Out on a limb trying to figure out where your stimulus money is? Help is here.
The IRS is teeing up another batch of payments this week to, coming by mail as or going straight to bank accounts as a . If you’re still waiting for your stimulus check for , however, you can comb through the IRS weekly payment schedule and use the IRS tracking tools to get an idea of the timeline.
On top of the third stimulus checks, the IRS is sendingto those who qualify for the supplemental payment under the . Passed in March, that stimulus package also included the advance and a .
Here’s what you should know aboutand when to file a . If you have dependents, look out for the advance to begin in July — you can — and learn more about . Also, we’re following the debate over a . This story is updated on a frequent basis.
Who is getting the third stimulus checks and plus-up payments?
The IRS sent more than $1.7 billion this last week to those who are eligible: $949 million as in the mail and another $809 million as to bank accounts. This batch includes payments to eligible individuals the IRS didn’t have information for and recently filed a tax return along with another round of .
What are plus-up stimulus payments? Depending on which year’s tax form the IRS used when it did the math on your third payment, the IRS may have calculated the amount of the payment using an older tax form instead of your 2020 filing. If this is your situation, once the IRS receives yourand again, you could be due more money based on information from your current filing — or on other factors if you .
The IRS said it’s automatically sending these plus-up stimulus payments if it needs to square up the amount it owes you, but to double-check the math, you may want to confirm how much, and then .
How can the IRS tracking tool tell you the status of your stimulus payment?
With the IRS, you can get a daily update on the status of your payment. The online app can also alert you with a message if there’s a that you may need to address. It can’t, however, give up an update on your plus-up payment status from the IRS.
If you expect your payment to come in the mail, you use a free tool from the US Postal Service to.
What is the IRS payment schedule for the third stimulus checks?
Most of the third stimulus check payments have gone out from the IRS and US Department of the Treasury based on the information the IRS has on hand to determine payment amounts. This week, that includes 500,000 payments to those the IRS just received a tax return for. The, however, gives these federal agencies until Dec. 31, 2021, to send out all the third checks. That gives the IRS room to process 2020 tax returns and square up payments for those who are owed , folks who filed for a and other groups, like or don’t have a fixed address (such as people experiencing homelessness).
If all or part of your stimulus check doesn’t arrive by then, you’ll need to claim missing money via a 2021 tax return in April 2022, a year from now. This would be similar to thefor claiming missing money from the , which is currently in effect for 2020 taxes.
Stimulus check payments made to date
|Direct deposit||Paper checks||EIP Card||Direct Express Card||Plus-up|
|1st payment batch — March 17||90 million ($242 billion)||150,000 ($442 million)||Not disclosed||Not disclosed||Not disclosed|
|2nd payment batch — March 24||17 million ($38 billion)||15 million ($34 billion)||5 million ($11 billion)||Not disclosed||Not disclosed|
|3rd payment batch, including Social Security — April 3||2 million ($5 billion)||2 million ($5 billion)||Not disclosed||Not disclosed||Not disclosed|
|4th payment batch, including first plus-up payment — April 7||24 million ($33 billion)||1 million ($3 billion)||Not disclosed||3.1 million||1 million ($2 million)|
|5th payment batch, including nonfiler veterans — April 14||1.2 million ($2 billion)||800,000 ($1.4 billion)||Not disclosed||Not disclosed||700,000 ($1.2 billion)|
|6th payment batch — April 21||900,000 ($1.5 billion)||1.1 million ($1.8 billion)||Not disclosed||Not disclosed||700,000 ($1.2 billion)|
|7th payment batch — April 28||1.1 million ($2.5 billion)||850,000 ($1.8 billion)||Not disclosed||Not disclosed||730,000 ($1.3 billion)|
|8th payment batch — May 5||600,000 ($1.1 billion)||500,000 ($900 million)||Not disclosed||Not disclosed||570,000 ($1 billion)|
|9th payment batch — May 12||500,000 ($946 million)||460,000 ($854 million)||Not disclosed||Not disclosed||460,000 ($800 million)|
|10th payment batch — May 19||$809 million||$949 million||Not disclosed||Not disclosed||Not disclosed|
Is that IRS letter on the third payment worth keeping?
