These steps might help shield your cash and your info. How a easy electronic mail or textual content message may open you as much as fraud. – Los Angeles Sentinel | Los Angeles Sentinel

These steps can help protect your money and information. How a simple email or SMS can open you to scams.

Thoughtful young African American women sit at the PC in the home office and prepare to spend money online with a personal plastic card. Smiling biracial woman making payment by bank transfer on ecommerce website

The pandemic has accelerated identity theft – and the impact on ordinary people is significant. In fact, the Americans have more than lost $ 382 million on fraud related to stimulus checks and unemployment benefits, counterfeit treatments for COVID-19, and more, according to the Federal Trade Commission (FTC).

Even worse, Black and Latinx consumers are more likely to be victims of fraud than their white counterparts. Because of this, it is important to identify activities that are aimed at stealing your hard-earned money.

JPMorgan Chase is available to help consumers spot suspicious activity – from fake emails and texts to fake claims about ways to stay healthy. We sat down with Jordan King, the local community manager of the Chase Community Center branch on Crenshaw Blvd., to discuss tips and best practices for a better financial future.

Dissatisfied couple customers who are entitled to contractual terms, various customers who sit at the table and argue with the broker about mortgage loan or real estate problems, fraud and bad contractor concept

What should consumers watch out for with scammers?

King: Let’s start with emails and texts. Phishing is the fancy name for email purporting to be from legitimate companies – including banks. They really come from criminals trying to get your personal information like passwords and credit card numbers.

The email may ask you to reply or click a link that will take you to a website that is similar to your bank’s website. You will then be asked to provide your username, password, account number, personal identification number (PIN), social security number, or other personal information. In addition, if you click an attachment on this email, software called malware may be downloaded that tracks or steals your information.

So be very careful when clicking on a link in an email. instead go straight to the company’s website. And don’t click attachments unless you are sure they are from someone you know and trust.

Scammers are increasingly starting to contact victims via text or phone, mostly from a number they don’t know, telling them there is a problem with your bank account, including it being closed, frozen, or canceled unless You call a phone number or go to a website listed in the message and provide your personal and / or account information.

Are there any specific signs to look out for?

King: Yes, here are a few surefire ones:

  • Scammers will often tell you that they are a Problem or price. You may say you are in trouble with the government, you owe money, someone in your family is having an emergency, there is a problem with your account, or you won the lottery. Remember – if it sounds too good to be true, it probably is.
  • After you set up the problem or the price, become scammers urge you to act immediately. They want you to hand over your sensitive information before you have time to think about it. They could threaten you, emphasize a sense of urgency, or say you are running out of time. However, no legitimate business or government agency will pressure you in this way or request your personal information, such as your social security number, bank account, or credit card numbers, by phone or email.

How can consumers protect their money and information?

King: Here are some best practices:

  • Protect your online information. Download and update antivirus software for your computer, and do not enter sensitive information on public computers or on unsecured networks. Also, be careful about disclosing your financial username and passwords online – this includes financial websites and apps that offer tools to help you manage your accounts, invest, or prepare your taxes.
  • Only buy from safe websites. Look for a lock symbol in the address of a website. This helps protect your credit card number, expiration date and three-digit CVV.
  • Change your passwords often. Change your passwords frequently and use a combination of letters, numbers, and special characters. Don’t use your pet’s name, your child’s name, or anything else that is easy to find out.
  • Create a separate password for each financial institution. This offers an additional level of protection in the event that a problem occurs at an institution.
  • Monitor your accounts. Log into your accounts regularly – even daily – via online banking or your mobile banking app to monitor transactions and your account balance. Look for transactions that you don’t recognize. You can also view your monthly statements and contact your bank immediately if you have any problems.
  • Set up an additional confirmation. The correct name is two-factor or multi-factor authentication. It just means you have to take an extra step or two to access your information. For example, you can request that a text message with a code be sent to the cell phone number that you previously provided to the company. The first time you log into your Chase account electronically or with a device unknown to us, we will ask for your username, password and a temporary identification code. And we will send it to you by phone, email or SMS.
  • Destroy sensitive documents. Destroy bank records, checks deposited through mobile banking, and other documents that contain your account information. Keep monthly checking and savings account statements in a safe place until you file your taxes and then destroy them as well. Chase and other banks offer paperless statements so you can view the information online without having to worry about paper.
  • Check your credit report. Read your credit reports carefully at least once a year. You can request a free annual credit report from any of the three national credit reporting agencies, even if you do not suspect any unauthorized activity is on your account. visit annualcreditreport.com.

