There may be more incentive money coming your way. Here are all of the ways you can see a larger third check.

Sarah Tew / CNET

ON Counter proposal (PDF) to President Joe Biden $ 1.9 trillion stimulus package and be third stimulus test for up to $ 1,400 per person would create one more targeted stimulus check fewer people would run out of that. But Democrats are supposed to prepare a process that will be called Budget reconciliation to enforce Biden’s check, either modified or as is. Any changes to the maximum alone can affect whether you receive full, partial, or no payment.

When a $ 1,400 stimulus check that follows the same Formula as the first two tests were approved – or any stimulus check greater than $ 600 – it would be clear Bring more money to your household overall, compared to the second stimulus payment.

A. Change to stimulus qualifications or development in your own circumstances could get you and your family too more money in a third check than you in the second round. We will set out what could hypothetically happen. This story has been updated.

Biden’s plan could result in more loved ones being eligible for a payment

Who counts as dependent? That depends on the definition in the next stimulus package. For the first and second examA dependent is any child aged 16 or under. However, previous Democratic proposals are aimed at expanding the definition to include anyone you can claim Your tax returns – like children over 16 and adults under your care.

If Congress approves Biden’s proposed amount – and all of this is currently still in negotiation – it could add an extra $ 500 or $ 600 to a family for each person you support, based on the child support reviews set out in the first and second reviews, respectively . It is not clear whether there is a limit to the number of dependents you could claim in this situation or whether new qualified dependents may be of higher quality.

It is also not clear whether the new qualifications would only apply to people who were excluded as a make-up payment in the first two rounds, or whether every third stimulus check would also involve a new cash injection per loved one.

A quick calculation: if you have one addict who qualified in the first two rounds and three who qualified in the third, this would add $ 1,000 to $ 1,200 for your family if you have no other changes. Try our third stimulus test for an estimate.

Could you get more money for a dependent child this time around?

Biden’s stimulus plan has not yet outlined how much money would be used for children, but its involvement of loved ones of all ages signals that there would be extra money for this group in the next round.

A proposal from the White House in October offered Keep the same age limit for kids, but double the payout to $ 1,000. In this particular and very hypothetical scenario, if you have an addict, your third check may be $ 500 higher than the first check ($ 500 per child dependent) and $ 400 higher than the second check ($ 600 per qualified dependent).

A new addict could also make more money for your family

If you’ve had or adopted a new child, or if an elderly relative moves in, or if you’ve received a dependent for any reason since the last check, you may also see $ 500, $ 600, or $ 1,000 more, depending on the invoice text set in the final . It is likely that the third stimulus check would do this Use the numbers from your taxes for 2020.

More families with mixed status could qualify for payment

According to Biden’s stimulus plan, more Families that are considered “mixed status” would be eligible for a stimulus test. The The second payment expanded the rules for the first review by allowing for families where One spouse is a US citizen be eligible for a check. Biden’s suggestion would work with more scenarios; For example, it would potentially incentivize check checks to a household of children who are US citizens and parents without citizenship.


Did you recently get married or have a baby? That could mean more money in a third stimulus payment.

Sarah Tew / CNET

What does it mean to you if your employment status has changed this year?

If you got unemployed or your wages fell this year, it could be lower your adjusted gross incomethat you use to determine your payment. For example, if you got a partial payment on the first or second check, a third check can make full payment when you are no longer busy.

How are you affected when you are newly married?

A change in marital status may result in a greater review, depending on several variables including your spouse’s enrollment status and any new loved ones. For example, if you were single and filing on your own, the first time you received no more than $ 1,200. Married, you could be eligible for up to $ 2,400 since then The IRS Formula for Determining Your Total Stimulus Money is based on your combined household income.

If a third stimulus check comes in for $ 2,000 per person, your spouse could double it to $ 4,000. Alternatively, if your AGI employees would only bring you one partial stimulus check payment Filing alone with a spouse whose income is below the threshold allows you to qualify for the full check amount.

Joint custody of your child can affect your payment

If you meet certain qualifications, you and the other parent of the child are both may be entitled to claim additional incentive money. That means you could get an additional $ 500 or more on the third stimulus check, especially if something has changed in your situation between the time you file your 2019 tax return and your future 2020 tax return. The third check allowance is based on yours last tax return.

A rule change involving inmates could become permanent

A federal judge decided that The IRS owes stimulus checks to inmates in the prison who qualify. If the judgment is valid, these individuals may be eligible for a third stimulus check as well as the first two, with more potential money available for loved ones.

Not yet known: status of stimulus testing for undocumented people

Democrats suggested that Undocumented US citizens should be eligible for stimulus relief Means if they pay taxes (via an ITIN number). That determination was Part of the Heroes Act that happened to the House of Representatives in two forms, but that is not a law. Currently, you need a social security number to be eligible for a stimulus test.

If a third stimulus check arrives, it would mean that this group could potentially get a check for thousands of dollars. For a couple with two young children who missed the first check, the third round could potentially bring in as much as $ 3,300 for a couple that receives the full benefit of $ 2,900 and one that goes for $ 600 Dollar is dependent.

Everything else here is you need to know about stimulus checks todayincluding what to do if your The second check doesn’t make it until January 15th and how Contact the IRS about your missing payment.