Ask Fashion and Substance: Discovering pleasure in tough occasions | Opinion

Dear style & substance,

Joy is everywhere during the holiday season. Ornaments, signs, greeting cards, wrapping paper – all with just the word JOY. I am fascinated by the idea of ​​joy. How do we find and keep them alive, especially in difficult times?

Winter holidays are the festival of gathering and light, but also time for holy rest and reflection. This time of year and the winter solstice can guide us as we explore light and darkness, joy and sorrow. Somewhere in between is the awareness and the lingering of the shadow. When winter begins we step into the lengthening of daylight and the lessening of darkness. Just as the increasing light is subtle, joy can also be a little delicate and elusive.

“The eye is always caught by light, but shadows

have more to say. “

~ Gregory Maguire

How we “see” joy and how we “experience” joy can be very different. When you envision your own interpretation of joy, you can experience it as an ubiquitous part of your life rather than fitting into a particular cultural representation. Finding your own is the key to making joy a living element in your life. Society calls out that joy resides in lively conversation, large family gatherings, busyness, and the holiday hype. Joy can also be found in silence, in quiet love, in deep conversations, in leisure and calm.

“Find out where joy resides and give it a voice that goes far beyond singing. To miss that

Joy is missing out on everything. ‘

~ Robert Louis Stevenson

On the way from elusive joy to fleeting joy, to surges of joy, to lasting joy, we invite you to look at the shadows or the edges of joy, something in between that naturally adds to your piece of happiness, silence, or consolation Peace can be.

Too much light or emotion can be extremely intense, too strong where the senses are overloaded and it is not sustainable. Similarly, too much darkness brings with it despair and a strong sense of regret that disconnects and isolates. Finding a middle ground in the shadows is an exploration of balance and contentment. Shadows add a sense of depth and texture to our life experience. They recognize the presence of light, filter and create a seductive, almost secret look or an interpretation. Shadows give the viewer a beauty, an experience that is not as extreme as bright light or deep darkness.

‘When the mind is pure, joy follows like a shadow that never fades.’

~ Buddha

Calm down, stop, explore, and find a middle ground. Be curious and accommodating about who you hang out with and what you do in this balance of emotion and commitment. Your intensity is yours, it doesn’t have to match or match of others. Inner understanding gives your handwriting authenticity and simplicity, joie de vivre – the elevation of the spirit. You are a light and pure version, not a mirror of someone else.

A cute granddaughter was asked if she saw ANY stars while we were staring at the winter moon this week. She replied with awe and said, “I see ALL the stars!” Optimism and hope are our wish for you; a new year of hopeful light and discerning darkness. Look for ALL stars.

Sally Meisenheimer and Michele Armani are the owners of style & Substance, which offer life coaching and creative solutions. Meisenheimer and Armani are certified life coaches with many years of experience in health education, personnel development and teaching. They have been married together for over 60 years and raised seven children. Questions and comments emailed to yourstyleandsubstance@gmail.com.

Charleston’s invoice to repair flooding is rising. Discovering the cash to pay for it’s a puzzle. | Rising Waters

The cost to fix flooding in Charleston has bloomed to some $3 billion in total, city officials say — a price tag for solutions from cleaning out plugged drainage systems to new, deep tunnels and a wall that could deflect hurricane waves from the downtown peninsula.

In 2017, The Post and Courier asked city officials how much it might cost to fix flooding in the face of a climate that is supercharging flooding rains and pushing sea levels higher. At the time, the estimate was $2 billion, including several hefty projects that were already under way. 

But now that number is rising, in large part because of an Army Corps of Engineers proposal to wall off the downtown area from the water. If the project, still in early planning stages, reaches the finish line, the city would have to pay a portion that’s estimated at around $500 million.

In the meantime, a slew of other work in other neighborhoods in the city is ongoing, chewing up the city’s fund for drainage work and sending staff on time-consuming efforts to secure federal grant funds. In all, the city plans to spend almost $58 million, including grant money, on stormwater and drainage efforts in 2021, CFO Amy Wharton said. 

These projects, Director of Stormwater Management Matt Fountain said, mostly aren’t aimed at preparing for the 2- to 3-feet of sea level rise the city expects in the next 50 years. They’re an effort to fix the severe flooding problems already existing, which have resulted, in part, from years of poor development decisions about where and how to build in the region’s low topography. 



WestAshley.jpg (copy) (copy)

A car drives through water past the West Ashley Library on Windermere Boulevard on Thursday, March 5, 2020, in Charleston. File/Gavin McIntyre/Staff



In an interview with the paper, Fountain ticked off a list of 20 major water management projects somewhere in the pipeline from design to construction, including:

  • Engineered wetlands on the former sites of flooded homes in far-flung West Ashley.
  • Outfall cleaning around the city, in neighborhoods like the historic Byrnes Downs.
  • Plans to divert water around the Barberry Woods neighborhood on Johns Island.
  • New pipes and eventually pumps to evacuate water from the flood-prone King and Huger streets intersection. 

As far as work that will fend off the water of the future, “I think we just haven’t quite gotten there yet. We’re still so buried into the things that we need to fix that are currently causing problems,” Fountain said.

The one exception, he said, is the proposed seawall, which has proved controversial since its inception. The city hasn’t officially voted to move forward with it and hasn’t put together a funding plan for its share of the project. But they will have to certify to the Corps by the end of the year that the city will pay the 35 percent match of the total project cost. There will be time after that point to come up with those funding sources, said Mark Wilbert, the city’s outgoing chief of resilience, because the Corps itself will spend several months internally reviewing the wall plan.

A $1.4 billion Army Corps plan to protect Charleston from hurricane surge changes

“We’re looking under every rock,” Mayor John Tecklenburg said. “You just kind of ask for everything, and at the end of the day, see where you land.”

Ultimately, the many needs of Charleston put it in competition for state funds with communities around South Carolina, and for federal funds with many cities nationally. There are several communities in the Southeast that are also working with the Army Corps on climate adaptation plans, and who may be in contention when Congress decides who deserves funding. 

“This is something the city of Charleston and all coastal communities will be dealing with for eternity,” Wilbert said. “We will be adapting forever.”

Finding funds

Right now, Charleston cobbles together its money for flooding improvements from a variety of sources — a fee on water and sewer bills that covers smaller projects and the budget for the stormwater department, a small portion of property taxes for a dedicated drainage fund, special tax districts and a bevy of various grants. 