A businessman shops online using his cell phone and credit card

How does Chase protect customers from fraud?

King: We see it as a partnership; We help protect your accounts and information, and so do you. We monitor all of our accounts 24/7 including the use of security measures that you cannot see.

Even if we find or flag a transaction that you have not authorized, we offer Zero Liability Protection, which means you will not be held responsible for it.

Stop by our Crenshaw Blvd store or our other locations to learn more about JPMorgan Chase’s commitment to customer safety through our fraud prevention and protection tools. I look forward to working with you.

JPMorgan Chase & Co.

Household Virtually Loses Cash with Airbnb Present Playing cards – NBC Los Angeles

If you are planning a short vacation, consider renting a home. If so, the NBC4 I team warns of a popular vacation rental website: your rental could cost you more than you expect.

Jodee Peko and her daughter planned a family trip to Las Vegas to celebrate graduation. Peko wanted to help her daughter pay the bill for the trip, so she gave her $ 1,200 Airbnb gift cards to rent a house.

“It was just for her to get away and go to the family for the first time with her baby,” said Peko.

When you book an Airbnb rental, you have two payment options: prepayment, full; or leave a deposit and pay the balance later, which is the option Peko chose. She used the gift cards to pay the deposit, but when she later tried to use the gift cards to pay the balance, Airbnb refused her.

“The person said to me, ‘Oh, you can only pay for everything in full with gift cards,'” said Peko.

It’s correct. Airbnb doesn’t allow you to use gift cards to offset funds – you can only use them for deposits or prepay everything. The gift cards Peko bought still contained hundreds of dollars, and with no future travel plans, she says the family threw that money away.

“I just cried,” said Peko. “It was heartbreaking and the people at Airbnb were just so heartless. ‘Sorry, this is our policy, read it, you should have read it.’ ”If you browse the Airbnb website, you will find the gift card policy. The I-Team asked Airbnb the reason for the policy, but we got no response.

“It’s really against the consumer, it seems to be kind of a gotcha,” said Mark Ostermann, who called Airbnb for an unfriendly consumer policy on his travel blog. In his opinion, the company should issue a clear warning when consumers use a gift card.

“There should be a pop-up that says, ‘Hey, you’re paying with a gift card and if you make a second payment you can’t use a gift card,'” Ostermann said. “Kind of a warning.” But until that happens, Peko gives other Airbnb travelers some advice.

“Don’t buy gift cards, don’t do it,” she said.

It finally worked for Peko’s family. The host eventually canceled his reservation so he booked a new rental home and this time they knew they had to use their gift cards to prepay everything.

Pizza Folks, a NYC-Model Store Simply Debuted in DTLA – NBC Los Angeles

What you should know

  • Danny Boy’s famous original opened on August 5th; the restaurant is open Monday to Friday from 11 a.m. to 3 p.m.
  • Find it in Halo at 330 S. Hope Street
  • Cheese, pepperoni, meatballs and other pizzas are available in pieces; vegan and gluten-free options are also available

If you’ve fond memories of a trip to New York City, include that last-minute ticket to the matinee of the hot-and-hot Broadway musical, a leafy fall stroll through Central Park, and a foray into the medieval art collection at The Met .

And the memory of the large disc that you devoured with a corrugated paper plate in front of a pizzeria with fast counter service?

It is appetizingly anchored in your Food Memories Hall of Fame, as it should be.

If you’ve been craving a counter-service-style piece for some time, a craving basically familiar to any well-gravy, beautifully topped, ultra-cheesy cake connoisseur, here is some good news: Danny Boy’s famous original, a store full of “New York nostalgia” just opened in DTLA.

The famous Danny Boy’s original is directed by Chef Daniel Holzman, a pizza connoisseur who got his culinary start at Le Bernardin (yes, the Michelin-starred NYC gem) when he was only 15 years old through the Disc.

