Professor and gang bow out in style- The New Indian Specific

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A series like Money Heist has to bow in style. There are no two options. The stake is sky high and everyone is locked on their screens to see how the Red Gangs make of this dazzling bank robbery organized over the past two seasons. The creators managed to pass this test and produce some surprising performances. While the final will satisfy most fans, the path to get there isn’t perfect either.

The first volume of last season ended with Tokyo’s (Ursula Corbero) death, and the second volume ties in directly – it shows how Professor (Alvaro Morte) and the team deal with the disaster. It’s great how the writing in these scenes, especially the dialogues, even though we have plenty of time to process the tragedy and move on, pulls us right back into the tension that the fifth episode left us with.

At the same time, Alicia Sierra (played by a brilliant Najwa Nimri) in Professor’s hiding place uses this opportunity to escape. A chase ensues, and again the writers have used a well-known creative tool to keep the tension going. Just as Alicia is racing out of hiding, we cut to a flashback with Berlin (Pedro Alonso) – a continuation of the subplot from the first volume. At the end of the scene we see the professor and Marsella (Luka Peros) leaving the hiding place to catch Alicia. The juxtaposition of the sequence is intended to convey the psychological feeling that a lot of time has passed since Alicia’s departure. However, we know this is not the case. The chase, supplemented with scenes from the bank, keeps the tension going.

Tokyo’s voice-over now begins, but how does a dead character continue the story? The makers don’t explain it through their voice-over. However, there is a scene where Rio (Miguel Herran) visits the place where Tokyo died, and the voice-over suggests that when a person dies, their mind lingers in place for some time. In fact, it suggests that even Rio can sense their presence. So maybe you can assume that there is a cosmic reason for the voiceover?

The first three episodes of the second volume move at a hectic pace and focus on three big narratives: A soldier from the special troop becomes a “Trojan horse”, the gang has to concentrate on extracting the gold, while Colonel Tamayo and his troops do it are on high alert, and the third concerns the Professor Alicia situation. Amidst all of this, we also get flashback sequences – however, unlike those in previous seasons, each flashback scene seems too important to the narrative. This also extends to the scenes that concretize the interpersonal dynamics between team members.

For example, the scenes with Manila (Belén Cuesta), Denver (Jaime Lorente), and Monicas (Esther Acebo) don’t interfere with the narrative as we are aware that these scenes lead to the end of their character arcs. In addition, the second volume continues to explore the mental and emotional makeup of Manila and Monica. The writers also seem to be aware of when to get us back in the middle of the action – something the previous band couldn’t.

Meanwhile, the Berlin conspiracy is throwing one revelation after another and is already increasing expectations of the upcoming Berlin spin-off series. In a bar in particular, there was a brilliant scene when Berlin discovered that his son had betrayed him. He’s losing the cool demeanor he’s popularly known for, and actor Pedro Alonso comes out of the park with his brilliant performance.

As expected, the Berlin subplot merges with the main narrative in the most amazing way. This scene happens when Tamayo’s squad reaches a location where the team has planned to extract the gold. That feels like the final checkmate. Just as you’re wondering what’s going to happen, we’re being hurled from one subversion after another.

The most impressive sequence of the season, however, does not include any of the action. Eventually, the creators reveal the professor’s original story. While not original, these sequences pull the strings of the heart.

The final episode of the series is, as expected, a thoroughly professorial show. It has some great scenes for the fan-favorite character, but I would like other members of the gang to get signed in style too. There isn’t one big action set piece with bullets raining down and grenades flying down the aisle of the bank. The twists and turns are gripping nonetheless. While I can’t think of a better way to end the show, a sense of incompleteness is also strongly felt. Perhaps it is the overwhelming disappointment to know that this will be the last time we will see the gang sing “Bella Ciao” or because nothing can satisfy the extraordinary hype the series has generated. Or maybe, as Professor says about the gold in the bank, it’s just an illusion.

Money Heist Season 5 Vol 2

Throw: Alvaro Morte, Ursula Corbero, Itziar Ituno, Pedro Alonso
Direction: Alex Pina

Valuation: 3.5 / 5

Pony Specific elevating cash for Horses Assist

PHOENIX – The Pony Express began its two-day journey from Phoenix to Prescott on Friday.