The tax districts in particular, usually abbreviated as TIFs, have come to a particular importance in recent years. These TIFs rely on rising property values. When they are put in place, they freeze the amount of money sent to school district, county and city coffers. If the lots inside become more valuable over time, that additional tax money is set aside in a special fund that the city can borrow against or use to pay directly for certain projects.

Take the example of a particularly successful tax district along King Street, which Wharton said has raised $123.6 million since it was established in 1998. It has helped to pay for significant portions of the deep-tunnel drainage system the city is building under the Septima P. Clark Parkway, also known as the Crosstown. When that complex project, known as Spring-Fishburne, encountered a $43 million cost overrun a few years ago, the city was able to rely on this well-performing district to cover some of the difference. 

These arrangements don’t last forever. The King Street district is set to expire in 2023, removing that as a source of future funds. They also require buy-in from schools who are essentially foregoing revenue. Charleston County School District declined entirely to participate in a much newer tax district around flood-prone Church Creek, Wharton said. That fund is devoted entirely to water management projects.

In other cases, there’s disagreement on whether to use these proceeds for drainage at all, as has happened in a special district that covers Charleston’s Eastside neighborhood. Some wanted to use the money for the upcoming Lowline park; Councilman Keith Waring prefers the money help pay for drainage fixes in the historically Black and rapidly gentrifying Eastside neighborhood.



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America Street is covered by water after several inches of rain fell on Wednesday, May 20, 2020, in Charleston. The street is one of several on Charleston’s East Side that persistently floods during intense storms. File/Grace Beahm Alford/Staff



In a meeting at the beginning of June, Waring bemoaned the fact that for years the city didn’t dedicate much money for drainage at all, and now the Eastside has needs that will probably range between $15 million and $20 million. A city consultant is studying the area now to decide exactly what projects should be done there, Fountain said.

“We’ve got a lot of good ideas sitting on the shelf,” Waring said, “but the elephant in the room is funding.”

City Council hasn’t made a final decision on how to use the money from the district that covers the Eastside. But Wharton said there may be other options if they do opt to pay for the park, like finding grants to pay for it. 

Grant funding has gone a long way in helping the city design new approaches for the Church Creek basin and Johns Island. Those federal dollars come with a cost, though. It could take months of staff time to fully prepare an application, with no guarantee they’ll be awarded.

A smaller approach

Fountain said his strategy of late has been to aim for smaller-in-scope projects that offer relief now, so residents don’t feel ignored while larger, multi-year efforts are under way.

In one case, that means working on several smaller efforts first in the drainage basin that was next projected for deep drainage tunnels: Calhoun West, which covers the southwest corner of the Charleston peninsula, one of the lowest and most flood-prone areas of the city.

The area is a wealthy one, with historic homes worth millions, and picturesque Colonial Lake, an engineered waterbody the city drains before storms to ensure it does not spill over. Charleston has already done conceptual engineering on a tunnel system there, but isn’t moving forward on the design or permits yet because of many other, smaller efforts.

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One, a single shaft tunneling down from Ehrhardt Street, will replicate a portion of the system and connect it to existing tunnels to the north. The city is also working on cleaning out historic brick-arch drains and potentially raising the sidewalk along low-lying Lockwood Drive to block high tides, Fountain said.

“We need to get those things to their next step … to kick out more project work behind them,” Fountain said. “Each thing we can do that moves water out of the basin more efficiently reduces the size and scope of the tunnel work.”



medical district.jpg (copy)

Floodwater covers a sidewalk along Ashley Avenue in the Medical District on July 8, 2021, following the passage of Tropical Storm Elsa. This section of downtown Charleston, home to three major medical institutions, had flooded for decades. File/Lauren Petracca/Staff



The Corps’ wall proposal would also affect where and how the city would build Calhoun West’s deep tunnels and a pump to drain them. 

Just the Ehrhardt Street shaft alone costs north of $10 million, and the money wasn’t easy to find. Officials for the three large medical providers in the hospital district and Tecklenburg lobbied state government officials for years before funding was included in a round of Housing and Urban Development money the state started to parcel out earlier in 2021

In the past, the city relied on large-scale projects like Spring-Fishburne, the more expansive tunnel system north of the area where Calhoun West would be installed. But Spring-Fishburne encountered significant delays in its construction timeline, in part because it was difficult to secure funding in the first place. Fountain said he doesn’t want to leave people waiting for years without smaller relief.

He also urged that the deep-tunnel design will have to fit with other projects in the basin that are being designed or built now. 

Councilman Mike Seekings, who represents that part of the city, said the Calhoun West tunnel project is still an essential one. With spring thunderstorms this year dumping water that piled 2- or 3-feet deep in that zone, “It’s an unsustainable quality of life and public safety model we have to remedy,” he said. 

The problem, Seekings said, is that the city needs to more clearly define what projects to do, and in what order. Fountain said the city does have a rubric developed by consultant AECOM to prioritize projects based on economic benefits, environmental impacts, social needs and future maintenance costs, but the stormwater department hasn’t finished scoring all the proposed projects yet.



Drainage Tunnel (copy)

The city is gradually replacing its 19th century brick arches with a modern network of deep drainage tunnels, such as this one. Ralfael Reveles drives a train through the Spring-Fishburne drainage tunnels on Friday, Feb. 8, 2019, in Charleston. File/ Andrew J. Whitaker/Staff



Local share

The seawall project, if the city decides to pursue it, would be covered 35 percent by Charleston and 65 percent by a federal appropriation for the Corps. The most recent estimate pegs the total cost at some $1.4 billion.

That projection is likely to change, and might have to if the project is ever to get federal funding. Right now, its ratio of benefits to costs, as counted by the Corps, is 2.2. In other words, every dollar invested has a $2.20 value in avoided damage. Federal reviewers usually favor projects with a ratio of 2.5 or higher for funding, a Corps spokeswoman said.

If it does move forward, the project is a pay-as-you-go affair: money would only be due as the design or construction happens. Project leaders have already said the wall construction would happen in four phases.

“That (local) price tag is not something that’s due next year or in five years. It could, in fact, be due over 20 years,” said Dale Morris, a longtime flooding consultant to the city who is becoming its next chief resilience officer in the fall. 

City officials have said the state has a role to play in funding this because of Charleston’s economic impact on the rest of the state. But if the much smaller $10 million bill for the Medical District’s Ehrhardt shaft is any indication, it could be hard to make that argument. An earlier attempt to include that line item in the state’s 2020 budget failed.

Dana Beach, a founder of the Coastal Conservation League who has since retired from that environmental advocacy group, worried whether the city’s political leadership would really be able to convince lawmakers to put up the money. 