Types of pizza include a classic cheese, a pepperoni (natural), meatballs, Greek salad, and a Sicilian slice that is gluten-free. You can create your own cake if that’s what you want, or try a traditional cheese-sticky sandwich like a meatball parmelade.

Garlic knots, Caesar salad, and Italian ice cream are also on the pizza addition.

“As a classically trained chef, I approach pizza with awe. Pizza is not a fast food, but one of America’s most important dishes – founded The Meatball Shop in New York City and worked in renowned restaurants on both coasts.

“I looked for masters all over the country, learned history, and tried thousands of cakes. I’ve interviewed oven builders, traveled to tomato farms, tried grain from countless flour mills and experimented with the perfect cheese mix. And served hundreds of different recipes to friends and family … I finally got a damn good pizza. “

“LA is home to some of the best pizza in the world. I’m proud to be part of the community and strive every day to bake the best cake I can.”

This pizza is served in a shop that takes its no-frills inspiration and authentic feel from a shop Chef Holzman visited with his father as a kid, adding another layer of love to the new venture.

Keep in mind that Danny Boy’s will only be open Monday through Friday from 11am to 3pm for the time being, but hours and days will bubble and expand, much like a pizza getting hot in an oven.

Your best choice while you are busy dreaming about sinking your teeth in a sensational disk?

Check out the Instagram for Danny Boy’s Famous Original for updates, information and lots of perfect pizza pictures.

Worldwide Fraud Ring Steals Billions In EDD Cash From California – CBS Los Angeles

Los Angeles (CBSLA) – More than $ 11 billion was stolen from the state of California by fraud against the Employment Development Department.

Experts say a large part of this scam was committed by a very sophisticated and organized fraud ring based in Nigeria. Documents acquired from CBS2 show how easy it is for scammers to defraud the unemployment system using guides they can find on the dark web.

“I was like, ‘Oh god, let’s go, they hacked me,'” said Michelle Turner’s Kristine Lazar of CBS2.

Turner wasn’t surprised when her EDD account was empty. She had seen the California scam all over the news. But that doesn’t mean she was ready to lose more than $ 6,000.

“To think it’s that easy,” she said. “They can take anything from you in a second, in a second,” said Turner.

CONNECTED: 3 Inland Empire women plead guilty after receiving $ 1.3 million in unemployment benefits

Someone spent the money on three separate Florida transactions. Michelle lives in San Bernardino. Fraud experts say thieves from around the world plunged into California’s unemployment fund.

“The vast majority of them are in places like West Africa, mostly Nigeria,” said Crane Hassold, Agari Director of Threat Research. “Hence the focus of this fraud.”

Hassold founded the FBI’s Cyber ​​Behavioral Analysis Center. He says most of the EDD fraud is being perpetrated by a Nigerian criminal ring called Scattered Canary.

CONNECTED: The judge’s injunction instructs the BofA to release EDD accounts suspected of fraud

“Many of these scammers are younger, and many of them are quite well educated,” said Hassold. “You’ve got a degree and you’re out of college and the problem is that there aren’t many job opportunities in Nigeria.”

Hassold showed CBSLA a document he had found in a chat on WhatsApp and was communicating with the fraudster. The 39-page manual provides step-by-step instructions for filing a fraudulent EDD claim.

“And put it down in such a way that there are few warning signals,” said Hassold.

All that is needed? A “fullz,” a slang term used by scammers to mean a stolen identity name, date of birth, address, phone number, and social security number.

CONNECTED: Southland residents who receive unemployment insurance will be required to actively seek work from July 11th

“Many of these people only buy their full identities very, very cheaply on the dark web or in underground forums,” said Hassold.

For just one dollar, and the payout is very lucrative.

“I think we’ll get into the high tens, if not 100 billion dollars when all is said and done here,” said Hassold.

Stopping this scam is not an easy task.

“We have always said on my team that you can arrest dozens, if not hundreds, of these guys and you really don’t make a dent,” said Hassold. “You need to do this differently and identify the accounts that will be used to receive these funds and close them as soon as possible.”

The problem with this is that EDD has very old technology. A 30 year old computer system that uses a technology that was developed 60 years ago called COBOL.