The trip brings in money for Horses help an equine therapy organization that helps community members with special needs.

Eight year old Levi Araiza had the honor of delivering the mail to Phoenix JC Comancheros. From there the group will deliver it by horse to the Post Office in Prescott.

The Phoenix JC Comancheros have been recreating the historic Pony Express for many years. The Pony Express was a mail delivery service with riders that operated from 1860 to 1861.

The Phoenix JC Comancheros raise money by selling letters for $ 5 and then carrying the mailbags on horseback. The money earned goes to organizations like Horses Help.

“The physical therapy this group does for all children, first responders and adults here is phenomenal, so every year we try to raise as much money as possible for individuals like Levi,” said Rick Moebs, director of the Pony Express Trails .

To learn more about their journey, Click here.

Is Worldwide Cash Categorical (IMXI) A Good Lengthy-Time period Purchase?

Voss capital, an investment company, has published its “Voss Value Offshore Fund” investor letter for the second quarter of 2021 – a copy of which can be downloaded here. The fund returned + 11.2% quarterly net return for the second quarter of 2021, ahead of the Russell 2000, Russell 2000 Value and S&P 500 benchmarks, which returned + 4.3%, + 4.2% and +8, respectively. 5% delivered for the same period. You can check out the fund’s top 5 holdings to see their top bets for 2021.

In Voss Capital’s letter to investors for the second quarter of 2021, the fund mentioned International Money Express, Inc. (NASDAQ: WALK) and discussed his stance on the company. International Money Express, Inc. is a Miami, Florida based money transfer company with a market capitalization of $ 715.7 million. IMXI posted a year-to-date return of 18.40% while 12 month returns are up 13.29%. The stock closed at $ 18.40 per share on September 1, 2021.

Here’s what Voss Capital had to say about International Money Express, Inc. in its Q2 2021 investor letter:

“We believe Intermex (International Money Express, IMXI) is a convincing long. IMXI is an international money transfer company primarily focused on transactions originating from the United States and going to Mexico and Guatemala. They make their money by charging a fixed fee for each transfer (85% of sales) and, to a lesser extent, through currency arbitrage on transactions (14%). Her client base consists primarily of low-income, low-bank immigrants from Mexico and Guatemala whose family / friends are staying in their home country and in need of financial assistance. We believe IMXI is an easy to understand story, with a clean capital structure, very low capital intensity (outside of some fluctuations in working capital), a strong brand, adept management, and excellent ongoing execution (z incremental margins). We believe the negative narrative surrounding the company has flaws that we can exploit, namely skepticism about the sustainability of its growth, the stickiness of the customer base, and a misunderstanding about the economics of a digital transfer versus a personal transfer.

The consensus on Wall Street is that IMXI is making a strategic mistake by not going “all-in” with digital transactions like MoneyGram (MGI), Western Union (WU) and well-supported private competitors like Remitly and Wise . You will hear the wave of VC money showing you what the future holds and transfers initiated through brick and mortar stores are dying out. In the digital transition, Intermex will lose its customer base and, given the operational leverage of the model, profitability will be hit hard. Bears also argue that digital is cheaper, easier, and should create a more solid customer base in the long run. In addition, Intermex’s focus on a few markets makes it difficult to scale the business and will quickly hit a wall of growth.

Voss has a different opinion. After in-depth survey of the customer base and research into cultural factors, we believe that the transition to IMXI’s digital customer base will be very slow as digitization requires a bank account and it can take longer for the money to be available to the recipient in cash. As WU and MGI focus on the digital, IMXI continues to gain market share locally and an increasing share of the associated superior profitability of the units. Digital has a much lower Lifetime Value (LTV) / Customer Acquisition Costs (CAC) ratio due to intense competition that requires high marketing costs and increases “churn”. Digital isn’t necessarily a cheaper way for customers to send money either, as digital gamers try to grow their revenue with higher currency arbitrage to offset the low advertised transaction fees, something our smart customer base is very much aware of. We’d also argue that IMXI’s personal customer base is probably stickier than the overly digitally minded Wall Street imagines. A worker dropping by the IMXI counter in the same store where they cash their check or buy groceries is routine, and that convenience and familiarity are sticky. Management noted that many of the customers who switched to IMXI’s digital product during the lockdown returned in person after the stores reopened.