It’s not as if legislators are unwilling to pay for large construction projects in the region; the State Ports Authority, Beach argued, secured a vote in favor of borrowing $550 million for an expanded rail yard and barges in the Charleston Harbor

But in Charleston, “We just have this hope that the Corps of Engineers will do something, will put the money in, and we’ll somehow come up with the 35 percent match,” Beach said. “Hope is not a strategy.”

SC's new resilience office tackles question of how to avoid damages from strengthening storms

Tecklenburg said he’s already talking to state and federal officials about how to fund the city’s share.

“You’re not going to find one funding source that’s going to pay for a big project,” he said. At the state level, “I think we can be successful getting a piece at a time, but maybe not get the whole enchilada like the Ports Authority has.”

The first pieces of a potential strategy could come in the next few months. An advisory group reviewing the wall plan is also focusing on possible funding ideas, Wilbert said, as is the city itself. More special tax districts or fees could be part of the picture, he said. The state has also set aside almost $50 million for flood projects, distributed by a new Office of Resilience, but communities around the state will compete for that low-cost loan fund.

Morris was optimistic. He pointed to the federal American Rescue Plan funds that are coming to South Carolina, $2.5 billion in all, which can be used for infrastructure projects. Additional funding through HUD, he said, will also help cities and towns pay for projects to fix flooding before disasters instead of after — a longtime blind spot in federal funding. 

“It’s more positive right now for federal resources to support communities than I’ve seen for a long time,” Morris said.

That may be limited help in the case of the wall project; if Congress funds the Corps’ share, the city generally can’t use federal funds to pay for its own portion without special permission, a Corps spokeswoman said. 

But first, the city will have to decide this fall if it actually wants to move forward with a wall at all. 

Editorial: Broaden approach to Charleston's peninsula wall project to get it right

Ask Model and Substance: Discovering freedom amongst division | Opinion

Dear style & substance,

As June / Pride Month comes to an end and July 4th, Independence Day, is celebrated, my mind becomes centered on the idea of ​​freedom – what it means and what each of us can do with it. Our country, really our world, now seems very divided to me – do you have any ideas how we can express ourselves freely without imposing the freedom of others and deepening the rifts?

The United States is built on freedom; Life, freedom and the pursuit of happiness. In the beginning we asserted that these truths are self-evident, and the founders even went so far as to say that all human beings are created equal. Your question shows that we continue to wrestle individually and across generations with what freedom and acceptance look like. As Booker T. Washington said, “Wherever in a country the whole people feel that the happiness of all depends on the happiness of the weakest, there is freedom.”

Freedom can be defined as the human right to act, speak, think and express our thoughts; but true freedom cannot exist without thoughtful consequences of our actions and words. With freedom comes responsibility. How do we care for our true selves while respecting the rights and freedoms of others?

Oppression thrives when voices are silenced. One of the first things that are done to weaken and marginalize others is to take their voice away. From formal agreements with victims to censored press, shutting down a person’s ability to speak robs a person of freedom. Peaceful listening, no combative listening or harassed silence, let freedom flourish. When we sincerely care about another person’s experiences regardless of the differences, we begin a dialogue of deeper understanding. This can lead to a disagreement, but it is a disagreement and approach.

People who have been molested and abused are often offered money to keep quiet. Or victims are slandered and threatened so that they are afraid to speak up. The voice is the tool of freedom. The #MeToo movement created legislative changes that allow victims silenced by systemic abuse to speak. These brave people have all paved the way for others to be heard so that all can live lives of freedom and happiness in practice.

Personal exploration of this value of freedom is a start. When we look at our freest moments, what are they? Fresh air, human connection, love, exercise, and affirmation are most likely. Combine these experiences with the Golden Rule, a universal spiritual and cultural reference, put simply: treat others as you would like to be treated yourself. Why not offer what we value most to others, especially when we have more than enough? If we want to be heard, then we listen carefully to others, if we want to move, we give space for it, we say generously “good work” or “I’m proud of you”. When we are in the majority, you extend inclusion to someone who is in the minority. Look, listen, feel what is going on, and make a commitment to balance the situation.

When we view freedom as an infinite resource, we start with the idea of ​​abundance, not scarcity. There is enough – freedom for all improves everyone’s living conditions; it doesn’t diminish or diminish when we offer it to others.

With freedom, people are happier, more satisfied, more creative, more productive, more self-confident and perhaps more responsible.

So what are the necessities to ensure freedom? Courtesy, structure, and sacrifice are essential. A lack of rules does not mean more freedom, but more chaos. A sense of community means thinking outside of ourselves what would be best for everyone.

“Because being free does not just mean throwing off one’s chains, but living in such a way that the freedom of others is respected and promoted.” ~ Nelson Mandela

True freedom means making room for the beliefs of others, no matter how different they may be from our own.

Sally Meisenheimer and Michele Armani are the owners of style & substance, which offer life coaching and creative solutions. Meisenheimer and Armani are certified life coaches with many years of experience in health education, personnel development and teaching. Together they have been married for more than 60 years and raised seven children. Questions and comments emailed to yourstyleandsubstance@gmail.com.

GOP Pushing For Arizona-Model Election Audits To Unfold Nationwide — However State Officers Already Maintain Discovering ‘No Proof’ Of Fraud

Top line

A Republican-led Michigan Senate committee investigating the 2020 state elections has found there is “no evidence of widespread or systematic fraud” A number of GOP state officials are now pushing for more controversial privately held audits across the country.

Ballots cast in the 2020 general election in Maricopa County, Arizona, will be cast in a … [+] Exam on May 6, 2021 in Phoenix.

RELATED PRESS

Important facts

A report Michigan Senate Oversight Committee, released Wednesday, rejected allegations of widespread fraud in the November election, including several right-wing conspiracy theories regarding electoral fraud, despite senators saying there were “serious weaknesses in our electoral system.”

The senators exposed a theory alleged voting machines swapped votes in Antrim County, Michigan – Senator Edward McBroom wrote that the allegations would continue to be viewed as “an utter waste of time” – and countered allegations of Dominion voting machine fraud promoted by the MyPillow CEO Mike Lindell.

Michigan’s Secretary of State Jocelyn Benson previously announced in March that more than 250 local audits in the state “confirmed the integrity and accuracy of the 2020 general election”.

Officials in Georgia checked the state paper ballots and found they “confirmed and confirmed” the state vote count, and state and county officials in Wisconsin and Maricopa County, Arizona, have also checked their voting machines and determined that there was no fraud or cases of tampering or “tampered” machines.