“It’s inconceivable that they would be expected to distribute billions and billions of dollars on technology that you can’t even find people to code for,” said Haywood Talcove, CEO of Lexis Nexis Special Services, which helps make online Stop fraud. “Fraud is really easy to stop and it is stopped by the banks, the financial institutions and the online merchants.”

But with EDD technology, fighting fraud is a slow and arduous process, according to Talcove.

“This morning I was on the dark web looking around in anticipation of this interview, and there had to be over 850 people on the dark web talking about trying to crack the current California state system,” he said.

Turner said Bank of America said it would take at least 60 to 90 days to get their money back, but within a day of CBSLA contacting the bank, more than half of the stolen money was returned to their account.

CBSLA reached out to EDD but did not immediately hear an answer.

George Clooney, Eva Longoria Assist Launch LAUSD’s Leisure Enterprise Magnet College – CBS Los Angeles

Los Angeles (CBSLA) – An impressive number of Hollywood’s elites are joining forces to train students in underserved Los Angeles communities for jobs in the entertainment industry.

(Credit: LAUSD)

George Clooney, Eva Longoria, Kerry Washington, Don Cheadle, Mindy Kaling are among the actors who will serve as the founding advisory board of the Roybal School of Film and Television Production. The new magnet school will open in fall 2022 and will be housed in the Edward R. Roybal Learning Center in downtown Los Angeles.

CONTINUE READING: “I really feared for my life”: civil rights lawsuit filed against LASD after the traffic blockade ends with beating

The school will connect industry experts and experts with students pursuing careers in the entertainment industry.

“Physics is involved in a cameraman’s choice of lens, math is part of the foundation of a musical score in a movie, critical thinking is required to design a set, screenwriters need a foundation in literacy, and makeup artists need a foundation Know the chemistry of the various materials they might use – all of this will be built into the school curriculum, “Superintendent Austin Beutner said in a statement. “We are thrilled to have these amazing industry leaders helping give children in the Los Angeles area a chance.”

Hollywood has come under fire in recent years for its lack of diversity, even with its epicenter in Los Angeles, one of the most diverse cities in the world. The goal of the new magnet school is to create a more diverse pipeline into the entertainment business.

CONTINUE READING: Prosecutors set up hotline to collect more information on Marcus Eriz and Wynne Lee

“Our goal is to better reflect the diversity of our country. That means starting early. It means developing high school programs that teach young people about cameras, editing, visual effects and sound, and all of the career opportunities this industry has to offer, ”said Clooney. Clooney said in a statement.

CAA Co-Chair Bryan Lourd added, “The combination of education and hands-on training opens up life-changing opportunities.”

Producer and former US Ambassador to the Bahamas, Nicole Avant, said, “Everyone involved in this effort understands the need to create points of entry: access to resources, information, skills and mentoring.”

MORE NEWS: Screen Actors Guild Awards sets date for 2022 ceremony

The new magnet school will start with ninth and tenth grade students and will be expanded to include juniors and seniors over the next two years. School officials say the program could be rolled out to other schools in the Los Angeles area.

Harvey Weinstein ordered extradited to Los Angeles to face intercourse costs

Harvey Weinstein leaves the courtroom in New York City with attorney Benjamin Brafman before the New York State Supreme Court on October 11, 2018.

Stephanie Keith | Getty Images

Harvey Weinstein, the once famous film producer convicted of rape last year, was ordered on Tuesday to be extradited from New York to be charged with sexual assault in Los Angeles.

Weinstein, who is currently serving a 23-year sentence in New York State, is charged with rape, sexual harassment and other crimes in connection with five incidents that allegedly occurred between 2004 and 2013.

CNBC policy

Read more about CNBC’s political coverage:

His lawyers fought extradition to Los Angeles last year, citing, among other things, his poor health.

But Erie County, New York, Judge Kenneth Case ultimately dismissed her arguments on Tuesday.

The Los Angeles Times reported that Weinstein, 69, is unlikely to move to California until July at the earliest.

Weinstein faces up to 140 years in prison if convicted in the Los Angeles case.

Weinstein became the face of the #MeToo movement in 2017 after The New Yorker magazine and the New York Times published articles describing allegations by women alleging that he committed rampant sexual misconduct against them.

The co-founder of the entertainment company Miramax was convicted by the Manhattan Supreme Court in February 2020 a first-degree criminal sexual act against production assistant Mimi Haleyi in 2006; and third-degree rape for assaulting aspiring actress Jessica Mann in a hotel room in 2013.

