellence training center, the latter through a partnership with Eastern Gateway Community College, which is part of the training center .

The YSU training center received Borza, education and training partner and state leader, Lt. Gov. Jon Husted and Lydia Mihalik, director of the Ohio Department of Development, for a discussion on human resource development.

While touring the new high-tech facility, Husted, Mihalik, and others were able to see a group of students from the WorkAdvance program in class.

Kudos for the facility, which is seen as the cornerstone of the region’s efforts to create an ecosystem for human resource development to meet the growing demands of the region’s emerging high-tech markets.

He also called for preparation for the next generation of jobs and industries on the way, pointing out that the equipment is the same type of equipment that high-tech manufacturers in Ohio, the US and around the world use .

“I go all over Ohio. I’ve never seen a more impressive system than this. “ said Husted, who leads the state’s workforce development efforts.

“I ask, I ask for everyone who listens to come and get your skills; come here and do your training … but training cannot be given to you, it has to be taken. “ said Husted.

The center is a two-story research and innovation space with space for research and design in additive manufacturing, automation and robotics training, CNC machining courses (Computerized Numerical Control), metrology and CT scanning, and training in industrial maintenance.

There is also the so-called “Foundry of the future” This includes advanced mold making technology and office space that can be rented from industrial partners.

Dionne Dowdy is the executive director and co-founder of URC, which works to help people return home from prison. Hiring employers represent an untapped demographic and they can help fill the void by connecting them to training opportunities.

“We say if we get a percentage of that, that’s a whole new workforce that isn’t even tapped.” said Dowdy.

The $ 1.5 million in MVMC is part of $ 12 million GM pledged to invest in the Mahoning Valley for breaking tax credit agreements with the state when it closed its Lordstown plant in 2019. YSU, Lordstown and the Eastgate Regional Council of Governments also received money from the settlement.

rselak@tribtoday.com

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Live performance raises cash for WAHS music program | Information, Sports activities, Jobs

Warren Dragon Marching Band Director Aaron Reinard (left) shakes hands with Allegheny River Monsters founder Pat Hackett. The River Monsters concert raised $ 1,000 to donate to the marching band.

The Allegheny River Monsters got together, entertained thousands, enjoyed their craft, and donated to the future of music in Warren.

Thousands of people attended the Allegheny River Monsters concert on Saturday July 3rd at Pellegrino’s.

Dozens of local and not so local musicians worked together and took to the stage one after the other for the evening.

The event started on the wrong foot. The weather forecast for Friday, July 2nd, the original date of the concert, was threatening, so founder Pat Hackett called for the event to be postponed to Saturday.

“We had to take advantage of the rainy day this year. That partly had an effect on the number of visitors “, he said. “It wasn’t as big as the 2019 event.”

Still there was “Enthusiastic people … a lot of love is in the air” he said. “We’d feel good if 10 people showed up, let alone a few thousand.”

Among those attending, many purchased official Allegheny River Monsters 2021 Icyy Ink T-shirts. Proceeds from these sales went to a donation for the Warren Area High School marching band.

“They rose and supported the children” said Hackett. “And they got a cool t-shirt.”

“We were able to raise $ 1,000 for the WAHS music program.” said Hackett. “I was pretty stunned when I heard that number.”

Hackett met with director Aaron Reinard.

“When I met Aaron and gave him the check, he was really surprised.” said Hackett.

“When Pat Hackett contacted me in June to donate the proceeds of all shirt sales to us, I was stunned.” said Reinard. “It is huge for us that an alumni would like to give something back in this great financial way.”

“I can’t thank Pat and the river monsters enough.” said Reinard. “That is amazingly generous.”

The dollars will certainly come in handy.

“The district does not finance a brass band” he said. “If something breaks, I have to find out how to find the money to fix it.”

“When we buy music, flags, props, whatever … it all comes from donations.” said Reinard. “Our band boosters are constantly able to find money just to stay afloat.”

“That’s why we haven’t had uniforms in 20 years … because we could never get that much money.” he said. “Our immediate need is to do a show in the field in a few weeks. We always have annual expenses like sticks and eardrums. For our show this year we’re not going to be using our old uniforms, but that means we have to buy some pieces so that we can still be “in uniform” when we perform. This money will go a long way towards making these things happen. “

Hackett tries to continue the musical tradition in Warren on a high level. And he supports his girls on site, who are in a marching band program in California.

“We’ll do it again” said Hackett.

He has already spoken to Icyy Ink about shirts for 2022. “They came out big” he said.

And he expects a better turnout, provided the weather plays along.

“Every year it gets better and better in terms of production”, said Hackett. “It takes a village. That was my topic when I got home. The people you need for it … it’s really a community effort for the community.”