We think you should hold on to that IRS letter signed by President Joe Biden that confirms your stimulus payment, including the amount and how the IRS sent your money. That letter from the IRS — Notice 1444-C — is your proof that the IRS sent a payment in case you don’t actually receive it or if you received less than and need to claim the missing amount later. Here’s more on .
Stimulus plus-up payments: What you need to know
Start here if there’s a problem with your stimulus payment
The IRS doesn’t want you to call if you encounter a problem with the delivery or amount of your stimulus check. So what to do instead? Our guide walks you through, including checks that never arrived (try ), direct deposit payments that went to the wrong account and other issues.
Why is there a delay with your stimulus check?
Here’s more information onwith your stimulus check.
Stimulus check delivery start and end dates
|First direct deposits made||March 17 (official)|
|First paper checks sent||Week of March 15|
|First EIP cards sent||Week of March 22|
|First Social Security, SSI, SSDI payment sent||Weekend of April 3, most arriving April 7|
|First plus-up payments||Weekend of April 3|
|VA benefits for veteran nonfilers||Week of April 14|
|IRS deadline to finish sending checks||Dec. 31, 2021 (mandated by the bill)|
|Last date to receive a check||January 2022 (if mailed checks sent late December)|
|Final claims for missing stimulus money||2021 tax season likely (in 2022)|
What if your check is less than you expected?
The IRS isn’t particularly big on communicating how much money it calculates for your stimulus check. You won’t find that figure in the agency’s, but you will see it in the you’ll receive in the mail. (And here’s why you .)
So what happens if you use ourand notice the numbers seem way off, or the IRS letter quotes an amount you didn’t receive? Start by triple-checking your to make sure you’re eligible for the total you expect. Remember the IRS is automatically sending and that happens after the agency . If you or otherwise added a in 2020, you won’t need to to claim the supplement.
The IRS could open up claims for missing stimulus money before its Dec. 31 deadline to stop sending checks. If not, you— when you file your 2021 taxes in 2022 (even if you’re a ).
How does your 2020 tax return affect your payment total?
Taxes were. So how will the IRS figure out how much it owes you? It will based on the most recent tax filing it’s processed when tabulating the amount of your stimulus check.
If you, your total will likely be based on your 2020 , not on your 2019 AGI. That presents complications if the difference between the two years .
On the flip side, if the IRS uses your 2019 taxes and you’re owed more money based on your 2020 AGI and dependents, you could get a. If you got more money than you’re owed, you’ll only need to in some cases.
What if the IRS owes you for the first two stimulus checks?
Plus-up payments are going out weekly along with the third round of checks, but they may not be the only money you’re due. For, you need to claim that on your 2020 taxes. We suggest making sure you also know where to . Tax may need to be proactive about claiming a , too.
Millions may wind up getting a smaller stimulus check than they’re actually owed.
What should SSI, SSDI recipients and veterans know?
and people who get are now receiving stimulus checks from the IRS and Treasury. Delivery details should now be available in the .
You might get your stimulus money by direct deposit to existing Direct Express cards if this is how you normally receive benefits, and if you didn’t file taxes in 2019 or 2020. Otherwise, the money could come in the mail (here’s so you know it’s legit). The SSA says that Social Security beneficiaries like SSI and SSDI groups will not receive an EIP debit card.
If you’re a tax IRS’ Non-Filers tool by November 2020 to submit information, you may have already received your check before other Social Security recipients.and you used the
Stimulus check 3: How much money you’ll get
Read more about rules and exceptions
Stimulus checks aren’t necessarily a one-size-fits-all situation. Here are guides for:
Could there be a fourth stimulus check this year?
The American Rescue Plan had barely become law in March when lawmakers started pushing for a fourth stimulus check, either in the form of another one-time payment or as recurring payments for the duration of the pandemic. Sens. Elizabeth Warren, Bernie Sanders and 19 other members of the Senate earlier this spring sent a letter to President Joe Biden urging him to include recurring direct payments in his .
Others in Washington, such as Democratic Rep. Pramila Jayapal, are proposing $1,000 recurring monthly payments to help those who continue to struggle through the pandemic.
Biden has not committed to another round of payments, and White House press secretary Jen Psaki said the administration will look to Congress for a proposal for a fourth payment.