Weinstein’s lawyers appealed his conviction in April.

During his career, Weinstein has produced award-winning films such as Pulp Fiction, Shakespeare in Love and Gangs of New York.

‘Secret’ Journey Fund Might Assist Vacationers Get better Misplaced Cash – NBC Los Angeles

During the pandemic, the NBC4 I team received more travel-related complaints than ever before. But many don’t know that California has set up a fund to help travelers make up for lost money.

Tere Marquez’s first vacation without her children – in the Caribbean – went great. That is, until the airline canceled its flight home to LA.

“I started crying,” said Marquez. “I thought, ‘What do you mean, we don’t have a flight home?'”

Marquez called the airline and the online travel agent she had booked the flight with. The only way to return home was to leave a day early and combine with a 13 hour layover through Germany. It’s an option she called “crazy”. Instead, Marquez paid $ 1,900 to book a new flight home with another airline. So an attempt was made to get a refund on the new flight, but neither the airline nor the travel agent moved.

“It was tough,” said Marquez.

She didn’t know, but she could have tried to get her money back by filing a complaint with the Travel Consumer Restitution Corporation or the TCRC. It is a private company, but was founded 25 years ago by the state parliament. The idea behind this is to give consumers financial recourse if a travel agent fails to deliver or goes down on their knees.

“It’s especially good right now, this time, I think,” said Vicki Scheck from ScheckTrek Travel. “It offers consumers another layer of protection.” The TCRC is funded by all California registered travel agents such as check. You have to bring in about $ 100 a year.

The TCRC pot is pretty big – about $ 3 million. And only a fraction of it is spent each year. The TCRC told the I-Team that it receives about 57 applications annually and approves 72% of them. The average claim paid is approximately $ 3,000. The pandemic sparked more claims last year – 199. TCRC said it paid 62% of that.

Scheck has never known a traveler who filed a complaint with the TCRC.

“The travel agents I know are fantastic,” she said. “And they are totally behind their customers.” But she likes being around and encourages travelers to use it.

“Most travel agents support this,” said Scheck. “Because if there is a bad apple, it really does cast a shadow over us all. We want the people who are hurt by this to have recourse. “

The TCRC has some rules like:

  • The agent you are suing must be registered in California.
  • Claims are limited to $ 15,000 per person.
  • There is a $ 35 fee to submit a claim.

Click to submit a claim Here.

Gene Simmons And His Spouse Take ‘Leisure Tonight’ Inside Their $25 Million Los Angeles Mansion (Video)

Gene Simmons and his wife Shannon Lee Tweed Simmons recently gave Entertainment Tonight a tour of their Los Angeles mansion, which is on the market for $ 25 million.

Simmons was very vocal about his desire to leave California for some time because he wanted a quieter lifestyle and no longer had to be featured on celebrity cards or grappling with Beverly Hills tour buses. He also said that part of the reason he and his wife listed the two-acre property in Benedict Canyon is because the house had gotten too big for both of them since their children grew up.

“It’s a big lot and the kids were literally raised here,” he said. “Now they’ve moved on and both have their own houses next to each other in the Hollywood Hills. They borrow a cup of sugar and all that. They love and support each other like the best kids you can imagine.”

“They have their own lives and now we have this big house. And if I want to speak to Shannon, I have to put an intercom on because she’s on the other end of the house,” he continued. “It’s happy and it’s sad too. When you are a child and live at home, you love your mother and father, but at some point you have to move out. It’s sad because you are moving away from home, but you are also happy to the future and we really hope that the next family that lives here will enjoy this place as much as we do. “

Last fall, Simmons launched the Beverly Hills home for $ 22 million. He later gave it up for $ 25 million after it was never sold, and he reportedly invested a lot of money in improvements.

“The taxes [in California] are simply insurmountable, “Gene told KTLA 5 Morning News.” But for us it’s a jolt of the heart. We bought four acres of land [in Lake Tahoe]. There is a lot of land. There are 96 acres next door that I want to buy. Just a kind of page change. Less hustle and bustle. And no more traffic jams, no more earthquakes and no more fires. But we love LA and home, but it’s time for a change. “

Gene, 71, and Shannon, 64, were married in 2011 after dating since 1975. They have two children, Nick, 32, and Sophie, 28.