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Cash for brand new drivers license station OK’d | Information, Sports activities, Jobs

Fort Dodge City Government will provide up to $ 70,000 to the contractor who built the new driver license station on First Avenue South.

The city council voted Monday to use tax increase funding money to reduce some expenses related to the construction of the facility at 3229 First Ave. S. to reimburse.

Councilor Kim Alstott said the money will help pay for the water and sewer lines needed for the driver’s license station and any other development in the area.

“Without this TIF money, the connections for neighboring properties will not be established” That said City Councilor Neven Conrad.

Councilor Terry Moehnke added that the changes that increased the cost of the project were requested by the city.

Councilor Jeff Halter declined payment. He said the money will be used to fund tax hikes to clean up slums and putrefaction, adding that the new driver’s license office did not.

Halter also said he was against contributing tax increases to fund a project that has already been completed.

Tax increase finance occurs when increased property tax revenue from a particular area is reserved for reinvestment in that area.

The measures required to bring the money to FD DOT LLC have been approved with two 5: 1 votes.

Council members Dave Flattery, Lydia Schuur, Alstott, Conrad and Moehnke voted yes. Halter voted no. Councilor Andy Fritz was missing.

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Millennial Cash: Don’t overlook credit score union bank cards | Information, Sports activities, Jobs

If you’re frequently bombarded with ads for credit cards at major banks, it’s easy to overlook credit cards at a local credit union. These nonprofits typically require membership based on location or affiliation with an employer, family member, or organization. Large credit card issuers typically do not have these requirements.

But while the rewards and perks are often more noticeable on bank-issued credit cards, credit unions can offer generous incentives of their own or different values. Also, a credit union offers many of the same services as banks, but profits are returned to members in the form of reduced fees, lower interest rates, and more.

Here are some ways that credit union cards can dwarf dazzling offers from banks.

Lower fees

It is not uncommon to find credit cards with lower annual fees, balance transfer fees, cash advance fees, late fees, etc. at a credit union. In fact, the average late fee for a credit union is about $ 10 cheaper than a bank, according to a Credit Union National Association membership benefits report. The types of fees vary depending on the credit union.

For example, the Navy Federal Credit Union in Virginia has a military focus and fees that match the lifestyle of its members.

“We know that many of our military personnel are based overseas, so we think it’s a really fantastic way to serve our community if we don’t have overseas transaction fees on our credit cards.” says Justin Zeidman, director of credit card products at the credit union.

Fees are an important factor to consider when choosing a credit card with any institution.

Lower interest rates

If you have an extended period of credit on a credit card, a credit union credit card may save you more money in interest than one from a bank. Because unlike banks, the interest rates at federal credit unions are capped. Federal law limits the interest rate on loans and credit cards to 15%. However, the National Credit Union Administration Board temporarily increased it to 18% and recently voted to hold that rate through March 10, 2023.

In March 2021, the nationwide average interest rate on a credit union credit card is 10.97% versus 12.55% for banks, according to the NCUA.

Possibly

healthy rewards

Some credit union credit cards compete with the sign-up bonuses or ongoing premium rates of large banks. This is one of the ways these nonprofits are bringing value back to their members.

For Keenan Kimbrough, a 27-year-old Pennsylvania resident, the rewards and low interest rates were worth switching from a bank-issued credit card to a credit union card. Its credit union card receives a lower interest rate of 12% compared to the 22% on the old card and the credit union card brings in higher premiums in common expense categories.

When redeeming rewards, “I can get $ 40 or $ 50” in cashback, says Kimbrough. “It was a good move.”

More flexible options

to access credit

If your credit rating is not optimal and you do not have enough money to deposit on a secured credit card, a credit union can offer alternatives for building credit. For example, USAlliance Financial, a New York-based credit union, is one of many credit unions offering a home loan as an alternative to members who cannot make a minimum deposit to qualify for a secured credit card.

“Over half, about 53%, of the members are with credit unions that offer loans that help people build credit.” says Jordan van Rijn, senior economist for the Credit Union National Association.

With this type of loan, the amount borrowed is held in a bank account while you make small additional payments over the life of the loan. At USAlliance Financial, the lowest payment on a home loan can be around $ 42 per month, compared to the minimum upfront cost of $ 250 for a secured credit card. At the end of the loan, the money will be returned to you and can be used with a secured credit card deposit to continue borrowing.

Access to resources

Credit unions typically provide their members with access to resources when it comes to credit card management or spending.

“Financial education and training programs are very common with credit unions, that’s a big part of their job.” van Rijn says. “We have data that shows that 83% of credit union members are with credit unions that offer financial education courses.”

Resources are available in the form of online educational tools, seminars, or partnerships with organizations that provide credit counseling or financial planning services. The offers vary depending on the credit union.

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