Intermex’s disciplined focus on a few markets, instead of striving for growth in every country, enables the company to dominate these high-volume corridors and participate consistently and profitably. In direct contradiction to the bearish mood and narrative, IMXI is constantly growing around 20% faster than its competitors WU and MGI.

At its current valuation of ~ 8x NTM FCF and 7x EBITDA, the market’s expectations for this 20% organic grower are exceptionally low. We believe they can sustain 10-20% growth and pave the way for the stock to double in the next 2-3 years through a combination of continued organic growth and multiple expansion as the market realizes that their runway is a lot is longer than currently forecast. Our price target is $ 29 (90% up) based on 10x our EBITDA estimates for 2023. If the stock’s price doesn’t improve by then, we believe it’s both private equity and There are strategic buyers interested in buying the entire company. “

The story goes on

Photo by Karolina Grabowska from Pexels

According to our calculations, International Money Express, Inc. (NASDAQ: IMXI) couldn’t find a place on our list of The 30 most popular stocks among hedge funds. IMXI was there fifteen Hedge fund portfolios at the end of the first half of 2021 compared to 18th Average in the previous quarter. International Money Express, Inc. (NASDAQ: IMXI) returned 18.43% over the past 3 months.

The reputation of hedge funds as shrewd investors has been tarnished over the past decade as their hedged returns have not kept up with the unsecured returns of market indices. Our research has shown that hedge fund small-cap stock selection beat the market by double digits annually between 1999 and 2016, but the outperformance margin has been decreasing in recent years. Nevertheless, we were able to identify a selected group of hedge fund holdings in advance that exceeded the S&P 500 ETFs by 115 percentage points since March 2017 (see the details here). We were also able to pre-identify a select group of hedge fund holdings that lagged the market by 10 percentage points annually between 2006 and 2017. Interestingly, the underperformance margin of these stocks has increased in recent years. Investors who take long positions in the market and short these stocks would have earned more than 27% annual return between 2015 and 2017. We’ve been tracking and sharing the list of these stocks since February 2017 in our quarterly newsletter.

At Insider Monkey, we search multiple sources to discover the next great investment idea. For example, the Federal Reserve created trillions of dollars electronically to keep interest rates close to zero. We believe this will lead to inflation and drive house prices higher. So we recommended that Real estate stocks to our monthly premium newsletter subscribers. We go lists like 10. by best EV stocks to pick the next Tesla that delivers a 10x return. While we recommend positions in just a tiny fraction of the companies we analyze, we review as many stocks as possible. We read letters from hedge fund investors and listen to stock pitches at hedge fund conferences. You can subscribe to our free daily newsletter on our homepage.

Disclosure: None. This article was originally published at Insider monkey.

Cramer’s Mad Cash Recap: American Specific, UPS, Honeywell

The artificial forces that drove the market down last week appear to have gone this week, Jim Cramer told his Mad Money viewers on Monday. Traders have all but forgotten about inflation and the Fed, Cramer said, and that means tomorrow’s session is likely to continue today’s rally.

What has changed between Friday and today? Just the attitude of the buyer. Last week traders loathed the Fed’s comments on inflation, but today they have come to terms with the fact that even with low inflation, things are still looking pretty good for our economy.

That means there are still plenty of bargains to be found, especially on Friday when the Russell 2000 Index is rebalanced, which offers plenty of opportunity. This Friday, like last Friday, will be your chance to buy some great companies like UPS (UPS) – Get the report who just reported a strong result.

Investors can also return to American Express (AXP) – Get the reportwho also told us it was great last week. Cramer also supported companies like Honeywell (YOU) – Get the report and Lockheed Martin (LMT) – Get the report.

Cramer and the AAP team are reviewing everything from revenue to politics to the Federal Reserve. Find out what they are saying to their investment club members and join the fun with a free trial subscription to Action Alerts Plus.

Executive decision: Boxed

In his first “Executive Decision” segment, Cramer spoke to Chieh Huang, co-founder and CEO of Boxed, the e-commerce food platform that will soon go public through a reverse merger with Seven Oaks Acquisition SVOK. The SPAC deal is worth $ 900 million.