Nevada’s Secretary of State Barbara Cegavske – the state’s only nationally elected Republican woman –examined Allegations of electoral fraud in the parliamentary elections and in an April determined report that the GOP’s concerns about electoral fraud in Nevada “do not constitute evidence.”

Pennsylvania conducted a statewide, risk-limiting review of its votes that “provided strong evidence of the accuracy of the vote count,” despite Spotlight PA Remarks that while the audit confirmed that Biden received more votes than former President Donald Trump, it was not detailed enough to confirm the accuracy of the results.

Big number

32%. That’s the percentage of US adults who still believe that President Joe Biden won the presidential election for election fraud despite a lack of credible evidence, according to a Monmouth poll carried out from June 9th to 14th.

Ultimate quote

“The committee can confidently claim that it has thoroughly investigated numerous allegations of illegal activity, improper practice, fraud, vote theft, or any other description that would cast doubt on the integrity of Michigan’s 2020 election results,” it said the Michigan senators wrote in their report. “Our clear conclusion is that citizens should trust that the results represent the true results of the ballots cast by the people of Michigan.”

Key background

Trump and his GOP allies have repeatedly asserted that there was widespread voter fraud in the presidential election, and continue to advance those claims, even as more than 60 GOP lawsuits challenging election results fail in court and tests repeat accuracy the vote count confirmed. Federal and state officials, including former US attorney general William Barr said there was no widespread fraud in the elections, and a Statistical analysis The Battlefield States’ results also found “no evidence of fraud, manipulation or uncorrected errors”. The electoral fraud allegations have prevailed despite the lack of evidence on the right, sparking a new wave of controversial state levels Voting restrictions in the name of “electoral security”. Republicans have now also clung to a partisan and privately financed choice exam takes place in Maricopa County, Arizona, which has the Biden administration said could potentially violate federal law by removing ballots from the control of poll workers. The audit will not change the state’s certified election results, but critics warn that partisan recount could further undermine public confidence in the election results.

What to look out for

Audits like the one in Arizona that is going on now just before the end– could soon spread nationwide as lawmakers from states such as Pennsylvania, Wisconsin, Michigan, Oklahoma, Tennessee, and Utah have traveled to watch the exam and have expressed an interest in potentially conducting their own investigations. “You’re definitely writing the playbook here in Arizona to get this type of audit, I don’t want to call it an audit, I want to call it other states,” said Arizona’s Secretary of State Katie Hobbs, a Democrat NBC news. “And it’s dangerous.” Wisconsin Congregation Speaker Robin Vos announced a new survey of the state’s election results in May and the Republicans are pushing with one effort Investigate ballots in Fulton County, Georgia, and other efforts could potentially be made in other battlefield states such as Pennsylvania and Michigan.

further reading

GOP Investigation Finds No Election Fraud In Michigan, Finds Many Claims “Ridiculous” (Bridge MI)

Voting machines in Phoenix were not manipulated, audit results (Forbes)

The Nevada Secretary of State finds no “conclusive support” for allegations of electoral fraud by the GOP (CNN)

Wisconsin Republicans hires ex-cops to investigate elections as Arizona exam sparks new investigations nationwide (Forbes)

“No Evidence” of Election Fraud in Battlefield States: Statistical Analysis Finds Trump Continues to Make False Claims (Forbes)

80% of Americans are in favor of the Voter ID rules – but less afraid of scams, poll results (Forbes)

Q&A: Rita Moreno on discovering self-worth and by no means giving up | Leisure

AP: Many would attribute it to deeply ingrained prejudice in Hollywood.

MORENO: It’s one of the very few things in my career that makes me really sad. Many of the reviews on this documentary have been fabulous. Some critics said something like this: It’s sad to think that this woman would have had a real career in film had she not had that career when she had it. And I think that’s true. I think it’s very, very true. I want to say that I was robbed. But do you know what use is that?

AP: After “West Side Story” you said you were only offered similar, stereotypical roles for years.

MORENO: It was brutal. Brutally! When I got the Oscar and the Golden Globe, I thought, “Okay, finally.” And that didn’t happen at all. In fact, it was the opposite. I was offered more Anita-like roles when I was offered something that wasn’t that common. I have decided not to take on such roles anymore. There were a lot of coffee pourers, housewives and such. I said I don’t do them anymore. Haha, I showed them. I haven’t made a film in seven years. I mean, how stubborn can you get?

AP: You recently revisited the “West Side Story” with Spielberg. How was it?

MORENO: It was just great. I’ve been a fan of Steven’s work for years. When he called he offered me a role on West Side Story. I almost peed in my pants because this is Steven Spielberg, one of my idols. I told him I would like to do a cameo, but I said, “You don’t really want me to do this, do you?” And he said, “Oh no, no. It’s a part. It’s a real part. Tony Kushner wrote it for you.” First and foremost, is Tony Kushner writing the script? What! I was excited. I was excited like a kid would be excited. Tony kept adding to the role. It’s a wonderful part. It was one of the best experiences of my life.

Sensible Cash Podcast: Free Well being Insurance coverage and Discovering Scholarships

Liz Weston: Welcome to the NerdWallet Smart Money podcast, where we answer your personal finance questions and help you feel a little smarter about what you do with your money. I’m Liz Weston.

Sean Pyles: And I’m Sean Pyles. To have your money questions answered on a future episode, turn to the Nerds. Call or text us on the Nerd hotline at 901-730-6373. That’s 901-730-NERD, or email us at [email protected].

Liz: One last plug before we get to the episode, we want to hear from you, our listeners. We put together a quick two-question survey. You can find the link in the episode description. Please take a few seconds to fill it out. We’re always working to improve the show for our listeners, and this is your chance to help.

Sean: On with the show. On this episode, Liz and I answer a listener’s question about how to find scholarships and make higher education more affordable. First, though, in our This Week in Your Money segment, we’re talking about why you might be entitled to free health insurance right now. Liz, you recently wrote an article on just this topic. Can you give us the details of what people should know?

Liz: Absolutely. It’s really surprising how much change there has been with health insurance, but those $1,400 stimulus checks really stole all the headlines, so I think a lot of people missed some of the big changes. One of the biggest had to do with the changes in who qualifies for subsidies on the Obamacare exchanges.