Gene, Shannon and their children were all featured on the reality television series “Gene Simmons Family Jewels” from 2006 to 2012.

For the past few months, Gene has been talking loudly about people taking the COVID-19 outbreak seriously. He has also beaten up Americans who are defiantly skeptical about wearing masks, stating that their refusal to obey the rules puts our entire health at risk.

In its 48-year career, KISS has collected 23 gold and platinum albums – more than any other US band.

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Cash Timber – ABC7 Los Angeles

SPRING, TX – They say money doesn’t grow on trees, but Jonathan Dow wouldn’t agree. He is a money tree artist who opened a shop in the heart of Old Town Spring, Texas just over a year ago. Inspired by the bonsai, Dow has been creating these unique trees for some time.

He uses shredded paper to make the leaves. According to Dow, the destroyed money is available through the bureau for engraving and printing. He is allowed to use the currency for artistic purposes. Many people definitely notice it when they take a closer look at his creations.

Dow wraps the trunks and branches with hemp twine. The trees are mounted on driftwood and decorated with artificial moss for the finishing touches. The best part is that you don’t have to water them.

Dow says he got the idea years ago after receiving a small bag of shredded money as a gift. Consumers can purchase small quantities of the scraps at visitor centers in Washington, DC or Fort Worth. Dow accepted the novelty gift and created his first money tree while living in Florida. Since then, his creativity has jumped to the next level. You can buy one of its seedlings starting at $ 20, and prices go up depending on the size of the tree.

To see more of Dow’s artwork, visit his website Here

Some Small Companies Nonetheless Struggling to Safe Federal Authorities Cash – NBC Los Angeles

Last year the federal government pumped billions of dollars into small businesses through the Paycheck Protection Program (PPP). The program helped save thousands of businesses, but others struggled to secure money.

The government is releasing an additional amount of PPP money to these companies, and our I-Team has learned that some are still struggling to get the help they desperately need.

Cristian Pellegrini owns three Menchie’s frozen yogurt stores. When the pandemic hit last year, he closed his shops for two months.

“As for Menchie’s income, there was absolutely no income, so we had to use our reserves and savings,” said Pellegrini.

According to Pellegrini, business has slowly picked up since then, but sales are still half what they were before. He says his PPP loan – which is forgivable when the money is spent on things like payroll and rent – was a lifesaver.

“We are incredibly grateful because otherwise we would have closed our doors a long time ago,” said Pellegrini.

At first the PPP was plagued by problems. Big companies like Ruth’s Chris Steakhouse and the Lakers have devoured huge amounts of PPP money, while small companies have struggled to get some. In fact, an I-Team analysis of the program found that more than 3,000 California small businesses were getting $ 1,000 or less. Two local companies received just $ 1. Under public pressure, Ruth’s Chris and the Lakers returned their PPP money.

And now that the federal government is releasing the second round of PPP money, changes have been made to the program that will allow small businesses like Pellegrini to qualify for more money. Some changes also apply retrospectively to the first loan. But the problem: Pellegrini says his bank, City National Bank, won’t be making the changes to help him.

“It’s a huge sum of money for us small businesses. It’s $ 14,000. And I know that isn’t a lot of money for a lot of people, but it keeps my people busy for two weeks.” said Pellegrini.

Beth Milito of the National Federation of Independent Business says she hears from other small businesses who are struggling to get their banks to make the new changes.

“I have the rule here and I understand I can use this method, but my bank is telling me they don’t know how to do it or they haven’t upgraded yet,” Milito said.

Team I asked City National Bank if they were looking at Pellegrini’s loan. It told us it doesn’t comment on customer credit. Pellegrini has not heard from them.

“For me it’s the principle,” said Pellegrini. “It’s about waiting for something you’ve already done for the customer. In this case, I feel ignored, left alone.” Pellegrini requested a second

PPP loan from another lender. He is determined to look to the future with hope.

“I am completely confident that things will get better,” he said. “I believe in the small business, I believe in mechies, I believe in the community.” Small despite the problems

Business lawyers encourage business owners to apply for a loan. Congress has just postponed the application deadline to May 31st.