Huang admitted that there are some tradeoffs coming to the public through SPAC rather than a traditional IPO, but in the end he said that a SPAC was the best choice for Boxed. His company will use the proceeds from the transaction to drive marketing and awareness, and to fund his expansion efforts with new markets and product lines.

For those who may have never heard of Boxed, the company offers food in bulk to both consumers and businesses. Boxed has also opened its software platform to other corporate retailers, making it a SAAS software provider as well.

When asked about private label products, Huang stated that Boxed has about 100 items under its own private label, and those 100 items account for 15 to 20% of sales.

Huang remembered starting his business in a garage in New Jersey. He said he and his family could have lived the American dream and that he was very grateful.

Executive decision: Cerence

For his second segment “Executive Decision”, Cramer also spoke to Sanjay Dhawan, CEO of Cerence (CRNC) – Get the report, the automotive AI technology company that powers over 320 million vehicles.

Dhawan stated that Cerence is just one of many departments within Nuance Communications, but as an independent company it is able to focus and grow significantly. Nuance has since agreed to be acquired by Microsoft (MSFT) – Get the report for $ 20 billion. Cerence was spun off from Nuance in 2019.

Cerence offers voice assistant technology that acts as a hands-free co-pilot for the drivers. Dhawan said her most common uses are navigation, phone interactions, and music search functions. They aim to create a seamless experience both inside and outside the car.

On Real money, Cramer shares information about the companies and CEOs he knows best. Get more of his insights with a free trial subscription to Real Money.

Those pandemic gains still have strength

If your business committed murder during the pandemic, it has become toxic in this market even if sales are still skyrocketing. Case in point: Thor Industries (THO) – Get the reportwhich peaked at $ 146 per share in May and has since fallen back down. Stocks now trade for less than $ 100. The same goes for the boat manufacturer Brunswick Corp. (BC) – Get the report, which peaked at $ 115 in May and has also fallen below $ 100.

Investors seem to believe this is the final great quarter for these companies and that once the travel and entertainment industries are fully open again, demand will fade. But nothing could be further from the truth as both companies have multi-year arrears.

The same pattern can be seen in Campbell Soup companies (CPB) – Get the report to Take-Two Interactive (TWO) – Get the report, but Cramer said the most frustrating thing was Walt Disney Co. (DIS) – Get the report. Disney skyrocketed last year after the success of Disney +, but now the company can look forward to movies, theme parks, and cruises.

Cramer said he was still a fan of all of these stocks, along with Southwest Airlines (LUV) – Get the report, Delta Airlines (OF THE) – Get the report and Airbnb (ABNB) – Get the report.

Has WallStreetBest lost its mojo?

In his “No Huddle Offense” segment, Cramer said the WallStreetBets crew may have finally lost their mojo. After the group’s big initial win in GameStop (GME) – Get the reportEvery subsequent recommendation has just lost people money.

Cramer said the WallStreetBets crew didn’t have enough firepower to support more than a stock or two at a time, which is why their attempts to recommend Wendy’s (WHOM) – Get the report, Corsair Gaming (CRSR) – Get the report, Clean energy fuels (CLNE) – Get the report and Petco (SHOT) – Get the report everything is very short-lived. If you made a purchase based on these recommendations, you have been destroyed.

Even GameStop continues to be called into question as the company has yet to come up with a plan to bail out beyond its troubled retail business.

Everyone loves a winner, Cramer concluded, but when you start losing money they stop paying attention pretty quickly.

Browse Jim Cramer’s “Mad Money” trading recommendations with our exclusive “Mad Money” stock screener.

To watch reruns of Cramer’s video segments, visit Mad Money page on CNBC.

To sign up for Jim Cramer’s free Booyah! Newsletter with all of his latest articles and videos Please click here.

At the time of publication, Cramer’s Action Alerts PLUS held a position with UPS, HON, MSFT.

Difficult Covid, India style- The New Indian Categorical

I was talking to a friend the other day who lives in the United States. She crowed because she had decided to have her Covid vaccination. Pfizer, she informed me. She went one step further (many steps further) and told me that it is officially called the Pfizer-BioNTech Covid-19 vaccine. And how clinical studies have shown that the vaccine is 95 percent effective in preventing laboratory-confirmed Covid-19. And what was the demographic separation of the people included in the clinical studies like? And how many of them were of Asian origin …

I cut them off at this point. The complacency became too much for me. These foreigners (which of course include NRIs, whose only connection with India is now an increased enthusiasm for our politics) seem to believe that the West is the last word in scientific research. As if we from the land of Charak, Sushruta and Jivak know nothing about the scientific temperament. As if we sit back and wait for the West to save us from the coronavirus.