Liz: Before the new relief package that President Biden signed in March, people with incomes greater than 400% of the poverty line typically didn’t qualify for subsidies. Now, people with incomes up to 600% of the poverty level can qualify. What that means is if you’re a single person and your income is just under $77,000, you can get a subsidy. If you have a family of four and your income’s about $157,000, again, you can qualify for subsidies. That’s a big change. A lot more people are going to get help.

Sean: I also understand that the relief package that passed in March also reduced premiums for the vast majority of people who get their own health insurance.

Liz: In fact, nearly half of the 29 million people who are now uninsured can qualify for a free plan. That’s a big change, yeah.

Liz: Yeah, it is. If you have income at, I think 150% of the poverty line, which is about $19,000 for a single person and just under $40,000 for a family of four, you can now qualify for zero-premium silver plans with annual deductibles of just $177. There’ve been some reduced cost-sharing measures and some other changes that have made these really affordable.

Sean: One of the other big changes also affects people who receive unemployment, which we know a lot of people have received. One thing that people should know is that if you get unemployment benefits for any part of 2021, you can qualify for a zero-premium silver plan with the ACA.

Liz: I know I’ve been telling my friends about this, and the reaction is, “No, that can’t possibly be true.” But, if you got even a single unemployment benefit check, you can get this free silver plan with all these cost-sharing reductions for free. Go check this out. This is really important.

Sean: Well, that brings me to my next question, which is how people can qualify and find these plans.

Liz: These plans need to be purchased through the Obamacare exchanges, the Affordable Care Act exchanges. Healthcare.gov is where most people can go. If you have a state plan, it will funnel you to your state plan. Otherwise, you can buy your insurance on healthcare.gov. If you already have a policy, the refunds should be automatic. You shouldn’t have to do anything. But, if you don’t have a plan, you should sign up if you qualify.

Sean: We’re currently in a special enrollment period that people can take advantage of through Aug. 15 of this year.

Liz: I wouldn’t wait, because you never want to be without healthcare insurance, but you do have some time to take advantage of these.

Sean: Well, speaking of unemployment, there was also a change to COBRA coverage, where people can get free COBRA coverage.

Liz: When people lose their job, a lot of times their preference is to extend the coverage that they had through their employer, right? You’re familiar with that plan. You’re familiar with that insurer. You just want to keep that going. The problem is, even though you do have access to your employer’s health insurance, typically for up to 18 months, you have to pay the full freight, and that can be extremely expensive. Most employers subsidize your healthcare insurance, even though most people are paying a premium, they’re not paying the full premium. When you suddenly have to do that, a lot of people simply can’t afford that.

Well, this new law says that the government essentially will be paying your insurance, your COBRA premium from April through September. If you don’t qualify for other insurance, if you’ve lost your job and your spouse doesn’t have coverage, for example, you can get this free COBRA coverage for six months. Then, if you’re still unemployed at the end of that, there’s going to be a special enrollment period, so you can hop on the Obamacare exchanges and get your coverage that way.

Sean: That’s a great benefit.

Liz: Yeah, it’s pretty neat. As we mentioned earlier, a lot of people don’t know about this. If you’re in a situation where you don’t have employer-provided coverage, or you recently lost your job, this is something you really want to check into.

Sean: Tell your friends, tell your family, tell your neighbors, tell anyone you know, because they can get free health insurance if they qualify.

With that, let’s get onto this week’s money question.

Sean: This episode’s money question comes from Brittany in Oregon, so she must be my neighbor. She writes, “My questions revolve around my college because I feel lost at the moment. I am currently in my final year for my BA in library science, and I have been trying to figure out if there is some way to help with the blow of student debt before I graduate.” Ooh, I’ve been there before.

“My questions are,” Brittany writes, “one, where do I start looking for scholarships? Two, how do I know what is a scam and what is real? Three, are there advisors aside from my school that I could contact? Four, how come I am not qualified for many of the ones I have found? Thank you so much, Brittany.”

Liz: To help us answer Brittany’s question on this episode of the podcast, we’re joined by student loan Nerd Anna Helhoski.

Sean: Hey Anna, welcome on the podcast.

Anna Helhoski: Thanks for having me, Sean and Liz, appreciate it.

Liz: Anna, let’s start with the basics. What are scholarships?

Anna: Scholarships provide students with free money for college. There are a ton of them out there that are up for grabs, but you have to know where to look, and you also have to qualify for them. Scholarships and grants, unlike student loans, don’t have to be paid back, so they’re really the best first place to start when you’re talking about financing a college education.

Sean: This sounds like a great deal. You’re basically getting some money based on your application. How are scholarships typically awarded?

Anna: They’re usually awarded based on financial need or on merit, or some kind of combination of both need and merit. Scholarships are a lot of times confused with grants, and they essentially do the same thing, but grants are always based on financial need. Both of them are known as gifted.

When you’re looking for a scholarship, availability is really going to vary. They can come from all kinds of places. It could be your school, community groups, private companies or individuals, and national nonprofit organizations. Your school might also award scholarships, especially if it’s a scholarship that’s based on need, or you might have to apply for it. I would say if it doesn’t come from your school, you’re probably going to have to apply. Scholarships are primarily going to be based on family income or merit requirements, as I mentioned, such as GPA or academic or artistic achievements. You might have to apply to them using letters of recommendation, a résumé of your school or volunteer accomplishments, and some kind of an essay.

Sean: You mentioned income, which is something that I wanted to home in on. That’s how I actually was awarded a good amount of scholarships in my undergrad from my very expensive liberal arts college, and it helped me tremendously. Can you go in a little bit about what need-based scholarships look like?

Anna: Yeah. Need-based scholarships usually have some kind of a means test in them. Usually they use the Free Application for Federal Student Aid, or FAFSA, which you need to submit every year in college in order to access federal, state, as well as school financial aid.

Liz: I had a question about the need aspect of it, because my understanding was that if you had a lot of need-based financial aid, if you got a scholarship, that could actually replace one of the grants you got. Is that something that people need to be concerned about?

Anna: It really depends on the kind of aid that you’re talking about. If you’re awarded a federal Pell Grant, for example, that’s never going to be reduced if you win a private scholarship or a scholarship from your school, even if you end up getting a scholarship that exceeds the cost of attendance. The Pell Grant is really based on your estimated family contribution, not on financial need. Any kind of other changes in financial aid don’t really affect the amount of the Pell Grant that you get. But, if you’re awarded multiple scholarships, that could affect any kind of school grants that you might receive, or if you’re even able to accept all of that money, because you can only get financial aid up to the cost of attendance.

Liz: OK. We just want to let people know this might be a possibility, so they don’t break their necks trying to find a scholarship that just winds up leaving them in the same position that they started in.

Sean: All right, I also want to talk about how to find scholarships, because that’s a pretty central part of Brittany’s search as well. How do you think people should go about locating the best ones for them?

Anna: I can honestly say I did not do enough of this when I was an undergrad, and I wish that I had. But, what you need to do is cast a very wide net. The more scholarships that you apply for, the greater your chance of receiving one. But, that doesn’t mean that you should just go about applying for any scholarship that comes to you. The key is really applying for scholarships that you’re going to be eligible for, so ones that you can actually win. Scholarships could be a one-time thing, but the best ones are ones that are going to be renewable each year.

Sean: When I was in college, I applied for scholarships that were specific to my niche, so LGBT student scholarships and also journalism student scholarships. I’m wondering if this is still a good route for students to go.

Anna: It definitely is, and I also got a journalism student scholarship, so I know how that went. Niche scholarships are really the ones where you can distinguish yourself. That could be through volunteer work, club membership, athletics, classes or what you plan to study. But, you really can find scholarships that are also related to identity, could be by race or ethnicity, LGBTQ identity, religion, community, where you live, hobbies, interests, any kind of volunteering that you do, civic involvement, if your family member has military status, could also go by immigration status or nontraditional student status. That could be being a parent, an older student or if you’ve just received a GED.

Liz: I want to circle back to what you said about renewable scholarships. This was something that you had experience with, right?

Anna: I did. My freshman year of college, I ended up getting quite a few scholarships, and that really helped pay for my expensive liberal arts college. But, that was really just a freshman year scholarship. I ended up needing to actually transfer to a state school because it just wasn’t going to be affordable for me anymore to try and attend a college in the middle of Manhattan when I really couldn’t afford that after my first year. A lot of times when you front load a lot of financial aid, that can put you in that same kind of position, where, sure, you can afford your college your freshman year, or maybe even your sophomore, but as time goes on, it’s just going to end up being more expensive and you could end up taking on more debt that’s going to be really difficult to repay after you graduate.

Liz: We should also talk about where to look for these scholarships. We talked about finding the ones where you can distinguish yourself, but where do you actually go to find them?

Anna: Using the U.S. Department of Labor scholarship search tool is kind of my go-to when I’m giving anyone advice on looking for a scholarship. But you should also talk to your own school. If you’re in high school, talk to your guidance counselor. If you’re in college, talk to your school’s financial aid office.

There also could be industry organizations related to your field of study that you might want to look into. You can search locally at community organizations, local businesses, religious organizations or civic groups. You also could inquire about scholarships that might be sponsored by your parent’s employer or your own employer. Then, of course, there are a ton of scholarship databases; Cappex.com, Scholly, College Board, the Ultimate Scholarship Book, Fast Web, Big Future, Scholarship America, Unigo, there’s a ton of them out there. It’s also going to be really important that, once you have your big list of scholarships that you want to apply for, to pay attention to those deadlines. Make that list early, take note of the dates so that you can really keep track.

Sean: All right, so Brittany was also worried about scholarship scams. How can people identify whether a scholarship they’re looking into is legitimate or not?

Anna: Yeah, so this one’s tough, because you want to believe that anybody giving you free money is just going to hand it over, right? You really need to be careful where you apply and what kind of information that you’re providing. Some signs of a scam could be pressure tactics, so they’re pushing for money or personal information a little bit too quickly. They want your bank account or credit card information right upfront. They want you to pay a fee to guarantee that you’ll win by paying money, even if they say there’s some kind of a money-back guarantee if you don’t. The FTC actually says that oftentimes those guarantees come with some kind of a condition that make it pretty much impossible to get your money back. Your safest bet is to try and stick with free scholarship search services.

There are also ones that are asking you to submit your FAFSA for a processing fee. Those aren’t technically illegal, but in order to submit the FAFSA, you’ll need to provide them documentation and information that you would need to gather anyway, so it’s really best to do it yourself, since the hardest part is gathering all of that personal and financial information together.

Sean: It seems like the elements that help anyone identify any kind of scam are relevant here, too. Where someone’s trying to get your bank account information, and they’re trying to get your personal information, they’re trying to get you to pay for something that you shouldn’t have to pay for. Those are common red flags across all personal finance decisions that you might be dealing with a scam.

Anna: The FTC also lists some kind of telltale lines about scholarship scams on its website, like the scholarship’s guaranteed or your money back, or you can’t get this information anywhere else, or we’ll do all the work, you just pay a processing fee. Those are all going to be come-ons that are not going to be true and could very well lead you to be getting scammed.

Sean: All right. What should someone do if they think they have been scammed?

Anna: If you have been scammed and you have given them some personal information, or you have handed over your bank account information, halt all payments if you’ve provided that, and you also may want to freeze any credit cards that could be on file with one of these predatory companies. Then, you definitely want to file a complaint. File with the FTC, file with your state attorney general and the Consumer Financial Protection Bureau so that they can log this.

Liz: We might also recommend that they freeze their credit, because if they’re handing over all this personal information, it might not just be a one-off. It could be sold to other bad guys or used in other ways.

OK, so Brittany was also interested in contacting advisors who can help her. What’s your advice about that?

Anna: I always go for the free ones first. Your best advisor would really be your guidance counselor at your high school, or your school’s financial aid office or advising office. But, there are coaches and mentors and consultants that you can pay to help you get into college, get scholarships, etc. But, those services can be costly, hundreds of dollars or some kind of a monthly fee. They might be able to help you, but there’s no guarantee that that will be the case, so it really depends on your comfort level.

Sean: One thing I want to talk about is how folks aren’t going to get approved for every scholarship they apply for, which can be pretty demoralizing. I had that experience when I was applying when I was in college. I’m wondering what some common reasons are that people might not be granted the scholarship that they do apply for.

Anna: You might not meet the requirements. That usually is there, especially if it’s some kind of a niche scholarship, or if there is a financial need component that you really just don’t fit. There also could just be a lot of competition. Unless it’s a local-only scholarship, where you’re not really competing with a ton of people, it’s best to try to apply for scholarships that you definitely can fit the bill. You don’t want to apply for a scholarship whose criteria you really don’t meet, because the competition for most scholarships is pretty high. But that doesn’t mean that you shouldn’t keep looking. Really figure out what it is about you that’s unique, or how you can fit your experiences or your volunteerism into some kind of a niche category. There’s probably a scholarship for you out there, but you’re just really going to have to look for it. Try and talk to your school counselor about your options, and look through an online database or two.