I quickly took up the conversation and started with a detailed explanation of the massive advances in Covid research here in India. None other than the central government, in collaboration with the All India Institute of Medical Sciences in Rishikesh, will investigate whether chanting the Gayatri mantra can treat Covid. AIIMS and with central funding: Isn’t that enough to show how serious the government is in fighting this pandemic?

In 2019, then-Prime Minister of Uttarakhand, Trivendra Singh Rawat, had shown an impressive conscience (literally pre-science) when he announced that cows can exhale oxygen. For all the ridicule it attracted at the time, this has evidently proven to be true. Why else should Uttar Pradesh’s Prime Minister Yogi Adityanath announce the formation of 700 helpdesks in the state to protect the cows from Covid? While Pfizer, ConSino, Moderna etc. are trying to produce vaccines, in India we are also looking for alternative treatment methods: Gaushalas as the hospitals of the future, cows as oxygen concentrators. Soon, Gau Mata, forbid, you will get Covid, it doesn’t matter if there are no hospital beds available. The next Gaushala will be far better.

In the meantime, you can always try one of the many quick medical hacks that are floating around on WhatsApp. Squeeze lime juice into your nose. Hold your breath Drink bitter gourd juice by the liter and inhale hot air from your hair dryer. Then eat diced onions, raw and without drinking water.

My friend interrupted me this time with some stupid acronyms. LOL, ROTFL, LMAO. “Is that science?” She typed. “If that’s science, I’m Marilyn Monroe.”
Laugh all you want, Marilyn. We’ll see who has the last laugh. Haha.

Madhulika Liddle

Twitter: @authormadhulika

Novelist and short story writer

American Specific Says Journey, Leisure Spending Bettering — Replace

By Allison Prang

American Express Co., consumer spending begins to normalize as Covid-19 vaccinations increase in the US a year after the pandemic began.

Travel and entertainment spending increased 40% last month from February and bookings through American Express Travel increased 50% in the first quarter compared to the fourth quarter, CFO Jeff Campbell said in an interview Friday. He also said the number of people signing up for the company’s co-branded cards with Delta Air Lines increased 90% in the quarter from the fourth quarter.

Card companies saw success last year when lockdowns to stop the spread of the coronavirus resulted in consumers spending less on travel and entertainment.

Mr Campbell said there is a tipping point around the improving economy and the increase in vaccinations.

“People are finally able to meet the pent-up demand for travel that we have believed in all along,” he said.

The invoiced goods and services business increased 6% year-on-year in the first quarter, adjusted for currency fluctuations. That business in the Travel & Entertainment category declined in half for the full quarter year over year, but increased in March compared to declines in January and February.

While travel and entertainment spending shows signs of improvement, Campbell says the company doesn’t expect cross-border travel to fully return to 2019 levels by 2022.

“In 2022, we really expect consumer travel and entertainment spending to be largely back where it was before the pandemic,” Campbell said on the company’s earnings call on Friday, adding that “domestic travel in the The US and the US around the globe will be the fuel that will get us to this level. ”

Even as the economy and consumer behavior began to normalize, e-commerce spending was still up 23% year over year.

“Since this physical retail has returned, it cannot exploit the growth that we have seen in the online and e-commerce sector,” said Campbell in an interview.

For the quarter, American Express had a provisioning cost advantage of $ 675 million. The company’s provision a year earlier to cover potential credit losses was $ 2.62 billion.

First quarter earnings rose to $ 2.24 billion from $ 367 million a year ago. The company’s earnings were $ 2.74 per share, beating Wall Street’s consensus of $ 1.61 per share, according to FactSet. A year ago the result was 41 cents per share.

The company’s revenue, net of interest expense, declined 12% to $ 9.06 billion, while Wall Street reckoned it was $ 9.21 billion.

American Express stocks fell 2.4% to $ 143.65.

Write to Allison Prang at

(END) Dow Jones Newswires

April 23, 2021 11:47 AM ET (3:47 PM GMT)

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