Liz: Do you have any other tips for how people can minimize college expenses?

Anna: Definitely. Scholarships are great, but so are other gift aid, like grants and work study, if you’re eligible. Maximizing all kinds of free aid can really help you then keep your student debt low. Most students are going to have to take on some kind of a student loan debt in order to go to college. There is really a hierarchy of financial aid that we try and follow, so that’s maxing out all free aid first before turning to federal loans, and eventually private loans, if you do need them. But, it really all starts with submitting the FAFSA.

Sean: I have another question that is outside of the realm of what Brittany was wondering about, and I’ll admit is kind of in the self-interest of my household, specifically my partner, who is going to be entering grad school in the fall. I’m wondering if you have any advice for people who are looking for scholarships or ways to make grad school more affordable.

Anna: Yeah. I mean, first off, congrats to your partner. Grad school enrollment is really up right now, so that’s really great to hear. Scholarships for grad school, similar rules are really going to apply, but you might want to look for some grad-school-specific scholarships. Again, start with that U.S. Department of Labor scholarship search tool. But this could also be an opportunity to really check in with professional associations, especially if you’re going to grad school after having been in the workforce for a little while. Some grad-school-specific search engines are Go Grad, Sallie Mae Grad School Scholarship Search, but you can also find them on Fast Web, Big Future, Scholarship America, etc.

Liz: OK, so we’ve been focusing on scholarships, but grad schools kind of work differently than undergraduate anyway. Are there other options for reducing your expenses?

Anna: Yeah, so many grad and PhD programs are actually designed to offset your expenses. They’ll pay your tuition and fees, and in exchange you teach courses. But not all programs are like this, or they may have limited slots, depending on the program.

Sean: All right, I have one last thing I want to throw at you, Anna, and also this is for you, Liz, and for me to talk about a little bit, too. We got another listener question from Andrea, who is wondering whether it is, quote, in their words, “A really stupid idea to put tuition on a credit card for the zero APR period, and then continue to transfer the balance to future similar cards until it’s paid off.” For a little bit of additional context, they said their tuition will be somewhere between $35K and $95K, their credit score is currently over 800, and that they’ve done this before with other credit card debt. Throwing that out there, anyone take a little bit of that information and let’s talk about it.

Anna: Sure. You technically can use a credit card to pay for college, but it’s kind of a bad idea. Schools aren’t like other merchants, they usually charge convenience fees that are pretty high, so that could be around 2.75% up to 3%, maybe even higher. That can end up costing you more than the rewards on that card might actually net you. Usually you have to get rid of your balance fast to take advantage of those 0% interest periods, and even if you end up juggling the balance using different zero interest cards, you can get hit with transfer fees. Then if that zero interest period runs out, you’re looking at a pretty high interest rate compared with federal student loans.

Say you have $35,000 on a credit card, as the reader estimated was on the low side of her potential balance. If you have an 18% interest rate and want to make a minimum payment of $350 a month — that’s around the typical student loan payment, by the way — your payment wouldn’t even cover the interest. Your more realistic monthly payment would be closer to $800. You’d end up paying over $22,000 in interest, and it would take you six years to pay it off.

Sean: That’s a nightmare.

Anna: Yeah, so your much better bet is to take a federal student loan at a low interest rate. It’s currently 2.75% for undergrad and 4.30% for direct unsubsidized loans for grad students.

Liz: One thing I have noticed is people who do use these balance transfer offers tend to expect them to always be available. As we know now, that’s not always true. When the economy goes bad or lenders start to get nervous, even great credit scores might not guarantee your approval, or you might not get a large enough credit limit to move the whole balance over, and then you’re in that situation that Anna just talked about, where you’re paying incredibly high interest on this debt.

Sean: What makes me a little bit nervous about this is that, I’m sure that at some point in Andrea’s life, a curve ball is going to come her way, and maybe she will miss a payment on something, she’s on vacation and just forgets to pay a bill one day. Anything could happen that could make her credit score go beneath 800. That could make it go beneath the point where she’d even qualify for one of these cards, and then she’s kind of out of luck.

Anna: Weirdly, [federal] loans provide you a safety net. They provide you with opportunities for loan forgiveness, but also income-driven repayment plans that tie your payments to a portion of your income. They really are just a better idea.

Sean: OK. Well, you said the word student loan forgiveness, so I have to ask you as someone who reports on this a lot, what are your current thoughts, if you could look into a crystal ball about what folks’ odds are that they might get some student loan forgiveness this year?

Anna: I’m not going to place any bets. However, signs are sort of starting to point in the direction that we could at least see some kind of a proposal. It doesn’t seem like it’s going to happen in Congress. That is very clear by how hard Congress is pushing Joe Biden to make an executive order on this. Now, at this point, we’re really just in a wait-and-see.

Sean: All right, well, thank you so much. If that happens, we might drag you back to talk about it.

Sean: OK. Well, thank you for talking with us, Anna.

Anna: Yeah, thanks for having me.

Sean: With that, let’s get on to our takeaway tips. First up, leave no rock unturned when looking for scholarships. The more scholarships you apply for, the greater your chances are of receiving one.

Liz: Next, also focus on your applications. You may be more likely to win a scholarship that’s specific to your niche.

Sean: Lastly, know how to spot scams. Common red flags are scholarships that use pressure tactics or ask for your bank or credit card information.

Liz: That’s all we have for this episode. Do you have a money question of your own? Turn to the Nerds and call or text us your questions at 901-730-6373. That’s 901-730-NERD. You can also email us at [email protected]. Also, visit nerdwallet.com/podcast for more information on this episode, and remember to subscribe, rate, and review us wherever you’re getting this podcast.

Sean: Here is our brief disclaimer, thoughtfully crafted by NerdWallet’s legal team. Your questions are answered by knowledgeable and talented finance writers, but we are not financial or investment advisors. This Nerdy info is provided for general educational and entertainment purposes and may not apply to your specific circumstances.

Liz: With that said, until next time, turn to the Nerds.

Wellness Information: Discovering pleasure and doing extra for your self | Leisure

I recently read an article from the Stall Street Journal at Western Wyoming Community College. What’s this? First, Stall Street Journal is a great advertisement. It’s when you post information in toilet cubicles. It’s a great way to reach out to people because honestly, for a few minutes you have “a captive audience” (ha ha.)

However, that particular article, or rather the flyer, was information published by the Western Wellbeing and Accessibility Office. It was about finding joy and how college is a great place to find things that can bring you joy, like finding your passion, laughing more, being more patient, and treating yourself well. As I read for a minute, I realized that I really liked what it said, not just for students but for life in general, so I took a picture of it. I wanted to finish reading it later. (Yes, I had my cell phone with me in the bathroom.)

After reading the entire flyer, I was reminded of several things. First, college is a time to gain independence and learn to do things for yourself. This can be scary if it’s your first time away from home for a long time, but it can also be a place to try new things. The same goes for all of us, whether we are in college or not. Sometimes we get into trouble and don’t really try new things. We may be afraid of failure or feel like we should stay home folding laundry, doing dishes, and other chores.

These are important, but it is also important to take time to do family things for as long as you can. Children grow up so incredibly fast and then they’re gone, to college or with their own lives, and the time to create those precious moments could be over. Interestingly, when you leave the house, a lot of the laundry, dishes, and other things that could get in the way of “finding joy” if you let them. (It’s okay to leave a full basket or dishes in the sink while you’re making memories.)

College students have time to find out what interests them. You can take time for new hobbies and meet new friends. These things are important, but aren’t they important for all of us to do all the time? My fun thing is to exercise. However, I can’t always do this, and not everyone in my family enjoys this. I need to find things to do and enjoy with each of them.

I recently played a game called Hunt A Killer which is basically a Whodunit that you play with your family on a monthly basis. I’m not particularly good at video games, but my son likes his, and the youngest two girls are just getting into some. They don’t care if I’m good or not. They just want me to share their fun thing with them! One of my older daughters likes puzzles. Me too. We have a good time doing puzzles together. We don’t have to spend a lot of money to pass time. We go for a walk, play board games or watch films. It’s important to try new things, but it’s also extremely important to do things with people for enjoyment.

The flyer said that it is important to say “no” sometimes to find joy. This is one that we all need to remember and recognize. Most people will jump in, lend a hand, and help as much as they can while they are busy. College students have a full load even if they are not full-time students. My athletes have school, drills, competitions, study, community service opportunities and yet they need to eat, sleep, be social, enjoy their hobbies, and just relax. Most of us have work, housework, families, sleep and meal times, hobbies and socializing in order to be healthy and find joy. We all need to remember that not only is it okay, but that sometimes we have to take a step back and put ourselves first. The flyer reminded me that we cannot and do not have to do everything. We can say “no” without being mean or rude.

Lately we’ve all had to adjust our lives a bit because of COVID-19. Adjusting is what we do, but it doesn’t mean we have to stop finding ways to be happy. It just means that we may have to do different things or find different ways to do the same things that we love to do. Even when I’ve put on a mask or kept social distance, I know that I can find joy if I focus on finding my passions, laughing more with my eyes, and indulging in something every now and then. I hope you find some joy too, and that this Stall Street information was a good memory for you as it was for me. Have a great day!

Lu Sweet is the sports director at Western Wyoming Community College. She has been a Rock Springs educator for two decades and a longtime employee of the Rocket Miner.

Leisure Venues In New York Metropolis, Throughout Nation Discovering Methods To Safely Reopen For Reside Performances – CBS New York

NEW YORK (CBSNewYork) – Entertainment venues across the country are finding ways to reopen safely after COVID-19 silenced most performances over the past year.

Now music can be heard again, also in New York City.

CONTINUE READING: Path to reopening: Broadway cast with special pop-up performance by actress Amber Iman

On a spring day full of new beginnings, the first sounds could be heard being played for a ticket audience at Lincoln Center since March last year.

“We really missed playing for people,” New York Philharmonic musician Leelanee Sterrett told CBS News’ Nancy Chen.

The concert was part of a new outdoor performing arts series called “Restart the stagesWith 10 seats for music, ballet, film and dance.

Their first audience consisted of 150 health care workers, including ambulance doctor Junnie Mark Kobashi.

“Incredible experience. It’s been a full year of lockdown and hearing it through your computer or headphones just isn’t the same, ”Kobashi said.

CONTINUE READING: DMX dies at the age of 50 after days of life support at White Plains Hospital

Venues nationwide are finding new ways to safely welcome audiences back, including the Hollywood Bowl in Los Angeles, slated to reopen in May with limited capacity concerts.

CORONAVIRUS PANDEMIC

“The art scene hurts so much. We closed first and will open last in this country, ”said Henry Timms, President of Lincoln Center. “One of the things we all need to see next is the greatest possible support for local arts organizations … for all of those people who make up that big part of our souls that we all need to reclaim.”

For Sterrett, the concert was a reminder of the importance of coming together.

“Music is something that gives us the opportunity to do this on a regular basis, and I hope everyone remembers how magical it is to gather in the same room and experience something beautiful,” she said.

A note from a community in concert.

MORE NEWS: Photos: remembering rapper DMX over the years

Nancy Chen of CBS News contributed to this report.

Regardless of pandemic, UK’s DanceBlue nonetheless discovering methods to lift cash for pediatric most cancers

LEXINGTON, Ky. (WKYT) – One of the University of Kentucky’s greatest traditions occurs on Saturday. The British company DanceBlue raises money for the Kentucky Children’s Hospital. The school has raised more than $ 17 million for childhood cancer treatment and research.

This is the 16th year of the UK DanceBlue dance marathon. The tradition is changing due to the pandemic restrictions, but a new event has been added.

Usually the DanceBlue marathon consists of more than 1,000 people who are accommodated in one room. This year everything is virtual. Dancers will join through Zoom to raise funds.

A personal element was added this year. British education students taught dance at William Wells Brown Elementary School. More than $ 2,000 and lots of smiles were donated on behalf of the school. DanceBlue director Allie Holt is happy that the organization is flourishing.

“Just because the world could stop, cancer never does and neither does DanceBlue,” said Holt. “To be in an organization with college students who have such a big heart to help people and children who need it so badly is really special to be a part of.”

The dance marathon starts on Saturday at 11 a.m. and ends at 8 p.m.

You can see the livestream on the UK DanceBlue Facebook page.

Since students cannot volunteer with patients in the hospital this year, they started a pen pals program and hosted zoom parties for cancer patients and their families.

Great Britain @ UKDanceBlue Dance marathon is a 16 year old tradition! This year it will be different because of the pandemic, but a new event has been added.
How adorable are these kids? @WKYT pic.twitter.com/Cqd6dRPpCa

– Shelby Lofton (@ShelbyWKYT) April 9, 2021

Copyright 2021 WKYT. All rights reserved.